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Someone Used My ATM Card To Shop On Aliexpress - Crime (4) - Nairaland

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Re: Someone Used My ATM Card To Shop On Aliexpress by Gee64: 12:28pm On Feb 02, 2020
Cyber criminals in Nigeria, please stop this evil act.
Remember, "You must not steal!"
See my signature for link please if interested in system draws on Football!
Re: Someone Used My ATM Card To Shop On Aliexpress by Nobody: 12:29pm On Feb 02, 2020
Techbrity:


This is the alert I got.. I don't receive bank alert through mail..

Then you still have a chance, am absolutely sure the order has not being shipped, contact ali express LIKE RIGHT KNOW!!!
Re: Someone Used My ATM Card To Shop On Aliexpress by greatme2good(f): 12:30pm On Feb 02, 2020
Weedsmoker:
But seriously how is that possible? I thought OTP code to your phone number is required for confirmation.
Exactly my thought...Nawaaoo
Re: Someone Used My ATM Card To Shop On Aliexpress by shadeyinka(m): 12:31pm On Feb 02, 2020
Danhoys:
I don't know if this is the right section.. Please lala, your help is needed.

You can still have the transaction stopped
1. Join AliExpress
2. Go to Help/chat
3. Their Bots will reply you. Keep giving unreasonable answers until they give the option of speaking to a real customer care
4. When you succeed, make your report and the transaction will be put on hold until the situation is resolved

AliExpress is a little cumbersome to reach but it is possible.

Wish you the best.
Re: Someone Used My ATM Card To Shop On Aliexpress by nadesh(f): 12:32pm On Feb 02, 2020
greggng:



I love women but I am afraid 80 percent of them are careless. Just yesterday one withdrew money with her atm card and forgot it on the machine. She just took the money and left ...I was trying to insert mine , it couldn't enter ...,so I had to run after her to notify her....she just came back without even saying thank you ....keep butting chewing gum like professional Olosho . They will board public transport , they most left something behind....either a bag full of their expired pants or make up ....I pity the kind of children such careless people will give birth to
grin grin
Re: Someone Used My ATM Card To Shop On Aliexpress by UNCL3(m): 12:32pm On Feb 02, 2020
Nowadays banks are beginning to connive with scammers to scam their customers
The other day a roommate's ATM card was seized by the Machine during the weekend and the he went to collect it back on Monday, after collecting it he got debited for shopping online.

Now Question,
Was your Atm card seized lately?
Did anyone call you, claiming to work for your bank asking for your Atm details?

If any of these 2 things has happened then sorry to let you know, you will be getting more debit alert soon... Better go and block the Atm card now.
Re: Someone Used My ATM Card To Shop On Aliexpress by Techbrity(m): 12:35pm On Feb 02, 2020
Rafiq2:


Then you still have a chance, am absolutely sure the order has not being shipped, contact ali express LIKE RIGHT KNOW!!!

I've tried, but can't.. Only a bot keep replying me by the name Eva.

However, I got a reply from zenith. See it below..

"
This is to acknowledge the receipt of your mail.


Kindly get a cancellation/decline receipt from the merchant(s), to enable us drop the amounts on hold, or, allow a period of 30 days for a possible reversal, if the merchant does not claims funds.


You may also complete the dispute and affidavit forms in any of our branches, to aid a possible chargeback of the payments.



Please provide your account number to enable us validate the deactivation of your ATM card."


Hoping I get back my money.. It's to big for me to let go easily.
Re: Someone Used My ATM Card To Shop On Aliexpress by Wyclefniranz(m): 12:36pm On Feb 02, 2020
Kobicove:
If your ATM card went missing without you knowing it most likely means that it was stolen by someone who is close to you undecided

Exactly,banks will even send OTP to your number for confirmation,The person receives the OTP through one diddle means
Re: Someone Used My ATM Card To Shop On Aliexpress by uchaymart(m): 12:37pm On Feb 02, 2020
kunleweb:



This is an issue o. Block the card. Speak to your card issuer/bank. Then try to chat with AliExpress and tell them your card was fraudulently used and you want the order cancelled and the funds sent back to you account. All these may take up to 28 days to investigate and fix

That money has gone because if he blocks the card, there won't be any possible refund when tries to send it back to the account..

Remember you buy with your card and not bank account number...

He should block the card, request for a new card from the bank, activate your OTP for all transactions.
Re: Someone Used My ATM Card To Shop On Aliexpress by DSoj(m): 12:40pm On Feb 02, 2020
What kind of useless bank?
A bank should request a final pin that should be sent to your bank registered phone number as the final stage of payment before granting online payment.

Or was the person with ur phone also?
Re: Someone Used My ATM Card To Shop On Aliexpress by Enemyofpeace: 12:41pm On Feb 02, 2020
dominique:
I'm afraid you can't get your money bank from your bank, let's hope the shopping platform respond before it's too late
dominique the chief adviser kiss kiss
Re: Someone Used My ATM Card To Shop On Aliexpress by Xisnin(m): 12:43pm On Feb 02, 2020
greggng:



I love women but I am afraid 80 percent of them are careless. Just yesterday one withdrew money with her atm card and forgot it on the machine. She just took the money and left ...I was trying to insert mine , it couldn't enter ...,so I had to run after her to notify her....she just came back without even saying thank you ....keep butting chewing gum like professional Olosho . They will board public transport , they most left something behind....either a bag full of their expired pants or make up ....I pity the kind of children such careless people will give birth to
How is this about women?
SMH

2 Likes

Re: Someone Used My ATM Card To Shop On Aliexpress by Horus(m): 12:43pm On Feb 02, 2020
Danhoys:
I don't know if this is the right section.. Please lala, your help is needed.

Just this morning, I got a debit alert from AlieXpress and was wondering how possible. I thought it must be a problem with Aliexpress since I do shop there.. As i was trying to get to support, I got another debit alert, and yet another.

I had to block the atm through my bank app. I tried looking for my atm and it was nowhere to be found.

It dawns on me that I've lost my atm and someone is shopping with it. Now my question is, is it possible to recover my money through my bank, possibly trace the transaction and know who did it?

If someone has used your card in a store, or online, then you are covered under the Payment Services Regulations

The regulations say you must be refunded immediately if you have had money taken from your account without your permission

You must report the loss of your debit card, or any unauthorised payments as soon as possible
Re: Someone Used My ATM Card To Shop On Aliexpress by Xisnin(m): 12:45pm On Feb 02, 2020
ibinaboonline:
I've never used aliexpress but I'm sure they use OTP. Wish is international but they use OTP. Ordinary VTU with First bank card and you'll be getting several OTPs that even tire me.
Fake!
Only Nigerian and few international sites require OTP.
Safeguard your card to avoid touchy stories.
Re: Someone Used My ATM Card To Shop On Aliexpress by BoboKush(m): 12:45pm On Feb 02, 2020
dominique:


Ok that's a relief. let's hope the goods have not been processed and shipped yet

They can't ship till February 15 or xo.... They r doing something in China.... U can stil get refund.... Contact customer care that ur card was fraudulent used.... By tomorrow get statement of account from your bank and ur card details to their customer care

1 Like

Re: Someone Used My ATM Card To Shop On Aliexpress by Originalsly: 12:45pm On Feb 02, 2020
Who were you with last night before you fell asleep? Of you didn't share your card info with anyone.... then that person is suspect #1. Don't ask... who would confess? If in a household... be searching and let everyone know you don't remember where you left your card in the house.... the thief would find it for you. Say nothing. Let the Police point the finger.
Re: Someone Used My ATM Card To Shop On Aliexpress by IranianSea: 12:46pm On Feb 02, 2020
NotBeenPaid:





Good thing you blocked the card already, next is live chat with a customer care agent on AliExpress. Hopefully your issues would be resolved.


Another thing we must also have the back of our minds is that most banks sends you debit alert only after the payments has been completed after 24hours - meaning the seller would have been notified by AliExpress that he/she could go ahead with the shipment.







You're totally right but you should know that shipment is not immediate. If she contact as fast and she can, they can still cancel the order and refund her even if shipped, AliExpress can flag the shipment and get arrested whoever come forth to receive the package. Amazon did it once I believe AliExpress can do it too if they want to
Re: Someone Used My ATM Card To Shop On Aliexpress by kayourcome: 12:46pm On Feb 02, 2020
Only close relative could do such. Na person wey know you Weller stole that card. Even may be he has access to your mail or phone you received alert with. Check your surrounding
Re: Someone Used My ATM Card To Shop On Aliexpress by wonlasewonimi: 12:46pm On Feb 02, 2020
greggng:



I love women but I am afraid 80 percent of them are careless. Just yesterday one withdrew money with her atm card and forgot it on the machine. She just took the money and left ...I was trying to insert mine , it couldn't enter ...,so I had to run after her to notify her....she just came back without even saying thank you ....keep butting chewing gum like professional Olosho . They will board public transport , they most left something behind....either a bag full of their expired pants or make up ....I pity the kind of children such careless people will give birth to

Bro I dont believe this story. ATMs are programmed to give the card first before dispensing cash. If they don't do it in that sequence, most people will just do their transactions and leave the card there. However, what is most common is people leaving their cash on the machine after their transaction. The machine has also been programmed to pull back the cash after few minutes and credit the card back. I am not sure about Naija's ATMs sha.

@OP, it's not the fault of the bank you're careless with your card. They wouldnt refund you. You can go to Alieexpress support to stop the order.
Re: Someone Used My ATM Card To Shop On Aliexpress by BoboKush(m): 12:47pm On Feb 02, 2020
ignis:
Report to your bank and Ali Express. They will be able to refund your money and cancel the transaction.
You could also report to security agencies like the police and EFCC so that they can track the culprit with the help of ali Express

Efcc has a certain amount of millions before they can intervene..... Nt 50 something thousand.... If he like he can report to police but that's nt the main koko getting the order block n. Refund is the most important tin naw
Re: Someone Used My ATM Card To Shop On Aliexpress by shevon: 12:48pm On Feb 02, 2020
Techbrity:


This is the alert I got.. I don't receive bank alert through mail..
Wow, my bank usually sends email and SMS notification days before the debit is passed.
Just report this case to your bank (I'd suggest you take a written report to them and have it acknowledged). If after 5 working days they don't get back to you, write them an email, attach the acknowledged letter and put CBN consumer protection (cpd@cbn.gov.ng) in copy of the email.
This kind of thing can be painful Sha.
Re: Someone Used My ATM Card To Shop On Aliexpress by dingbang(m): 12:50pm On Feb 02, 2020
abuhusna1:

It's possible your bank will help you recover the money from master or visa card if it's not you who did shopping with it. It happened to me sometimes in Nigeria and gtb refunded my money which was 25 dollars. But in western world within a week u get your money back but Nigeria it will be around 40 days
bank is not responsible for such. If her atm pin got missing, she should have gone to the bank for it to be hotlisted.
Re: Someone Used My ATM Card To Shop On Aliexpress by udemzyudex(m): 12:52pm On Feb 02, 2020
Jephz:
I knw it's very possible..what I'm saying is I'm not sure if it will be possible for him to get his money back if he doesn't act fast .....last year same happened to my sis ..over 70k... but she reported immediately...I think about 50 something was returned after like 2 months

Ok
Re: Someone Used My ATM Card To Shop On Aliexpress by Nobody: 12:53pm On Feb 02, 2020
Danhoys:
I don't know if this is the right section.. Please lala, your help is needed.

Just this morning, I got a debit alert from AlieXpress and was wondering how possible. I thought it must be a problem with Aliexpress since I do shop there.. As i was trying to get to support, I got another debit alert, and yet another.

I had to block the atm through my bank app. I tried looking for my atm and it was nowhere to be found.

It dawns on me that I've lost my atm and someone is shopping with it. Now my question is, is it possible to recover my money through my bank, possibly trace the transaction and know who did it?

What is the name of the bank? Because there should be an authorization prior to that effect.
Re: Someone Used My ATM Card To Shop On Aliexpress by frank417: 12:54pm On Feb 02, 2020
Chai had it been you knew the shipping address it's to just go there and rugged the person.
Re: Someone Used My ATM Card To Shop On Aliexpress by TruthSpeaker: 12:57pm On Feb 02, 2020
Techbrity:


This is the alert I got.. I don't receive bank alert through mail..

YOU’RE VERY LUCK THE MONEY WASN’T MUCH. SOME $53 WHICH IS ROUGHLY 19,000 NAIRA. I HAD A WORSE EXPERIENCE WITH BANK PHB WHEN IT WAS STILL IN EXISTENCE ABOUT 9 YEARS AGO. I HAD A DOMICILIARY DOLLAR ACCOUNT IN THAT DEFUNCT BANK. MONEY WAS DEPOSITED TO MY ACCOUNT BUT WHEN I WENT TO ATM I WAS UNABLE TO WITHDRAW ALL THE MONEY. THE PHONE NUMBERS WITH WHICH I OPENED THE ACCOUNT TO RECEIVE ALERT WAS LEFT IN NIGERIA. WHEN I DEMANDED FOR MY BANK STATEMENT, I FOUND OUT THAT AN ALLIEN WAS WITHDRAWING MY DOLLARS FROM AN ATM IN KENYA. I WASN’T IN NIGERIA AT THE MOMENT AND TILL DATE I HAVE NEVER BEEN TO KENYA. I WROTE THE BANK AN EMAIL EXPLAINING THE ORDEAL. THEY PROMISED TO INVESTIGATE THE MATTER; BUT UP TILL DATE I AM STILL EXPECTING JUSTICE FROM THAT GHOST BANK. OVER $350 WAS PULLED OUT FROM THE KENYA ATM. I JUST WITHDREW THE BALANCE AND ABANDONED THE ATM CARD THEREAFTER.
Re: Someone Used My ATM Card To Shop On Aliexpress by timbaJ: 12:59pm On Feb 02, 2020
SouthNigerian:
Provided you are ready to spend some money, you can trace the Scammer & bring him(them) to books.

First: Report fraudulent activities on your card to the bank.

2nd: Report to the nearest police and seek for investigation into the fraud. You gotta let some cash slip for motivation sake.

3rd: Report to Aliexpress support about fraudulent activities perpetrated on your card. Ask for the Aliexpress account used in shopping with your card with the help of the police...

4th:









...
When you get to the 3rd stage, email me.

At this stage, I think Nigeria needs cyber security, there are more online thieves than the ofline folks
Track what? The person wouldn't be gullible to use is correct details
Re: Someone Used My ATM Card To Shop On Aliexpress by Techbrity(m): 12:59pm On Feb 02, 2020
TruthSpeaker:


YOU’RE VERY LUCK THE MONEY WASN’T MUCH. SOME $53 WHICH IS ROUGHLY 19,000 NAIRA. I HAD A WORSE EXPERIENCE WITH BANK PHB WHEN IT WAS STILL IN EXISTENCE ABOUT 9 YEARS AGO. I HAD A DOMICILIARY DOLLAR ACCOUNT IN THAT DEFUNCT BANK. MONEY WAS DEPOSITED TO MY ACCOUNT BUT WHEN I WENT TO ATM I WAS UNABLE TO WITHDRAW ALL THE MONEY. THE PHONE NUMBERS WITH WHICH I OPENED THE ACCOUNT TO RECEIVE ALERT WAS LEFT IN NIGERIA. WHEN I DEMANDED FOR MY BANK STATEMENT, I FOUND OUT THAT AN ALLIEN WAS WITHDRAWING MY DOLLARS FROM AN ATM IN KENYA. I WASN’T IN NIGERIA AT THE MOMENT AND TILL DATE I HAVE NEVER BEEN TO KENYA. I WROTE THE BANK AN EMAIL EXPLAINING THE ORDEAL. THEY PROMISED TO INVESTIGATE THE MATTER; BUT UP TILL DATE I AM STILL EXPECTING JUSTICE FROM THAT GHOST BANK. OVER $350 WAS PULLED OUT FROM THE KENYA ATM. I JUST WITHDREW THE BALANCE AND ABANDONED THE ATM CARD THEREAFTER.

Wow.. That's sad. My bank just replied to my mail. They requested I contact the merchant and have the order canceled or to wait for 30 days for a possible reversal. But till then, I should forward my account details to confirm my ATM has been blocked.

2 Likes

Re: Someone Used My ATM Card To Shop On Aliexpress by OscarJaden(m): 12:59pm On Feb 02, 2020
vincentjk:
How the person that stole your debit card will be counting your monies already

So sorry undecided
IndecentStar
Re: Someone Used My ATM Card To Shop On Aliexpress by abdullkabar(m): 1:06pm On Feb 02, 2020
Danhoys:


I am currently on it.. If not that today is Sunday, I would have been in the bank by now. They are yet to reply my messages in all their social handles..
You can try calling their customer care line, I hope someone answers
Something will most likely be done(have faith)
Re: Someone Used My ATM Card To Shop On Aliexpress by AceVentura: 1:08pm On Feb 02, 2020
Your money is gone cos you lost your ATM card which you’re responsible for. Since you already blocked the card, get to the bank later & ask for a new card. Be more careful next time.

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