Please what's the best loan company in nigeria?
I am in need of a quick loan
I checked Google play store and found lots of apps. Please guys if you have every patronized one that didn't charge ridiculously and all, with good understanding, please text it here so I can apply on their app.
App that will be willing to give me 4k with a week payback.

Carbon

Fairmoney

AllaCredit

Quickcash

Ocash

Migo...this one doesn't have app, just dial*561# on your line linked to your bvn to request for a loan

FalseProphet1:
Carbon

Fairmoney

AllaCredit

Quickcash

Ocash

Migo...this one doesn't have app, just fail *561# on your line linked to your bvn to request for a loan

Thanks
Dialed that of migo and this popped up

What the OP mean to say is that the one he can borrow from and not pay and they wouldn't disturb him or embarrass him by calling his contacts.

Deicide:
What the OP mean to say is that the one he can borrow from and not pay and they wouldn't disturb him or embarrass him by calling his contacts.

No not at all, my cousin had a bad experience with opay, that's why I want to be sure before applying.

goodwill550:

No not at all, my cousin had a bad experience with opay, that's why I want to be sure before applying.

What kind of experience with Opay?

Aderr:
What kind of experience with Opay?

They debited him three times

He paid up his loan, yet it didn't reflect on his dashboard... called the customer care multiple times, they were not of help.... They kept on saying that they will resolve the issue.
Then a day later when the loan was due, he started receiving SMS from opay to pay up to avoid this and that...
Early in the morning of the following day, he woke up to 2 debit alerts from his account, fear gripped him as he thought it was the hand work of thieves....he called his bank and they verified that it was from opay and they advised him to block his card

Dont ever opt for o pay oo

goodwill550:

They debited him three times

He paid up his loan, yet it didn't reflect on his dashboard... called the customer care multiple times, they were not of help.... They kept on saying that they will resolve the issue.
Then a day later when the loan was due, he started receiving SMS from opay to pay up to avoid this and that...
Early in the morning of the following day, he woke up to 2 debit alerts from his account, fear gripped him as he thought it was the hand work of thieves....he called his bank and they verified that it was from opay and they advised him to block his card

That's too bad. But it appears they have improved. I once owed them but they never touched my bank account. The only problems are their short payment period and crazy interests.
One should stay away from all loan apps though. They are there to exploit Nigerians.

FalseProphet1:
Carbon

Fairmoney

AllaCredit

Quickcash

Ocash

Migo...this one doesn't have app, just dial*561# on your line linked to your bvn to request for a loan

I just tried applying on QUICKCASH a few minutes ago.
It was declined...
And I can't even delete my atm card digits and other information that I filled.
This company is mean tho' and they charged for card verification o
Smh

@goodwill550

I don't know what you might be facing right now, but I would suggest you don't go into getting any loan from those apps. It's very easy to become enslaved. I'm talking from experience.

And if you must, kindly ensure you do not take any other after the first. Check my post for more info

https://www.nairaland.com/6347135/situation-how-does-one-gain

I would have loved to lend you the #4k (without interest) but I do not have much now. Mention my moniker on 29th, I should be able to help out then,,, that's if you still need it.

May God help you out.

Modified:

goodwill550:

Please can u help me with 2? I am still in deep need of it. Thank u so much

I'm still waiting on salary payment, bro.
Kindly exercise more patience.

Naija is not smiling o. I never expect the salary to be this late considering when they paid December's. Once I am out of the financial mess, I'm gonna act on my business plan. I now understand what the interviewers meant when they advised me to put my skills & business plan before the 'rat race'.

Avoid those apps last year I borrowed just 700,000 from those yeye apps coz of the nature of my work I ended up paying total sum of 1.3m
My phone now no loan I just make sure I kept aside 250k aside in case

SirDelight:
@goodwill550

I don't know what you might be facing right now, but I would suggest you don't go into getting any loan from those apps. It's very easy to become enslaved. I'm talking from experience.

And if you must, kindly ensure you do not take any other after the first. Check my post for more info

https://www.nairaland.com/6347135/situation-how-does-one-gain

I would have loved to lend you the #4k (without interest) but I do not have much now. Mention my moniker on 29th, I should be able to help out then,,, that's if you still need it.

May God help you out.

Thanks for your advice Sir,
I read your thread, these loan companies have done more harm than good...
I wouldn't have tried any, it's just that I'm stuck right now

silento:
Avoid those apps last year I borrowed just 700,000 from those yeye apps coz of the nature of my work I ended up paying total sum of 1.3m
My phone now no loan I just make sure I kept aside 250k aside in case

The interest rate is too high, was it on an app? Or bank? ... because 700k is huge

damosade:
Dont ever opt for o pay oo

Did u have a bad experience with them too?

goodwill550:
Please what's the best loan company in nigeria?
I am in need of a quick loan
I checked Google play store and found lots of apps. Please guys if you have every patronized one that didn't charge ridiculously and all, with good understanding, please text it here so I can apply on their app.
App that will be willing to give me 4k with a week payback.

Hey, thanks for the question! I tried a lot of different online loans service and the results was different but one time I tried like you use some app in Play Market https://play.google.com/store/apps/details?id=com.paydaysay.advance.loan and I like it overall. Design of the app was very high level, even on my old phone everything was working ok and without any lags, and it is very important for me because I want to take money easily and fast without thinking about papers and all the boring stuff. I would recommend you to use this app It can really help, and you won’t be upset by the results.

LornaBecker:


Hey, thanks for the question! I tried a lot of different online loans service and the results was different but one time I tried like you use some app in Play Market https://play.google.com/store/apps/details?id=com.paydaysay.advance.loan and I like it overall. Design of the app was very high level, even on my old phone everything was working ok and without any lags, and it is very important for me because I want to take money easily and fast without thinking about papers and all the boring stuff. I would recommend you to use this app It can really help, and you won’t be upset by the results.

Okay, I can't download it from the play store... Says item not available in my country

We provide short-term loans to salary earners.

Please see our signature for contact details

Our email address is:

financeandloanshub@gmail.com

Carbon and Branch. Have used both apps and must confess I dont have issue or any kind of problem with them. Carbon give load with lesser interest but you wouldnt be given loan right away until u start using the app for some time while branch will give u 2k for a start right away. You can also use the apps for paying bills, receiving and sending money. Hope this help?

goodwill550:

The interest rate is too high, was it on an app? Or bank? ... because 700k is huge

I mean all the app am using I use quick credit , palm credit and branch ,

decrownprince:
Carbon and Branch. Have used both apps and must confess I dont have issue or any kind of problem with them. Carbon give load with lesser interest but you wouldnt be given loan right away until u start using the app for some time while branch will give u 2k for a start right away. You can also use the apps for paying bills, receiving and sending money. Hope this help?

Ok thanks alot
Let me try carbon right away, cos branch giving me 2k won't solve my 4k problem

Aderr:
That's too bad. But it appears they have improved. I once owed them but they never touched my bank account. The only problems are their short payment period and crazy interests.
One should stay away from all loan apps though. They are there to exploit Nigerians.

Loan apps are there to provide a service.

The loans they provide are unsecured that is why they are priced high because an average Nigerian will borrow then refuse to pay back the loan when it becomes due

decrownprince:
Carbon and Branch. Have used both apps and must confess I dont have issue or any kind of problem with them. Carbon give load with lesser interest but you wouldnt be given loan right away until u start using the app for some time while branch will give u 2k for a start right away. You can also use the apps for paying bills, receiving and sending money. Hope this help?

It's been 4hrs already, still nothing from carbon (application still pending)

goodwill550:

It's been 4hrs already, still nothing from carbon (application still pending)

I still dey lament on how things dey go
INSME come cast today. Their website don go offline
INSME carry my last hope run...chai
What is all this?

goodwill550:

It's been 4hrs already, still nothing from carbon (application still pending)

I told u, carbon hardly give loan to first timer. You have to start using the App for some time.

decrownprince:
I told u, carbon hardly give loan to first timer. You have to start using the App for some time.

Ok

@goodwill550 Have you been able to apply?

lovinalovina:
@goodwill550 Have you been able to apply?

Applied for days now, still nothing
I'm just frustrated right now cos my deadline for the money use is today (this evening)

goodwill550:

Applied for days now, still nothing
I'm just frustrated right now cos my deadline for the money use is today (this evening)

Sorry to hear that

lovinalovina:

Sorry to hear that

goodwill550:

They debited him three times

He paid up his loan, yet it didn't reflect on his dashboard... called the customer care multiple times, they were not of help.... They kept on saying that they will resolve the issue.
Then a day later when the loan was due, he started receiving SMS from opay to pay up to avoid this and that...
Early in the morning of the following day, he woke up to 2 debit alerts from his account, fear gripped him as he thought it was the hand work of thieves....he called his bank and they verified that it was from opay and they advised him to block his card

This same thing happened to me with Aella...i paid back my loan but was debited 3 times (for the same loan amount)...had to block my card

Check fairmoney,they are good,I have been collecting loan from them last year but have quit loan collection,let me know where my problem is coming from