₦airaland Forum

Bluntemperor:
A Good Observations 👍.
I ve said and written about the Need For Public Sector Inclusive Banking Industry, but this Govt and its chosen CBN Team,think Otherwise and their Logic has not been Convincing.
CBN keep Interest Rates as high as 27% By Lending to Banks and
the Banks in turn 🛞 Add their own 3-5% - as a Profit,
So,who will now Come to Borrow From the Banks - at 33% ❓
Which Business Do you want to Run with Such a High Interest Rates?
Those who are Patronizing the Banks In this High Interest Rates - are INSTITUTIONAL INVESTORS (From Abroad or have Representatives Locally In Nigeria)
NOT THE Public,
Not The Small and Medium Scale Companies
Nigerian Govt-and the CBN - Should Go To India - to learn how they Are Spreading Prosperity through the Banks to the Public 🥵

Who are institutional investors?

How are they the ones patronizing the banks and not the public?

Go and learn more about institutional investors, what they invest in before coming to dip your leg into ocean bigger than you.

Hedonisco:
Do these ones look like people controlling hundreds of billions of naira drug schemes?

Story. These are just red herrings to disguise the real kingpins. Nigeria is a funny country.

Someone owning chains of hotels is not the real kingpin?

Okay, maybe because they didn't name his accomplices in Lekki and OKOTA.

Nollywood reject turned Obi Apologist.

Lovit:
The Sultan is the chief sponsor of terrorism in Nigeria

Fulanization and Islamization is his core project and he will fail

Nobody ever thought of that until America bombed a part of his terrain. For long, nobody could believe that.

A man who loses his wife who delivered a baby girl during childbirth should go and marry a new wife the second day all because he should not bathe his daughter.

Warped logic and thinking propagated by pervasive ignorance and immorality.

Dupeodus:
What I'll like to know is if this foreign investment limit rule had always been there and Access deliberately flaunted it or it is a new requirement from CBN. If it is new, then the CBN is not being fair on Access because it is forcing Access to do a fire sale or increase its cost of raising capital. What CBN ought to do is give Access time, like three years, to work towards the limit. Everything makes sense to me now because all along, unlike UBA, I saw nothing relating to risk assets in the financials of Access to prevent it from paying dividends.

You are correct. Assuming Access deliberately breached the rule, CBN should be bold enough to admit it's regulatory negligence and if it is a new rule just as you imagined, CBN should still be blamed to for their untoward haste in wielding the stick.

Bottom line:

Na Naija wey dey.
But truth be told, Access Bank sef too over do. When you start acquiring both lame and crippled banks in back water Kenya and Uganda, then, it's management should look itself in the mirror.

One thing I know about Nigerian banks is that if you give them a yard, they are ready to take a kilometer.

Good Morning All.

Whoever cares should go and read the story with the headline " WHY ACCESS BANK MAY NOT PAY DIVIDEND IN H1 2026" on Nairametrics.

Very interesting revelations there.

Picket businesses that employs thousands of lazy folks like you?

No wonder they went to destroy hospital in calabar.

No wonder Monie point call them unemployable.

osuofia2:
Anambra, Ogun, Benin. This 3 state

So, Benin is now a state?

Indeed, education is not a scam.

Social studies should be made compulsory even for boi boi learning trading in two by two shops.

Melagros:
COMRADES are speechless, honestly wicked some people deserve their punishment right from here/ this world

Which comrades are speechless?

Your usual hypocrisy.

The comrades that should comment are in hiding because of shame.

No wonder the thread has not gone past page one for over eight hours.

Ikemwfuna Anointing.

Nothing wey we no go hear in the form of a name.

With anointing,you still dey trade drug.

Uganda prison will turn that to annoyance for you.

Eeyah!

How are the mighty fallen?

Just now now?

The goaty should bring out part of the loot from his state nao.

jonnysessy:
All this is medicine after death. CBN (regulator) has stamped its feet down and Access will have no choice but, to obey. These are the things you see with government policies; very inconsistent. Someone will just wake up on the wrong side of the bed and decide to alter what has been in place without any reasonable explanation to the people they are regulating.

We all are commenting and arguing on the little we know.

robobo:
i beg to disagree

while i am also not in sync with Access aggressive expansion of late. However, the treatment being meted by the regulator look very arbitrary and might not pass a test of logic

1. Didnt the regulator approved each of the buying in the first place? (because such buying are subject to regulatory approvals)

2. if so what had changed between the approvals and now to warrant a rollback?

3. for the sake of argument let accept a rollback is justified, how was the 12 month deadline (for sale) arrived at?

4. Does precedent (of mergers & acquisition) support the 12 months (when most of the buying took more than 12 months)

5. how was the 10 of SHF arrived at? what are the metrics driving the limit set?

6. is the regulator leaving the realm of regulation to dictate how a private coy deploy its capital


n.b i have very minimal and inconsequential units in Access but only concern about regulatory overreach

You have made valid points.

However, let us give the regulators the benefit of the doubt considering the facts that there are egg heads employed to do the thinking especially knowing fully well the implications of any fooly.

As far as they are doing it to safeguard all stakeholders, the better for all and sundry.

Excuses have started already.

Sunrisepebble:
It will be a miracle if Access pays an interim dividend this year.

https://www.bloomberg.com/news/articles/2026-05-05/nigeria-s-access-bank-to-sell-down-foreign-units-after-central-bank-order?taid=69fa2a3c16d544000169c559&utm_campaign=trueanthem&utm_content=business&utm_medium=social&utm_source=twitter

Anything wey dem like make Dem do.
Nothing can be more painful than their dividend blackout this time.

If Dem like sef, make Dem sell their head office.

Shior!

HPS3:
Omo zenith still haven't paid me. What's going on na?

Believe.

Your bullion van is on the way.

All IGs from time immemorial have said it.

It is not new.

If NPF fails to kill indiscipline, indiscipline will kill NPF.

chigator2:
Anyone wey come your mind is correct

But make una take am easy, una erection too dey give una direction, na why Nigeria dey spoil fast fast for una hand. Who knows how many wrong decisions or monies have been diverted by your big ogas just to satisfy their wives/sidechicks/girlfirends and the impact it has on the country.

Sculptors in the ancient Greek and Roman civilization sculpted leaders with small phallus to symbolize intellectual self-control because the believed that a large phallus was associated with animalistic lust and a lack of leadership-worthy restraint (Go and confirm).

You can see that it is ancient knowledge that lustful people make bad leaders. Control yourselves for goodness sake.

Na so dem use woman catch Mazi Nnamdi Kanu for Kenya, just imagine. Men use your head.

You are just blabbing with your ancient history that is not making sense.

Learn to look in the mirror before making comments.

Always remember to remove the log in your own eyes before dancing naked about the tiny in another's eyes.

How is Evangelist U. Anunobi?

jonnysessy:
Yes they have. I got an alert of one -tenth of the total sum i was expecting. The sum doesn't tally to any of my two different accounts i have for Zenith bank.

It is not rocket science calculating what is your due to the last fraction nao.

Get your actual holding and multiply by 8.75 and deduct 10% from your answer. Pronto your dividend due will stare you in the face. Except if you don't know what you have in your various accounts.

omoredia:
Na Adeboye people. The APC church. I am not surprised.

Where do you classify Chris Okafor?

The liquid metal clown of Onitsha and LP?

chigator2:
These our neighbors and sexual indiscipline na 5 & 6. But if pesin talk now, dem go call am names.

Sexual abuse cases by Nigerians in UK/US/CA, dem carry am like trophy

Home way, no different. You go hear the following:

MC O1 slept with my wife while I was serving him faithfully and I had to go and apologize to him with 10million (just imagine, based on real story, google am).
Pastor Daddy sexually abused me in church, raped my daughter who went for prayers. One big GO like dat still dey battle different women every year wey make allegations about things wey sup for "special corridor prayers".
Actress A1 steal Actress A2 husband while they were close friends.
Actress B having 4 children with 4 different fathers.
Alhaja X1 having 3some with her husband.
Actress C set up Actor B with her adopted daughter and he fell into the trap, he claims she did that to punish him for refusing to date her. just imagine.
gbo gbo nasty nasty narratives.

Nawaoo, ihe nka owu rice ?

Are you talking about the neighbors of CHRIS OKAFOR the Nackson guy and Doris the generous giver?

Are you talking about the neighbors of Blessing CEO the notoriously notorious scammer?

Please clarify so that we can continue from there

Okoroawusa:
The same election that you people said was rigged you are now quoting it as a source to demean Datt? Wonders shall never end o!

By their warped logic, PDP rigged Datti's pooling unit.

Shalom428:
Zenith Bank, how far? We never see alert!

Your bullion van is on the way. Unfortunately, it is still at the CNG station.

Patience is a virtue according to the holy creed.

Gone are the days for the patient dogs eating the fattest bone. Now na hunger dey teach patient dog make hin fight for the fattest bone.

sulaak:
Why Atiku has the right to run for the presidency. PO should have done his home work and joined NDC from the onset.

You cannot give what you don't have.

Politics requires strategic planning. Not all the people we assume are good are as articulate as we think.

You still went to destroy the facilities and equipment that are not enough in the first instance.

Fish brains.

One thing people are missing is that Elumelu has been clever enough not to say anything about the issue.

The Julius Berger begging should rather beg UBA that took up the matter.

TheBizGenius:
But this video doesn't sound like someone pleading.

She's trying to gaslight him with specific details; 18yrs old, just finished jamb, he already begged you, he copied it somewhere etc.

Anyone who has ever gotten a fake apology after a quarrel or fight will understand what this video truly is.

Very well analysed.

Instead of gaslighting, she can even decide to lanternlight. All these ones no concern Oga TOE.

Prince, dey play.

The same Abaribe that has the Mumu button of your people or another one?

Na death go deliver una for Abaribe hand.

Nastrademus:
APC house of commotion
Ayade is the worst governor cross river ever had

Na lie.

With his budget of COMBUSTIBLE ECONOMIC HYDROGENATION and EVAPORATIVE ADMINISTRATIVE DEGRADATION.

We remember him very well.