₦airaland Forum

OkpaNsukkaisBae:
Shld be time to start

.

Meaning you are satisfied with the policy...irrespective of its inaccessibility

OkpaNsukkaisBae:
They say it will start around sept/0ct... I think people shld give them more time.

Time to start or Time to review whetever is in the script??

larride:
Sorry, i ain't reading none of this shit bro.

It isn't a must baba....

larride:
This is getting nowhere, I specifically asked you if you have read the content of the bill signed by the President and not the one being paraded around in the media. Tolu former President spokesperson said what is being paraded on the media is the old version of the bill in 2019.

How do you know it's not accessible when the its starting in September?

Are you saying we are no longer the poverty capital of the world?

Your job is to criticize anything critiziable and nobody is stopping you but at least try and put effort into it.

First and foremost the poverty index is different from being broke ....The upper class are using the "broke" chorus to do what they know best...


I think the difference bw ur view and mine is trust ..

Let use Buhari border closure as a yardstick....we were seeing rice pyramid nd what have you...

Presently,we are doomed on ill-removal of subsidy n this is being felt in every corner for the poor..(poor suffers).

A bill just like border closure is up in the air n news outlets have rightlyfully spread it......u are saying it was scripted in 2019 awaiting a review........

It starts 3 months from now yet no review whatsoever n u want me to applaud it..

Do you remember the Naira devaluation of recent whch was denied??

Do you remember d subsidy of xterday wch was denied again?

Just dey play baba..........if u trust Nigerian politicians...kudos to you...

BlueRayDick:
See this useless boy caught removing rail track at Agege 🤦‍♂️

Later if train derail and people die ; himself and his community members will be blaming government or claiming it’s the work of the devil .

https://www.instagram.com/reel/CtmcRHpgDZK/?igshid=NTc4MTIwNjQ2YQ==

Lols..

Thief dey get power I swear...there was one we caught with drainage manhole...

How d small boy put am for head we no know....Their life is to service..smoke n fvck.. na who die,e time reach

larride:
Have you read the law signed by the President on this student loan. What does it content says.

Let's start from there.

https://www.premiumtimesng.com/news/top-news/604094-nigerian-president-signs-student-loan-bill-into-law.html



Hope u know I have no qualms on his sweet talks but reality indeed...


I have asked you to bring forward a possible beneficiary of this "good news"...

Of what use is a sweet law/proposition when it is inaccessible....

seankafor:
how much was it before

511 to 520 n now 540. D 520 increase,took less dan a week

larride:
If after everything BlueRayDick typed previously, you are still asking me this question, it's either you didn't read his post or you are just looking for who to argue with.

Dont worry tho, the govt will hold on implementing any policies until the standard of living is favorable.

What Mr Blue said is just a proposition just like Buhari (1 refinery per year) was .........


So it is almost thesame angle.. if they were quick to implement an enormously unsuitable condition from the start...just know that the level playing ground is going to be unfavourable.. ...it has happened many times....

Like presently wch condition do u think would be favourable to the ordinary person even in d midst of fuel saga?

Fuel is now 540...

I say make I update una

larride:
The thing is that you will complain whichever way.

The earlier everyone knows this, the earlier the argument wont take long.

How did you came you to the conclusion that I will complain when standard of living is favourable amidst a policy


As it stands now...can you tell me a family(attached source of income) can qualify for the loan......looking at the policy as at today......

BlueRayDick:
I think I understand u. The thing is; like every other Nigerian u think the purpose of going to university is to get a white collar job and be able to repay the loan.

Not everybody that goes to university will get a white collar job after school . Even during our parents’ time when Nigeria was better , not all of them who attended university got white collar jobs, some had to delve into self employment after school .

For example tge Nigerian Labour market does not have the resources to accommodate everybody that studied law in the university and attended Nigerian law school . Not all of them will work for Afe Babalola chambers, Wole Olanipekun chambers, Falana and Falana chambers etc . Some will have to lurk around courts to do charge and bail lawyer for criminals , some will have to open shops in the area and work as property lawyer for landlords and property developers , etc .

My point is; paying back the loan will require serious planning on ur part before u think of accessing the loan . U will be unwise to know u are not sound academically only to access the loan , graduate with pass or third class and then start complaining of unemployment .

If I want to sign guarantor for any relative or family member trying to access the loan, I will interview such person and know what’s his plan if white collar job doesn’t show after graduation . How resourceful is he ? Will he be willing to hustle with didgital skills like Cloud computing , Data analysis , programming etc so as to be able to pay back the loan ? If the answer is no, then I won’t sign for him.

Wait first ! Are u against the loan arrangement totally or it’s the conditions attached to it u are against ?

Let me reply your last paragraph..

Student loan is definitely a good idea but the timing along side the attachments..

There is no favourable conditions provided by the government to allow him perform what ever informations he has gathered.

When I say no job anywhere..I am saying if you have gathered much to show your prowess,there is a strong barrier waiting for you to activate...

The APC-led gov haven't given us hope to believe .....

You can't possibly tell me they didn't understood the script of 500k b4 embarking n if there is a review to let say 1m. ,it is still not worth it presently.

A family leaving in Nigeria with an income of 100k have problem feeding let alone thinking about schooling.yet they are not qualify.. ..


At your example,how do you perform a thorough investigation on a prospective student for a stretch of 5 years n be accurate.....

It is a game to curtail uproar,atleast the slogan has been there "Nigeria is broke"

BlueRayDick:
U are conflating issues . I’ve already mentioned it here before now that the #500k combined family income makes no sense and Larride pointed it out that there’s likely to be an amendment of that since what was being shared on the media space is the old framework of the student loan while it was in process .

That being said , my last paragraph has already addressed the issue of guarantor .

If u need a guarantor for something that will affect ur future today, I can bet u will find a way around it . Except u and ur family members have terrible characters and nobody is willing to vouch for u. I’ve signed guarantor forms and charctwr refrence form for people before , it’s no big deal( I only sign for people I can vouch for to an extent ) .

Like I said earlier, the guarantor aspect is the least of anybody’s worry. For example, a student who finished secondary school from a public secondary school can get his or her former teachers who are on grade level 12 and above in the state teaching service to sign for him/her . It’s because u think anybody that gets the loan will run away with it; that’s why u are having paranoia over the whole guarantor requirement .

There are different levels of issue a guarantor would want to involve in.

It is stated that the guarantor (definitely have the means to pay)would pay if things goes awry....

The possibility of the graduate landing a job is extremely low in this country (fact).

Now, would you in your right sense stand as a guarantor for such a probability??.

The student loan will make sense only when there is significant improvement on employment otherwise it is just another nonsense made only against the poor/average Nigerians


People that drafted that student loan weren't crazy not to see the yardstick......

BlueRayDick:
People should stop making mountain out of mole hill as it concerns this student loan especially the guarantor aspect .

There’s nothing special about requesting for a civil servant on grade level 12 as guarantor ( That’s the requirement and not director level which the Op mischievously claim is being required ). Sooner or later , u will have to provide a guarantor on that level .

I remember the first job I got after NYSC , they required a guarantor who is either a civil servant on grade 12 or Senior manager in the bank or pastor/imam/traditional ruler . It’s either u provide them or u can continue to remain hopeful in the labour market. I didn’t even know anyone on that grade level in an instant , but after talking to somebody that knows somebody; I had people who don’t know me signing the guarantor form for me .

Na naija we dey , the guarantor part should be the least of anybody’s worry . When ur future depends on something , u will find a way around it Abeg !

You are equating securing a job with borrowing?

I think your both parent had income worth more than 50k per month n still had to beg for someone to stand in for a job not borrowing o...

Do you even know that if your father was a gateman n your mother a petty trader....your household still have an income worth more than 500k per year??.



You ..in your right sense,would u stand as a surety for a family earning below 41k combined gor a loan....where no job is guarantee

Theflint1:
...,

Them know this nao...

But remember the thing called agenda

iamoyindamola:
You no rate asari sha who be tompolo

swears


I even think say Asari na one of Tompolo's boys self

Asari under the coat of arms dishing out infos....belike this man don get level pass Tompolo o..

OasisX:


...BTW, if you ain't following NTA on twitter, you're missing. First to break news is their exclusive responsibility now.

I am impressed with the names you u have uploaded since alongside with their CVs.

The beauty of it is I don't know any but seeing that they are not recycled bunch of criminals(politicians)..

OasisX:


Prosperity is here.

Sorry bros o..

I taught it was 4hunderd and sumthin d other day when d CBN devalued d naira ...can u explain d positivity of this

liveLongNprospa:
Lmao.

Oh boy...

This is the fear I had..

Unemployment + uneducation =??

GloriousGbola:
I assume it means they can charge as they want. Just like petrol.

With Nigerian thieving mindset....i am afraid of the outcome...

I regret not trying harder to love economics even as low as 5% interest......

I tried..God knows i tried but the interest plus the indifferent attitude of our die-hard smoker of a teacher made it unrealistic to love it....(hate d teacher..hate d subject was the case)

The only thing I can remember in economics is "law of diminishing return" n whenever economy is being analysed by Hon Ibime,I am left with awe even when I don't really grab what he is postulating..


Reason my interest on any gov isn't based on FX or bla bla bla... but reality

larride:
Uncle you are practically saying the realities now will be the same in 7yrs, that's what you are saying.

Please pray tell uncle Sege, why is it that in your own crystal ball, you cant see an improved economy in the next 7yrs?

The student loan is not for those that have already gone to school, it's for those that just want to school.

I dont know the kind of mentality you have towards life tho, because if you expect the way things are now to be the same way it will be in the next 7 to 10yrs, I dont know what to say to you bro..

In the next 7 to 10yrs, things can either turn out to be good or to out to be worse, you can plan your life on it be worse tho while those who want can plan their life on it being good.

Lastly, the loan is optional, nobody is forcing anybody to take the loan. If you think you wont get job in the next 7yrs, go and learn handwork and prosper in your own way.

It is extremely plausible to be optimistic but must be in a haste to weigh options...

As at present,we are among the worst in employment rate and we are not seeing enough encouragement to forecast a positive change...

We seems decelerating as year progresses...from when Fela dragged d government thru music to Eadris Abdukareem "jaga jaga"till now...it is a steep step downward.

We have got same recycled politicians doing same things but this time with higher greed and you think optimism is the answer?

My very first opinion on this loan as well as subsidy was/is wrong timing

Presently,we haven't in any form improve in our endeavours...realities seems bleak...there ought to be iota of improvement in some sectors to warrant optimism and trust......

Then loan isn't mandatory you said,what about we see huge increase in fees...are we ready to face the full wrath of uneducation plus unemployment?

larride:
The argument about job to pay back the loan still dey funny me tbh.

Any body that takes the student loan will have to go to school for 4yrs or more depending on the course the person study, do nysc and still have another extra 2yrs before repayment starts.

For example, someone that takes the loan to study Accounting in University this year 2023 will only starts repayments on 2030.

Are you people saying in 7yrs time, the person that take the loan wont be able to get a job?

I'll like you people crystal ball sha.

It is very simple and straightforward the way you wrote it until you enter street and see realities..

Let take a 5year course for instance baring strike...

5 years + 1 year NYSC=6 year gone...with our unemployment rate..you need to be ahead of others by learning new things to spice up ur CV (let say 1 year gone)....,then d next phase is facing age barrier as well as "malnourished connection".....

All this, while you are in the street trying to make a ljving for survival.



My set for example(we still in connection tru wassap.. none of us got pet job..I mean not even one (we had 3 first class)...many have to go into biz...yahoo....japa...politics.n bank jobs wch took another more years after waiting for pet job.


Baba.....Nigeria reality will shock you....

OasisX:


.....out of respect, I will let the first line slide. But once again, dem don see food chop.

Thanks and sorry if I typed with emotions but it is as it is..
..what is government without criticism

And to cap it.. these activities/atrocities being commited will always be repeated cos there ain't no repercussion whatsoever....

I asked again...would this slide in your country of residence


This isn't about "food to chop"but how true it is...


Does it required investigation and repercussion

Why must d end point be suffered by d already damn poor and average Nigerians?

I hate the fact that reality is greeted with politics or party coloration.

We should for once leave obi/BAT context and look beyond that...
.we are facing full force of hardship n can rightly voice out.....we have a president in BAT presently and criticism is 200% allowed.

What matters most is reality.

OasisX:


.....dem don finally see food chop.

Guy...use ur sense for God sake....we are Nigerians and we have every reasons to fear...

You just don't have to display your "insults"on what history have taught us....

Many might support obi but we have every right to reason right for once..

This isn't about obi or BAT.........it is about Nigerians experiencing her nightmares..

Nigeria Air isn't talked about anymore...what do you think would be the repercussion of the scam in wherever you are

Come on

My opinion on this student loan is just exactly the same with subsidy removal.

Both are good ideas but put forward at a wrong time.......except if the student loan doesn't attract autonomy within a very short time.

These 2 things (subsidy n (student loan/autonomy) would be perfect when improvements have been seen/observed in reality.

I have spoken to more than 60 bolt/uber drivers n I noticed that about 80% are graduates with 15% having masters......

The reality points to the fact that there isn't any job anywhere to accommodate them n no suitable environment to put forward their ideas...

Imaging having loaned-burden to being a Nigerian(struggle by default)......

I think BAT is in too much in a hurry to make a statement without putting the reality of Nigerians into consideration.

The biggest problem Nigerisns are facing presently is security and inability to feed well..

I think d student loan is a good idea but put forward in a very wrong time and this has killed or nullified the positivity of it.


Note:,My opinion is based on fees increment as a result (in all honesty my fear is inevitable)

Oh boy..


Wetin dey occur

Theflint1:
It's a fake account, setup to portray the girl in a certain light, or to push tribal war.

The Chef dammy girl no too wise sha, there's tons of awards relating to cooking that she could have taken on, avoided this sort of negative publicity and have everyone rally around her like they did for Hilda Baci...she has the humble girl/underdog story going for her, that would have been a solid selling point.

Yeah ..


She is definitely unwise or advised unwisely

larride:
I suspect what you wanted to share has something to do with the electricity bill, right?

What Buhari signed was constitution amendment to transfer power from executive list to concurrent list.

What Tinubu signed was a bill to repeal the electricity act of 2003, allowing states and private investors to generate and distributes electricity.

Without the constitution amendment that Buhari signed, the electricity bill wont be possible to pass.

Oks...I have got it.

Thanks

Ibukzy:
It is a parody account tho

oks


Thanks....d bae is relatively unknown......

Is there any difference between this and what BAT signed

Just curios



GloriousGbola

OasisX:


.....you subscribed to a whatsApp Group to getting craps as breaking news?! Cos una yẹyẹ Agbẹjọro want turn Tribunal to fooball showing centre, you assume una get case?

Go renew your weekly Subscription for more craps, afterall another man's mumuness is another man's blessing......LMFAO

Is it the right thing to do??


Are you praying his argument be disregarded weda true or not

It seems the outcome isn't important anymore..just sit on the throne by any means possible