evenda:
ok, guys, i need your input on this, i know before applying, i couldn't get concrete advice off here as it wasn't straight forward.

so my MIL got a refusal , but we intend applying again.. see refusal letter attached.

History,
she is a fulltime pastor, so no salary and doesn't work elsewhere.
she only gets some small money from us monthly and maybe ftom some generous members as well.
so because she isn't paid a salary, I've put unemployed but stated she got regular allowance from us up to 150k/yr.
We mentioned this in the cover letter that it wasnt always regular and submitted proof of these payments to her.

We didnt include her bank statements as we didnt think it will be necessary and any large free will money from others can raise alarm.

So now we want to apply again.
1. do we say self employed or still unemployed? and put her bank statements but also annotate transactions from us to her with detailed explanations. if self employed, does she need to provide proof of this employment?
2. do we say unemployed and say no other source of income, so no bank statements? doesn't that just muddle things up as we've put yes in the previous application.
looks like refusal was mainly on her other income source, no issues seen from our side and it's fully sponsored trip for 45days
some1 please help me with advice or ideas o.
thank you

is she married? Is she your MIL truly? I mean did u show family tie?? Does she have other children in Nigeria that can draw her back home? Think of any other tie as truuuuuuly her economic ties are on ground zero. Also 150k naira committment to her from u in a yr? A year? This is small. Puts this at 12,500 a month roughly. .... in my opinion this economic status is zero as per what u declared sha
Howver the ECO did not say the money is the p. He said he did not find the source of these funds that is said to be her other regular income. This 150k, he cudnt trace the origin plus she is unemployed.

...

RivuletStream:


Thank you for taking your time to respond. Actually, they were few guys who got the visa to attend Army Assessment Centre even though they had NO job.

What he need now is a guide on how to fill the form so that he could give a clear picture of his income source. Considering the fund in his bank account comes from rent payment....., should he fill as per "business" or "investment"Any suggestion could help. Thank you.

I think the few guys who got the visa to attend Army Assessment Centre even though they had NO job are in the best position to advise you, sorry, your friend. They have a better experience in that regard.

RivuletStream:

Thank you for taking your time to respond. Actually, they were few guys who got the visa to attend Army Assessment Centre even though they had NO job.
What he need now is a guide on how to fill the form so that he could give a clear picture of his income source. Considering the fund in his bank account comes from rent payment....., should he fill as per "business" or "investment"Any suggestion could help. Thank you.

since he knows ppl that have gone through that route with no job he shud ask them... they are in a better position to guide him sincerely on how they were able to prove ECONOMIC ties. Just remember tht everythin presented must hve documented evidence alongside to prove that u re presenting true facts.

...

Thanks for the response. It's very clear now.

Will keep you updated.

giselle237:
u have a visa that is valid till march 2022, ur dependent is tied to your own visa and whatever date is on urs which is March 2022 is goin to be the validity of ihs fees and your dependent’s visa.
Until your visa/contract is renewed for longer term, the date that will be used for your spouse is the date your status is valid for. No room for presumption that it will be renewed.

@rivuletstream.....

The guy is just trying to help and all he gets is insult..... Too bad, you asked for help and he try to help you in his own little way and you dare insult him.... No wonder some people refuse to comment on threads like this ✌️✌️✌️

RivuletStream:



The question is for giselle237 to respond. The personal circumstances of individuals differs, and you know that. As per the guy who got the visa to attend Army Assessment Centre without a job in Nigeria. He used his Dad's bank statement.

Hope you can see now that the personal circumstances of my friend differs from the other guy because my friend is using his own bank statement. I only need an experienced person to help guide him through. Should he indicate "business" OR "investment" considering that the fund in his bank account comes from rent payments. Be kind enough to give helpful info. And if you have nothing good to say, just shut up

I know of some other guys who have job BUT were denied visa. It depends on how you present your personal circumstance. He is applying for the first time. Myself I have been denied before. I do NOT have enough experience to guide him, that's why I am asking @giselle237.

Sir/ma I think i must say you need to take some steps back. Everyone here is either trying to get their visa applications successful or sharing different levels of experience and knowledge.

Telling someone to shut up is a bit too harsh... i was even thinking, imagine someone on here could give you a more detailed information, don’t you think that person will be repelled by this comment of yours.

No take your hand pursue your helper oooo...i can understand you might be perplexed right now about your friend’s application but please lets respect one another, thats the least way we can appreciate the thread.

RivuletStream:



The question is for giselle237 to respond. The personal circumstances of individuals differs, and you know that. As per the guy who got the visa to attend Army Assessment Centre without a job in Nigeria. He used his Dad's bank statement.

Hope you can see now that the personal circumstances of my friend differs from the other guy because my friend is using his own bank statement. I only need an experienced person to help guide him through. Should he indicate "business" OR "investment" considering that the fund in his bank account comes from rent payments. Be kind enough to give helpful info. And if you have nothing good to say, just shut up

I know of some other guys who have job BUT were denied visa. It depends on how you present your personal circumstance. He is applying for the first time. Myself I have been denied before. I do NOT have enough experience to guide him, that's why I am asking @giselle237.

Sincere apologies for responding to your post, for a moment I thought I was on the UK Visa Travel Section of Nairaland, my bad.

Anyways, I wish you all the best in your quest.

...

Oggg:
is she married? Is she your MIL truly? I mean did u show family tie?? Does she have other children in Nigeria that can draw her back home? Think of any other tie as truuuuuuly her economic ties are on ground zero. Also 150k naira committment to her from u in a yr? A year? This is small. Puts this at 12,500 a month roughly. .... in my opinion this economic status is zero as per what u declared sha
Howver the ECO did not say the money is the p. He said he did not find the source of these funds that is said to be her other regular income. This 150k, he cudnt trace the origin plus she is unemployed.

yes we showed all her ties to Nigeria, she is married with proof of wedding certificate and family pics, yes all children birth certs too were provided.
we did put proof of transactions we send to her. i believe the mistake we made was putting that amount with no bank statement to support that - the hassle to explain transactions from other sources on her account put me off truly . but hey, i have learnt
we put that amount because we stated unemployed - when she doesnt work, i didnt think they would expect bigger amounts even though we send much more to her. i wonder what you put if sponsoring for unemployed/retired elderly parent (with no pension) - would they expect much.

Also, as she is a fulltime pastor and no paid salary, is unemployed the correct thing to put or not - what do you think? thanks

On the brighter side, i have learnt from the errors

RivuletStream:


You didn't offer any useful suggestion. Instead you asked me to go find out from the other guys as if I don't know why I am presenting this case here for people to offer suggestions. His circumstances are not same as those other people.

since he knows ppl that have gone through that route with no job he shud ask them... they are in a better position to guide him sincerely on how they were able to prove ECONOMIC ties. Just remember tht everythin presented must hve documented evidence alongside to prove that u re presenting true facts.

The bolded part was @giselle237 response to your enquiry....I don't see how it is different from what I said.

Just like @Irenenwaka and @Alert20 said, we all are here to either seek help or offer help based on the experience we have. All the best

In my personal opinion, if you are looking to re-apply soon, i would advice you to write a cover letter on your MIL's behalf explaining to the visa officer what she does.
I would suggest adding her bank statement.

My mum was denied visiting visa back in 2013, she forgot to submit her bank statement, that said she is employed as a teacher. She applied within a month of the refusal with a cover letter, she was invited for an interview and her visa was approved. She barely had 50k in the statement of account she submitted, since we were sponsoring it didn't matter.

Your MIL's bank statement would show her economic ties, it shows how comfortable she is. Without a full
financial overview in the form of bank statements, the visa officer is filling in the blanks, assuming she isn't comfortable in Nigeria and may be a flight risk.

You need to tackle the unemployment aspect too. She is unemployed but mention that she oversees a church in a voluntary unpaid role, which is the fact. State that however church members who are all aware she is not paid for her selfless service to the church sometimes transfer funds into her account as a token of their appreciation. If she has church leaflets and posters, add them. It shows she has something to go back to, its not unusual to say someone else will look after the church in her absence.

I'm thinking out loud here, I take it the church doesn't have an account? That could be proof of church's existence.

Also, the amounts you stated that she lives off is too small, although I don't know the cost of things in Nigeria, but from what I here everyday, it is way too little. If its actually that small, you need to explain.

evenda:


yes we showed all her ties to Nigeria, she is married with proof of wedding certificate and family pics, yes all children birth certs too were provided.
we did put proof of transactions we send to her. i believe the mistake we made was putting that amount with no bank statement to support that - the hassle to explain transactions from other sources on her account put me off truly . but hey, i have learnt
we put that amount because we stated unemployed - when she doesnt work, i didnt think they would expect bigger amounts even though we send much more to her. i wonder what you put if sponsoring for unemployed/retired elderly parent (with no pension) - would they expect much.

Also, as she is a fulltime pastor and no paid salary, is unemployed the correct thing to put or not - what do you think? thanks

On the brighter side, i have learnt from the errors

Good day house

Pls i was granted a 2year visa in march 20 and only travelled in Dec due to covid, i intend to stay for 5 months and then return to naija to apply for a student visa

Will staying for 5 months in the uk on a visit visa be a problem pls? Will it affect my student visa application?

jayadia:
Good day house
Pls i was granted a 2year visa in march 20 and only travelled in Dec due to covid, i intend to stay for 5 months and then return to naija to apply for a student visa
Will staying for 5 months in the uk on a visit visa be a problem pls? Will it affect my student visa application?

u know the answer to this question.
... after the 5 months just cause u want to put in an application for student visa, you will return.
Pls u will only create doubts in the ECO’s mind and he/she will have major concerns as to whether you are truly a genuine student.

giselle237:
u know the answer to this question.
... after the 5 months just cause u want to put in an application for student visa, you will return.
Pls u will only create doubts in the ECO’s mind and he/she will have major concerns as to whether you are truly a genuine student.

Thank you for your response, i am going for a PHD start date is Sept so i will be returning 3 months to the start of my program.. any reason why the ECO wont think i am a genuine student? Kindly note that i have never stayed in the UK for upto 5 months before on my previous visas

jayadia:

Thank you for your response, i am going for a PHD start date is Sept so i will be returning 3 months to the start of my program.. any reason why the ECO wont think i am a genuine student? Kindly note that i have never stayed in the UK for upto 5 months before on my previous visas

On ur previous visas how long have u stayed? Last 4 stays

giselle237:

On ur previous visas how long have u stayed? Last 4 stays

3 weeks max on my previous visas, i am hoping i get a pass due to covid

jayadia:
Good day house

Pls i was granted a 2year visa in march 20 and only travelled in Dec due to covid, i intend to stay for 5 months and then return to naija to apply for a student visa

Will staying for 5 months in the uk on a visit visa be a problem pls? Will it affect my student visa application?

No, it should be fine. As long as you adhered to the stipulations of your Visa class.

As a tourist, you can be in the UK for max of 6 months at a time


P.S The fact that you are catching a flight to go apply for a student visa clearly shows you are a genuine student.

giselle237:

Someone advised to simply say omugwo. It is culture. It is tradition. Dnt translate. Write omugwo there or u say visit family. I am yet to know why you can’t also say your mum is coming to visit.
U dnt need to write 10000 reasons why a mum will want to see her own child.

Thanks for your sharing your view.

thank you for your input Joyousgem

cover letter on your MIL's behalf explaining to the visa officer what she does. - we did explain what she does, even provided pics of her pastoring, church registration and all- the church has an account . I even doubt if they read the cover letters.

We will be providing her statements and she does have much more than that in her account to be fair
I'm thinking out loud here, I take it the church doesn't have an account? That could be proof of church's existence. - so do you suggest we provide the church's statement too? - she has it on request

Joyousgem:
In my personal opinion, if you are looking to re-apply soon, i would advice you to write a cover letter on your MIL's behalf explaining to the visa officer what she does.
I would suggest adding her bank statement.

My mum was denied visiting visa back in 2013, she forgot to submit her bank statement, that said she is employed as a teacher. She applied within a month of the refusal with a cover letter, she was invited for an interview and her visa was approved. She barely had 50k in the statement of account she submitted, since we were sponsoring it didn't matter.

Your MIL's bank statement would show her economic ties, it shows how comfortable she is. Without a full
financial overview in the form of bank statements, the visa officer is filling in the blanks, assuming she isn't comfortable in Nigeria and may be a flight risk.

You need to tackle the unemployment aspect too. She is unemployed but mention that she oversees a church in a voluntary unpaid role, which is the fact. State that however church members who are all aware she is not paid for her selfless service to the church sometimes transfer funds into her account as a token of their appreciation. If she has church leaflets and posters, add them. It shows she has something to go back to, its not unusual to say someone else will look after the church in her absence. good suggestion

I'm thinking out loud here[b], I take it the church doesn't have an account? That could be proof of church's existence. [/b]

Also, the amounts you stated that she lives off is too small, although I don't know the cost of things in Nigeria, but from what I here everyday, it is way too little. If its actually that small, you need to explain.

Hello everyone, i asked a question some days back but didnt get responses.

I will be very glad if you can share your opinion.

Is it ok to just submit a personal bank statement showing salaries from one's company?
(like an entrepreneur)

Or should the statement of account of the company be submitted too during the application?
If its not submitted, does it matter?

Pls send your inputs.

Thank you

ibukunpops:
Hello everyone, i asked a question some days back but didnt get responses.

I will be very glad if you can share your opinion.

Is it ok to just submit a personal bank statement showing salaries from one's company?
(like an entrepreneur)

Or should the statement of account of the company be submitted too during the application?
If its not submitted, does it matter?

Pls send your inputs.

Thank you

please submit both salary and company statement of account. I had an experience last year with an application wherein I advised non submission of company statement because the trip was to be taken care of solely by the applicant. Unfortunately the visa was refused based on that. The refusal note stated that *the origin of the salary was not presented and they are not convinced that the company is making profit* It was painful because all other documents as self employed were presented aside the company statement of account. So, please submit both salary and company statement of account with good explanation (if neccerary)

I am not sure if the process is different because you are in the UK. All the visas that my parents have gotten, they didn't need to provide their bank statements. We put "retired" as their employment status and then one of the children sponsoring them would submit their bank statements and other supporting documents. For the finance section, its "other regular income" and then "allowance or regular money from your family, Pension" then put a reasonable amount as both income and expenses so it is clear that they are comfortable in Nigeria and would return after their trip. Hope this helps.

evenda:

thank you for your input Joyousgem

cover letter on your MIL's behalf explaining to the visa officer what she does. - we did explain what she does, even provided pics of her pastoring, church registration and all- the church has an account . I even doubt if they read the cover letters.

We will be providing her statements and she does have much more than that in her account to be fair
I'm thinking out loud here, I take it the church doesn't have an account? That could be proof of church's existence. - so do you suggest we provide the church's statement too? - she has it on request

[quote author=Lizkf ]The discretion of the ECO that handles the application actually matters on both bank statements submission . I know of five entrepreneurs who all applied for UK visiting visas last year November ,three of them submitted their salary account statements only , the other two applicants submitted both their salary and business account statements. Four of the applicants were granted visas and one of
the two applicants with both business and salary bank statements was denied visa. The ECO stated his source of business fund wasn't satisfactory enough to be issued a visa . He immediately re-applied with explanatory cover letter and supporting
documents as evidence for his source of funds and was issued the visa by January 2021.

Good afternoon, please, i need a first hand experience on how a illegal hustlers can navigate it's way through the UK system; staying under the radar while making some cool money .

omoluka:
Good afternoon, please, i need a first hand experience on how a illegal hustlers can navigate it's way through the UK system; staying under the radar while making some cool money .

���your monicker caught my attention , omoluka means good child in my area but .............

Nielbaba:
���your monicker caught my attention , omoluka means good child in my area but .............

Yes, it means a good child

evenda:
-

just a quick question , I'm about paying for my visa application , the pagaverve option , hope it's not affected by the 100$daily limit ? Can I pay 527$ from that option with a Nigeria card ?

Nielbaba:
just a quick question , I'm about paying for my visa application , the pagaverve option , hope it's not affected by the 100$daily limit ? Can I pay 527$ from that option with a Nigeria card ?

Yes, you can. Go ahead with the payment.