Someone should please help me with the fbn customer service number, i have not been able to log in through the app since yesterday.

Olabodmit:
Someone should please help me with the fbn customer service number, i have not been able to log in through the app since yesterday.

Exercise patience, I'm sure you won't come back here by the time you have access the app. Meanwhile recheck, I think it's fine now

Good morning great men and women!
Any ideas how much are fbn mutual fund portfolios?
I want to use a low risk portfolio, suggest which from among the fbn packages.
Thanks already.
~MMF wannabe

Dear Clients,

Over the past few months, there has been a reduction in the interest rates of investments your monies are usually put in. These include treasury bills, bonds and money market instruments.
These rates have continued to fall over time.

We’ve been able to hold off reducing your interest rates for the past few months, however, it is imperative that we review this now to reflect current market realities.

From Saturday 8th August 2020, we’ll we reviewing our rates downward.

What’s Changing?

zSave: Interest rates on the funds in your zSave will now earn a 4% return per annum. Your prorated earnings will be paid at the end of every month.
As always, you can make unlimited withdrawals, buy airtime and pay bills without forfeiture of interest.

zPlan: The interest rates on your plans will now be graduated. This means that the interest on your goal will be calculated based on the length of time for your goal, and also other factors like if your goal is locked. This will range from 4% – 10% per annum.
This interest rate is determined when setting up the goal.

Unlocked goals.
0 – 60 days (1 – 2 months) – 4%
61 – 180 days (2 – 6 months) – 6%.
181 – 365 days (6 – 12 months) – 7.5%
Above 365 days (1 year and above) – 9%

Locked Goals.
0 – 60 days (1 – 2 months) – 4.5%
61 – 180 days (2 – 6 months) – 6.5%.
181 – 365 days (6 – 12 months) – 8%
Above 365 days (1 year and above) – 10%

P.S: Locked goals cannot be liquidated before the goal’s set maturity date.
At all points in time, you will be able to view your interest rate and interest earned either on the web, or on the mobile app.

Questions.
Does this affect my current zPlan goals?
No. Only goals set from 8th August 2020 will be affected by this change. All previously existing goals (funded and unfunded) will still earn the previous rates.

Love❤
The Ziing Team�

Looking for where to invest and grow your funds with high return on investment? Do you desire financial security? Then look no further, UK DION INVESTMENT LTD is here for you

Please I will like to invest in stanbic ibtc dollar fund. I'm only conversant with the MMF in naira.




Someone should please underscore how the Stanbic IBTC Dollar Fund works

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*Money Mistake 1*
Never borrow money that accrues interest to start a business . That is to say, never borrow money to start a business expecting that the business will generate income to pay back the borrowed money plus the interest.

*Money Mistake 2*
Never spend money you haven't received. Don't even promise someone money based on a promise you have from someone else. If someone tells you: "Ezra, come to my office tomorrow at 9am and pick #30K"don't go out to buy items on credit based on this promise, with the hope that you will pay off your creditor when the promised money comes; it may not come as promised and this will leave you in problems with your creditors.

*Money Mistakes 3*
If you want to save, whenever you receive money, don’t start spending hoping that you’ll save what remains. Normally what remains is zero because as long as money to spend is available, the numerous things you can spend it on are also available. And things to spend on even incite their 'relatives' so that you spend even more than you had planned. When money to spend is not available, we naturally find a way of doing without it. That's why I've learnt to save with an INVESTMENT CLUB. Once I send money there I assume I no longer have it. Before you spend any money, put your savings aside then spend what is left after saving.

*Money Mistake 4*
When you get an opportunity to meet a very wealthy person, never ask for money. Ask for ideas on how to make money. They may even choose to give you money on their own after seeing that your ideas are great, but let getting money from them never be your objective.

*Money Mistake 5*
Keeping your seed instead of planting it. Many people stop at saving. It's very, very difficult to save and have all you need to maintain your lifestyle especially after retirement. When you save, your savings are seed; plant it. When you just keep the seed (saving money) some seeds begin to die (eaten by inflation and the like). That's why I recommend that you read about the different types of investment vehicles you can use to grow your savings. I am not necessarily talking about putting the money in a business, because you can easily lose money in business. I am talking about putting it in an investment.

*Money Mistake 6*
Never lend someone money you are not willing to lose. By the time you lend someone money, be contented in your heart that should the person fail to pay, you will not die. You should not even lose that person's friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate this person’s entire clan, please advise the person to go to the bank.

*Money Mistake 7*
Never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf. Do I have to explain that one? No, it's self explanatory.

*Money Mistake 8*
Avoid keeping money you don't intend to use in the short-term within easy reach. For instance, don’t walk with #100K in your pocket when all you plan to do in a day costs #20K. Like I mentioned in Money Mistake 3, there are always expenses available to gobble any money that is within reach, so if you don't want to lose it, put it away in a safe place.

*Money Mistake 9*
Avoid keeping money in inappropriate places e.g. in socks, under the pillow, in a pit, in the sitting room, in the bra, in a travel bag that you will place somewhere in a bus ... impulse buying is a devil that will keep you busy!

*Money Mistake 10*
Spending money on an item that you can do without (at least for the time being). These days when I pick money from my pocket or wallet, before paying for something I ask myself: What would happen if I didn’t buy this? If I find I can live with the consequences of not having that thing, I smile and walk away.

*Money Mistake 11*
Paying an amount for something that's not the minimum you can get that same value for. In other words, if you usually visit the Supermarket and you pay #5K for a shoe or any commodity that you can get at #3K at Your local market, that's a money mistake except for those who have achieved financial freedom.

*Money Mistake 12:*
Consistently spending all you earn or more than you earn. It's like having a drum where you have an inlet that's smaller than the outlet. It will never get full. And should the inlet ever reduce significantly the drum will run dry. If you do it the other way round and the inlet is bigger, it will get full and even overflow. Hence, we have to always ensure we are widening the inlet while narrowing the outlet – all the time. Your side hustle comes in handy!

*Money Mistake 13:*
Thinking about short-term only and forgetting about long-term or thinking about the long-term and forgetting about the short-term. For instance, Lydia was told that there's money in land. She saved money over a long period of time and bought 30 acres of land. Now she has the land but she is always broke. She is always complaining. She's disgruntled and she doesn't seem to see herself earning from the land in the near future. Now, let's ask ourselves: Having 30 acres of land and no money to feed your family or take a child to hospital, is that wealth or poverty? I think Lydia only looked at long-term needs and forgot that she has short-term needs that require money. What of those who find they are one paycheck away from salary? Are they thinking about the long-term needs?

Let’s take stock of our finances. How many mistakes are you guilty of? Do you now feel Better reequipped to do better with these tips? Good luck, savers! Share this knowledge with your friends because it will not benefit you if you are selfish with it.

God bless you as you work on your financial prudence and objectivity.

.-Spend Wisely
God be with you.
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SOME SALIENT QUESTIONS
Are you afraid at the mention of retirement?
Do you spend and then plan to save/invest the leftover?
You don’t delay some gratifications?
You don’t practice a little frugality?
You don’t have any passive income?
You must always be at the office/business place before any cash enter your pocket/bank account?
When you are expecting cash or cash gets to your hand the first thing that comes to mind is to acquire a liability (enjoy)?
All you know about investment is hearsay no personal discoveries (dd)?
You don’t know what compounding interest is all about?
You don’t bother to hear/read economic information around you?
You don’t bother much about safety of your funds but attracted only by rate to an investment?
… the list goes on
If you answer yes to all or most of the above questions it means you (are):
1. need to set your priorities right
2. not investing
3. not investing enough
4. not investing properly
5. you need rigging of your investment horizon
6. you need to start investing as a matter of urgency
7. You are taking uncalculated risk.

However, if you are reading this and interested in similar piece it also means you are already in the right path or you just discovered the right path and you will need to continue or start to follow as the case may be.

[quote author=Pr0cter post=92607171]Please I will like to invest in stanbic ibtc dollar fund. I'm only conversant with the MMF in naira




Good morning, trust your day is going well
Can you try our investment firm, Ukdion investment, we have offices in Lagos, ph ,abuja and warri, we have high rates, we will offer you good ROI

Genuine Tech Startups that give good returns through Agriculture etc are duly registered with the SEC. Stop trying to hoodwink people into forex, bitcoins and any other schemes. Allow whoever wants to get involved research and do that on their own volition and not yours. Enjoy your ROI on the platforms you've invested.

Dfavouredone:


Are tech start-ups on SEC website? Does everything have to be on SEC website before it can be invested in?

Well, I think it's just individual investment strategy and risk appetite. Whether you're more interested in higher ROI or just preserving your capital.

Also, capital preservation can be an illusion some time, imagine investing in mutual funds with average return of 5% PA and the inflation rate is more than 10% PA, you will be have losing money in the relative sense. Because the same capital plus interest won't be able buy the same thing in the future, what it can buy now.

Money depreciate with time, so as a principle try to invest in something that the ROI is higher than the prevailing inflation rate, otherwise your money is losing worth in real sense and it would be better you just buy land or any other real estate.

For an investor to be able to monitor important updates either on his/her computer, phones, or any other gadgets, he/she must have a clear vision.

And yes, I know it can be frustrating trying to get something and yet you just couldn't see it clearly.

But guess what, a solution has present itself.

This are what the product will do for you:

Maintain optical clarity
Prevent ocular toxicity
Improve and increases visual acuity
Improve blood circulation of the eye
Nourishes the eye with all useful nutrient
Improve blurred vision, glaucoma, cataract and night blindness

Natural Solution to Myopia, Remedy to Glaucoma, Solution to Cataract, and all other eye defect without the use of eye glasses.

Visit this website to know more

https://healthsecrets.com.ng/eyesight

bigtt76:
Genuine Tech Startups that give good returns through Agriculture etc are duly registered with the SEC. Stop trying to hoodwink people into forex, bitcoins and any other schemes. Allow whoever wants to get involved research and do that on their own volition and not yours. Enjoy your ROI on the platforms you've invested.

I thought we have gone past this by now..

Good evening house,

Please I need your suggestion on the top 5 ISD mutual fund to invest in Nigeria

Thanks.

Can anyone help with top up channels without charges for stanbic MMF. I bank with stanbic as well but wanted to move money today and was told there is a 2k charge by flutterwave.

VOJA:


Good morning Sir, please with due respect, kindly send me a mail(victor4excellence@gmail.com) with a breakdown of these aforementioned products.

I'll really appreciate your response.

Mail sent as requested

pinoras24:
Can anyone help with top up channels without charges for stanbic MMF. I bank with stanbic as well but wanted to move money today and was told there is a 2k charge by flutterwave.

Do a direct bank transfer and use your e-account number as the reference or description

Any recommendation for top USD Mutual funds

charlesogbonna:
Looking for where to invest and grow your funds with high return on investment? Do you desire financial security? Then look no further, UK DION INVESTMENT LTD is here for you

Yea, this guys are super

Guys, I want to make Redemption today Sunday with stanbic ibtc mutual fund, will I be paid tomorrow morning? Cus I need it done fast.

singletech:


Yea, this guys are super

Lol no be only super nah supper

singletech:
Guys, I want to make Redemption today Sunday with stanbic ibtc mutual fund, will I be paid tomorrow morning? Cus I need it done fast.

You will be paid tomorrow upon approval but NOT at the supersonic speed you will want.. just make up your mind for eventualities, say, your redeemed money may drop in the late afternoon or evening or at worst Tuesday so you don't get disappointed if the speed of light you were expecting turns speed of snail.

singletech:


Yea, this guys are super

Ukdion, just 16%, it's small. If I pay 250k, after 12 months, I will get 290k. Just 40k...

charlesogbonna:
those that wants high rate in their investment returns

kindly visit ukdioninvestment.com

we have branches in Lagos, Abuja, Portharcourt and Warri

The rates are small. 16% per annum

Dsticks47:


I noticed you are yet to get any feedback on the above subject matter.

Note (I don’t work with the Investment house)

I think the (Stanbic IBTC Guaranteed investment Fund) is somehow similar to INVESTMENT ONE VGIF.

If it’s in anyway similar to VGIF then your capital should be safe.

I will advice you go through the fund fact well for better understanding.

What's their ROI per year. If I invest 250k, after a year, what will I get.

I am trying to invest but been searching for genuineness with good returns

check out other investment firm and compare their rates with ours

The rates are small. 16% per annum [/quote]

have you carried out your findings

mine85:


What's their ROI per year. If I invest 250k, after a year, what will I get.

I am trying to invest but been searching for genuineness with good returns

I don’t know much about the Investment house.
Kindly send a mail to their customer care.

But our Vantage Guaranteed Income Fund is presently 7.5%

Dsticks47:


I don’t know much about the Investment house.
Kindly send a mail to their customer care.

But our Vantage Guaranteed Income Fund is presently 7.5%

For a whole year. That's too small.

mine85:


For a whole year. That's too small.

mine85:


For a whole year. That's too small.

That is the best you can get now.

Or better still install our ziing app setup a Zplan.
The Zplan can give you up to 9% for unlocked goal and 10% for locked goal.

Did you know that September is the first of 3 most productive months in the year?

Now that the tides are turning for good, Set those goals, tick off each accomplished task and make this month your best yet.

Welcome to the month of September.

To an account with us kindly use the link on my signature or better still follow the process below.

Dial (*5678#) / 2/ 1/ 1/ 1/
Input your details.
Forward the confirmation mail you receive with your KYC to any of our staff.