ObodoNaija: Good evening house, please I need you guys advice on something, would you advise someone to collect loan from the bank(Gtbank) with 1.33% interest money and put in uber business? A friend of mine is thinking of collecting loan of 2 million to buy 2 cars, a big daddy(1ml) and a Honda (#800,000, the owner is desperately in need of money). He has seen the cars already but just that he is a little bit sceptical about it if he can be able to repay the loan and interest within a year interval. He will drive one and give out one. What is your advice guys and has anyone here collected loan from the bank especially GTBank, what was the person's experience and are there hidden charges that the bank doesn't let the customers know? .
Thanks sir i really appreciate but please i need the link to fill out the form and i would also need your help sir, can i have your whatsapp number for a follow up from u...thanks
Hello sir i need help on applying for saint martin visa and according to research the island is divided into two one part belong to france and another to the netherland but who I'm visiting is a citizen that reside in the part that belong to france but i don't know how to go about it andnthe requirement...
Larryzee: Thanks everyone on Nairaland n happy new year to you all. I’m a silent reader here but I’m very moved to post for the first time.
I’m based in Johannesburg n been to Paris twice n got my third visa and at the same time helped over 8 guys get both France and Netherlands visa. In October I sent copies of all my visas and bank statements for my ‘then fiancée’ who’s based In Nigeria in order for her to apply for hers so we could go for honeymoon this January.
First Application we submitted: Visa form Passport photo Employment and leave approval letter Three months bank statement Travel insurance No objection letter from her parent My bank statements Copy of all my visas and datapage Wedding IV card Hotel and flight reservation.
Submitted 20th October n it got rejected on the 29th on basis that ‘justification for the reason of travel not reliable’. ‘ Now we are married on 19th December’
We then reapplied on the 20th December with; Visa form Photograph Travel insurance Flight reservation Hotel Employment n leave letter 6 months bank statement Registry marriage certificate 5 pictures taken at the registry My visa copies Bank statement NOC from her parents Tour packages Cover letter and a sponsorship letter from me.
And yesterday 3rd, we went to go collect her passport from Vfs Lagos and boom she got her One Month multiple entry new visa. I’m elated n haven’t gotten over it yet.
For anyone out there who was denied before, don’t relent. Add more docs and you’re good to go.
Hello good people of Nl i would like to know how to apply for saint martin visa i already have citizen over there to host me....i need to know the requirement and if they got embassy in nigeria and how do i go about the processing...thanks in anticipation...
God will surely reward u beyond your imagination pls i need a car for rental or Hp thanks in anticipation
calabardick: House, I have a little story to narrate, it's kinda funny and long.
On Friday night I was at Badore with a friend, when I left his place I decided to go online with the hope of closing by 11:30. Few meter from his estate I got a request from one nasty lady.
Rider: oga where are you? Me: good evening, please kindly check your app you'll see my exact location. Rider: oh, please don't give me that app location shit, where are you? Me: good evening, I'm few meters away from your house. Rider: what if I don't answer your greeting what will happen? Please I requested for a ride not greetings come quick I'm late. Me: I'm here by your gate
She came out of the gate, entered the back seat, I didn't bother looking at her, the next she said was their usual, you can start the trip Mr. Greetings, I responded "thanks ma"
I started the trip, destination was DMATEL hotel, Lekki. When we get there she called her guy to come and pay, the young man came out, this is where the drama begins.
Rider: baby I'm here (she wave thro the window), then jump out of the car, gave him a tight hug. Boyfriend: oga, collect this for your new year (2k) Me: still on my seat, collected the money and I recognize him (my trainee) Rider: ingrate, you can't even thank me Me: I called the guy by name (Collins), I stepped out of the car
The atmosphere changed Collins: who are you, you know me? (He came closer) Me: Remove my hat, shake his hands, he melt Collins: sir, you do Uber? Me: I held his hand and walk towards the lady, (she was already at the reception) Rider: baby any problem? Where did you know him? Collins: Stella are you blind, look at him very well Rider: Jesus! She knelt down
Collins is the latest in my team, joined September, a trainee, he reports directly to me (we are together now preparing to go offshore), while the nasty Stella is a trainee in my unit as well, she works with my departmental store manager.
Me: Collins so na you dey light this hot and nasty oven? Collins: sir this's our first date, I came into town today to resume on Monday Me: you owe me no explanation nor apology, just be careful else you'll loose your job, all eyes on her big booty. Stella: sir please I'm sorry I wasn't on my right mindset Me: Stella, every driver you see out there are humans like you, they deserve to be treated with love, care and respect. It's the unpredictability of life that put them out there, some had or have better jobs than you, some have families, wifes, daughters like you, sisters like you, some are more educated than you.
Those young men out there risk their lives, abandoned their families, friends and love ones, they risk their cars, those that doesn't have it go as far as leasing it just to keep life going, they risk their time, and resources just to get you to your destination safely and yet you treat them like trash Stella because your think you're doing them a favor. Because You think you're somebody and they're nobody, because you think you've arrived, Stella I'm disappointed in you. I have many military boys as friends doing Uber, what if it was one of them you did this to?
God is the breath of life in you, you sin, you offend him every moment of your existence, has He ever treated you that way? Why are you so wicked Stella. Why are you doing this to yourself? Don't you know when you deliberately cause pains to others greater pains await you? Stella Can I surprise you? You failed all your tests when you came for interview my boss dropped you but I begged him to accept you, God positioned me there for you, though I knew you from nowhere, I saw you as my little sister, I wouldn't want you to go out there selling yourself. Everyone rejected you including your supposed seismic unit leader. I have to beg the store manager to accept you with hope of transferring you to the seismic unit when the oldest intend is gone. Stella you break my heart this night, it shouldn't be you. What if I intended marrying you or your suitor meet me to find out few things about you, what will you think I will tell him about you?
I've never seen the kind of brokenness I saw in that lady that night, she cried her soul out, she begged me and vowed never to maltreat anyone. I held her, lift her up, hugged her, hugged Collins then departed from them. I spoke with Collins yesterday he said that the lady cried and weep till day break, she neither eat nor drink.
Today we had our first operations meeting for the year, then after the meeting we had our first management meeting as well. Last night I spoke with some of my guys to help me vote Stella to seismic unit. I beg the store manager to make the move. So during departmental reports the store manager nominates her for seismic and the seismic team lead opposed the nomination (as I instructed him) though he didn't know that I have already campaigned for others to vote, and the only way it can resort to voting is when the proposed team lead oppos the move.
My boss said we should vote, we did and Stella won.
We sent for her, immediately she entered the exco-chamber her soul left her as she didn't know why she was invited (this was her first time in the chamber). I stood up.... Called her by her name..
Stella, uuhh, the management have decided to .......... to drop you from ........from the store effective now, your service is no longer required .............. required there. Handover everything concerning the store to the store manager. I paused while staring at her for like 30 seconds, then I proceeded. Then in addition, we are glad to inform you that you've been redeployed to the seismic department, from tomorrow you're resuming there, go home and prepare to resume tomorrow. ( I said these stammering and dragging the words).
To my greatest surprise this lady stood there, within a blink Stella collapse, there was confusion in the room. Safety and medics entered with a stretcher and take her to our clinic downstairs.
After the meeting my boss asked me to carry his laptop and follow him, when I get to his office he asked me what is the problem between me and Stella, I told him I don't have any problem with her, I narrated the whole incidence to my boss, he was surprise. The only thing he said was "forgive her John" I told him that I forgive people even before they offend me.
I visited her in the medics, she was fine. She asked me which church I attend, I told her it's not by church but the fear of God in you and your respect and love for humanity. She came to my office spend the whole day with me, we drove home together with Collins , now both of them are in my place.
5 of my colleagues are ready to join Uber, 3 have already ordered for 2010 Civic as I recommended, expecting delivery this evening. They've registered online, took the test, waiting for their result.
what I experience about life is; what others does to you doesn't count, it's your reaction that determines your reward.
https://www.youtube.com/watch?v=ChTAgrTPOB4 Hello guys i'm a producer in my teens chasing my dreams.It would be a huge blessing if someone checked out my beats and comment what you think or critique subscribe to support me and .Thanks and Godbless.
dru23: Cost of civic varies o.. To be on the safe side budget 1.5m naira .. And before you buy also trying looking for a partner that has one rental... drive it for and see if it is something you can use your own money to buy.. That will be my sincere advice...
Also there is a guy on nairaland called adaman he ships cars from Canada for 1.2m .. He had one few weeks ago or so .. Hit him up for request, have not bought any car from him.. But he has good reviews from buyers .. Give him buzz on whatapps +1 (437) 221-5476
Ok sir i sent u a mail already how much is the cost of tokunbo for 05 and 03?
dru23: I replied you on another post , on type of car . I mention 03 to 05 Honda civic .. This is talking from experince, the only issue with civic is low ground clerance. Changing the tires and rims from 14 to 15 might help. Am thinking of doing it on the next civic I put up for uber..
Nigerian used cars: I bought all my cars tokunbo, I am not a big fan of Nigerian used cars. Most Nigerian used cars have been abused and maintainence neglected.. Most times the seller is selling you his problem. So unfortunately I can't give advice on that .. Even if I tell you to take a mechanic to look at the car . There are certain issues that you wouldnt known until after driven the car for few weeks or months .. It is a 50/50 chance you taking....
Hello sir I'm planing on starting ehailing next February but i need advice on what type of car is good for the business and my budget is between 850 to 900k for nigeria used car pls how can u be of help to me.....thanks in anticipation
dru23: Since the arrival of Ocar to the ehailing market. The future looks very bright and promising to drivers . The Ocar arrival has put the predictions, and the prophecy makers into confusion.. The ones by the fence will likely start rushing back into the business..
To Uber Drivers: Most of you now are happy and making money. When uber was slavery work, you still work crazy hours. And now that Ocar is now in the picture am sure you still do slavery hours.. And not because you have to , but because of greed .. I see no reason why any drivers should not remit the agreed rental agreement. Especially when the car is in good conditions. A smart ehailing driver will look for a good partner and finds ways to make constant money for himself and than pay his rental. Drivers are making good money without needing to put in crazy hours. Drivers be smart and be focus .. This is an opportunity to make the best out of it and put aside extra money for raining day.
To Investors Coming in : make sure your car is in good order. If your car is in good shape , a driver has no bloody excuse not deliver is weekly rental.. We have more bad drivers, than good partners. Always keep that in the back of your mind.. The business is still challenging, but if you take your time and only rent out cars that you are able to control, you do fine. But if you decide to neglect the business and you are not hands on . You have nobody to blame, but yourself.. Take the business serious treat it like a baby.. Do inspections, ask questions and talk to other people in the same line of business as you. If a driver is complaining look into and look for solutions. But also be objective with what you do.. Make informed decisions, and be vigilant.. Drivers and mechanics can be very cunning ..
Conclusion: In any business a man does. Try your best to ride it out and hope for the best . A lot of people tend to give up easily . especially when the tough gets going. Have been investing in uber from day one now ,have seen a lot. And am still investing, the only thing now is that am cautious with whom I give my car out to .... I am not in hurry to look for drivers. I have learn that this business is a jungle, pity is for weak .. This business is like drug game.. ' You can't be a sheep among wolves ' ....
I WELCOME EVERYBODY TO THE NEW IMPROVE EHAILING MARKET .... The Ehailing business is a Marathon, not a sprint ......thread carefully like you will do with any other business......
So what model of honda civic can u suggest i buy that i won't gogo through ball joint issue ?
calabardick: Far better than Corolla, the interior is superb, good sound system, powerful headlights, good brakes, stability and traction, but it's ground clearance is lesser than Corolla, avoid bad road or you will weld your exhauste every day
peeps4u: There is a young man (amdman) here on nairaland, the guy has probably made most car sales than anyone on this nairaland in recent times, but the guy is one of the most civil personalities I've seen here. Doesn't brag about anything or trades insults, even when people attack him. I'm really learning from that dude. At times, those that crave for attention are empty.