₦airaland Forum

rbjimoh:
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misreal:
They should be removing all Muslims refugees to avoid terrorism in the nearest future

VawulentMan:
Governments are beginning to rethink their deep engrossment in the vawulent pissful religion

TheOgaBoss:
u mean like the conversation u engaged in when your likes burned Deborah to death for alleged blasphemy? how funny that u want conversation when the table of violence turns on you.

ganisucks:
20 mins of thoughtless, directionless, clueless hogwash pushed out by people who have no idea how to manage expectations. These people are a joke.

Auxtin85:
Religion of craze, the only religion that objectify women, women are nothing to them a religion that rape a woman as punishment for a common crime

Hamachi:
Student loans are a financial burden which does not quite make sense on a pure accounting basis. So, you have signed up for a loan (a liability, surrender of your future earnings) and you have nothing to show for it. On the other hand, when you take a loan on a house (a mortgage), you have a liability (a mortgage) and an asset (a house), so when things get tough, you can sell the asset to cover that liability. And in a worst case scenario, you simply file for bankruptcy and walk away from it - with a beaten up credit score, but you recover fully in about 7 years (in US, bankruptcy is removed within 7 years from the person's credit profile). Easy. Simple. Elegant.

Now, we have a student loan. You take a loan and you spend money. You gain nothing tangible - no assets. You have an expectation of future earnings, but it's not a guarantee. However, once you are out of school, loan is due - regardless of whether or not you have means to pay for it, such as a job. Now, when things get very tough - let's say you need to pay rent and you need to eat and you would like to get a family - but the student loan is still there, and it's not going away. You can't discharge it in a simple bankruptcy. You can't make it go away in an easy way - it's a forever burden.


Summary

When we reach the point where politicians are running for office on a platform of, “free college for everyone,” you know that we have gone past the tipping point. “Free” college is just going to throw kerosene on this fire.

We are seeing some cracks around the edges, e.g. coding bootcamps and startup apprenticeships like Praxis, but what is needed is a better educated consumer.

PS

I saw a question on career section this afternoon. “Should I go to school X or school Y? (Money is an object, but I might get some financial aid at school Y.)”

School Y’s cost of attendance is more than twice that of school X. No thought of can I afford either one of these schools? No thought of preparing a financial analysis. We have a generation of irresponsible morons whose parents are mentally absent. That’s why we have a financial aid crisis.






💭Leadership is not about seeking personal glory, instead its about taking responsibility for the people you are in charge of.

🎯Some key takeaways:

✔️Responsible leaders take accountability for their actions. Instead of blaming others, they identify the problem and try to fix it.

✔️Therefore, to become responsible leaders professionals must remember to take accountability for actions and stop blaming others for their mistakes.

✔️One of the foremost qualities in a successful employee or leader is a willingness to accept Responsibility for one's actions and behavior, good or bad.

✔️Taking Responsibility means making decisions, taking action, setting high standards, learning from our mistakes and always doing what we say.

✔️Lastly, leadership is about setting an example. Let see his grandchildren, relatives & family members participate in these students loan

KunleAkingbadeh:
There seems to be a perversion in this judgement. It is more or less as if the girl was discharged & acquitted in this very complex murder case.

How can the defense Counsel & the Prosecution Counsel appealed to the court to tender justice with mercy on her own case in their respective Allocutus?

They said that she provided missing links to the hidden facts of the case and she took on a sober posture. How?

Is this not the same receptionist who earns over 100k monthly at her duty post?

Which 3-Star hotel in this part of the world, even in Lagos pays their receptionists over 100k monthly?

There seems to be a twist in her Judgement. All is well!

Betanaija42moro:
Obi will make Nigeria better.
Let's have interim govt for now and solve the issues at hand

jagaban002:
Our Nigerian pastors act like God secretary.