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RomanceRe: Lols See How Michael Jackson Would Have Looked When Old Without Surgery by serenegroup(m): 8:42pm On Nov 28, 2017
kay29000:
He actually got bigger than ever after he bleached and released the Bad album. Anyway, he started bleaching because of the vitiligo skin disorder he had.
and he got skinnier as he aged as if he wasn't eaten at all
RomanceRe: Dear Ladies: Bitter Truth You Must Swallow About Sex by serenegroup(m): 8:25pm On Nov 28, 2017
No comment self. anyway let me book space as the first to comment. Nice write op. This is the bitter truth most ladies and guys inclusive need to accept in this day and age in a world filled with all manner of promiscuity. selah
RomanceRe: Lols See How Michael Jackson Would Have Looked When Old Without Surgery by serenegroup(m): 8:20pm On Nov 28, 2017
nah. op you didn't factor in the skin disease called vitiligo he had, he would surely had look more brighter than that. may be totally white self due to that skin disease.
PoliticsRe: Nigerian Uber Driver Finds Over N250K In His Car In The US. See What He Did by serenegroup(m): 11:48am On Nov 28, 2017
Good news of honest behavior displayed by Nigerians across the Atlantic always thrills me. keep it up brother kunle. Am inspired
Jobs/VacanciesRe: How Aurora Got Me A Job In A Multinational Company In Lagos by serenegroup(m): 10:25pm On Nov 27, 2017
Congratulations,
FamilyRe: How Reliable Is Gotv Max Bouquet by serenegroup(m): 12:18am On Nov 22, 2017
my gotv is just cracking like a really spoilt CD
FamilyRe: Family Finance by serenegroup(m): 10:57am On Nov 18, 2017
77FOT:
@babythug

@keepingmum

@dunasy

@Roseey0

@Jaychubi

@izaray

@Firerain

@Janefarms2015

@serenegroup

@Noloss

@yeyerolling

@tallar

@agbaletu

@Acidiosis

@helovesme


Thank you so much !.
you are welcome big brother.
FamilyRe: Family Finance by serenegroup(m): 10:24pm On Nov 16, 2017
tallar:
Hello, I am a woman and I manage my home and also try to save and these are the things I do, I hope it can help u.
Meat; I buy a full goat btw 13-18k depending on size (including killing and cutting) not from market women but the slaughter, I buy chickens from farmers directly during off season btw 1k to 1.5k depending on the size 5k total. I portion the goatmeat 30pcs per bag and keep them in the freezer and it can last me for 3months. The chicken I use when I feel like eating chicken stew

I buy rice, palm oil and garri in bulk sometimes vegetable oil(off season too). I just bought rice for 9k half bag and it should last for 5months.
Every Saturday, I limit my spending to 4K (this includes, salt, Maggie half pack, dry pepper 100, G/oil etc)or less for soup and stew depending on the soup I am cooking
For fuel 4500 is what i spend cos I need my freezer frozen due to the meat, chicken and other things I store.
Dstv 1900, water bill 4000, Gas refill is every 2-3months depending on usage. I buy provisions like milo, milk sugar from wholesalers and mostly small satchels or refill packs. 8k. Pure water 3000, data 6k, Airtime 3k.

Most times when price of things have gone up, I reduce the foodstuff I buy. For instance, if yam is expensive I don't buy, I substitute with plantain or sweet potatoes. I try to maximize the cash I have as much as possible and most times I end up not spending up to 100k in a month.

Pls tell your wife that you are in debt and that the company has decided to cut your salary. Therefore her upkeep money will be reduced from 250-150k. Then give your bank a standing order that as soon as you get paid they should deduct 150k into an account that you can't withdraw from till end of the year. This way you won't have spare cash to help all and sundry but u will have substantial savings by year end. Also encourage your wife to save telling her that as the economy is getting bad u need her to save so she can stand on her feet Incase anything happens to u or your job. Nobody knows tomorrow. Wish u the best.
I love this advice. op take this advice too
FamilyRe: Family Finance by serenegroup(m): 4:34pm On Nov 16, 2017
Noloss:
What I will suggest is that you start monthly contribution with some trusted people in your office or join a cooperative and take upfront loan. When you take the money, complete your land payment and start doing something on it. Saving money may not work with the type of wife u have. But when u have financial commttiment/loan to service everybody will adjust by force. I pray you will not learn in a hard way. Most people working with Federal Government doesn't earn half your salary and they are doing fyn. Strive hard to have ur own house before your kids fees get skyerocketed.
that's true most people that works for the federal government don't earn that but they built houses and had investments. my dad in particular. he was paid half of what op earns and he built many houses.
FamilyRe: Family Finance by serenegroup(m): 4:24pm On Nov 16, 2017
Bros I must commend the fact that you now realise that you have a big problem at hand. 400k is a good salary for investment and living comfortably. But think of what will happen to you now if without warning you are relieved of your job.

1. pls cut down as fast as you can the 250k you give your wife, and follow the advice of those above me that says you should chauffeur your wife to village market to get good bargains. my dad did transport my mum to distant markets and it was very advantageous financially, people say give her 180, me I say give her 150k. you should settle your debt on your land as quick as possible.

2 download any personal finance app that can guide you in how you can track your daily and monthly expenses. I use it and its helpful.

3. start reading books about money management it will be of tremendous benefit I don't normally do this but I will recommend rich dad poor dad for you, it will help you from preventing your finances from careening off the cliff

4. make it a point of duty to gradually cut down on your wants and prioritise family needs. savings and investment must be 40 percent of your income. live on the rest heaven will not fall. learn big brother learn. I wish you good luck brother

5. Learn to say NO to all demands from people that comes cap in hand begging for money. explain to them that you have a project that's consuming much of your income.
PoliticsRe: At Ikoyi Passport Office, Old Things Pass Away by serenegroup(m): 3:23pm On Nov 16, 2017
Good development
RomanceRe: The Spate Of Corporate Begging Now Is Alarming. by serenegroup(m): 6:13pm On Nov 12, 2017
I was returning from a journey I embarked on some years ago, and the vehicle stop at lokoja, so i decided to splurge on some delicious delicacy, so I entered one of those good eateries and not longer after being served a man older than me came over and said he needed transport fare, and told some stories. I just didnt say anything I just observed him. Good clothes, expensive wristwatch amongst. well i just told him to go and sell his timepiece.
CareerRe: Can Your Salary Ever Make You Wealthy? by serenegroup(m): 1:50pm On Nov 10, 2017
MrTolu:
Depends on the work place. Steve Ballmer became a US$billionaire working for Microsoft.
not salary but through stocks he owned in the firm
FamilyRe: What Advice Will You Give To A Young Boy, Who Is About To Turn 19. by serenegroup(m): 3:35am On Nov 10, 2017
Stay away from drugs, stay away from betting , stay away from fornication, stay away from bad influence, learn a skill you are passionate about, and be a law abiding citizen.
Foreign AffairsRe: Woman Fired For Flipping Off Donald Trump's Motorcade by serenegroup(m):
Try am for naija na DSS go pick u up put you for cell till God knows when that is if them no flog u commot for road self. I remember for naija the road is usually blocked for an hour before presido passes
RomanceRe: I'm Surrounded By LEECHES! by serenegroup(m): 8:50pm On Nov 05, 2017
when next another person comes to borrow from u. give him or her the list of people owing u and the amount, tell them that whenever any of them pays back you will loan them. it works for me. Be wise next time with your little funds. people are not smiling and the town is dry.
CelebritiesRe: Aramide: "I Lost My Respect For Onyeka Onwenu After She Shunned Me At An Event" by serenegroup(m): 10:30am On Nov 04, 2017
That's why anytime I see any celebrity in the airport or anywhere I just respect my self. I will just look at them and that's enough. I can only go as far as waving at them which only happened when I waved at emeka ike
Christianity EtcRe: Why Does This Happen In Most Pentecostal Churches? by serenegroup(m): 8:03pm On Nov 03, 2017
I guess you saw it in dunamis church. I saw it there though didn't ask question
RomanceRe: Where Did You First Meet Your Current Partner? by serenegroup(m): 10:24pm On Oct 28, 2017
[quote author=Effiezynews post=61862748][/quote]oh sorry never knew you are a sister. thanks
Christianity EtcRe: Informing Your Pastor Before Your Fiancee Is It Ok? by serenegroup(m): 9:41pm On Oct 28, 2017
SirGoldEjike:
in my district here i know of not less than 5 Brothers and a sister that was rejected by their supposedly ''will of God'' and the embarrasment no be here oooo! Its true that we must submit to Authorities because they are ordained by God, but for this crucial matter i wont submit totally,


I rather inform the Sister 1st, get her consent whether positive or negative then Face the consequences!

#AmNotaSlavetoChurchDoctrines
sharp brother. A brother I know is also going ahead to inform her and she has accepted. to me its better to get a yes from her than to be sending series of names and hearing no no no every time. God help us
RomanceRe: Where Did You First Meet Your Current Partner? by serenegroup(m): 9:35pm On Oct 28, 2017
Effiezynews:
Wow...Please, invite me for the wedding o..
I will try brother. thanks
RomanceRe: Where Did You First Meet Your Current Partner? by serenegroup(m): 9:35pm On Oct 28, 2017
Effiezynews:
Wow...Please, invite me for the wedding o..
I will try brother
RomanceRe: At What Age And Position Should A Man Think About Marriage by serenegroup(m): 9:15pm On Oct 28, 2017
how did I know? I came back from work one day , the house was so lonely i was so tired and I had to prepare meals and do other things which I found so difficult to do because I arrived so late. at that moment it dawn on me that I needed a companion and then the need for sex in an acceptable cover of marriage was equally there so the next available holiday I had I went to propose to my baby in her school, though am 31 now I av set the marriage date for may next year. its not by age though but a guy of 28 should start thinking seriously of marriage. This is my own way of knowing that am ready. most people might be different, but as a man when the time comes you will know, no one might push you to marry you will just know that its time to settle down when you are comfortable financially with a steady stream of income and a decent accommodation you are good to go
RomanceRe: At What Age And Position Should A Man Think About Marriage by serenegroup(m): 9:15pm On Oct 28, 2017
how did I know? I came back from work one day , the house was so lonely i was so tired and I had to prepare meals and do other things which I found so difficult to do because I arrived so late. at that moment it dawn on me that I needed a companion and then the need for sex in an acceptable cover of marriage was equally there so the next available holiday I had I went to propose to my baby in her school, though am 31 now I av set the marriage date for may next year. its not by age though but a guy if 28 should start thinking seriously of marriage. This is my own way of knowing that am ready. most people might be different, but as a man when the time comes you will know, no one might push you to marry you will just know that its time to settle down when you are comfortable financially with a steady stream of income and a decent accommodation you are good to go
RomanceRe: I Will Never Forgive Her For This by serenegroup(m): 7:58pm On Oct 24, 2017
come and complete your story oh
FamilyRe: Please Reply Was This Girl Right To Do What She Did? by serenegroup(m): 6:28pm On Oct 21, 2017
I feel your pain madam. pls for the love of yourself please look for a new role model. your case is like a gal forcing her self on a guy who doesn't like her and needs to move on to another man that would love her and value her attention. leave that woman who is not worthy of the name role model to you. my opinion.
PoliticsRe: Patience Jonathan Blocks EFCC's Bid To Seize Two Abuja Properties by serenegroup(m): 9:42pm On Oct 19, 2017
The question I keep asking my self is how did this woman acquire all this properties what was her source of money, and this are the ones we are aware of, I was even told she has a small Estate in Kyami district Abuja close to to GEJ's massive farm land, na God save Npape people by now she would have demolished that place and acquire the land for herself. na was oh.
PoliticsRe: Buhari Congratulates Akinwumi Adesina On World Food Prize Laureate by serenegroup(m): 1:18pm On Oct 19, 2017
Congratulation Mr. adesina. The man tall and fresh i see am for airport one day like that. humble guy
PoliticsRe: Buhari Congratulates Akinwumi Adesina On World Food Prize Laureate by serenegroup(m): 1:17pm On Oct 19, 2017
Congratulation Mr. adesina
RomanceRe: Want To Stop Porn And Masturbation? Get In Here by serenegroup(m): 12:47am On Sep 25, 2017
freedom is possible for all who ask
RomanceRe: To Avoid Headache, Marry Virgin!! by serenegroup(m): 12:02am On Sep 25, 2017
tosyne2much:
Congrats to you bro

BTW, egbon this your tailor wey sew this your cloth for you no try at all.. Shey na 15 yards him use sew am ni wey come make the cloth look like bedsheet cheesy
its called kaftan brother.it's popular in the North
RomanceRe: Where Did You First Meet Your Current Partner? by serenegroup(m): 8:41pm On Sep 24, 2017
my jamb student now a graduate and now my fiancee

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