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BusinessInformal Lending: The Silent Wealth Machine Everyone Overlooks by smacky619(op): 1:57pm On Nov 24, 2025
I’ve been studying the local lending business for a while and the profit potential is unbelievable.
Some people quietly earn 10%–30% monthly from simple structured lending.

If you’re curious, keep watching this space 👀
Something helpful is coming.


SumichJay Business Academy
InvestmentThe Hidden Goldmine: How To Build Wealth Through Small-scale Lending In Nigeria’ by smacky619(op): 10:55am On Oct 14, 2025
PART 1: Introductory Lecture Script
🎯 Topic:

“How Ordinary Nigerians Are Building Wealth from Small-Scale Lending”

“Let me start with a truth most people overlook — money doesn’t only grow in big banks; it also grows in the markets where small traders borrow every single day.”

Every morning across Nigeria, market women, bike riders, food vendors, and small shop owners need quick cash — ₦10,000 here, ₦50,000 there — to restock their goods or meet urgent needs.

But banks won’t attend to them. They need guarantors, collateral, and long forms.
That’s where informal lenders — smart individuals like you and me — step in and make steady income.


💡 Money is meant to move — not sit idle.
Learn how smart Nigerians are making steady monthly income through small-scale lending.
👉 Get the eBook “The Hidden Goldmine”
by SumichJay Business World — Empowering Your Financial Journey.
Attend the webinar: 18th/10/2025
Time : 10:00AM
Join: https:///HmC1YqJmy5i5vDnnvu9om1?mode=wwt
InvestmentRe: Crypto Currency Investors Thread by smacky619(m): 6:08am On Dec 30, 2023
This is my first time commenting here, guys watch out for $cake, that coin will print soon.

Dyor plus NFA
SmackY was here
InvestmentRe: Crypto Currency Investors Thread by smacky619(m): 6:06am On Dec 30, 2023
Mazinewmoney:
$SAND

Guys let's talk about $SAND

How could y'all forget $SAND so soon

This metaverse will go parabolic and could hit a $100

Someone please talk to me about $SAND
Nobody is talking about it because it is a forgotten coin, move ahead, nothing significant will come out from a sandy sand.
BusinessRe: LAPO Launches The Lapoxpress Promo Season2 - Become A Millionaire With Just N10k by smacky619(m): 9:05am On Oct 22, 2023
12345baba:
JUJU people. I once applied for a loan from these guys to support my agric business, this guys came to my house after discussions they said am not suppose to b leaving in my kind of house and b asking for a loan. I was like So I should be living in abject penury to access loan from them .
When you want to lie, do it small small, LAPO MFB that can give loan worth 20million to individual will now deny you loan because your house is aso rock abi.......oniro oshi
BusinessNew Betting Strategy To Rekt Bookies This New Season by smacky619(op): 8:09pm On Aug 06, 2023
Good day all, this is a new tested and trusted winning strategy to rekt all bookies this coming season.


Interested person should chat 0.7.0.6.3.7.25.5.0.2


Note: nothing is free even in free town
SportsRe: 9odds Bet Tips For Thursday by smacky619(m): 12:37pm On Sep 01, 2022
I don nack am.........we pray for green
SportsRe: 2odds Bet Tips For Wednesday by smacky619(m): 5:09am On Sep 01, 2022
Carry your lost ticket go one side

flintboy:
am also a punter, my 2odds for you guys

1. The strongest vs Guabire - 1
2. liverpool vs newcastle - over 1.5
3. west ham vs tottenham - away to score
4. lyon vs Auxerre - HWEH
5. Napoli vs Lecce - HWEH
6. PSV vs Volendam - 1

Betking users - KPFUY - 2odds

You can reach me for more on zero eight zero - five seven two nine-zero six four zero

flintboy
SportsRe: 2odds Bet Tips For Wednesday by smacky619(m): 4:17pm On Aug 31, 2022
I don play am.......pray for green
ProgrammingRe: Python Tutorial Group by smacky619(m): 11:07am On Jan 11, 2022
07063725502
Jobs/VacanciesRe: What No Employer Will Tell You. I Learned This The Hard Way by smacky619(m): 3:36pm On Nov 18, 2021
Nairalanders can talk anyhow
PoliticsRe: Obadiah Mailafia: Bandits Sponsored By Those Who Wanted Jonathan Out by smacky619(m): 1:05pm On Feb 26, 2021
You will receive 200 BTT coins for every successful referral

Your Referral link : https:///BTTAirdrops_bot?start=r0694816772

Current Referrals : 2

We will Credit Your Referral Bonus Coins To Your Wallet Address Automatically After Every 5 Successful Referrals Within 24 Hours
BusinessRe: Why Nigeria Banned Bitcoin - What You Should Know by smacky619(m): 1:02pm On Feb 26, 2021
You will receive 200 BTT coins for every successful referral

Your Referral link : https:///BTTAirdrops_bot?start=r0694816772

Current Referrals : 2

We will Credit Your Referral Bonus Coins To Your Wallet Address Automatically After Every 5 Successful Referrals Within 24 Hours
SportsRe: Manchester United Announces Partnership With Startimes To Offer MUTV In Nigeria by smacky619(m): 1:01pm On Feb 26, 2021
You will receive 200 BTT coins for every successful referral

Your Referral link : https:///BTTAirdrops_bot?start=r0694816772

Current Referrals : 2

We will Credit Your Referral Bonus Coins To Your Wallet Address Automatically After Every 5 Successful Referrals Within 24 Hours
InvestmentRe: Crypto Currency Investors Thread by smacky619(m): 5:28am On Feb 26, 2021
You will receive 200 BTT coins for every successful referral

Your Referral link : https:///BTTAirdrops_bot?start=r0694816772

Current Referrals : 0

We will Credit Your Referral Bonus Coins To Your Wallet Address Automatically After Every 5 Successful Referrals Within 24 Hours
InvestmentRe: Crypto Currency Investors Thread by smacky619(m): 3:00pm On Feb 20, 2021
BNB.......will you go up again?
InvestmentRe: Crypto Currency Investors Thread by smacky619(m): 10:14am On Feb 20, 2021
DODO is smelling nice oooo
InvestmentRe: Crypto Currency Investors Thread by smacky619(m): 9:19am On Feb 20, 2021
Buy rvn and thank me later
InvestmentRe: Crypto Currency Investors Thread by smacky619(m): 3:33pm On Feb 19, 2021
bulasene:
I don't trust this BNB the way it's moving. I want to dump mine incase u still need, chat me up on WhatsApp.
.0.9.022611124.
sell using p2p on binance
InvestmentRe: Crypto Currency Investors Thread by smacky619(m): 2:42pm On Feb 19, 2021
InvestmentRe: Crypto Currency Investors Thread by smacky619(m): 9:33am On Feb 19, 2021
Makemefit12op:
Am 20 years old,a student of futo,I started all this with 15000naira.
God with punish buhari for banning crypto.
The ministry is moving,Thank you God.
please how can my spot be showing naira equivalent rather than USD equivalent?
InvestmentRe: Crypto Currency Investors Thread by smacky619(m): 1:17pm On Feb 03, 2021
please investors, am a newbie,please can instant selling of Bitcoin override the selling order that was previously set?
please answer to save a soul
BusinessRe: CBN’s N50bn COVID-19 Fund Disbursement Begins Thursday by smacky619(m): 6:32pm On Dec 29, 2020
abeg who see alert today? am not understanding again ooooo
BusinessRe: CBN’s N50bn COVID-19 Fund Disbursement Begins Thursday by smacky619(m): 6:11pm On Dec 28, 2020
Itanola1805:
Hello everyone.

I got an approval on the 23rd of December. Up till now I haven't been credited. I read here that almost everyone who got the approval the same day as mine have been credited. Some got alert on the 25th, some on the 26th. But I haven't gotten mine. My account is not a student account.

Do I need to be worried, please?
same here but no cause for alarm...... tomorrow is a working day, fingers crossed
BusinessRe: Earn N400 Naira Daily Starting From This Moment by smacky619(m): 8:48am On Dec 28, 2020
markkuss:
Pls note for all registered users..you have to subscribe 1000 naira to be able to view ads daily so you can earn 400 naira daily
and the subscription is for one week, also note that your minimum withdrawal is 5k, payment is done only on Wednesday...........op, have you made a successful withdraw before?
BusinessRe: CBN’s N50bn COVID-19 Fund Disbursement Begins Thursday by smacky619(m): 6:16am On Dec 28, 2020
I was approved on 23rd December, still waiting for my alert.........who is with me?
BusinessRe: CBN’s N50bn COVID-19 Fund Disbursement Begins Thursday by smacky619(m): 6:19pm On Dec 27, 2020
What's happening today? Alert never enter ooooo
InvestmentRe: CBN Covid 19 Loan, Household And SME Approved Beneficiaries by smacky619(m): 9:34pm On Dec 23, 2020
07063725502

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