phyl123:


That’s exactly what I am talking about it’s not okay to hit , A lot of Nigerian kids are so timid and they end up not able to look people in the eye. it’s child abuse. Now you think that beating is okay. All I’m saying is that if you bring up your children here the way Nigerian parents do you will end up causing everlasting damage. There are many ways to discipline a kid that doesn’t involve beating.
Kids are very curious and they ask a lot of questions, sit down and talk to them instead of giving them the brush off.

Most time it's not intentional, but some kids can frustrate you that you lash out

Everything should be done in moderation yes.......

Have you seen a boy child brought up without beating ..... it's hard to keep that child in check.
I have a couple of friends that have no beating policy , one no shouting self. The son is very unruly..... that boy is going to sell his parents one day and give them change

I agree some beating or slaps reset the brain back in Nigeria but personal I dont believe in using things to beat. Your God given Hands are enough ..... sticks, broom etc that na where wahala fit start with social service

phyl123:


I was hoping you will say that. A lot of Nigerian adults say that also.

But look around you, look at the country, why do men beat their wives and people think it’s alright, violence is seen as the norm. A lot of parents damaged their kids all in the name of discipline. Most of the adults in Nigeria today have been damaged by their parents and the saddest thing is that they do not know it. They carry on that same mentality to bring up their kids and the circle continues

I don't think you should correlate domestic violence with corporal punishment, they are 2 different issues. Culturally in Nigeria, it's considered to be normal for a child to be disciplined by his/her parents and/or teachers via some form of physical punishment. This isn't allowed in the UK. Personally, I don't know where I would be today if my parents and teachers didn't discipline me. I disagree with your point that ''most adults in Nigeria have been damaged by their parents''. There are a lot of things damaging adults in Nigeria, corporal punishment by parents/teachers isn't one of them.

Braket:
Senior home owners, how did you lowball(made a bid).

I have read almost all articles online. The advice is 10 to 15%.

However, checking Zoopla for houses that have been sold, there's an average of just 5k off the listing.

Is there any tip about making a good and acceptable. tip from your personal experiences?

Can you lowball a listing that says "prices over..." Or guide price "30-50". Even though it has been on the market for almost 6 months.

Tray2, RalphLauren, justwise, Lexusgs430... plus everyone that has an advice.

Btw, credit score is taking shape and working on getting my records from TransUnion and Equifax.
Thanks to everyone that gave their input.

I have a lot to share but I will start with pricing.

Houses are usually advertised as FIXED PRICE, OFFERS IN THE REGION OF and OFFERS ABOVE A CERTAIN PRICE.

Before you place a bid or even consider buying a property, the first thing you should look at and read carefully is the valuation report (called the Home report in Scotland). This report is prepared by a valuer registered with the Royal institute of Chartered Surveyors and it details independent checks carried out by the valuer on the property, the reinstatement value of the property and most importantly, the value of the property in the open market.

The value of the property as stated in the valuation report should be compared with the starting price advertised by the sellers and the price at which similar properties have sold within the same area for a particular period.

Please note that there isn't any bank that will lend you money (mortgage) that is higher than the value of the property stated on the valuation report. A lot of first time buyers make this mistake/false assumption and when they realise they can't fork out the difference, they pull put of the purchase and the sale falls through, leaving them with legal fees and disgusted sellers, etc.

For example, if a property is valued by the valuer as £300,000 and the seller asks for offers above £300,000 and he accepts a bid of £350,000, the bank will lend up to £300,000. This means the buyer would have to put down a deposit of 15% of £300,000 (most lenders are currently not accepting deposits below 15% because of the current economic uncertainty due to covid) and the £50,000 difference will come from the sellers purse plus additional legal fees. So in total, the buyer is putting down £95,000 as deposit.

Its very important not to get carried away with bidding wars and pay over the value of a property. My first purchase was advertised as fixed price and I was able to get £1000 knocked off as the property didn't come with a fridge/freezer and washing machine. Personally, I have never bought a property above the value stated on the valuation report. I take my time, do my research and get the one that fits my budget.

When bidding/buying a property, calculator is your best friend. you need to have a budget and stick to it. During bidding, start with £1000 above the guide price and instruct your lawyers to keep in regular touch with the seller's solicitors until you agree on an acceptable bid or you walk away.

My most recent purchase was advertised as asking for offers £10,000 below the value of the property. I started bidding by adding £1,000 each time and after some back and forth and assurances to them that missives will be completed within 5 weeks, they accepted a final sale price which was exactly the value as seen on the valuation report.

I will also suggest leaving an impression with the sellers during viewing. I have a friend who bidded for a property but the sellers accepted a lower bid from a young couple because they said my friend was buying the property for investment unlike the young couple that were just starting out with a baby on the way.

If you are not the first time buyer of the property, I will suggest you look at the previous sale price and how much the property has appreciated or depreciated in value throughout its history. You can do same for similar properties in the area and this will give you an idea on the potential future value of the property.

Set up property notification alerts on zoopla, rightmove, espc, etc and arrange a viewing as soon as you see a property you like. The earlier you put in a bid before other buyers, the better. You do not have to wait until your lawyers put in an offer on your behalf. Let the selling solicitors know that you would like to put in an informal note of interest and your solicitors will be in touch.

You also have to consider legal fees, mortgage advisor fees and stamp duty fees.

Stamp duty fees are so annoying. What you pay depends on if the value of your property is above a certain threshold and whether or not its your first home/main home. There is currently stamp duty holiday which i believes end in March.

Finally, interior decor of a property is key. It can influence the value of a property and attract big spenders to purchase the property.

If you have other questions, tag me and I'll respond.

phyl123:


I was hoping you will say that. A lot of Nigerian adults say that also.

But look around you, look at the country, why do men beat their wives and people think it’s alright, violence is seen as the norm. A lot of parents damaged their kids all in the name of discipline. Most of the adults in Nigeria today have been damaged by their parents and the saddest thing is that they do not know it. They carry on that same mentality to bring up their kids and the circle continues

Yeah I support you, was just messing around. It normalises violence in the kids eyes, rather than just communicating. That’s why lots of Nigerians struggle to communicate, own up to wrong doings and apologise.

But I’ll beat mine once a year. I have to put the fear of God in it

gopel8052:


Agreed but there's a dark side to it. Some kids don't change until you discipline them in the traditional way.

What should we say about those kids running rampage in the UK stabbing each other? , mostly brought up in a westernised way and still ended up violent.

Yeah

Divine88:


I’ve been watching a lot of Dr. Gabor Mate lectures on YouTube.
He once said and I quote “the best and most effective way to discipline your child is make them your disciples”
That’s stuck with me.

What does that mean? How do you do that?

LagosismyHome:
https://www.dailymail.co.uk/news/article-9156551/Consultant-anaesthetist-struck-beating-10-year-old-son-gets-NHS-job-back.html

To be a parent no easy ooo because some children no dey hear word. However we must all learn to discipline with moderation and learn from others mistake . Hence I shared the link above

Discipline with moderation is key and some kids will deliberately frustrate you and your efforts.
Reading that story, it shows that boy was very much on the path to destruction. Threatening is school mate with Rape, beating to the point of bleeding is excessive and shouldn't have happened.

Training kids no be small task

Aphrodite007:


What does that mean? How do you do that?

Discipline is the opposite of punishment.
Discipline is non judgemental, non controlling and does not create fear.

I am not sure you get my question. Please are there any data analysts whether in Finance or IT industry on this thread who can answer my questions concerning job applications and career paths in Data Analytics/Science in the UK? I am an Msc Data analytics student who started in October at University of Huddersfield. Thanks.
@Aprokodaughter The thread you referred me to, mostly consists of prospective students.

Aprokodaughter:


Ask on uk study visa thread.

Hebraeem:
I am not sure you get my question. Please are there any data analysts whether in Finance or IT industry on this thread who can answer my questions concerning job applications and career paths in Data Analytics/Science in the UK? I am an Msc Data analytics student who started in October at University of Huddersfield. Thanks.
@Aprokodaughter The thread you referred me to, mostly consists of prospective students.

Yes I understood your question correctly. I have seen nairalanders talk about data analytics and also advise people to go and apply for the course on the prospective student thread.

Surprised nobody is responding to your questions on that thread or here

Have you seen ICode2 response to your question? Sometimes read your mentions as well.

Hebraeem:
I am not sure you get my question. Please are there any data analysts whether in Finance or IT industry on this thread who can answer my questions concerning job applications and career paths in Data Analytics/Science in the UK? I am an Msc Data analytics student who started in October at University of Huddersfield. Thanks.
@Aprokodaughter The thread you referred me to, mostly consists of prospective students.

Data analysts and data scientists are in high demand.

You need hands on experience in addition to your MSc degree.

Ensure you master data tools such as Tableau and also make sure you understand the fundamentals of cloud computing.

I will also suggest you explore the different certifications available from Amazon Web Services (AWS) and get yourself AWS certified.

I am a product of better beating/flogging by both my parents, teachers and relations and bullies in school. However I’m not in favour of beating my children because I don’t think it’s effect in the UK and I don’t want issues with social services. ...

There are a lot of ways to discipline you children without physically harming them. For instance I seize there toys, I send them to do time out in the toilet of in there room, I take away the privilege of watching cartoons. After the timeout I call them out and we have a discussion so they understand why I did that to them and they say sorry we get back to being normal.

If we say beating children is very effective, then why are there loads of criminals, cultist, armed robbers in our secondary schools and universities in Nigeria ?
If we say beating is very effective and in UK beating is not allowed, then there would have been more crime in Uk when compared to Nigeria, but this is not the case.

Children these days are very smart. They learn very fast from there parents, tv, internet and other children ...... We should all take it easy when dealing with our children in this country before social service will take you child away from you and there’s nothing you can do about it ....

My partner is a teacher and I know how many children from Africa and Asian families that have been reported to social service .......

wallg123:
I am a product of better beating/flogging by both my parents, teachers and relations and bullies in school. However I’m not in favour of beating my children because I don’t think it’s effect in the UK and I don’t want issues with social services. ...

There are a lot of ways to discipline you children without physically harming them. For instance I seize there toys, I send them to do time out in the toilet of in there room, I take away the privilege of watching cartoons. After the timeout I call them out and we have a discussion so they understand why I did that to them and they say sorry we get back to being normal.

If we say beating children is very effective, then why are there loads of criminals, cultist, armed robbers in our secondary schools and universities in Nigeria ?
If we say beating is very effective and in UK beating is not allowed, then there would have been more crime in Uk when compared to Nigeria, but this is not the case.

Children these days are very smart. They learn very fast from there parents, tv, internet and other children ...... We should all take it easy when dealing with our children in this country before social service will take you child away from you and there’s nothing you can do about it ....

My partner is a teacher and I know how many children from Africa and Asian families that have been reported to social service .......

Discipline vs children..........

At certain times and age, a bit of smacking draws a line.....

Facing the wall all the time, taking toys away or a sit on the stairs, does not always cut it.......

Have í had running with SS? Yes, many times...... Have i ever had a child or children removed? NEVER....

Remember Tony Blair? He pushed the no smacking rule...... He was caught, smacking his child....... BE WISE... DO WISE......

Lexusgs430:




Discipline vs children..........

At certain times and age, a bit of smacking draws a line.....

Facing the wall all the time, taking toys away or a sit on the stairs, does not always cut it.......

Have í had running with SS? Yes, many times...... Have i ever had a child or children removed? NEVER....

Remember Tony Blair? He pushed the no smacking rule...... He was caught, smacking his child....... BE WISE... DO WISE......

Majority of the English people don’t beat there kids but they turn out to be good people in the society while most of the black kids in London and it’s environs that end up stabbing them selves come from homes were the parents beat them and yet e no correct there head.... do the maths

Understand your child personality. Instead of treating everyone the same.

There Nigerians who grew up in Nigeria and they have never received beating from family or teachers but turned out to be great.

Beating children goes beyond the physical impact ... it destroys them emotionally and psychologically........ a lot of men can’t express themselves emotionally because of the beatings and abuses they received as children ......
Being successful in your career or business doesn’t mean you are normal..... you might be dead emotionally and unknowingly suffering from severe mental health issues ....... I’m also a victim of dead emotions

Aprokodaughter:
Understand your child personality. Instead of treating everyone the same.

There Nigerians who grew up in Nigeria and they have never received beating from family or teachers but turned out to be great.

That’s just the answer to this whole conversation. I believe it should be different application for different kids and scenarios.

wallg123:
Beating children goes beyond the physical impact ... it destroys them emotionally and psychologically........ a lot of men can’t express themselves emotionally because of the beatings and abuses they received as children ......
Being successful in your career or business doesn’t mean you are normal..... you might be dead emotionally and unknowingly suffering from severe mental health issues ....... I’m also a victim of dead emotions

Hahahahahaha....

So something has been on my mind since. My son was suppose to have a 1yr 6months vaccine in Naija, but we are here now and I expect his suppose to get some vaccine here but this corona virus no let person go hospital to ask or confirm anything.

What are we suppose to do now. Or maybe my question should be what vaccine is he suppose to take here at that age and how do we go about it with the corona situation. I have seen news of doctors (GP) moving to attend to COVID due to shortage.

Tho he’s very fine and no issues. I introduced fruit to him early to help boost his immune system right from Naija and he has never fallen ill since birth except those teething temperatures. I still feel like he’s suppose to get some vaccines here, if not continuation of his Nigerian vaccine, something that is taken here for kids his age.

Abeg experience people make una advice me, what are we suppose to do.

wallg123:


Majority of the English people don’t beat there kids but they turn out to be good people in the society while most of the black kids in London and it’s environs that end up stabbing them selves come from homes were the parents beat them and yet e no correct there head.... do the maths

Not only black kids stab.........

The major cause of kids stabbing is absent parent(s)....... (my opinion)........

Chreze:
So something has been on my mind since. My son was suppose to have a 1yr 6months vaccine in Naija, but we are here now and I expect his suppose to get some vaccine here but this corona virus no let person go hospital to ask or confirm anything.

What are we suppose to do now. Or maybe my question should be what vaccine is he suppose to take here at that age and how do we go about it with the corona situation. I have seen news of doctors (GP) moving to attend to COVID due to shortage.

Tho he’s very fine and no issues. I introduced fruit to him early to help boost his immune system right from Naija and he has never fallen ill since birth except those teething temperatures. I still feel like he’s suppose to get some vaccines here, if not continuation of his Nigerian vaccine, something that is taken here for kids his age.

Abeg experience people make una advice me, what are we suppose to do.

Do you have his red book?.......

Chreze:
So something has been on my mind since. My son was suppose to have a 1yr 6months vaccine in Naija, but we are here now and I expect his suppose to get some vaccine here but this corona virus no let person go hospital to ask or confirm anything.

What are we suppose to do now. Or maybe my question should be what vaccine is he suppose to take here at that age and how do we go about it with the corona situation. I have seen news of doctors (GP) moving to attend to COVID due to shortage.

Tho he’s very fine and no issues. I introduced fruit to him early to help boost his immune system right from Naija and he has never fallen ill since birth except those teething temperatures. I still feel like he’s suppose to get some vaccines here, if not continuation of his Nigerian vaccine, something that is taken here for kids his age.

Abeg experience people make una advice me, what are we suppose to do.

The vaccine system in Nigeria and UK are totally different and not aligned. What my family member did was when they were registering for GP when they came (although this was in jan session before covid) . They were asked to submit the naija immunization card and the nurse aligned it to what expected in the UK and arrange a followup vacine that was missing for 1 year old and I think the next is at 3 years

Call your gp and ask what the next step is for a toddler immunization. They would be able to guide you

LagosismyHome:


The vaccine system in Nigeria and UK are totally different and not aligned. What my family member did was when they were registering for GP when they came (although this was in jan session before covid) . They were asked to submit the naija immunization card and the nurse aligned it to what expected in the UK and arrange a followup vacine that was missing for 1 year old and I think the next is at 3 years

Call your gp and ask what the next step is for a toddler immunization. They would be able to guide you

Yeah, I have his card. We have not registered with any health center. Looking at getting a permanent accommodation then we can register close to the house or what do you think. We should just register and transfer when we get a permanent place. The lockdown is just making little things big.

wallg123:


Majority of the English people don’t beat there kids but they turn out to be good people in the society while most of the black kids in London and it’s environs that end up stabbing them selves come from homes were the parents beat them and yet e no correct there head.... do the maths

I think the black in london with the stabbing are typically children from single parents . Dad is not home and mum works long hours to put food on table. I dont know if their issues is caused by beating .

More of lack of role models and lack of productive things to do as it been noticed that all these cuts in free coucil lead children activities has made a lot of boys been bored, idle and roam the streets due to lack of parental supervision

LagosismyHome:


The vaccine system in Nigeria and UK are totally different and not aligned. What my family member did was when they were registering for GP when they came (although this was in jan session before covid) . They were asked to submit the naija immunization card and the nurse aligned it to what expected in the UK and arrange a followup vacine that was missing for 1 year old and I think the next is at 3 years

Call your gp and ask what the next step is for a toddler immunization. They would be able to guide you

Like madam above said, sign up with a GP around your area. Book an appointment to speak with the doctor and they’ll advice you appropriately.. ... ...

wallg123:


Like madam above said, sign up with a GP around your area. Book an appointment to speak with the doctor and they’ll advice you appropriately.. ... ...

Cool. Thanks

LagosismyHome:


I think the black in london with the stabbing are typically children from single parents . Dad is not home and mum works long hours to put food on table. I dont know if their issues is caused by beating .

More of lack of role models and lack of productive things to do as it been noticed that all these cuts in free coucil lead children activities has made a lot of boys been bored, idle and roam the streets due to lack of parental supervision

I’ll only agree with the part you said lack of good role model.... children with both parents at home still dey carry knife waka for London (blacks/white and Asians) ..........
Tomorrow we’ll be shouting stop domestic violence and all that but at the same time we are teaching our children that beating is ok..... ....

Pearlyfaze:



By my 7th year in the UK I go don become baddest for Data Science. I dey use all the suffering vex come. Na only Canny go relax their rules to favour the Badt guy. But if canny nor gree I will go far Australia go collect their own. Las las na Tri citizenship be the plan.

Biko Patriotism for one side fes.

Is it allowed? Tri citizenship?

Chreze:


Yeah, I have his card. We have not registered with any health center. Looking at getting a permanent accommodation then we can register close to the house or what do you think. We should just register and transfer when we get a permanent place. The lockdown is just making little things big.

Please as a matter of urgency register with the nearest GP to where u dey currently reside. U can always change GP whenever you get to “the promise land”/ permanent residence.
Changing GP is not a big deal

wallg123:


Please as a matter of urgency register with the nearest GP to where u dey currently reside. U can always change GP whenever you get to “the promise land”/ permanent residence.
Changing GP is not a big deal

There is one opposite my house. They don’t let someone enter inside, I watch them from my window, the lady will just collect or give a note and the person goes back. I will go there tomorrow and see how it goes.

Na them de make the COVID thing very very real to me. And the ambulance that drives pass almost every hour with that sound reminder of what is happening.

wallg123:


I’ll only agree with the part you said lack of good role model.... children with both parents at home still dey carry knife waka for London (blacks/white and Asians) ..........
Tomorrow we’ll be shouting stop domestic violence and all that but at the same time we are teaching our children that beating is ok..... ....

That excessive beating in nigeria damages a child and truly has no place in today's society. For me if you must beat definitely with moderation

However domestic violence and beating with moderation are two separate things ooo. Why must they go hand in hand. I was beaten as a child however I never saw my parents argue one day not to talk of fight or hitting each other . I am sure they argued like any couple but I never saw it done in front of me . Not one day

But if any child misbehaved in my house, the brain was tuned to reset... so in my experience there was no correlation between that and domestic violence against spouse . Although the beating in my house wasnt excessive and was in moderation looking back

LagosismyHome:


That excessive beating in nigeria damages a child and truly has no place in today's society. For me if you must beat definitely with moderation

However domestic violence and beating with moderation are two separate things ooo. Why must they go hand in hand. I was beaten as a child however I never saw my parents argue one day not to talk of fight or hitting each other . I am sure they argued like any couple but I never saw it done in front of me . Not one day

But if any child misbehaved in my house, the brain was tuned to reset... so in my experience there was no correlation between that and domestic violence against spouse . Although the beating in my house wasnt excessive and was in moderation looking back

...
Ok .... let’s agree to disagree....let everybody bring up/ raise there children to the best of there ability and make we leave the rest to God...