Rea

phoenixthefirst:

Studying abroad may be easier than you think. Did you know that some universities abroad give so much scholarship that even your flight tickets will be paid for? Zero or very small school fees, monthly allowance given, flight ticket paid for, and graduate assistantship provided.

Really!Pls I will want more details on this.Am interested

jjjjj2017:
Most of them were born with silver spoon...

Exactly my taught.How many people have the money to travel abroad to study or even go there for their master degree.Most of this people, either study abroad or went there for their master and came to Nigerian to actualised their potentials.How many of us actually have this kind of opportunity. It is well with us who desired such thing and don't have the monetary yet.

eniorisha:
He'll surely pick your calls soon. God bless your hustle & reward your faithfulness. May your labor over your home not go unrewarded.

Amen.Thanks!

BiafranBushBoy:
If you have decided to improve your financial condition this year, then this post is a must-read. Inside this post are some of the mindsets you should avoid if you want to succeed this year.

Just like most working class graduates out there, my finances aren’t perfect; but within the last few months of last year, I learnt a lot I implemented, and it worked wonders for me. Making progress on financial issues can prove to be difficult. To say “I want to be debt free” is general – as there is no starting point or call to action. Setting up your financial house isn’t impossible; you only need to start from somewhere.

These are the basic steps I took, and you can also use it to improve your financial condition as a white collar jobber man.




Pay yourself first

This basic step to improving your financial situation is to pay yourself first. It might seem a little bit odd, but it is the one convenient ways to improve your financial condition. As soon as the paycheck drops, you should take out an amount and pay yourself first, before looking out for other debts to clear. This was how the richest man in Babylon came about.

Paying yourself means taking out a portion of your income daily, weekly, or monthly, then you save or invest it. If I were you, I will choose the former as the best way to pay myself.

Several times when an investment opportunity springs up, one of the common excuses to hear is “I don’t have enough to invest.” This isn’t because you don’t have enough; it is because you didn’t pay yourself first.

Just learn to pay yourself first, and then you will be fine.

Don’t Save to Spend, Save to Invest

Nothing scares me more than when I hear someone say “I need to save to buy a new car.” No one should save his hard earned money to spend it; rather you should invest it into something reasonable, then you use the passive income and accomplish your needs.

According to Wikipedia, passive income is a cash flow received on a regular basis, which requires minimal to no effort by the recipient to maintain it.

Passive income has been the best thing since pizza. To improve your financial condition or status, you should have your eyes all opened for streams of passive incomes.

There are several ways to earn passive incomes and improve your financial condition, and a few of them are;

- Invest in an already established enterprise
- Negotiate for higher pay
- Take up side jobs/projects

You can either speak to your financial advisor or reach out to me using the comment section and I would guide you properly.

Have a Budget and a Financial Calendar

Have you ever seen the big corporations and organizations making financial plans and projections? That’s exactly how you should run your finances. The only way to improve your financial condition without any side income is to stay with or below your budget.

But what if you don’t even have a budget?

You should really learn how to draw up a budget now, keep it real with a financial calendar and then make projections.

Having a budget is one task, spending within your budget limit is one hell of another task on its own.

Read and Master Financial Numbers

It might not sound too interesting at first, but it is a crucial and basic step to improving your financial situation. I was never a finance student in college, but I am working on correcting that right now. I need to know what the banks know, so I am reading up on stocks, taxes, interest rates, and 401(k).

There is a lot to learn, so I am taking my time, and it has really helped me make better plans. This means I can now take decisions without hurting my financial condition.

Put money out of your reach

Credit cards and ATMs for those in Nigeria are one of those things that will aid you go broke before you say Jack Robinson. A simple rule is to make sure you don’t have any of them for your ‘real’ savings account.

You should also not keep a large sum of money in the house, as the urge to spend on irrelevant things will always crop up.

Learn to shop online during festive periods

Easter, Halloweens, Christmas, Black Fridays, and New Years are known for one thing “DISCOUNTS”. If what you need to get now isn’t so urgent, you can wait for a festive period to buy it at a more discounted price.

A premium theme I bought $65 is now selling for $9 just because of the New Year promotion. It was urgent then, so I have no regrets.

Start Something

The best was saved for the last. If you sincerely wish to improve your financial condition, then you need to stop running from poverty and chasing wealth. How long can you keep cutting cost just to stay afloat, when you can live the way you want by minding your own business?

No business is little as long as it generates revenue for the owner. As a working graduate, couple or single parent, all you need do is start something no matter how small. If you manage it properly, you may just live the life you dreamed of.

To improve your financial condition is not rocket science. It is all about making plans and getting down to work. You may plan all you want about improving your financial situation; but if you don’t take actions, you might just keep making movements without covering any distance.

Remember to insert your email below and get articles like this delivered to your mailbox.

What of if you are not a salary earner and you have a small shop.For the time been, your hubby is not financial stable.You have two kids .This is what am experiencing.I really want to save to boost the shop, but I cannot. The money am suppose to put back into the business is been used to run the home.How I wish I can get a small job along with it to be able to save at the end of every month.Baba God this is a new year answer me and blessed my hubby unmerited favour so I will labour less and be able to save for future purpose.

Ahmed0336:
Dats my bank. Of recent dem wan fustrate my life with bvn ishhh almost two weeks now dem never resolve my issue

Also with me o.Am just so fed up with first bank with all this unnecessary blocking of acct.I have done all the things they said I shall do.Yet they refused to open my acct for the past 2months.I have called their customers services center and they promised to activate the acct.Still the same.I don't know if is a crime to bank with them.For my own money again.When I was paying in,they didn't block it.It was time to collect my money it become a problem.Others banks are not stressing people the way,first bank is doing.I know how credit I have wasted in calling their customers care center.I just regret banking with them I swear.

overhypedsteve:
OK while you guys are at this. Please help a light brown complessioned guy to chose what he will rub on his body. I ve tried a lot of lotion out there and they just seem to bleach me. And I don't want to bleach especially when these creams do not help you whiten your nya5h or your ball sac. So please help me. I don't want to look dark, but I also don't want to bleach. I just want to be in the middle like Will Smith.

come let me mixed cream for you and you will be glad I did.

virus05:
Dey dere.. same has been happening to my dad since about 15 years... I taught things were about to get better since he met with kebbi state governor last month but to my surprise my lovely daddy died last week.. .. No prophet solved our prob I swear even tb Joshua, God is my witness

Hmmm what a life.So sorry for your dad dead.This is beyond physical and your family should be prayerful.Tell God that any power who is waiting for the day of glory to attack you,should perish .The enemy do not want you people to be liberated. This is the reason you must be prayerful and watchful.

glowryhaa:
Easier said than done... It totally depends on the type of partner tho u can't tell a " tiger" you cheated...

most Naija men will never forgive.They will used it against the woman,but if is the man that cheated the woman will easily forgive the man.That is the reason why most women will never tell their partner. It will do more harm than good.The best thing is to ask God for mercy and never do it again.

longjohnsilver:


Go to settings on whatsapp...click on Account...then click on privacy.

Voila...u wud be able to change your status.

Buh u wont be able to see other users last seen oh, but who cares.

thanks

longjohnsilver:
Mine is also hidden.

I personally dont like people that stalk you with questions like why have you have not read their messages when your last seen was blah blah blah...

I like d privacy feature tho, no be by force to reply immediately

pls how can I block my last seen

Masquerade7:

Try Silicone gel

thanks

qualityovenbake:
The old adage is true, it’s not what size you have, it’s how you use it.

They both have to figure out the best sex positions and techniques that can help ensure both have more pleasure.

my dear let not deceived ourselves.Size matter especially when is too small,no matter d style it will look as if fingering the man is doing.Except the man can complement with heading that is d only way the woman will feel alright.But apart from that,is boring Jared.

Masquerade7:
I think the first thing to do regardless of the degree or extent of the burns is to first take away the source of the burns followed by immediate cooling of the burns site.
Weather to manage the burns at home or to be hospitalised is largely dependent on the surface area and or the degree of the burns.
Alovera , baking soda, egg white etc will do a little or do nothing in case of second and third degree burns. Such individual needs to be hospitalised.

please what can one use to clear the scar,especially the reddish colour.It is on my leg,it was cause by the cooking oven.The outer skin was removed. So I need a quick cream that can clear the scar on my leg.I used to have a beautiful legs,but now it looking somehow.Though it happened a month ago.Thanks

majekdom2:
Some children will never go the way you have trained atimes. It takes God grace. The children that do drugs or pastor's kids that act porn... what would you say about them??

Exactly my taught dear.I just realised most of the children who become wayward at times are mostly from a decent home.Most of the things their parents did not allowed them to do when they were much younger are the things they loved doing,when they are living alone. What an irony.God should help them to truely know him by themselves not the one parents imposed on them.

sarrki:
she's just trying hard to love him


it's because money is involved

power of money,especially when the woman never believed she will be married to a very wealthy man.

WhiteSoup:
The Governor may be sleeping with her. Just thinking out loud though.

Yoruba women are known for such.

she is Yoruba

Ngokafor:
...It is clear that this Apostle Suleiman 'expose' is politically motivated ..Therefore i stand with him...I wonder how any right thinking individual would take an unstable character like this scary Otobo abi na Orobo girl serious.

..There are too many loopholes in her allegations for me to be convinced...add to the timing of this which is shortly after he condemned the Southern Kaduna killings,urging Christians to defend themselves when necessary...i am of the opinion that these allegations are a big 'wash' of the highest order

..Stephenie Otobo kindly go rest in the gutters where you belong.. biko...yeye dey smell.

you are so on point.Moreover why did she not come out all this while

Factfinder1:
in cases like this there are always 2 stories .... Let's hear from her kids and family members before we pass judgements... I await the other side of this story

No matter d excuses.Is good for one to take care of her parents.A woman that carry them in her womb for 9mths.That 9mths is like years.From the first day a woman conceived, her body does not belong to her until she give birth to the child.If their mother dies in this situations will they ever forgive themselves?.They should remember they will also get old someday and their children may also do same thing to them.Whatsoever one sow in life,he will either reap it or d children will reap it.

master69:
I have seen Dem plenty......imagine some of them after posting the fine picture online dey wll inturn be begging me 1k..... for my mind go and eat ur like on FB.

My dear you are not alone o.That was how one my friend was uploading pix of been inside a plane.He said he was coming to Naija from ghana ,he cannot go through the stress of boarding a car that journey was too far.I now said okay since the money is there.Only for him to called me few hours time that he is helpless in the airport. I asked him the reason why,he said his luggage did not come with him,that I should send him airtime to call the airline in ghane.You can imagined that kind of thing.Someone who said he took plane from Ghana to Naija do not have airtime on his phone.I just off my phone immediately because I don't have time for nonsense.

Lols

adioolayi:
This thing called MMM has seven lives... refusing to die .
New JJCs, over to you.. go pay

lolz real new JJC.funny you

Lk

HolyCraig:
London based Nigeria president.

lolz

[quote author=Ioannes post=53811468]



I'm sure he won't run away. You guys should try it this evening. It's good exercise for him.

Don't forget to take pictures for us too.

We need motivation...[/quote)hmmm no be only picture lolz

PapiNigga:
Try it even though she's much more bigger than you in size...



http://www.thisisnaija.com/2017/02/every-man-should-be-able-to-do-this.html?m=1

hmmm my hubby will just run away.He will say u dey find person wen u want kill abi? with this ur big bum bum.

slurryeye:
See his eye


Prison suppose to reform a criminal, but this one can never be reformed. Went to prison 7 times and continue doing the same thing that sent him prison that 7 times

They should lock him up and throw the key away. Good riddance abeg

Exactly

Ultrame:
Body And Soul - Amy Winehouse & Tony Bennett

pls which site can I download oldens songs like tupac,mariah Carey,Celine Dion etc.Most site I have try to download do not have d songs in their search box.I will really appreciate.

S

verygudbadguy:
He is a Miracle Working God, I call him Yahweh

I pray He restores Prince's health back to normal. We have had a lot of deaths in January alone. Baba God, Do what Only You Can Do.

Amen

redcliff:
lmao!! if this man touch these girls, their eyes go open...Lmao

God forbid! This one na suffer o.

9jakohai:
Hmmmmm

The giant elephant in the room is that Nigeria does not have a sustainable means of earning enough foreign currency for our treasury.

The current means of earning forex via selling oil, and other raw materials is no longer sustainable.

We need better and more stable means....like encouraging more non-oil and non-agric exports. It is a lot of hard work...but we will get there.

Also, we have to stop importing things that we can produce....or at least improving the quality of locally produced goods so that they can compete favorably with imported stuff.

So...govt and people....we get work.

But the problem is,the so called things they are producing here is also expensive to buy.See red oil for Example 5 litre is 3700 and so many things like that.Things we are producing are suppose to be cheap for us to buy, but yet they are the most expensive.Does this banning of so many things really worth it.People are suffering o.Just that Naija Pple are smiling and suffering people.

Catalin:
Its tonto dike's fault this man is cheating on her, why should she get fat and not watch her weight? now she looks so old and ugly.

My dear a man that will cheat will cheat.Have you not seen men who married the most beautiful women who still cheat.The only thing is, a woman should just make herself happy instead of trying to please a man who will always misbehave.

LesbianBoy:
Na wa o! After all the hyping tonto dike hyped her husband he still cheated

My dear that is men for you.I always sorry for women who over trust their hubby,they are the ones who feel so emotionally distablised when the secret become open.Never trust a man when it comes to woman issue,that way it will not affect you much.

DDeliverer:
.....

.......and makeup sex is the best.

And e can sweet