₦airaland Forum

HeavenlyCherub:
Hello,

I’m just trying to gain insight from those who are married and others alike.

OPTION 1

Exception: Both of you keep the money you had prior to the marriage.

Option 1 there’s no his money and my money, you are 1. All income earned goes into the home.

So in this case all our income will go into a joint account (account A). From that account there will be a transfer of money out into
1. My separate account
2. His separate account
3. Our joint savings account

Amounts that go into 1 and 2 will be equal.

We spend on bills etc from account A. We will discuss jointly on lavish spending from account A e.g. vacations and kids stuff.

Whatever happens in account 1 is my business, no questions asked. If I save it all and want to buy an island fine. If I want to give my friends money, fine. Its from my allowance, not from the home.


OPTION 2

You both put in a percentage of your income into the joint account and keep a %. For example that if 1 brings in $100,000 a month and you bring $50,000.. both will agree to 10% of their individual earnings for the joint account.

OPTION 3

One spouse keeps both salaries and disburses it when it is needed.

I’m just curious. What method works for you?

Option 1 is better but I prefer option 3

bigpicture001:
I am exactly at this point with my soon to b married gf. Mentioned joint acct to her and sh frowned at it.......... We are later going to hv a one on one gist abt that...... Because I can't carry too much load on me oooo oooo.... It may kill me early

lolz..if she' workin u gat no problem even if she doesnt lik d joint acct

I don't subscribe to all these joint account, 50-50 splitting and stuffs, my home will not be an accounts department. My view is, I will take care of expenses like housing, traveling and vehicles while my wife will take care of running the home, feeding and children education. Healthcare won't be a problem as I have insurance. Then I will keep a sum in a drawer every month for miscellaneous. I'm not just a fan of bank accounts.

merieam16:
lolz..if she' workin u gat no problem even if she doesnt lik d joint acct

Sh is working. But a lot of working ladies are still stingy

MedicH:
I don't subscribe to all these joint account, 50-50 splitting and stuffs, my home will not be an accounts department. My view is, I will take care of expenses like housing, traveling and vehicles while my wife will take care of running the home, feeding and children education. Healthcare won't be a problem as I have insurance. Then I will keep a sum in a drawer every month for miscellaneous. I'm not just a fan of bank accounts.

Do u know feeding is more expensive than house rent by far..?

bigpicture001:
Do u know feeding is more expensive than house rent by far..?

It depends on ur idea of "housing".

MedicH:
It depends on ur idea of "housing".

The more classy a house is by its area, the more expensive. That means ppl Dat leave in thoss places won't also buy sachet cowbell. They go for large tin family size.. Still far more more expensive

bigpicture001:
The more classy a house is by its area, the more expensive. That means ppl Dat leave in thoss places won't also buy sachet cowbell. They go for large tin family size.. Still far more more expensive

Okay

MedicH:
I don't subscribe to all these joint account, 50-50 splitting and stuffs, my home will not be an accounts department. My view is, I will take care of expenses like housing, traveling and vehicles while my wife will take care of running the home, feeding and children education. Healthcare won't be a problem as I have insurance. Then I will keep a sum in a drawer every month for miscellaneous. I'm not just a fan of bank accounts.

Very reasonable approach

CAPSLOCKED:
SEE WHO'S TALKING ABOUT BITTER, AND GOD.
MADAM YOU BETTER DROP THIS ARMOUR OF A ONE WOMAN SOLDIER AND LIVE THE BEST OF YOUR LIFE. E-INDEPENDENT FEMINISM WAR MISTRESS WON'T PAY OFF IN THE LONG RUN.
I GUESS WE ALL LOG OUT AT THE END OF THE DAY TO FACE REAL LIFE AND ALL IT'S HARD BITTER LESSONS.

It's funny you talk about God, like some people are undeserving to have or mention Him. May you be alright last last.