₦airaland Forum

good afternoon house.

please I need advice and assistance

I am 5mnths pregnant and want to give birth in Canada

I just want to apply for a Canadian visa

do I apply alone or should I apply as a family?, should I or we apply online?wat do we need to apply?
Is it advisable to get an invite or just book a hotel?

am due in Feb

urgent help needed pls

tanks

hello peeps

quick question.

For smone who didnt pay all her bills n is on a plan of monthly payment, can she still go renew her visa and travel to d us?

pls urgent response as my cousin needs to renew her visa urgently.

@Nita2013

sorry I saw ur pm buh for some reason I cant reply. I keep getting d failure thingy.

u can email me via eochigbo1@yahoo.com

holla. lol

[quote author=Hotstepper post=37194665]My friends sister came from Naija to give birth in Winnipeg. Though she's a citizen but I can ask her sis to get the info of the doctor from her. That's as far as I will do . Not soon now I get question about accommodation. The lady sis staying at her

hey hotstepper pls hv u been able to find out about d doct ur friends sister used.

n also is Winnipeg a cheap and affordable city
?

thanks

kiboe:
Yayyyy....hmmm I am still trying to decide btw Maryland and Virginia,I hv family there.

my dear forget maryland and go to Virginia.
didnt u see me n sucre's post?

we used d sm doct n hosp n didn't find it funny o

so people frustration wanted to kill me since yesterday.


went to carters yesterday and after selecting and selecting got to the counter to pay na dey said 756$

no wahala na. swiped my fcmb card it was declined, did it twice still declined

had to beg them to keep d stuff till today. got there today still couldnt use the card. sent a mail to customer service and dey said its cus of d 300$ limit on pos by cbn.

I was like I used my fidelity card jus last month to pay my bills wit jus a swipe na.

dey sha increased it for me to 500$ and I still couldnt use the card.

I had to make a call to transfer sm money from my fcmb to fidelity and I made the payment with one swipe.


moral of the story: ensure you travel with a bank card that is trusted and any issues they can resolve it sharply.

plus put the 100$ atm and 300$ pos daily limit
into ur spending plans

I deport from white man land on Friday and boy I cant wait to go and eat nkwobi and ishewu

modath:
When dem begin beat u, i go look the other way.



Wowza!!! , thats s bit high...why didnt you book through the Nigerian end? Got my baby's tix for a $115 with tax.

wow. didnt tink of dat. well its all good. jus can't wait to go bk home.

dyout:
please i am abit confused here. what is the allowable baggage limit with united airline?
Becos from their website i am seeing 23kg. but was not stated if it is one (1) bag or two (2) like other airline

was at d dulles airport yest to see ma oga off n get my baby's ticket. got it for 357$.

asked bout d luggage thing

its 2 luggage each per person of 23kg and 1 23kg for d baby.

peaceful22:
I got PTA today from Ecobank... $4000 at the rate of N199.50 and was charged /debited my acct with N16,000 as cash handling fee.

Didn't complain much coz it is still better than black mkt.

dat 16000 is too much jor

wat kind of handling fee is dat? comm n vat wud not be so high

buh den again like u said still beta dan black market.

modath:
The surcharge is not a new fee introduction, wonder why they included it in their email notification.



Sis come ooo, what definition of "perfect" qualifies 239

modath I hail o.

I think she meant to say perfect for PTA.

firsttymum:
This is painful oooo... 23what? Do u have a STANBIC account?

If only CBN has a way of knowing what these banks charge us on our cards... So annoying ....

I hv a stanbic account buh hvnt used it for a while.

d oda day my dad called from naija n was saying smtn bout d cbn gov saying dollar is 197 officially n am like y won't he mk it official for all banks to adhere to. its not like d banks get d dollar from black market.

Another annoying tin esp wit fidelity is dat wen u check ur bal d conversion rate is 199.5 o, u will be feeling like person day has plenty money till u use ur card n calc d rate only to get 239.

big hiss.

Tiwalope:
I'm not aware of such policies by CBN,some branches would just probably take precautions to PTA issuance dues to the current volatility in the exchange rate.Interbank rate as at today was about N199.. to a $1,but the advice for us all is to buy PTA immediately tickets have been booked,no one can predict CBN new directive.



bankers in the house enlighten us about this CBN directive.

also if u see black market dat is cheaper dan 230 please buy so u have enuf cash on u because it will still be cheaper dan swiping ur card.


I used fidelity card on moday, d conversion rate was about 239.

jus used my fcmb and it was bout 235. dats like buying from black market abeg.

Raineybaby:
I used this hospital. I picked my doctor and paid $1,500. One thing to note is that they charge $2,300 per day. So if you are going to spend more than a day the cost may go higher than the $4,500 quoted by your friend.

Then hopefully you child wouldn't need the NICU cos my baby spent 5 days in the NICU and the bill I got is enough to sponsor the child from creche to post graduate. In fact the bill still gives me high blood pressure.

Something else to consider is that Ohio doesn't have a passport agency where you can get the US passport fast like other states. They just have passport acceptance facilities where expedited takes between 2-3 weeks. So if you are pressed for time you may have to travel to another state to get the passport out on time.

There are several University Hospitals. I used the one at Parma.

The doctor was great but I am not really a fan of the hospital though.

abeg o any hospital dat dosnt hv
straight forward billing is not advisable. you cant predict wat will happen and hw many days u might hv to stay so pls people confirm well before heading to ohio.

[quote author=ozycy post=36355036][/quote]for all of u dat have gathered ur 3800 abeg no vex its 4500 o. sorry for wrong info.

jus spoke to my friend she said doct 1500 hosp 3000

hosp name is university hospital ohio and d hosp gives d doct.


d bad tin is she went tru an agent who organised evrytin so I would suggest we Google the hospital on line cus if u go tru d agent be sure to arrange agency fee.

bbaby84:
Reminds me of my New Jersey birth... Heard the hospital is now more expensive sef. Thank God for safe delivery.
Congratulations!

tanks dear.

now that am much better let me share my birthing story in maryland.

1. maryland is an expensive city abeg if u can avoid it o.

2. and if u must use maryland abeg avoid prince George cus dose people i didn't understand their charges. dey r not straight forward like elpaso n Houston n d likes.

3. if u can pls plan for in case cs. I had a virginal delivery for my first buh dis one ended up being cs.

now the story.

I was told before I came to maryland that doctors fee 2350 hosp 4000

wen I got here paid d doctor his 2350 buh hosp u must pay only after delivery at d hospital.

went into labour 2am on sat 11th july and after labouring for almost 8hrs we had to go for cs cus d baby's position was bridged

gave birth to my 2nd princess at 11.49am


the nurses were wonderful. got a lot of Similac milk, pampers, wipes n a breast pump.

they said hearing test is compulsory under maryland law so had to do it.

just got the bill last Friday na so I see 11, 479.39. mine was 9k smtn n d baby 1800.

see wahala. Anywayz to God be the glory went there today n settled them wit my fidelity card.


nxt journey heading to OHIO(a friend gv birth dere last month and she said she paid 3800 for doct n hosp plus 1200 for a 2 bedroom apartment for a mnth, which state can beat that?). in maryland I had free accommodation, free ride n all cus I stayed wit my brother buh I cant shout. won't give birth here again o.

wish all dose yet to give birth safe delivery.

parking my kaya n getting ready to depart.

ekweresplace:
Hello House, my wife is bound to travel next month. But there is a problem... Her initial destination was supposed to be Houston but now she feels staying in Maryland would be better as she has a friend that would host her. All her documents bear Houston... And I intend to route her flight through JFK, NY to Houston but at JFK after POE interviews, she could change course to Maryland, maybe by plane (domestic) or by train... I'm just wondering if there is any risk to this!!! Please, your candid opinions will be highly appreciated...

I hope she finds a doctor wit a straight forward breakdown cus so far dis maryland waka wants to turn to smtn else o.

zeezahbee:
It is a store like Walmart
Btw, Harris teeter is different from Kroger ? You can also get the money order there

tanks. cudnt get it der eida. I guess my fidelity Mastercard can't be used for it.

[quote author=bbaby84 post=34679684]Abeg don't reply that rude person again so as not to derail the thread. I don't understand how a wife and a mother will come here and be calling people she doesn't know names like slow and dumb... Just pretend you didn't see her post(s).
Just try and see if there's a Walmart around you for the stuff you need to

tanks dear. cudnt help it buh I don rest my case

Shawbabe:
Unfortunately my know it all brain can't decipher dumb posts.

Repost

lmao. now I knw I shouldn't hv wasted my energy n time responding to u buh guess I was bored n still bored.

ur knw it all brain cant decipher dump posts yet it was able to decipher at least 3 or 4 dumb ones.

dis only makes u d chief poster of dumb posts buh wat do I know.

I tk a bow n rest my case.

Shawbabe:
I don't even understand this ur abbreviations. Does ur internet charge u per letter?

u r d madam knw all so y dnt u figure it out and let me in on it.

know, I check it out on google first, including distance in km and time. Then put it on my GPS for directions. Is it everything that we will run to ask on the forum? Odikwa egwu! Type in "Kroger near me" on google or nearest kroger with ur zipcode. Initiative oh people![/quote]I comment my reserve! eyes rolling. it's a gd tin u realised u spoke too soon so as to tk time to think b4 u mk dem.

shimk:
tanks zee. Krogan! kroger! all join . lol

buh u still didnt answer my question o.

is it a store, mall or wat exactly?

wasnt able to use my card at diff Walmart locations as well as d post office. dats y I want to check oda places.

dnt bother anymore.

googled it. It's now called Harris teeter here. its a groceries store.

zeezahbee:
It's Kroger not krogan. You can also check Walmart , post office or any gas station

tanks zee. Krogan! kroger! all join . lol

buh u still didnt answer my question o.

is it a store, mall or wat exactly?

wasnt able to use my card at diff Walmart locations as well as d post office. dats y I want to check oda places.

pls my tour guide in maryland doesn't know what or where krogan is o.
smone mentioned going der to try n use my card to get money order.
is it a store or smtn?
urgent answer pls as I am bout to step out on another money order hunt.

nefertitiram:
I know jare. It's very frustrating!

it is o. am confused sef. its well.
Where ur cards mc' s or visa's?

nefertitiram:
Bwhahahaha *evil laugh* Where are all the people that swore by money order?
Did you try the Walmart? I I gave up ages ago, blaming it on my UBA and Access bank cards. It's to count losses and move on

money order isnt the issue o.

its d card day isn't being recognised.

[quote author=shimk post=34416817][/quote]modath dis card didn't work at the post office o
now am getting angry.

FinanceFitness:
Thanks Shimk. May have to fly delta don't want to lie. Thanks.

oh kk. since u havnt bought ur ticket der isnt any need to.

got my ticket since January so I didnt hv a choice.

delta is better.

FinanceFitness:
Hello house, has anyone flown united at 35 weeks +? Their agents are saying they don't fly beyond 32 weeks which is different from their website says. Anyone?

dnt mind dose people. I flew dem 2wks ago and I was lucky my doctor put 30wks for me on my fit to fly instead of my 35 wks + and at abj airport dey will send u to d health section to re confirm. der I was confirmed 31wks.
u might just hv to reduce ur wks a bit to fit into dier 30 -32wks ( God forgive us).

ozycy:
If your travel date is before July 10 and you are banking wt FCMB, dey are giving their customers 10% discount on British airway flight.

isnt der a return date to dis catch plus the type of card to be used?

[quote author=modath post=34408211]Ayam in FCT... Port to lag (I'm assuming you are flying from there) 2-3 days before your initial planned date & do small waka, you will get unless its a new CBN directive.


@Shimk,

Hw far wit the methylated spirit experiment?, did it work? want to dot my Is& cross my ts.

I havnt o. if d card works on atms and pos which chip re we cleaning again na? dnt buy d idea.

Instead will check dose oda places smone mentioned n get bk to u.but fear not my sister. lol