bisiofgod: I have read beautiful threads about salary structures of corporate organizations in Nigeria on this forum, particularly the private sector. Now lets have your contribution on net salaries in government ministries, departménts, agencies and parastatals. For clarity purpose, state the. Government agency,the position and the monthly net take home and you may wish to state other benefits in such agency. It could be entry level, just make sure you state it and the position. I mean the likes Of DPR, AMCON, EFCC, SON, NIMASA, DMO, Public complait commission, FIRS,PPPRA, ITF,SEC,NSE, NNPC,FAAN,SSS,ministry Of Justice, ICRC , NPA, FMBN, BOI, CBN, NSITF, PENCON, .... E.T.C. Now lets go. Keep it coming guys.
franchasng: Okay guys, I am going to bring to you an interesting event that's already trending in the Nigerian social media spaces.
It's a touching story of a Yoruba woman, I guess a widow who moved into a house her husband started but was unable to complete . She and her young kids had to move into the uncompleted building because she said she could not afford the high rent agents/landlords were calling for their apartments.
Shortly after the woman made this post public on social media, Nigerians from all tribes and social class responded showing pity and compassion towards her as many pledged to donate to help her make the uncompleted building more habitable for her and the kids. Hours gone no one fulfilled their big promises except one Igbo man who doesn't even live in Lagos state that sent the woman 1million naira and the woman is already overjoyed and couldn't hold her joy as she came back online to share her testimony which has now encouraged others to start making their little contributions.
Guys guess why I brought this topic here?
If you have observed, as I have observed over the years before now, the most popular political song most Yorubas sing even offline is this:
AN IGBO MAN WILL NEVER BECOME PRESIDENT OF NIGERIA!
and to them, so long as this is fulfilled, they are happy, whether the person ruling Nigeria is ruining it or not and making life miserable for them, to them it doesn't matter to them so long as Igbo man or woman does not become President of Nigeria.
Interview most of them why they don't want Peter Obi to emerge President of Nigeria and they will tell you with pride and joy that AN IGBO MAN WILL NEVER RULE NIGERIA! and whenever they say it, they feel so fulfilled and overjoyed with pride that they said it.
Ask most of them what an IGBO man or woman has done to them personally and they will go back to 1966 to tell you how Igbo soldiers did this and that coup. Ask them if there were no other coups or even bloody coup d'etats after the January 1966 coup, and they will start throwing tantrums and insults with joy and fulfillment.
Make una continue sha, na nature go handle all these things with time, I pray most of us live to see ourselves
See here
A Yoruba woman posted her uncompleted building video online, it was an Igbo man that first gifted her 1 million naira. That is Love and Compassion.
Politicians are our problem, we love each other and this shall continue.
The idiot that murdered that young lady at Madoka hotels Nsukka on Friday last week has been arrested.
The girl she killéd is a final year student of Computer/Statistics University of Nigeria, Nsukka
The ijiot killer lives behind that Obukpa Estate, behind that Madoka hotels at Ibagwa Road Nsukka.
According to the ijiot killer, he said he didn't kill the girl intentionally, that the girl is into hook-up and after doing one or two things inside the hotel room, he settled the girl with money and the girl said the money is too small and they started dragging and he pushed the girl and he fell down and died instantly....
He is currently at state CID Enugu to explain better
GodisStriking: 70 percent of African American women are maternally Sub Saharan Africans. 20 percent of African American women are maternally White Caucasian. 10 percent of African American women are maternally Native American. 85 percent of African American men have White Caucasian paternal lineage. 10 percent of African American men have African paternal lineage. 5 percent of African American men have Middle Eastern and Mediterranean paternal lineage and they're mostly light skinned, mixed race and Creole men.
Lineage Is Indeed Something Strong While And When Actually Traced
shibyc: Guys, today I believe women are truly different creatures.
I opened a small business for my babe – just something modest. She's now pulling in about 100k monthly, but ever since the money started flowing, her attitude has changed completely.
Imagine, I sell her products sometimes and give old customers a small discount—like ₦100—and she starts fighting me. Argument upon argument.
Then if I borrow small money from her during emergencies (just like ₦2k or ₦5k), wahala go burst. Even when she knows I have money and I'm definitely paying back, the way she reacts eh, like I’m begging her.
She forgets one thing: The capital is mine. 90% of the customers are mine and everything she’s using today, I handed it to her on a platter.
Now I’m realizing that, if this business grows bigger, she might not even want me anymore. She could decide to go solo and live her own life.
So now I’m asking you all:
Is the best solution to avoid empowering a woman financially ?
I was doing it with the mindset of being educated and forward-thinking, but now I dey reason am twice.
What do you all think?
Wowing Indeed
Most Times, Most People Who Are Not Genuine Tend To Find Themselves With Some People Who Are Genuine
And Some Times These Same Genuine People, Only End Up With Most People Who Ain't Genuine
It Hurt A Lot, It Break The Heart
If Only Genuine People Would Meet Their Matches, As To Genuine People Like Them As Well
And The Otherwise, With The Otherwise
It Do Be Much Reasonable Really
..If You Could Be So Genuine And Sweet To Your Woman And She In Return Is Turning Out To Being Ungrateful, Take Control Of Your Businesses Yourself Please
I decided to put a camera in her room before the next two days. After the day came, I took the camera and checked it. I was so shocked at what my daughter was doing. She was holding a ball of light and chanting strange languages. Where could I have gone wrong? My daughter had joined witch cults. What am I going to do?
Thank You For The Remaining Part Of The Story You Did Well
cutecommend: There may be office situations that are pressing or with pressure: and this may warrant shouting at those or whoever is at fault.
Now, if a married staff has done something wrong or did not deliver properly, do not shout or openly complain when his or her spouse is present in the office: maybe for a visit or whatever. You may have to wait for the spouse to leave before you may do such if it warrants it.
If the issue is big, you also need to follow due process instead of making a married staff probably looking low in the presence of their spouse.
Courtesy Count
Most Times Doing It Right Matter But At The Same Time How You Go About Placing The Right Done Matter Too, Being A Boss Does Not Make You A God To Treat Employees Otherwise Try Treat Them In Discipline But With A Touch Of Mildness As Well
In a deeply emotional reunion, a Nigerian woman welcomes her husband back home after 19 years. He left in 2006 to hustle abroad and finally returned in January 2025.
IneedSugarMumy1: Good Day all My name is Jeff I will try my best to be as detailed as I can. Please I'm not a great writer pardon my error/blunder I kuku no get opportunity go school at least nairaland has helped me a lot in terms of spelling and writing too
Back to my topic...... September 8 2019 I took my corolla to bolt office in maitama for registration I attended their lesson I passed that same day I became a bolt driver I did my first 5 trips and I was happy, it was difficult for me as a beginner using GPS to driver for the first time.
My first 1 month was hell, all the money I made was spent on traffic offences, like wrong U turn, touching your phone while on traffic light, like dropping a rider in front of a market, like beating the traffic light, etc I learned the hard way
Englishisamust: I have this my friend. He is a single tech guy. Just got a job of 550k per month. The guy was like the money no freak he dey too small.. Omo I won first slap aam say make I tell am how many people that are collecting below that amount as salary.. I just dey envy the guy... I wish I can be like him.. . Omo tech guys dey make moneyooo!!!
At Least To Some Aspect The Salary Is Ok Really
Judging From Most Monthly Salaries With High Labour Mechanism, But Very Low Income Rates
Being an introvert has its ups and downs. I've been existing under this sociality status for over a decade and i have no qualms with it.
The only area where i may have little regret later is exposure. I don't keep much friends and the ones i have barely asks me out. I end up staying at home during weekends not having anyone to visit or a place for recreation.
But I think it's got more advantages. Introverts are mostly viewed as responsible and civilized. I've got no interference of any sought. I do my things the way that would please me.
Having an array of friends as an extrovert leaves you susceptible to bad characters. I'm not being prejudiced against them(extroverts) but that's the fact. You may still find extroverts that are good/mannered but i guess it's 1/10.
The two can always be balanced and i think that's the best. You'll have to be an introvert until you're up to the age of distinguishing between right and wrong(not 7 as per the bible but from 20yrs upwards) then you can port to being an extrovert.
Talking Introvert: I'm a quiet type of person all aspect But relate well in terms of conversation, and talking about conversation stuff i'm a conversationist 💯
And Extrovert: I'm a fun to be with kind of person really too 🫶🏻
Only getting the right kind of vibe is another important aspect, which does matter too
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Roqqu Roqqu is proudly one of the best Nigerian crypto exchanges and very much meets the needs of any Nigerian crypto trader (including crypto traders in Ghana).
This crypto exchange has over 100 cryptocurrencies listed on its platform. Users can easily buy and sell USDT, BTC, ETH and many other cryptocurrencies on the platform.
With Roqqu, you can buy crypto in multiple currencies like Naira, Dollars, Cedis, Pounds, and Euros via your credit card or bank transfer.
Roqqu also provides the ability to swap tokens, pay bills via crypto and receive payment in fiat currencies from anywhere in Africa. The exchange is also designed for business owners to accept payments from their customers anywhere in the world.
The exchange has a robust savings & loan feature that sets it apart from any other Nigerian crypto exchange.
Trading on Roqqu Exchange comes with minimal cost. To withdraw your crypto assets on the platform comes with a little charge, and this largely depends on how large the crypto amount is and where it will be sent.
Luno Luno, a crypto exchange launched in 2013, is one of the biggest crypto platforms in Africa.
Although it has its headquarters in London, it is available in over 40 countries, including Nigeria.
This crypto exchange has over 20 cryptocurrencies listed on its exchange, including Bitcoin, Ethereum, USDT, and USDC.
Users can buy cryptocurrencies via their bank cards or through bank transfers. Through its simple p2p feature, you can swap crypto into Naira and withdraw this to your wallet or bank account.
Luno also provides users with trading tools like a price analytical dashboard, crypto charts, indicators, and helpful resources like articles & news, which can help users make better trading decisions.
However, Luno charges high transaction fees when trading on the exchange, and its sign-up process is quite exhausting. This is its major downside.
Another disadvantage is that compared to Roqqu, the cryptocurrencies listed on the Luno exchange are very limited. Therefore, traders who want to trade various altcoins and meme coins might not like this exchange.
Bitmama Bitmama is a p2p crypto exchange founded in 2017 and offers various trading services on its platform. Over ten cryptocurrencies are listed on its exchange, including BTC, ETH, USDT, XRP, etc.
Users of this crypto exchange can also get crypto credit cards, which they can use to buy crypto, buy goods from anywhere in the world, and pay for any service.
Bitmama’s P2P feature allows users to buy crypto, especially USDT, at a favourable market rate. Users who need cash immediately can easily trade their USDT for Naira on the exchange at a favourable market price & fast.
The exchange is available in almost 20 countries, including the U.K., and charges little to no trading fees.
Quidax Quidax is also a Nigerian crypto exchange which launched in 2018. It has its headquarters in Lagos, Nigeria and is available in over 50 countries, including Ghana.
This crypto exchange has over 70 cryptocurrencies listed. Users can buy and sell USDT, BTC, ETH and many other cryptocurrencies.
Quidax allows users to swap, deposit or save their cryptocurrencies for high rewards on its exchange. Users can buy crypto in Naira or Dollars and also receive their crypto through internal transfers from other Quidax users via their username or by receiving crypto via their wallet address.
Quidax also has an “Order book” tool which crypto traders can use to trade any cryptocurrency they choose in real-time.
However, this tool is designed for expert traders. You will need specialist trading to trade crypto using this tool.
Busha Busha is a crypto exchange which began operating in Nigeria in 2019 before expanding its crypto operations to Kenya in 2023.
This crypto exchange has over 50 cryptocurrencies listed on it. Users can easily buy and sell USDT, BTC, ETH and many other cryptocurrencies on the platform.
Users can also buy and sell crypto in Naira, Dollars, or Kenyan Shilling through its P2P feature, add cash to their voucher via peer-to-peer cash deposit, send & receive crypto, and earn crypto through staking your USDT OR USDC.
Busha offers 8% APY (average percentage yield) whenever you save or stake your stablecoins on the platform.
On this exchange, customers can buy airtime data, & top up their betting wallets (over 35 betting wallets supported, including Bet9ja and 1Xbet) while buying shopping vouchers from favourite stores like SLOT, Shoprite, Spar, Healthplus and over 50 more.
You get a 5% discount when you buy any voucher. Yellow Card Unlike other crypto exchanges listed above, Yellow Card is an African crypto exchange.
It was founded in 2016 but began operations in Nigeria in 2019.
Today, this exchange is available in 20 countries and has over 1.7 million customers.
Users of this exchange can buy BTC, ETH, USDT, PYUSD, USDC, and many other cryptocurrencies via local bank transfers, mobile money or P2P funding.
The platform supports local currencies like Naira, Cedis, Kenyan shillings, USD, GBP, etc.
Yellow Card offers a range of services beyond trading crypto. These services include bill payments & remittances. Users can purchase airtime and data via crypto, buy or sell USDT via its P2P feature, etc.
Note: Global crypto exchanges you can also try out alongside those written above are Bybit, OKX, & Kucoin.
What to consider before choosing a crypto exchange Before selecting a crypto exchange, it is essential to do your research to know more about the exchange.
However, when carrying out your research, it can be unclear what to look out for.
Not to worry, below I will highlight some key things to consider before selecting a crypto exchange.
1. Security standards When searching for a crypto exchange, the first thing you should look out for is Security. A secure crypto exchange makes use of the latest security standards.
Currently, the most secure security standard is AES key lengths of 128, 192, and 256 bits. This algorithm helps to encrypt your data, protecting it from hackers.
The crypto exchange should also use SSL(Secure Sockets Layer) and TLS(Transport Layer Security).
These protocols are cryptographic protocols that help to protect your data, like credit card details and passwords, during transactions.
You can verify this by checking if the website’s URL starts with “https://” and displays a keylock symbol in the address bar.
Additionally, it’s good to use an exchange that stores clients’ funds in cold storage. This means the cryptocurrency is stored offline, making it inaccessible to hackers.
Furthermore, secure exchanges regularly check their systems for weaknesses. They do this both by themselves or with verified cybersecurity experts like Hacken.io.
2. KYC KYC, or Know Your Customers, is a vital process employed by secure cryptocurrency exchanges to verify the identity of their users. This is an important feature to check out when researching a crypto exchange.
It’s similar to how a bank verifies your identity when you open an account. KYC requires you to provide personal information and identification documents like your ID or passport before having full access to your account.
It is an essential security measure that helps prevent fraudulent activities, ensures compliance with financial regulations, and adds an extra layer of security to your crypto wallet.
3. Total balance in reserves The total balance in reserves represents the amount of cryptocurrency and fiat currency the exchange holds in reserve to cover user withdrawals.
A secure exchange values transparency and typically provides real-time or regularly updated information on its website regarding its reserve balances.
It’s important to note that trustworthy exchanges often allocate a significant portion of user funds into cold storage wallets.
4. Social media presence A secure crypto exchange has an adequate social media presence and usually engages with its community on various social media channels.
They use platforms like Instagram, Facebook, Twitter, Telegram, and Reddit to share news, updates, and educational content about the exchange.
Also, an exchange actively available on social media shows commitment to helping its users and being transparent.
5. Customer service Effective customer service is vital for crypto exchanges, ensuring users can reach out and get assistance when needed.
These exchanges offer various communication channels like email, live chat, or support tickets.
These channels are to respond quickly to inquiries and maintain a knowledgeable support team. They also operate 24/7 to cater to users across different time zones.
Multilingual support, efficient issue resolution procedures, positive user feedback, and educational resources further enhance the user experience and trustworthiness of the exchange.
Biodun556: WHY THESE TWO AND OTHERS AREN'T ON FORBES BILLIONAIRE LIST.
OK, let me help some people who don't understand how the billionaire list is compiled.
People like Tony Elumelu, Adeleke etc that you didn't see their names on the forbes billionaire list in dollars even if their companies are worth billions of dollars like Adeleke whose company is worth 2.5bn dollars is because he is just the MAJORITY SHARE HOLDERS OF THE COMPANY AND THAT DOESN'T MEAN THE 2.5BN BILLION BELONG TO HIM . Other investors are among the owners, so his share is not up to a billion in that 2.5bn. But they will mention him as the owner because he has the largest share even if it isn't up to a billion dollars. Same with Tony, whose shares in Transcorp and UBA aren't up to a billion dollars, even if he is the largest share holder.
SO THE COMPANIES WORTH IS NOT THEIR PERSONAL WORTH . IT IS CALLED PLC ( PUBLIC LIMITED COMPANIES) OWN BY MANY.