₦airaland Forum

ayobama1:
Wait for MTN financial results to see for yourself how much the "ebi n pawa" geng spent on airtime and data. When Nigerian Brewery releases its Q3 you will ask yourself how the ebi n pawas have been able to spend so much on drinks 🍸

GeneralDae:
Oyedele in discussion with Dangote and importers to see if they can cap at around 1350 which would mean the average retailer should not buy above 1450 no matter what. However when prices fall, the pump prices would not fall immediately as they try to recoup.

Agbalowomeri:
Na empty hen

stagger:
Those guys are security men attached to the company (fromt their uniforms).

The drivers were probably unauthorized to move the truck on the day and were being asked to surrender the keys and they started proving stubborn.

Some of these our people are very bad workers. They steal, they do all sorts.

Stockpromoter:
🚨📈 NGX INSURANCE STOCKS: Q3 EARNINGS COULD TRIGGER A RERATING!

The insurance sector is entering an important period following recapitalisation. With Q3 results approaching, investors should watch for companies that can turn their stronger capital base into better earnings and business growth.

🔥 INSURANCE STOCKS TO WATCH FOR POSSIBLE RERATING

✅ NEM Insurance
✅ AIICO Insurance
✅ AXA Mansard
✅ Custodian Investment
✅ Cornerstone Insurance
✅ LASACO Assurance
✅ Linkage Assurance
✅ Mutual Benefits Assurance
✅ SUNU Assurances
✅ Regency Alliance Insurance
✅ Sovereign Trust Insurance
✅ Consolidated Hallmark Holdings
✅ International Energy Insurance
✅ Prestige Assurance
✅ Veritas Kapital Assurance
✅ Guinea Insurance
✅ Fortis Global Insurance
✅ Coronation Insurance

🎯 WHAT COULD DRIVE THE NEXT MOVE?

📌 Better-than-expected Q3 results
📌 Improved profitability after recapitalisation
📌 Growing insurance revenue and investment income
📌 Increased investor interest and strong trading volume
📌 Evidence that companies are using their new capital effectively

My focus is on identifying the insurers that remain undervalued but have genuine catalysts for a change in market sentiment.

The strongest candidates will be those combining attractive prices, improving earnings, manageable share supply and sustained buying interest.

🔥 Q3 EARNINGS SEASON: WATCH THE RESULTS, WATCH THE VOLUME, AND WATCH FOR THE NEXT INSURANCE-SECTOR LEADERS!

#NGX #InsuranceStocks #Q3Results #Recapitalisation #NigerianStocks

essentialone1:
Zenith Bank Plc has:

Return on Equity: 8.82%
Price to Earnings Ratio: 12.85x
Debt to Equity Ratio: 5.68x
Current Ratio: 1.15x
Net Profit Margin: 25.70%
Dividend Yield: 7.61%.

vacanci:
Since he discovered the use of AI, he has been spamming this thread instead of doing real practical calculations himself.

essentialone1:
MTNN Plc has:

Return on Equity: 76.03%
Price to Earnings Ratio: 24.88x
Debt to Equity Ratio: 5.42x
Current Ratio: 0.52x
Net Profit Margin: 23.64%
Dividend Yield: 4.88%.

KarlTom:
Light is here

megawealth01:
JUST ABOUT...

Chellarams Plc (NGX: CHELLARAM) has an all-time low of ₦0.50 per share, recorded on 3 December 2020 and reached an all-time high of ₦16.25 per share on 18 November 2025

All-time low: ₦0.50
All-time high: ₦16.25
Current price: about ₦9.70

essentialone1:
*NAICOM vs NICON/Nigeria Re Allegations - Quick Breakdown*

NAICOM has come out strong to debunk claims of a *N100 billion recapitalisation fraud* in the insurance sector.

*What NAICOM is saying:*
1. *The report is false*
NAICOM called it "false, malicious, and a deliberate attempt" to damage public confidence. They say it was sponsored by promoters of *NICON Insurance Plc* and *Nigeria Reinsurance Corporation* — both currently under liquidation.
2. *No EFCC detention happened*
Key clarification: Commissioner *Olusegun Omosehin* and directors were NOT detained. EFCC only requested standard info as part of a routine media inquiry. NAICOM provided it as normal administrative process.
3. *Recapitalisation followed the law*
The exercise complied fully with the *Nigerian Insurance Industry Reform Act (NIIRA) 2025*. So the new capital requirements are legally binding.
4. *Court orders don’t stop NAICOM*
NAICOM says court orders cited by the liquidation promoters cannot override its statutory powers to regulate the sector.

*Why this matters - Industry Impact*
- *Goal of recapitalisation*: Strengthen insurers’ capital base so they can cover bigger risks and pay major claims.
- *Next phase*: Industry is now moving to "post-recapitalisation growth strategies".
- *NAICOM’s demand*: Formal retraction of the "fraudulent story" to protect market stability.

*Context*
This is coming right after the 2025 NIIRA recapitalisation deadline. NICON and Nigeria Re have been in liquidation proceedings for years, and their promoters have been fighting NAICOM’s regulatory actions in court. NAICOM is basically saying: "don’t use fake fraud claims to fight liquidation."

emmaodet:
You have to look at the revenue and earnings growth rate.
It is very impressive and it is a stock that still have a lot of room to grow.

Where did you get your 37,333,619,972?

Joyful365:
The likes of Ellah Lakes, Presco, Aradel, Guinness, Okomu, MTN, and Access Bank will shed at least 50% from their all time highs when the time comes. Watch out and check the charts

deathwing:
MTN has been trading between wild swings from 800+ back to 759 this week