₦airaland Forum

Thebwoy:
You will still come back to complain and lay curses, that jumia have scammed you with a phone that runs Android jelly Bean.
Generic phones no get manufacturer's guarantee.
Those specs shouldn't confuse you.

ourema:
There are lots of them with brand names only the brand names aren't popular eg Bobarry. I want to get one soon

ourema:
You mean Jumia can scam you

abdeiz:
Thanks I'd check it out

ourema:
I wonder why no one is mentioning Generic phones shipped from abroad found on Jumia or Aliexpress

rubski:
Thank you so much Skykid1208.This is detailed and quite helpful.

Jimiaries:
I know I’ll still come back and give my final story but let me start with IELTS first.

1ST IELTS: 01 NOV 2018 LRWS: 7.5, 9, 6.5, 8.5.
2ND IELTS: 05 JAN 2019 LRWS: 8.5, 6, 7, 7.5.
3RD IELTS: 09 FEB 2019 LRWS: 8.5, 7, 6.5, 8.5.
4TH IELTS: 20 SEP 2019 LRWS: 8.5, 8.5, 7, 8.5

Finally got the perfect score I needed for my ielts!!!! When I started this journey I had no idea about this thread or what I was really doing. I just knew one had to write ielts, and you can apply for EE. I practiced for the first one only a week before my exam, and had I known I might have remarked. The second time I wrote it, I practiced a lot with Jay, and ieltsliz. I remember going into the exam hall feeling overly Cocky like I had a cheat sheet or something, and that definitely affected my reading score. The third time I wrote it with BC I was much more sober but didn’t get the score I needed. I requested for a remark but the score didn’t change. The fourth time, I found Johnnybravo on NL and immediately contacted him about my writing 3 days to my exam. He was meticulous, and ensured that he took me through each part of task 1 and 2. I’m certain that because of The Lord, and him I was able to attain the perfect score I got in writing because that was my weakest part, and what kept holding me back. Anyone who has issues with their writing should please reach out to him. He is extremely good!

My Tips:

Speaking: I like to talk so it’s quite easy for me to go on and on but I also practiced everyday for at least ten minutes on different topics, and recorded myself. If you’re stumped on topics to talk about, check out for podcasts on different topics that can help your vocabulary.

Listening: I did about four exercises each day, and became used to listening attentively. Practice without earphones and with just to be more comfortable. I downloaded the Cambridge 2-13 books from page 1 or so and it was extremely helpful.

Writing: contact Johnnybravo. He’s the best really.

Reading: I’ve always loved reading. I read novels, fiction, and anything really. I started reading The Economist just to get used to different words. Just ensure you time yourself, and use the answers behind the textbook to correct yourself where you make mistakes. I also used IELTSLIZ for this part especially the true/false section.

On a final note, please practice everyday. Go into the exam hall confident, and sure of yourself. May we all get our hearts desires.

Pwinkle1:
Here you go:
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Step 1: Take IELTS and attain CLB 9 (viz: band score of 8777 in LRWS)

CLB 9 gives candidates additional language points boost of 50–60 points. If you are able to reach the score of 440+ without CLB 9, that is fine too.

Cost - 75000 for British council and 68,000 for IDP/MOD every time you take IELTS.

Step 2: Get your ECA done (6–8 weeks)

ECA is Education Credential Assessment. It is done by multiple organisations (WES is one of them) and provides you the Canadian equivalent degree assessment of your native country education.

Cost - Approx 285 CAD. (220 CAD Fee + 85 CAD International Delivery for WES report)

Step 3: Create EE profile on CIC website with your attained IELTS score and ECA

Making a profile enters you in the pool of candidates waiting for the ITA (Invitation to Apply). Make sure all the information mentioned in the profile is accurate as you will be asked to provide proof of all that information once you are selected.

Cost - 0

Step 4: Wait for the draw to reach your score and receive ITA afterwards

The ROI (Rounds of Invitation) happens every 2 weeks. The Canadian govt declares the min cut off score of the EE profile and all the candidates having that score or score more than it will get ITA. The score varies and is tweaked to meet the usual 3500–3500 applicants quota per ROI.

Cost - 0

Step 5: Post ITA, you get 2 months to submit your documents

After candidates receive ITA, they are supposed to provide documents and proofs of all the information mentioned in their profile along with few others. The documents/information needed from the candidates are:

Scan of Travel Document (Passport) of all applicants and visa stamp pages
Digital Photograph of all applicants
Proof of Employment of primary applicant
Proof of Funds of primary applicant
Proof of Medical of all applicants
Proof of Education & IELTS as applicable
Police Clearance Certificate (From all countries where you have resided for 6 months or more) of all applicants
Cost varies as Medical cost, PCC fees, Notarization fees etc varies as per the country. Ideally, all expenses should be covered within 300–350 CAD per applicant.
Police certificate in Nigeria: https://www.gateway.ng/Nigeria-Police-Report

Step 6: Submit documents, pay Immigration Fee and wait for the PPR (PassPort Request - For stamping)

After submitting the documents and paying the Immigration fees, the Canadian Immigration officers verify the documents and information provided. This generally takes 2–6 months depending on the application type, countries a person has resided in and most importantly, the immigration visa office where the application has been sent for processing and how much applications' backlog is there.

visa office processing time is usually 6 months, though it could take less time to process and verify the submitted documents, sometimes even more!

Cost - 1050 CAD x No. of Applicants in the application for PA and spouse and $150 per child

Step 7: PPR received. Submit Passport and get Canada CoPR (Confirmation of PR)

Once the documents are verified, candidates are intimated about the result of their application via mail. On successful processing, candidates are required to submit the passports of all the applicants for the Visa Stamping and CoPR. Passport is being sent by VFS Global and would cost around 30 CAD per passport. The stamped passport is returned to the designated address within 2 weeks along with 2 copies of CoPR.

Cost - Approx 30 CAD x No. of Applicants

Step 8: Reach Canada on CoPR and apply for PR card

Applicants are supposed to travel to Canada within the tenure mentioned on the stamped visa. The tenure is generally till the time passport is valid or till medical proof is valid, whichever is earlier. In any case, visa will not be for more than 1 year.

Applicants are supposed to plan their travel, temporary or permanent migration, to Canada within the Visa timelines and submit one copy of CoPR at the time of landing. The other copy is stamped and returned.

Submitting CoPR means that Candidates have successfully landed in Canada and this in turn initiates the PR

card application for each applicant.

Cost - Travel Cost of each applicant

Step 9: Receive PR card (2–3 months)

Official PR Card processing time is 62–65 days and the PR card will be couriered to the address given by the applicants at the time of their landing. The address has to be a Canadian address.

PR Card will be delivered to the address within 50–80 days. In case you have performed soft landing (temporary migration) just to fulfill the landing formalities before the Visa expires, you can request any friend coming to your native country to bring along your PR card or you can apply for PR travel document from your home country next time you want to go to canada without having PR card.

PR cards are not couriered outside Canada and have to be delivered in person in such scenarios.

Step 10: You are Canadian PR. Enjoy!

Once you have your PR card, you are officially a Canadian PR. Have fun!

PR card is provided with validity of 5 years. A person is suppose to live in Canada for 730 days in consecutive 5 years to continue his/her PR card for next 5 years after the expiry.

If a person has stayed in Canada for more than 1095 days in consecutive 5 years, he/she is eligible to apply for Canadian citizenship.

Some Acronyms Frequently Used in this post & during Visa Processing:

CLB - Canadian Language Benchmark
ECA - Education Credential Assessment
EE - Express Entry
ROI - Round of Invitations
ITA - Invitation to Apply
CoPR - Confirmation of Permanent Residency
PPR - Passport Request
PR - Permanent Resident (Residency)

All the best!

7victor:
We have passed the area of the robbery since.

This thing happened at night.

We are safe now.

But i get your point.

idu1:
Good day,

Is it true Nigerian certificates cannot be use to gain employment in Australia?

One would have to enrol to acquire their certificates?

PoliticalWitch:
Good idea.

But it also depends on the course you read aborad.

In my opinion, if you are going abroad to study, best to read a STEM course. Don't go and read something like Arts or English (unless you are like Chiamanda Ngozi Adiche)...because you will sweat looking for job...

Also, going abroad has its issues. Like STUDENT DEBT.(You will take loans to fund your study if you are, for example, going to somewhere like the USA).

mansakhalifa:
No wonder you kept failing at school but you kept on blaming your lecturers...

Simple question, you just failed it because reading and comprehension has always been your weak point. 0/10.

tfash96:
That is it.. Better not to write JAMB and his brothers

The10thMan:
I Was 26.

Graduated school in 2004. Just before graduation, my mother had advised/suggested that I learn a vocation. ''Handwork'' as she calls it. But for reasons I cannot recall, I did not. A resourceful woman that she is. She knew that a craft or skill could always put food on the table when the chips are down with respect to a graduate's certificate. During NYSC, I taught in a remote village and learnt French. With respect to entrepreneurship, I only thought of buying cheap food stuff and sending to my home state. But I never pulled this through. Eventually, (both during and after NYSC) I choose to apply for various jobs. Any that was available. I needed seed capital for my dream. I recall trekking Trans Amadi Industrial Area in PH dropping CVs to companies. Many oil and gas servicing firms were there. Out of desperation,I even went to Primary and Secondary Schools to look for teaching jobs. Come see their shakara untop my 4.01 Second Class Upper. But I couldn't be bothered. I knew I needed to get a job first, then raise seed capital even if I wanted to start a business. Background was humble and family was just managing. Wrote various aptitude tests for banks like Intercontinental, other banks, Freisland, Diageo, LNG, etc. And another test with an Oil and Gas Agency. The first job I landed was with a bank. Old Generation Bank still existing today. Got a job as a Banking Assistant-Graduate Trainee. Went to Lagos for 1 month training and was posted to the Eastern Part of Nigeria. While in the bank in 2007, the Oil and Gas Agency finally called. Their recruitment took super long. Left/dumped the bank like crazy. Resigned without thinking twice. Salary in the Bank was 59,000 monthly back then. One of the lowest paying.

In my new job, housing allowance was 1.6 Million annually. Salary about 200k monthly. Not to mention hazard, offshore, etc. allowances. I was 26. I recall I called up my friends in the bank and jokingly told them they are all small boys.. . Teasing them and telling them how if I wanted to I could buy a car every year. By God's grace, Finances have never gone below 1 million naira. Savings alone with Work Staff Cooperative Society is multiple millions. ONE IMPORTANT THING IS I KEEP MY LIABILITIES AND EXPENSES LOW and still do. Never believed in the ''I need to upgrade so people know I have arrived'' mentality. I dont need any man or fine girl to see me as ''A Big Boy''. I successively acquired 4 properties. 2 Lagos and 2 back home. Built first house in Lagos. Added two shops to the front section. Completed and rented all flats and shops out. I still live in a rented apartment. It is cheaper for me to stay there than in my house.

Eventually, those with financial intelligence know that money in the bank and dormant salary/income doesn't bring returns. Money is a messenger and money doesn't like being idle. You need to send it on good errands to bring more money, and the cycle continues. Also, there is time value of money and money depreciates. With all these at the back of my mind, I urgently needed to transfer a lot of my finances into assets that will generate income. This is still my biggest challenge today. How to identify good investment opportunities. Additionally, as Warren Buffet said If you don't find a way to make money while you sleep, you will work until you die. . There was need to invest in passive income businesses.

I have focused greatly on developing my skills and developing myself professionally in my area of expertise/discipline. I eventually set up a Consulting Firm/Company in my area of expertise with freelance workers. I read a lot, pay for courses myself. I do not always wait for my organisation to train me. All these coupled with work sponsored courses ensured I knew my onions in my field. I love to read about wealth creation and financial intelligence. I have a crazy collection of over 20 books. Kiyosaki, Trump, Napoleon Hill, etc. and I love watching Grant Cardone, Tai Lopez, etc. on Youtube at my spare time just for encouragement. My job is still there by Gods grace and I am rising through the ranks. Consulting firm is growing strong. Now Consult for both Upstream and Downstream Companies. Trying my best to brand the company with a good website, good brand image, modernized logo, etc. Currently, I have the desire to open a conglomerate to diversify to various sectors. Picture Dangote Group. Called up a lawyer for advice. I intend to go into a lot of business ventures. I shall do Healthcare/Pharmaceuticals, Construction, Real Estate,Catering Hospitality and Tourism, Marine, Telecoms, Financial Services, Foods, Entertainment, Mass Communication/Media, Education,Agriculture & Agro-Allied, etc.

Recently, I realized that needed daily revenue and need more income streams. Having A job is an income stream, having a consulting firm is another income stream. But I could do better. No need to wait till end of month for pay/salary or wait till companies pay for contracts executed. Some companies can owe you for ages on completed jobs. My Consulting brings money but you have to chase contracts and bids etc. Plus, contracts dont come easy. Also, price war between contractors drives down profit margins a lot. All these in mind, I am currently planning to open a Mini Plaza with a lounge anywhere after Ajah Axis in Lagos. Currently, searching for property for this venture. Need something with daily returns so the idea that I should open my own Lounge/Bar/Cafe with a small plaza for sharwama,asuun,nkwobi, fried potatoes etc.I have always pictured myself closing from work and going to handle my business at the Lounge/Bar & Restaurant and watch customers eat, drink, chat, laugh and merry. That is my next project and next income stream. A fourth (4th) income stream I am planning is to follow Grant Cardone's idea-''build multi-family dwelling housing in a property instead of a single family unit''. So picture multiple 1 & 2 Bedroom self-cons./apartments instead of a gigantic big duplex. With the multi dwelling units you are sure of some rent. Intend to do this with the other land in Lagos and more I intend to acquire in other parts of the world (Yes the World).


ONE BIG MISTAKE I MADE WAS NOT LISTENING TO MY LATE MUM. Like I hinted, she practically forces all her kids to learn a vocation/a skill regardless of how highly educated you are.All my sisters can sew, cook, bake, make soap, grill fish etc. Personally, she wanted me to learn Welding and Fabrication. Perhaps, I felt I was too educated for it or something, but I never did. Perhaps by now I would have been constructing Sky scrappers and handling huge projects with my current knowledge and exposure.

Taken liberty to post a few diagrams to educate people in a glimpse about financial intelligence. How the rich use income to create assets that generate more income. And how the poor use income to create liabilities that keeps them poor. The poor spend money on liabilities. To them that is ''enjoying'' life. The rich spend on assets. These assets are GOODS,SERVICES, PROCESSES that can solve human/society's problems. In Economics, this is called UTILITY or VALUE. Utility can be TIME UTILITY (You help people save time), and/or FORM UTILITY (You produce something in a way people want it) and/or PLACE UTILITY (You bring something closer to people so they easily reach it). Humans naturally want value and so they take decisions on any thing that will give them least risk, least effort, cost them less time and highest value/less money. The wealthy and wealth creators realize this and do not really focus on the money but focus on solving problems (creating utility) which people are willing to pay them money for. The rich get seed capital, invest it to create wealth. The poor/managing get seed capital and buy liabilities that even put them into more debt. THE WHOLE WORLD NEEDS FINANCIAL INTELLIGENCE AND THE PRINCIPLES OF FINANCIAL INTELLIGENCE SHOULD BE TAUGHT IN SCHOOLS.

All in All I am GRATEFUL.

Danwakae:
It's FOOTBALL match btw ManUtd vs Chelsea ....not BASKETBALL btw ManUtd vs Chelsea

Mediapace:
Mr A: Buhari will win presidential election in 2019.


Mr B: Fuel will be #5 per litre next week.


Mr A: meaning?


Mr B: I thought we were listing impossible things. Chai