nototribalist:
My popsi left only N126k and his N120k monthly pension is still going in for the past 5 years now. Union bank don frustrates us to the point we don't bother about the account anymore.


In addition, we got the whole court documentation until we were told by the bank that the pension money paid into the account from when he died will be refunded back to the pension people. At that point we lost appetite for the millions in the account by now.

You will be surprised pension doesn't know about this. Go and inform them let them hold the manager by the neck. Write to pensions and CBN.

Manager wanted you to back out so he can eat alone. Since he has eaten alone, next is to die alone.

ojun50:

it is not about being happy, many men are are wired that way, bt those who put there family first do the right tin.

its not a gender thing but pschological... if theres no trust,then dont expect anyone to act against their wish easily....i have #a grandfather very tight and unassuming of a being...after several silent games of docility and silence,the man has finally given me charge of construction projects meant for hhis retirement something he refused vehmently for his first children..... dont blame anyone for not been trustworthy

ATTAHDYE:
Cock and Bull story, nothing like that is happening anywhere.

Unfortunately, it is the reality of how things work in bank.

Small pikin brain of these propagandrous women to chop their husband moni by all means necessary

pocohantas:


Lol, tbh, I really so not think this is their reason. Most Nigerian men think they owe their siblings more loyalty than their wife. They also think their siblings are more loyal.

That is why you will hear men say "my family that suffered with me", you will hardly hear a woman say that. My own brother was even a culprit. Give a man and a woman forms to fill; maybe a travel manifest. Lets assume they are both in very serious relationships. The woman would most likely write her fiance's name. The man would write his brother's name. Even if na orphan/only child, e fit put im uncle wey train am for school

When you see the ones that mention their wives first, look at them...for many, there is a way their eyes light up. You will know they didn't mention her to fulfil all protocols, but because they really want her to be secured.

I can't say same for the women o. They mention it unto say "ehn, I am married na. It has to be him".

A man's love could be very pure.

This description is apt... What course did you study? And career interest?

Foolish husband: aye laba aye lama fisile si.
We got it in this world, we shall leave it in this world.

For urgent sale is a completed 2-bedroom flat in a full plot of land in Ijoko, Ota, Ogun state
All documents are valid and available.

lilwetdick:
they know the type of wives they marry, that is why they want their money secret

The thing is : Why did they marry such people in the first place

Charleys:
How do bankers get rich by protecting people's money?

This is a fake news trying to make you trust your wife.

It isn't a fake news oh! It's so true.

Felixalex:
What of dead wives? Abi na only man de die? Abi na only man de work, hustle get money to put for bank?

No mind the OP

oglalasioux:


It's obligatory on the banks to inform next of kin after a certain period the account is dormant. If the banks know for certain that the account holder is dead and fail to inform next of kin, then it's criminal on the part of the bank.

Wch law are u quoting?...u are even using d word "obligatory".....

When women are discussing, you will know. It's still the same lost, whether you loose it to the bank or tell your wife about it, it's still the same thing. She will either force you to spend it all through her flimsy and flamboyant life styles or she will kill you to have all the money. Best thing to do is, let her know you're banking with UBA. So, when anything occurs, she will know where to go. With BVN, they can locate other accounts.

I remember Pastor Akanni the INEC Commissioner who died some years back in a plane crash. He had about N7 billion naira unknown to his wife.

obembet:
I was privilege to chat with a female bank manager, she made a scary revelation to me. She told me how Nigerian bank vaults are filled with monies of dead men who kept their bank accounts secret from their wives.

She explained it was against bank ethics or policies for an account officer to inform the relatives of a deceased customer of his account (without his permission). And since the man is dead, without giving his permission, the bank dubiously keeps silent about the money. She told me it is rampant among many businessmen.

She revealed many instances of dead men whose families are still suffering, while they have millions stashed in their secret accounts.

She mentioned one that happened few months back. The man died and the wife was crying all over the place, looking for money to bury him. Whereas the man had nothing less than 60 million naira in his accounts. The banker said it got to a stage that she could no longer bear it, her conscience was pummelling her. She had to go against her bank rules, and got in contact with the widow and revealed to the woman how much her husband had in his accounts and how to claim them.

She also told of another story of one man who escaped death, but his right hand got paralysed. He couldn't sign his chequebook with his left hand and he was in a desperate situation that needed him to sign papers and cheques. That was how he learnt his lesson the hard way. As soon as he got better, he immediately made his wife co-signatory to all his accounts and involved her in all his businesses. What if he had died? That was how his family would have suffered in the midst of plenty.

This stupid behaviour is not reserved for wealthy men alone, even paupers who earn little have their own complex issues.

I just read on the wall of one of our groups where a man complained of how his friend refused to release his ATM pin number to his wife even though there was an emergency at home, and his ATM was at home.

Many orphans and widows suffering today are put in that condition by their stupid dead father.

Women and Retirees are not left out. Someone told me how a relative of hers died and none of her relatives knew that her properties were scattered all over the world. Not even one house. Not even a dime in any of her accounts... If you knew billions unclaimed in banks belong to selfish dead people, you would weep.

Banks and Bankers grow fat on these oafs.

Please do the needful now that you still have the breath to do so. Of course tomorrow is pregnant and only God knows what it will deliver.

A word is enough for the wise

Source: obembet

Op I don't think your topic is well constructed. Its not specific to husbands alone. It should rather be "individuals" because wives, bachelors and spinsters are involved too.

laudate:

Thank you for telling them the truth, o jare. People just like to make comments based on assumptions.

Exactly! Thanks for spelling it out, my brother. I am amazed at the erroneous information that people are basing their responses upon.

I am more than amazed..some are even posting erroneous comment with so much assertions and confidence...The same thing Wole Soyinka said..people comment on what they have zero knowledge on....it is now a sin to be quiet on cyberspace .

God bless you with good and faithful children who are trustworthy ,but some women knowing how much your account worth will start to behave funny,I knew a wife who refused to surrender her husband details to the administrators simply because of the other children

SmartyPants:


The bank is not supposed to keep quiet about it. The mobey legally belongs to the deceased's next of kin, therefore the moment he or she passes away, an equitable trust is created which must be executed in line with the marriage and inheritance laws of Nigeria.

I assure you, the law has made ample provision for such situations so any bank claiming to act ethically by not disclosing said accounts may be in breach of trust.

Note: trust here connotes a legal obligation

Woooowww.....will u keep kwayet

deltateam:


You will be surprised pension doesn't know about this. Go and inform them let them hold the manager by the neck. Write to pensions and CBN.

Manager wanted you to back out so he can eat alone. Since he has eaten alone, next is to die alone.

This is also done to soldiers. I heard from one that when they are sent to fight Boko haram with useless weapons, they will be killed off. Their allowance wills still be entering their accounts. Their Soldier boss will not tell government that this particular soldier is dead and gone. So the money accumulates in the bank. The Bank and soldier Oga will withdraw it and eat everything.
The soldier who told me this had just received debit alert from the bank. They thought he was dead. So he had to run to bank to show himself and investigate.

deltateam:


Op I don't think your topic is well constructed. Its not specific to husbands alone. It should rather be "individuals" because wives, bachelors and spinsters are involved too.

Husbands try to earn more than their wife and when she dies, it's not her money anybody wants to be struggling for.
Most times, if the woman is a millionaire person, she has already kuku divorced or is doing one feminism single something.
There's kuku already nobody to touch her money.
So the issue concerns men mostly.

What an interesting thread.


There's no need for counter arguments left and right


I suggest to all men, employ the services of a lawyer as your estate expands. Employ the services of a bank vault where documents can be saved as they grow. In case of an unexpected demise, your lawyer can gain access to your information with all the information supplied beforehand and make a declaration to the family


Also, prepare a will and Renew it at least every two years.


If were established enough to have properties, money and all, then engaging the services of a professional legal adviser shouldn't be a challenge. Why trying to avoid little spending at the expense of a bigger loss.



Men engage lawyers,leave nothing to chance

pocohantas:


Lol, tbh, I really so not think this is their reason. Most Nigerian men think they owe their siblings more loyalty than their wife. They also think their siblings are more loyal.

That is why you will hear men say "my family that suffered with me", you will hardly hear a woman say that. My own brother was even a culprit. Give a man and a woman forms to fill; maybe a travel manifest. Lets assume they are both in very serious relationships. The woman would most likely write her fiance's name. The man would write his brother's name. Even if na orphan/only child, e fit put im uncle wey train am for school

When you see the ones that mention their wives first, look at them...for many, there is a way their eyes light up. You will know they didn't mention her to fulfil all protocols, but because they really want her to be secured.

I can't say same for the women o. They mention it unto say "ehn, I am married na. It has to be him".

A man's love could be very pure.

my dear Pocahontas, speak for your self and not all women. I used to be that man who leaves wverythin like that for my wife until I realized that the world is not what it seems. Women can be very very dangerous. Men have to be very careful of Nigerian woman of nowadays

obembet:
[

quote author=Katier00 post=80501078]Some men believe that if they let their wives know about their business or money, they will kill them in other to inherit their wealth. Men are very insecured.

What about their children

But it's true to some extent...

Bafemi:
This is untrue. I say this because I am in the system and I understand how it works. All the family needs is to visit the court probate office. In cases of uncertainty, the court can write the banks to furnish them with any bank details of the deceased in that particular name and more easily these days, BVN.

Mind you, this information is not difficult to come by these days, even details of deceased assets in investment houses other than banks can also be retrieved much more banks.

Which family are you talking about? The ones that are not aware that the man has money in your bank?
Since you are in the system, tell us how many immediate family of a dead customer you have informed about the money wasting away in their deceased loved ones account Or how many families you have tried to trace to their address to inform them about the accumulation of money in the account of their long dead loved ones?
I have people in the system who have said a lot about this same issue. You know a lot of people have died before the introduction of BVN/ phone number?
Even with the phone number and all, Bank will never contact anybody to come and claim any money! Even those that are privy to such information before the departure of their loved ones go through hell before they are able to get this money.
It is almost the same with stockbroking firms too. Most of the time, the next of kin give up on the stocks especially if the stock value isn't that much because of the stress/money involved in converting the account into an Estate (dead people's) account.
But the best thing a man can do is to have a life insurance policy, here the next of kin will even be informed about the money in the account and to get the money, you only have to present your means of identification. But most people in Nigeria have trust issue with insurance.

uuzba:

Husbands try to earn more than their wife and when she dies, it's not her money anybody wants to be struggling for.
Most times, if the woman is a millionaire person, she has already kuku divorced or is doing one feminism single something.
There's kuku already nobody to touch her money.
So the issue concerns men mostly.

Read your writeup slowly.

SocialJustice:
Which system are you in? You sound too ignorant to be in the banking system or you're a casual teller and want to form staff here.

LOL... Going through your profile, I'm not in doubt as to how you poorly were raised, seeing that all you do is throw insults here and there.

devlishGINGER:
There is no need to worry depending on who your next of kin is
In the case of the demise of a customer, the next of kin could lay claims to such monies or properties

Bros no be so I tell you.A typical case is when Mr A's next of kin is Miss B who is the adult daughter but Mrs C who is the wife gets a letter of probate from admin gen and min. of justice through a lawyer.She claims the funds! I have seen this happen on Moreover banks will never contract the next of kin even if they know that the customer is deceased. (They need idle funds to shore up their books too)

If we have to check a number of banks, you will understand what I mean.
The system is so much wobbled.

Unfortunately, the court official also do collude with unscrupulous bank officials. But the time you finish all the court processes which take a long time, you may be confronted with an already looted account. Nothing you can do since no-one knows the account details. By then, you would have paid all the official fees while the govt will also be waiting at a corner to deduct another percentage of the money. At times up to 30 %. It's a bad situation. Am aware that the Nigeria Senate knows about this and they promised taking action on the issue but none yet. Its pathetic.

Aystarz:


The thing is : Why did they marry such people in the first place

blind love,deceitful love

healthserve:
What an interesting thread.


There's no need for counter arguments left and right


I suggest to all men, employ the services of a lawyer as your estate expands. Employ the services of a bank vault where documents can be saved as they grow. In case of an unexpected demise, your lawyer can gain access to your information with all the information supplied beforehand and make a declaration to the family


Also, prepare a will and Renew it at least every two years.


If were established enough to have properties, money and all, then engaging the services of a professional legal adviser shouldn't be a challenge. Why trying to avoid little spending at the expense of a bigger loss.



Men engage lawyers,leave nothing to chance

lawyers can be compromised..so nothing is certain!!

This is the claim some bank manager target in there office after 2years of the dead no next of kin. Owo ba de

In this day and age, no one can keep a secret account any more, everything is connected to the BVN. Unless the fund is illicit then the owner would have to take deliberate steps to keep it unconnected to his/her BVN.
Once your BVN or even one account is known at any bank, all the accounts connected to the owner will be known.
Also, next of kin has nothing to do with who gets the money, it is the administrators on the letter of administration or Executors as stated in the will.
This thing your saying used to happen, but BVN solved it.
It can only happen when the family is not exposed at all.
Some people have valid reasons for hiding their money from their spouses. Some wives will give you their family Bill. I'm not married, but from experience with girlfriends, I see valid reasons to keep money away.

This is the edge Insurance industry have over banks.

babyfaceafrica:
lawyers can be compromised..so nothing is certain!!

Indeed. A legal firm with repute.


Also don't let your immediate family know whom your personal lawyer is. Separate regular deals lawyer from lawyer than handles big transactions and dealings.