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PoliticsRe: Abuja Blasts Latest: Sss, Efcc Trace $20m To Politician’s Account by skintom77: 6:42pm On Oct 06, 2010
hy will mr ray chairman of ait group-a coy quoted on the stock exchange even involve himself in this kind of petty partisan politics ?it is totally against the ethics of corporate governance!i just tire for this country!
CareerRe: Mba Abroad Or Stick With Current Banking Job? by skintom77(op): 2:58pm On Sep 07, 2010
Thanks for all your responses to this post.I really appreciate your candid views on the above subject matter.However I am not happy that this seemingly innocent thread is generating friction between Nairalanders.

We are all entitled to our individual opinions and don't need to force it on other people.I mean if I could force my friend to see things from my own perspective then there wont be a need for the thread.

Secondly,I think that we need to move past the era of calling people namesetc,etc, We need to stop using such words honestly!Calling somebody a loser does not in any way make you a better/intelligent/well informed/exposed person!

Well my friend has applied for her visa and she will be leaving very soon to come back in 12 months.She finally got the study leave but without pay

I wish her the best!
RomanceRe: Should I Tell Him The Dirty Secrets About His Fiancee. Urgent by skintom77: 4:02pm On Sep 01, 2010
This is a very dicey one.First and foremost,the person that said that "the evil that men do surely lives after them" was not lying when he said that very popular and equally bitter quote,it is like a bitter pill that most of us refuse to acknowledge but the bottom line is this: it is the truth!


my reply is this LOVE CONQUERS ALL SO IF YOUR FRIEND LOVES THIS GIRL THEN HE SHOULD BE READY TO FORGIVE AND FORGET.ALSO I THINK YOU NEED TO TALK TO THE LADY LET HER BRING EVERYTHING INTO THE OPEN.LET HER BE THE ONE "TO SPILL THE BEANS"

I ADVISE THAT YOU PLAY A NON BI PARTISAN ROLE IN THE WHOLE ISSUE(I.E BE MORE OF A MEDIATOR)
FINAL NOTE I ADMIRE THE FACT THAT YO HAVE THE GUTS TO SEE WHAT HAS HAPPENED AND ALSO THE COURAGE TO SPEAK OUT!THIS IN MY OWN TERM IS THE DEFINITION OF TRUE FRIENDSHIP!

AND FOR ALL THE REMAINING GIRLS THAT ARE STILL SELLING THEMSELVES SHORT ALL IN THE NAME OF ENJOYING,FLEXING OR WHATEVER IT IS CALL NOW REMEMBER THIS:HISTORY HAS A FUNNY AND COCKY WAY OF REPEATING ITSELF IF WE DO NOT LEARN ENDURING LESSONS FROM OUR PAST MISTAKES--IT IS CALLED NEMESIS!
CareerMba Abroad Or Stick With Current Banking Job? by skintom77(op): 5:05pm On Aug 25, 2010
[b]HEY PEOPLE PLEASE YOUR CANDID OPINION ID REQUIRED HERE:-

I HAVE A FRIEND THAT IS IN A QUANDARY,SHE HAS A FANTASTIC OFFER TO DO HER MBA IN THE UNITED KINGDOM FROM A HIGHLY RANKED BUSINESS SCHOOL WITH CORE SPECIALIZATION IN CORPORATE FINANCE AND TO MAKE IT MORE JUICY,THE OFFER COMES WITH A FULLY FUNDED SCHOLARSHIP THAT COVERS BOTH TUITION AND LIVING COSTS!

SHE IS HOWEVER THE TYPE THAT IS RISK AVERSE,SO SHE WANTS TO DECLINE OR DEFER THE OFFER BECAUSE HER CURRENT EMPLOYER WHO IS ONE OF THE MAJOR PLAYERS IN THE BANKING SECTOR HAS REFUSED TO GRANT HER STUDY LEAVE.

SHE IS AFRAID THAT SHE MIGHT NOT BE ABLE TO GET A JOB WHEN SHE COMES BACK BECAUSE OF THE CURRENT STATE OF THE INDUSTRY AND HIGH RATE OF UNEMPLOYMENT IN THE COUNTRY.

I HAVE ADVISED HER SEVERALLY THAT THE RISK SHOULD BE SEEN AS AN INVESTMENT THAT WILL SURELY REPAY MANY TIMES OVER BUT SHE IS STILL HESITANT.IN FACT SHE IS YET TO APPLY FOR HER VISA AND SCHOOL STARTS IN OCTOBER!

FELLOW NAIRALANDERS, I HAVE TOLD HER THAT I WILL POST THIS AS A TOPIC SO THAT SHE CAN READ YOUR CANDID VIEWS ON THIS ISSUE.

I REST MY CASE![/b]
InvestmentRe: Stock Market Tips For Nigerians by skintom77: 9:17pm On Jan 03, 2008
nice thread as there is no need for alarm as regards to  those stockbroking firms that will not be able to need the new capital base this is becuase shares bought under their auspices is not really in their custody per say.

they are lodged in your cscs account which is with the central securities clearing system(more like the official registrars of the nse)

the only way you can lose your funds is if you have cash in your stockbroking account.and if you are still not confident that your present stockbroker will scale the capitalization hurdle just request for a transfer of stock form.

i do busiines with cashcraft and csl

cashcraft for my growth stocks and short term investing beacuse i do most of my trades online  and csl for all my value stocks and long term investment

cheers!
RomanceRe: Can You Wash Your Partner's Clothes? by skintom77: 8:04am On Dec 16, 2007
PLS YOU CAN BRING ALL YOUR CLOTHES TO MY LAUNDRY OUTFIT IT IS CALLED IMPRESSIONS DRYCLEANING-WE ARE AN OUTSTANDING WORLD CLASS DRYCLEANING OUTFIT AND WE DO ALL KINDS OF LAUNDRY.

WHY WASTE YOUR TIME DOING THE DIRTY LAUNDRY OF YOUR PARTNER WHEN IMPRESSIONS CAN DO IT FOR YOU?

JUST SEND THM OVER AND SPEND YOUR AMPLE TIME DOING SOMETHING ELSE kiss

CHEERS!
InvestmentRe: Stock Market: Questions And Answers by skintom77: 6:28pm On Sep 30, 2007
hello
with reference to ur first question the 50k represents the actual worth of the share while quoted price is the is the market price the difference between the two is the share prenuim and secondly if you bought 30,000 units of intercont bank shares @13.50 kobo all you need to do is get the current market price and multiply by the total number of unit you purchased which translates to aprox 75k(using an average market price of 25naira)
cheers
BusinessRe: Investment Or Savings? by skintom77: 3:24pm On Sep 29, 2007
hello nairlandder
i went thru all the replies to the post by ladapo and my advice is this:first and foremost thank GOD for the monthly income,remember to pay ur tithe if you r a xtian and put aside a little money in a savings account which can later be moved to a fixed deposit account once you can build it up to 100k because you will get more interest there and besides it can be liquidated anytime then put what you have left in investments-stocks,shares if you want to be an active investor or a good mutual fund if you are a passive investor.
afta a while diversify and put some money in real estate.this will help cushion against the volatility of the money and capital markets
cheers
Jobs/VacanciesRe: Golden Dreams, Goldman Sachs by skintom77: 1:50pm On Sep 21, 2007
hello goldman
I really appreciate the fact that your dreams really excite you.That is the kind of spirit we need as youths in this country.

We need to learn how to remove the word "impossible" from our mindset so that no matter the odds we can always achieve what we believe in.

I suggest that you go beyond dreaming and take a pen and piece of paper and put all your dreams to paper and set a deadline for yourself as to when they will be achieved, how you intend to do that and resources required.

Remember the Addidas slogan -IMPOSSIBLE IS NOTHING

CHEERS!
Technology MarketPls I Need Advice B4 I Make This Purchase by skintom77(op): 6:38pm On Sep 15, 2007
hello nairalanders.
pls for the computer gurus in the house I need your advice

I have a client who wants to sell a brand new desk top computer to me and enclosed herewith below are the complete features of the computer,price and mode of payment.

FEATURES.
Pentium 4(P4) with intel processor
80GB hard disk
512 MB DDR memories
52x/56x CD rom
1.44 floppy drive with 15'' LCD monitor
multimedia keyboard and scroll mouse with speakers
CD/DVDwriter
UPS 600va
HP coloured deskjet printer and tiger TG 950 generating set
The total cost is 145k and payment is spread over 6months with 20% initial payment before goods are released
pls advise me if the desktop is a good buy using the features mentioned above
thanks
ComputersHelp I Need Ur Advice B4 I Make This Purchase by skintom77(op): 6:34pm On Sep 15, 2007
hello nairalanders.
pls for the computer gurus in the house I need your advice

I have a client who wants to sell a brand new desk top computer to me and enclosed herewith below are the complete features of the computer,price and mode of payment.

FEATURES.
Pentium 4(P4) with intel processor
80GB hard disk
512 MB DDR memories
52x/56x CD rom
1.44 floppy drive with 15'' LCD monitor
multimedia keyboard and scroll mouse with speakers
CD/DVDwriter
UPS 600va
HP coloured deskjet printer and tiger TG 950 generating set
The total cost is 145k and payment is spread over 6months with 20% initial payment before goods are released
pls advise me if the desktop is a good buy using the features mentioned above
thanks
BusinessRe: Access Bank Offer: Caveat Emptor by skintom77: 6:45pm On Aug 30, 2007
please lets remove sentiments before passing judgements.

ok access tried to take over afribank and failed but at least they tried.for me i think mr analyst is just baised.

and why is this post coming now when millions of nigerians have committed alot to the offer?

besides if access is all a sham how come they are getting facilities from international organizations like the international finance organization and other banks abroad.

my candid opinion is this:

PEOPLE DESPISE WHAT THEY CANNOT CONQUER!
CHEERS!
BusinessRe: Aliko Dangote Is $2.5 Billion Richer Than Oprah Winfrey by skintom77: 6:12pm On Aug 30, 2007
I just checked out the networth site and i must say this as my own personal view.

Agreed that dangote is a rich entreprenuer but the true wealth of an individual is not determied by how much he/she is worth in dollars or gold bullion but rather how how much positive impact such a person has on the community.

Que.1-how much impact has dangote on Nigeria(apart from buying up all  our national legacies through syndicated loan facilities from banks) as an entity compared to oprah?

Secondly lets understand one thing: the way we calculate networth in nigeria is very different from how it is estimated abroad.

In Nigeria, networth includes both houses and cars which are liabilites while abroad your networth is determined through a detailed estimated market value of your assets.

Assets here refer to those productive resources that have a potential return on investment which include things like your trustfund,money in your retirement savings account,stock holding in companies, and not your holiday home or your fleet of cars or some fancy wardrobe.

Finally dangote is rich no doubt but I am of the opinion that oprah is far richer than him because if you are a regular viewer of the oprah show which is not by sponsored by any government,you will know that she has touched and changed the lives of many.

CHEERS!
Jobs/VacanciesRe: Gtbank Interview Format by skintom77: 3:22pm On Jul 31, 2007
congrats on your success at the test you r one step closer to working with one of the best financial institutions on nigeria.

the recruitment process is as follows:afta the test you will be invited to bring your credentials and you will also fill a small personal data sheet and one or two questions will be asked like where you want to be in the next five yrs et.al

then the interview proper which is a dicey one coz you mite be asked any question.
afta this you will be invited for medicals and an intensive 3-month training programme.

now this is where you have to be serious because people get kicked out of training school for the smallest reason imaginable.

infact there was a time a whole training class was cancelled and 30 people sent home so you really need to be serious.

the past mark for the training school is 65% which means you must score an average of 65% in all your courses before you r eliglble to work for gtbank.

how do i know all of these? simple i went thru the same process!

best of luck!
Jobs/VacanciesZenith Bank Test-urgent by skintom77(op): 2:06pm On Jul 24, 2007
hello
fellow nairalanders in the city of kano just heard that zenith bank plc is conducting a test for entry level hires.
venue is kano state library along ahmadu bello way today
all the best
seun you r truly GOD SENT! kip up the good work
Christianity EtcRe: I Hate Muslims Even Though I Shouldn't by skintom77: 2:27pm On Jul 16, 2007
If Davidlyn understand English language he will know that ‘see’ does not mean enter, on the day of judgment Allah (The al-mighty, the al-wise) will bring paradise and hell to the full view of every created son of Adam while he will save the Muslims from entering hell by admitting them (Muslims) into paradise the non Muslims (like Davidlyn if he refuse to repent) will be condemned to hell.
U said quite correctly that we do not worship the same God. In that sense u are very correct because
1. the God of the Muslims dose not have a son ;(John 3:16) this part of your Bible claim that Jesus is the only begotten son of God but only to be contradicted by another verse of the same bible Psalm 2:7 which states that David is also a begotten son of God
2. The God of the Muslims does not have a beginning like your’s John 1:1 (compare Sura 112:1-4)
3. The God of the Muslim cannot be defeated by Jacob in a wrestling match like what your bible described in genesis of your God Gen 32:28 here your God was defeated by Jacob in a fight. Whereas in Quran’ God is one and irresistible (wahidul kahaar)
4. The God of the Muslims is all seeing so does not need to go to the garden looking for Adam. Gen3:8-9
5. The God of the Muslims does not become tired after the creation of the heavens and the earth, and doesn’t have any need to rest.Exo31:17 also Gen 2:2….compare (Surah 50 v 38 verily we created heavens and the earth and what exist them in 6 days and no tiredness affect us)

U claim Jesus died on the cross for your sake if that is true why then did he say Eli Eli la ma sa bach-thani (my lord my lord why have thou forsaken me) while he was on that cross; Matt27:46 also Mark15:34. Why was he crying? Wasn’t he prepared to die for u? Did he forget as at that time that he is about to die for your sin which is his main mission?

Davidlyn claim that the Qur’an was copied from the bible because according to him the bible is the only authentic word of God
Then he should answer the following questions
a Who revealed the contradictory genealogy of Jesus in the bible matt 1:1- 16 (between David and Jesus are 28 ancestors) compare Luk3:23-38(between David and Jesus where 42 ancestors)
b who revealed the following contradictions in your ‘word of God’
1. Who incited Davidlyn to count the fighting men of Israel?
• God did (2 Samuel 24: 1)
• Satan did (I Chronicles 2 1:1)
2. In that count how many fighting men were found in Israel?
• Eight hundred thousand (2 Samuel 24:9)
• One million, one hundred thousand (I Chronicles 21:5)
3. God sent his prophet to threaten Davidlyn with how many years of famine?
• Seven (2 Samuel 24:13)
Three (I Chronicles 21:12)
4. How old was Ahaziah when he began to rule over Jerusalem?
• Twenty-two (2 Kings 8:26)
• Forty-two (2 Chronicles 22:2)
5. When did Davidlyn bring the Ark of the Covenant to Jerusalem? Before defeating the Philistines or after?
• After (2 Samuel 5 and 6)
• Before (I Chronicles 13 and 14)
6. Did Joshua and the Israelites capture Jerusalem?
• Yes (Joshua 10:23, 40)
• No (Joshua 15:63)
7. Who was the father of Joseph, husband of Mary?
• Jacob (Matthew 1:16)
• Hell (Luke 3:23)
In Davidlyn’s claim that the qur’an is a product of plagiarism can he tell us which, among the multiple version of the bible, was used for this purpose ? in the world today we have more than 12 different version of the bible. If he thinks I’m lying then he should verify whether the information below is true or false
(If it is the truth you are really after, then you should not be afraid to look hard at what you believe)
Key:
KJV = King James Version NEB = New English Bible
ATHB =American translation of the HB NASB =New American standard
NWT = New word translation NIV = new international version
RSV = Revised Standard Version AB = Amplified Bible
LB = Living Bible NJB = New Jerusalem Bible
HB = Holy Bible GNB = Good News Bible

Contradictions between the various versions of the bible
1. What was the age of Saul when he began to resign (1 Samuel 13:1)? According to the NEB he was 50 years old. NIV says he was 30 years old AB and NASB say he was 40 years old, while in the KJV, RSV, HB, LB, NWT, NJB and ATHB his age is unknown. The whole verse has been dropped out of the GNB.
2. For how long did Saul reign(1 Sam 13:1)?according to NEB it was 22 years according to KJV, HB,AB, LB, and NWT, it was only 2 years while according to NIV it was 42years. The NASB says it was for 32years. In the RSB, NJB, AND ATHB it is unknown while the whole verseis dropped out of GNB.
3. what creature was crying in the sky (Rev8:13)?according to KJV, it was an angel while according to the NEB,RSV,NIV,HB, LB, NWT, NJB,GNB,AB,NASBand ATHB it was an angel (a bird).
4. What was the age of jehoiachin when he became king(2 Chron 36:9)?according to ATHB,KJV NEB RSV, NASB and LB he was 8years old(which contradict 2king24:8 in this same bibles),while according to the NIV, HB NWT, NGB, AB and the GNB he was 18 years old.
5. How many years of famine in the land of Davidlyn (2sam 24:13)? According to the KJV, HB LB, NWT, AB, NASB and ATHB it was 7years (which contradict 1 chron21:12, in this same bibles).while according to the NEB, RSV, NIV, NJB and GNB it was 3 years.
6. What was the age of Ahaziah when he became king(2chron22:2)?according to KJV, NEB,RSV.NGB,AB and ATHB he was 42 years old(which contradicts 2kings8:26 in this same bibles),while according to NIV, HB, NWT, NASB and GNB he was 22 years old.

VERSES DROPPED OUT OF VARIOUS VERSION OF THE BIBLE
1. Mathew 17:21,Mark15:28and Luke17:36 are present only the KJV,HB, AB, and, LB, and have been dropped out of the NEB, RSV, NIV, NWT, NJB,GNB, and the ATHB, NASB lack Mark15:28 and Luke17:36.
2. Mathew 21:44 is present in the KJV, NIV, HB, LB, NWT, AB, NASB, and ATHB but has been dropped out of the NEB, RSV, NJB and GNB.
3. Mathew23:14 and Acts15:34 are present only KJV and AB have been dropped out the NEB, RSV, NIV, HB, LB, NWT, NJB, GNB and ATHB, NASB, lacks Acts15:34.]
4. Mark 11:26 and Mark 9:44 and 46and present only the KJV, and HB, have been dropped out of the NEB, RSV,NIV, LB, NWT, NJB, GNB, NASB and ATHB. AB, lacks Mark9:44and 46.
5. Luke 22:43 and 44 are present in the KJV, NEB, NIV, HB, LB, AB, NASB, NWT, NJB, GNB and ATHB, but have been dropped out of the RSV.

ORTHER VERSES ON WHICH VARIOUS VERSIONS OF THE BIBLE DIFERS INCLUDE;
Luke10:1 and17 1samuel13:5, ezre8:35, mathew12:47, acts8:37, rom16:24 mathew18:11, mark7:16 John5:4, 2timothy3:16, e.t.c.
In short, which Bible is the holy Bible? No two bibles are identical. If the bible is entirely the word of God, then these contradictions and differences among the bibles could not have been found in them. To consider these differences as insignificant is to imply that God makes mistakes. These and several other mistakes only prove that the bible is not the word of God. The existence of human interference with the bible is clear beyond any doubt (Jer. 8:cool.
David also claims that the original Qur’an get missing, now we want to let him now that right from the time the qur’an was revealed till now there have been people who put the entire qur’an in memory apart from those that wrote in different materials. So the authenticity of the qur’an is guarantee by two sources of preservation. Today in the world we have more 5,000.00 student of qur’an of less than 7 year who have the entire qur’an in memory, whereas even the Pope doe not have the bible in memory. His own bible has 7 extra book; The Roman Catholic bible has 73 books while the protestant versions all have 66 books. WHICH BIBLE IS THE WORD OF GOD?
In (Jer. 8:cool. We were told the bible is corrupt .
Don’t be discourage by the length of this article just try and confirm all these facts
Mr online preacher/ righteousness I want answer to all these questions
If u can’t answer them then know that Islam is the only religion Allah will accept; now u will not have any excuse with God since I have told u the truth with evidence. Sura 3:85 ‘He that seek any other religion than lslam it will not be accepted from him and on the day of judgement will be among the losers.’
Jobs/VacanciesRe: Congrats To Firstbank 2nd Batch Candidates by skintom77: 7:13pm On Jun 03, 2007
congrats to all the first bank second batch trainees and for those that are yet to get that call,email or text message just remember this:IT IS NOT OVER TILL IT IS OVER
CHEERS

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