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Stats: 2,255,361 members, 4,936,290 topics. Date: Tuesday, 21 May 2019 at 07:44 PM
|Business / Land Or Treasury Bill As Investment by praxs(m): 12:58am On Apr 15|
I 'd like some financial advice from nairaland family on possible financial investment I could go into especially at my age (28) and still single.
I am based somewhere in the northern part of the country. I have 500k spare that I need to invest in. I thought about different ideas and settled for this two. My type of job wouldnt allow me to run and supervise my business properly, hence the choice of investment . Which would be the best for me: forget about the grammar.
Do note that I don't really have much idea about how TB works. What will be the current return of TB worth 500k and from month will I start earning.
Thank you for your contributions
|Religion / Re: Is Cousins Marriage In Christianity Forbidden? by praxs(m): 2:55pm On Mar 31|
|Religion / Re: Is Cousins Marriage In Christianity Forbidden? by praxs(m): 8:53am On Mar 31|
Shut up! Which Hausa Christians. bleeping liar
|Phones / Re: Mtn Lumos Solar Power How Efficient And Details? by praxs(m): 8:59pm On Mar 21|
I have a 32inches TV, plus rechargeable fan. How long do u think it will last the night
|Family / What Will You Remember Year 2018 For? by praxs(m): 3:26pm On Jan 14|
High points: Jumped from level 6 to level 10 in multinational organization. Made some good investments (bought lands and a car)
Low point: UTI catch me. I almost died coz I taught it was HIV.
Over to you
|Career / What Was The Most Important Lessons You've Learned In Life? by praxs(m): 3:16pm On Jan 14|
Careless about people's opinion and engage with what makes you happy.
I also learnt that failure is good. Be a risk taker. Your life is the present. Friendship needs care. Respect everyone. Never ever give up in the pursuit of your dreams. Travel expose and expands you. Do not look at things from just your perspective ( you are not always right). Make mistakes.
Let's hear yours
|Family / Re: Is Getting Married Or Being Single More Advantageous To Success? by praxs(m): 4:42am On Dec 01, 2018|
edoman2016:Some times having a second opinion esp from ur partner could be diff between success and failure.
|Family / Re: Is Getting Married Or Being Single More Advantageous To Success? by praxs(m): 4:36am On Dec 01, 2018|
Even though I am single, I have this distant believe that success is achieved more with a partner. Sometimes, family motivates you to achieve more, dig deeper. The fear of failure when having a family will make you more smarter when it comes to making choices, thus.......
When I am married, I will know better. But just my thought
|Family / Is Getting Married Or Being Single More Advantageous To Success? by praxs(m): 10:19am On Nov 30, 2018|
There could never be wrong or right answer to this question but rather personal opinion and as well as experience of the individual.
You focus solely on your business or career, you could take risk and yes go straight into recession. You are at liberty to try new things even when you are not sure of, your freedom as well etc..
I feel this will require a great deal of commitment both financially and time wise. You tend to be more careful, thus highly calculative when taking risks knowing that you have huge responsibilities at home. On the otherhand, you will get emotional support from ur family which could even motivate u to try harder. The joy of coming back home to ur family after a stressful day is compared to non.
One thing is sure: some happens to be more successful when single while others up to the next level after marriage.
Over to career people, money making gurus, singles and married.
|Career / Re: How Much Money Should I Save Before Quitting My Job? by praxs(m): 5:13pm On Nov 29, 2018|
You goto have a backup first just as you asserted.
What I would do:
Start a business while still in your job: This will give u some hint as to where to improve more when u resign and concentrate on the biz.
Keep aside basic expenses for a year: Yes a year. This translates to house rent, school fees, and Sundry ( You never know when you will start getting returns).
Quit only when you've acquired experience in the business you are planning to venture.
Quit only when you have a solid plan.
Know this: it will get rough, might get even bad but there will always be light at the end of the tunnel if u have a good plan
|Family / If You Have 2million NGN, What Business Will You Do by praxs(m): 9:17am On Nov 29, 2018|
Look around your environment and figure out needs that are not met. Boom, business is born. This is the ideal business advice you could give someone.
However, I want to hear specific business ideas that will yield you good dividends and is sustainable. Your contributions please. I am posting it here so as to get mature contributions.
|Career / Re: Help! My Boss Is Taking Credit For My Work by praxs(m): 5:00pm On Nov 28, 2018|
Its such a shame that managers like these do exist. To begin with, a good leader uses the word "we" and not "I" when talking about his dept. I don't know the best advice to give you, but I recommend you keep your head down and continue to do your work properly. Always sends him a formal mail in any work you've done, which ordinarily he will take credit for. You can seldomly cc someone superior. By this, your work will start to get appreciated more without u even knowing.
I myself, a finance manager. I always make sure to use the word we, and always accord the thumps up to my subordinate. It motivates everyone to do better and brings about good team work.
Wish u the very best
|Business / Re: Side Business by praxs(m): 10:51pm On Oct 03, 2018|
Thank you for the great ideas. Things like watches, women simple shoes etc. Could u drop ideas of what u think will be easier to manage
|Business / Side Business by praxs(m): 4:36pm On Oct 02, 2018|
Pleasant evening and hope everyone is coping well.
I am here needing for ideas regarding any legit type of business that can fetch me 30-50k a month.
Before then, I work from Mondays to Fridays (8am -6pm). This tells u that I really don't have time to supervise the business. Hence, the business will be maintained by a different hand. I am based in one other the northern States.
My salary is cool, so I am not considering resign to go into business full time. I just want to reach a stage where I can be able to save 80% of my salary and feed on the 20% + business inflow.
So over to you, please suggest some good ideas. 200,000 I will be willing to invest. (50,000 additional).
Looking forward to reading bright ideas from all.
|Career / Re: Name The Best Companies To Work For In Nigeria by praxs(m): 5:24pm On Sep 17, 2018|
Although NGOs wouldn't give you all of the highlighted points above, u would be comfortable working there bar the street that comes with it.
Depending on the position u are occupying but there is a clear career path.
Not too constant but there are trainings and sometimes, outside the country.
Health medical coverage
Good working atmosphere between junior staff and mgt.
Health care coverage for you family.
On a scale of 10, I rate them 7.
4 Likes 1 Share
|Travel / Re: How To Spend 4 Days & 3 Nights On The Obudu Mountains by praxs(m): 12:47pm On Aug 31, 2018|
What should your budget be if you intend spending 3nights there? Your answer will be greatly appreciated
|Family / Re: My Pregnant Girlfriend Wants Abortion. How Do I Convince Her To Keep It? by praxs(m): 11:52am On Jul 28, 2018|
Oyindidi:My family isn't the issue.. The won't have choice than to accept my decision after the insults.. She's hellbent on abortion, and I am not comfortable with that.. Too risky for me,..convincing her is the issue here then the best way to bring myself to her family. The pregnancy is 4weeks old
|Family / Re: My Pregnant Girlfriend Wants Abortion. How Do I Convince Her To Keep It? by praxs(m): 11:40am On Jul 28, 2018|
nahzyla:Almost 4weeks now
1 Like 1 Share
|Family / Re: My Pregnant Girlfriend Wants Abortion. How Do I Convince Her To Keep It? by praxs(m): 10:03am On Jul 28, 2018|
The thing is we are from different states, so practically we have no mutual advisor. I am still thinking of the worst decisions the family could take? Any tips.
|Family / Re: My Pregnant Girlfriend Wants Abortion. How Do I Convince Her To Keep It? by praxs(m): 10:00am On Jul 28, 2018|
Nemesis? Could you explain further
|Family / My Pregnant Girlfriend Wants Abortion. How Do I Convince Her To Keep It? by praxs(m): 9:17am On Jul 28, 2018|
Its not yet confirmed but we are suspecting pregnancy. I am 28yrs of age and my girl is 22years. We started dating not too long. We made love sometime last month and she missed her perioed. We used strip and it shows she is pregnant. We will go for a proper test today to confirm. Now here are the issues disturbing me:
A: She wants abortion but I don't want that: she's a student, hence keeping it will be complicated for her.
B: I have been thinking of ways to convince her but she's adamant, abortion is the best for her. Please more ideas for me on how to convince her. And if I successfully convince her to keep the pregnancy, how do we go about this?
C: Both of us come from a very strick family.
D: I am still thinking of how to report myself to her family. I could end up in police station tho. Do I go straight to see her parents (suicidal), do I go tell their pastor so we could find a way to break it to her parents. Do I go tro her parents siblings?
What is just the best way to report myself?
I need your advice's urgently please, coz we are doing the test this afternoon.
13 Likes 5 Shares
|Business / Business Type With 500,000NGN by praxs(m): 3:12pm On Jul 25, 2018|
Business is the art of making ones living through producing, buying or selling of products. Others posit that business is a game of profit or loss. As a result of this, so people tend to be quiet skeptical on starting business.
some have the money but lack business ideas, while others have business ideas but lack the capital to start.
E-family, let's have a chat about business ideas.
You have a capital of 500,000 you intend investing in a business. What kind of business do you think you would opt for that could generate you 30,000 - 50,000 per month.
Take into consideration the fact that you are a busy man/woman, who works from morning till evening (Mondays - Fridays).
Don't look at the grammatical blunders.
|Car Talk / Re: Benz Shipping Logistics by praxs(m): 2:12am On Jun 28, 2018|
|Car Talk / Re: Benz Shipping Logistics by praxs(m): 3:15pm On Jun 27, 2018|
Please ideas, kind of urgent for me to make the decision
|Car Talk / Benz Shipping Logistics by praxs(m): 10:25am On Jun 27, 2018|
Good morning Nairalanders.
Saw I intend buying this Benz C-180 from Germany. The cost is around 2,790Euros.
I will like to have an idea as to how much the logistics of shipping and custom clearance will cost me on top the cost of the VEH.
A rough estimate from experienced people will be appreciated.
Greatful in anticipation
|Jobs/Vacancies / Re: 5 Best Cities To Search For Employmeny In Nigeria by praxs(m): 7:42am On Jun 23, 2018|
|Car Talk / Re: My Choice Of Car: Benz C230; Corrolla S; Peagout 406 by praxs(m): 7:11am On Jun 17, 2018|
Thank you for your contribution. I do prefer Benz but I am quite skeptical as to how people will start looking at me financially, I am 27yrs of age. Benz will give u that "he has money" thing.. 406 don't like manual and I am not fully convinced by the automatic versions. Corrolla is okay, but I feel its easier to steal than the others..
Still open for further suggestions.
|Car Talk / My Choice Of Car: Benz C230; Corrolla S; Peagout 406 by praxs(m): 9:23pm On Jun 16, 2018|
I need your opinion on what type of car to buy.
I narrowed my options to be MBC230/C240, corrola le and 406.
However, I am still open to other good ideas.
My budget for the car is 1M -1.4M.
My salary is around NGN250,000 monthly.
I am looking at fuel economy, durability, value when I want to sale, cost of maintenance etc.
What type of car would you advise I go for.
Your contributions are highly welcome
|Career / Re: Is 13th Month Salary Taxable by praxs(m): 8:57pm On May 24, 2018|
This pains me becoz my gross is 450,000.. About 100,000 goes to the useless govt as tax. Paying me the gross as my 13month instead of net will at least bring smile in my face
|Career / Re: Is 13th Month Salary Taxable by praxs(m): 5:25pm On May 20, 2018|
I thought each country has its tax laws
|Career / Re: Is 13th Month Salary Taxable by praxs(m): 5:25pm On May 20, 2018|
Can I have reference? I could be wrong but I thought bonuses are exempted from tax
|Career / Is 13th Month Salary Taxable by praxs(m): 1:35pm On May 20, 2018|
Salute great nairalanders!
I work with a multinational organization. We are paid 13thmonth salary (bonus) at year end. However, tax is deducted and we end up getting net instead of gross. I tried to search online to see what the Nigerian tax law states as to taxation of 13month salary but couldn't find any.
To that, I brought it here for the experienced and learned heads to throw light on the subject. Please is it taxable? And where can I get where the Nigerian tax law talks about this so I can follow it up in my organization
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