₦airaland Forum

Theinfomayniac:
Of course, You can buy BTC directly.
I used to usdt in the example to avoid confusing beginners due to price volatility.

Okay, I understand now.

I was able to follow the process you outlined & I bought a little of ADA & still have a little usdt change left in my wallet

I am indeed grateful to you for dedicating your time to teach beginners like me.
You are appreciated

Theinfomayniac:
Yes, the P2P method is thesame on both platforms

Why can't I buy btc directly through p2p instead of first buying usdt, transfering from wallet to wallet before buying any coin. Is there any disadvantage in direct purchase?

Hi

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Theinfomayniac:
1.Google authenticator provides additional security for your account.

2. Your account is not fully verified. I t will be limited.

3. Pro.

4. No, Complete the first stage of verification before trying to purchase coins

Thanks so much

Theinfomayniac:
Moving on

Just so you know; here are the requirements for the account verification and Authentication phase.

1. Google authenticator app( down load it if you don't have it already on your phone)

2. Your personal info such as i.d card, BVN and your personal photography whic would be taken with your phone camera for direct upload.

The process is not difficult Just follow the prompt step by step.
Better still use a PC for this phase.

Please is Google authentication app download compulsory?

I only did i.d card verification, no bvn or pictures

I am seeing something like 0.06 withdrawal limit on my dashboard

Between Lite & Pro, which one is advisable to use? (by a beginner)

Can I buy any coin at this stage, if I do will withdrawal be easy in case?

I need your input please as these have been my concern & reason I haven't deposited anything since I downloaded the app

Thanks in anticipation

Thanks op for this interesting topic & the way you're breaking it down

Kudos

Congrats my Liquor babe..,... keep shinning bright like diamond

Grupo:
I did 364 days wit stanbic last week and it was successful. Maybe the agent you talked to in the Bank lied to you.

Let me shock you, it's likely the customer care person didn't key in your form into their system. So, to save face, they'd lie that their bid wasn't successful.

Bankers do this all the bank.

For instance, sometimes, when you want to make remita payment, a lazy banker can easily tell you there's no network. Whereas the real issue is that they don't want to stress themselves logging into remita platform.

My thoughts exactly because I did same 364 days in the last primary auction & it was successful

Chikebrain:
You can give GTB a try. Gtb has never disappointed me

At what rate did you bid through gtb?

exclusiveoloori:
Hello house. I have been trying to invest in Tbills through stanbic and first bank and it failed. Pls is there any other bank that is guaranteed or better still what other risk free investment can I opt into. Thanks

Stanbic last primary auction was successful. Maybe you visited a branch that doesn't know anything about tbills

Grupo:
Stanbic debited me.

But I was expecting the rate would be around 9.6 but from my calculations, the rate is below 9%. Sigh!

9% isn't that bad.
They've had series of unsuccessful bid in the past couple of weeks. They played safe this time so they could be successful

You can simply say 'how is family' abi na only children be family?

seyisanya:
If ai tell you, e wee shock you . Buh I go still tell you sha...Lol.

It's 1.05% at the moment. Kindly note that the rate fluctuates daily but it's been generally at sub 1% recently.

Lol. Imagine 1% in a whole year

bmarketing:
Are you okay? I was given that rate by the two marketing officers I met in the bank. I was surprised myself so I had to go with the target savings so don't confront me, go to the bank to confront them. Generally, fixed deposit rates are not encouraging unless there are new changes. Let's be guided, please.

No lies in this at all. Even Gtbank gave my friend 1% for 180days

Mymynd4u:
Thanks, Pls, the interest.. Is it paid weekly or monthly

Your interest is calculated daily but based on the option you selected while filling the form, they either reinvest it (adding it back to your capital) or pay it into your bank account quarterly

Mymynd4u:
I just wana no how to do it Cox I'm interested

Alright.

Ikjosh04:
Quite easy, walk into a stanbic branch close to you and let them know you want to invest in mmf. You'll be given a form to fill to open an mmf account, kindly go with the necessary documents you used to open the savings account you're currently using. Documents like, passport, NEPA bill e.t.c.

I' m sure this has answered your question.
That was what I did when I opened mine though I learnt you can equally open the account after downloading the mobile app, by selecting "open an instant account" I never used that option

Mymynd4u:
Can i Pls talk to u about ibtc mutual funds

You can say it here & I'm sure others can benefit or contribute from/to your statement

Shebi him Sabi slap? He don buy market , make him carry the dead body

qizick:
Please is this how u get ur interest in stanbic? I don't get mine daily

Those figures are part of your interest being reinvested not necessarily your interest.
It is done weekly or thereabouts

To get your interest, take your available balance each day and deduct previous day's balance

I just checked mine & everything is intact

OgogoroFreak:
Yes o. Mine was supposed to mature by February but it dropped on the 3rd of January and was paid in full too. Gtbank

Why they no drop my own now? I equally have one with Gtb that will mature by February, I no see any alert

martin123:
Good morning all. Please, if there is any other forum, where treasury bills is discussed, someone should send me a link, because I can see that they’ve turned this one to something else. Thanks

You are still on treasury bills thread dear I'm sure you are going to learn one or two things from what is being discussed here lately.

When tbills rates were sweet, even though there were digressions here & there it would quickly be returned to main subject.
Now that we hear about 3,4 & 5 % rate per annum for tbills, some of us now visit to see other ways to diversify our funds.

If you are new here however, you may read up the first few pages , ask some questions in areas you don't seem to understand and I'm sure you would be attended to.
Las las we go dey alright

Desanta:
The app is working fine now.

Yes. It has been resolved. I had to uninstall and reinstall

Thanks

emmasoft:
To everyone: This year 2020, the miracles of
*Establishment and Prosperity as recorded in 2Cronocles 20:20* shall overflow in your life and family, it's a superlative advancement for you in Jesus mighty name.
A M E N

Amen. Happy New year

SaintUlot:
I tried registering, but i am not getting the token email in my email address, so i couldn't activate my registration. I even tried two different emails, yahoo and Gmail

You may have to hold on for now. I think the app is having a kind of issue. I've not been able to log in to my account for about 3 days now

SimpleLuxuries:
United Capital Plc has a bond fund. This is the link https://investnow.ng/Products/AM_BON#collapseExample

They quoted an interest rate of 15% as at yesterday. I have been told that it is a high risk though because it doesn't guarantee the principal. I don't understand why especially since it's invested in Sovereign bond and not equities.

I'm still doing my homework sha. Will chook head when I fully understand. But the rate sounds good.

Really interesting. The rate looks real good but capital not guaranteed is a minus o.
I'll dig deep to get more info & do proper findings about it. If I am convinced based on personal findings, I go follow chook head.
I appreciate the hints

SimpleLuxuries:
Some Investment houses have a Bond Fund option. It operates just like a mutual fund. Pool monies from different investors together and invest it in high quality bonds and Tbills.

Which of the of the investment houses & what's the bond fund called. More info will be appreciated.

Phyde:
Sir, i started stanbic mmf some months back. Can i make partial withdrawal at anytime and how long will it take to hit my account ?
Thanks

https://www.nairaland.com/1912965/mutual-funds

Yes to your question & you can get your money same day if withdrawal is initiated through mobile app & before 12 noon, otherwise, next working day.

Please follow the link above for further questions about mutual funds

zamirikpo:
All this talk about bonds in not sweeting me at all.

Am in love with that upfront interest on TB, nothing beats that.

My anger is not even the 8-10% on TB it's the prorating.

As a business man I need to be liquid.....cant afford to lock down huge capital for 3-5 yrs(20m &above). When anything can come up.

Watching the market daily....TB it is

You are not alone brotherly. Though I like interest reinvestment, I still don't think i' m financially matured enough to abandon my money somewhere for a whole 3 -20 years without wanting to feel it in my bank account. I seriously doubt it

I'll just be running my mmf for now & watch how things go. I'll be checking for updates every now and then to see any improvement

crowntoro:
Hello everyone!!!
I filled form on Monday as against next week bidding for T-bills and by Wednesday, my money has been deducted. Wasn't the money deducted so fast since trading is still next week.

First bank usually deducts as soon as your request is submitted