₦airaland Forum

This guy must be on some dope sh*t. Why must the world leader be from Europe and not Africa?
Oga once you are dead, your rapture has come. There is nothing new under the sun. Forget all these stories.

jiggaz:
[b]This post is for those left behind...

http://www.raptureready.com/2016/07/19/rapture-memorandum/

Ready to serve? I think the right caption should be "READY TO STEAL"

ThatFairGuy1:
Nothing else to say. The POI we want, the next Governor of our dear Edo State. Obaseki and his supporters crooks on NL should show us his projects, not the one started time immemorial WHICH HE JUST PAINTED. No one should listen to any hyping of Obaseki on NL, he's not as popular as POI now. They're just like EBS

He said: “It is obvious to everyone in Edo State and beyond now that the outgoing Governor of Edo State, Mr. Godwin Obaseki, and his party of tax-collectors have no record or achievements to campaign with.

I'm seeing your post today and I think I can share a thing or two with you.

If your fear is genuinely about JOBS, you are not alone. Giving up 3yrs to start another course cos of job is not the best move. If you graduate today, do you know what you can achieve in 3 yrs? I once had those fears too, same as others i know but then, i can boldly tell you there are still opportunities out there. Nowadays, what you study in school DOESN'T really matter.

Concentrate on the biochemistry course. Try your best to come out with good grades and on time. I assure you, you will have options.

For me, by the time I was done with service, I had already lost interest in my course of study but what I read didn't stop me from getting other opportunities.

Basit46:
sometimes i think whether i should go and do jamb again

I am still in school (300 level)

I am scared of not finding job

Biochemistry

Any advice?

About the name, did you at some point lived around Ajao estate-7&8- Mafoluku in the 90s?

Shibaraba:
Ever wondered where my name came from? My own be say when you speak Interpret.else na jargons and I'll just walk out

ronyman:
Sit back and watch as their stock will fall...FCMB....rats

No stock will fall. What FCMB did is the standard practice, in fact someone might be smiling during appraisal. The major problem in Nigeria is ignorance. The law guiding returns has been their from time immemorial. If you are a fraudster you should be concerned the level of info NFIU has concerning your transactions. That no one has come to you doesn't mean they don't have your record.

softsoul22:
If this is the case I'll beat my chest for FCMB if they also report NIGERIA corrupt POLITICIANS using their financial institutions for illegal transactions and lodging of money into their bank accounts just the way the bank reported this guy for STR. Behold FCMB is trying to redeem an image, but not this way.

Bros banks report every suspicious transaction doesn't matter who own it. Aside that they also report transactions of PEP, etc, etc. They risk heavy sanctions from CBN if they don't. Today, no bank wants CBN wrath as heads will roll. But like we all know, the authorities determine which transaction is clean or fraudulent. Even when some are clearly fraudulent, the authorities may decide to be silent for whatever reasons. But trust me they have all the records.

EFCC is making it look as if they were on their own and FCMB came to snitch on their customer. What i know is every bank is mandated to provide regular regulatory returns, one of which is STR under AML/CFT to CBN and other stake holders. It doesn't matter who is carrying out the transaction. It is left to CBN, EFCC, etc to determine what to do about those returns.

Romanoff:
You are like the watch dog of the bank.

A compliance officer ensures that standards and procedures are followed.

They are called RICO in some banks.

If you are not dressed properly, you initiate a transaction wrongly etc, na Compliance go table your matter.

RICO are internal control officers who ensure compliance to the bank's internal processes and procedures just like you mentioned, such as wrong posting, dress code, punctuality, etc.
Compliance officers job is to ensure compliance to external regulations such as SEC, BOFIA, AML/CFT, CBN, etc.

However both jobs may be combined in one, but very rare. What many banks do is to combine the units in a group i.e. Internal Control and Compliance group, with one head who reports to the board.

Audit is separated from Internal control/Compliance. The job of an Auditor is to give an independent assurance. They pick exceptions that the RICO has failed to pick or those yet to be regularized.

In a standard organization, COSO framework made provisions for all these functions to be duly separated.

Thank God for nairaland. This GNLD people with several names. I also got their mail this morning but i couldn't remember applying to any CFlead. So i called their HR line since. I have a proper well paying job though, but i could have wasted precious time thinking about missed opportunity if not for nairaland.

It's high time these guys stop this madness

docadams:
Ecobank do give loans but at varying interest rates of 28% to 34%.

That is about 2.3% to 2.8% rates monthly which is still okay compared to those banks with 4% or more rates

EtovalAutomobil:
Mrs Aishah Ahmad though my female candidate and Oga Godwin Emefiele my male Candidate for the CBN job should realize that Nigerians are one of the smartest people in the world.They would either ship their deposits out of the country or find a pseudo account that is not link to them to operate.The real bone of contention is the interest rate,how can you be charging customers 28% interest rate when they borrow and be given them 3% when they save ,does that really make sense...the interest rate is too high jare.

You clearly don't understand why interest rate on loan is high and yield on savings account is low. On interest rate on loans, a lot a factors come to play such as cost of fund (where the fund is coming from). Other key factors are MPR, CRR ( which prevent banks from loaning out a percentage of their deposit), e.t.c.

For interest paid on deposit, it can be higher depending on how long you want to keep the deposit. Say fixed or call deposit. Assets are usually matched to liability. Mind you, your money if left in the vault is a liability on the bank as bank pay insurance, handling charge, vault charge amongst other charges. It's only useful when they loan it out and some factors highlighted above wont let banks loan out all the deposits.

I think i should stop here.

musicwriter:
Because of slavery/ colonialism/ intellectual slavery. If interested, I can send you 3 books that after reading them you'll no longer be surprised.

Kindly forward the books to me too.

Thanks

Yea. About 10months job rotation in different depts. The final 6months will be in your fixed department. You will enjoy it.

meeday92:
Thank you. If I get you right, there's five months of TS and the remaining 16 on the job training.

TS is in phases. 3months, 1month, 1month. And on the job training in between. The program runs for 15months plus 6months in a fixed department.
Cheers

meeday92:
Please what's the TS duration for MT?

Ojuelegba "oju elegbara" literarily means face of the devil or "devil's spot"

Cacawa2:
What about the following

Mafoluku
Ajegunle
Ikorodu
Agege
Apapa
Ojuelegba

There's training school for both GTs and MTs

slimbless:
@Divinekayy, pls I have a question, was there training school for Management Development program during your set, or did they just resume the work like that?

Thanks

Finally my Leagoo kiicaa was stolen last Friday. Good riddance to bad rubbish. No more buying of wack brand again... I learnt my lesson. Off this thread for good!

Bombata. Glad he's doing well for himself. He's always been "crazy" from way back.

Even here in Nigeria, Shareholders are usually the last to get paid after all debtors have been settled. I doubt the money recovered is enough to clear the bank's depositors fund talk more of having enough for the shareholders. These are basic information whoever plans to acquire shares should know.

Yankee101:
I can't remember insulting anyone. But here is the longer version of my argument, I expected if you were following bank closures you'll know all the issues at stake.


Lemme use Oceanic Bank as an example to clarify my point.
Why should the nearly $1billion dollars recovered from Ibru not be applied to shareholders funds? The judge that ruled had her daughter living in one of ibru's houses seized. Here in the US any rwcovered assets are applied to shareholders after depositors are balanced out. Tunde Ayeni of Skye bank is facing recovery. Where should the money recovered go?

Am I still in Iyana paja?

A lot of people don't understand the risk involve in shares acquisition especially ordinary shareholders. Once the company becomes insolvent, you money is gone. Its like you owning your personal business and then you go brankrupt. Which money are you expecting again na. From the moon? By the way AMCON got no business with shareholders. Their primary responsibility is to protect depositors. I'm surprised the SHolders are coming out with this story, but again this is Nigeria.

Isialangwa is their HQ

Tolexander:
Touching
May she be healed

But there are too many lunatics in Abia state, most especially in Umuahia.

Are you a geologist or geophysicist? You have absolutely no idea about earthquake monitoring. Siesmometers are basic hazard monitoring tools. You can even monitor and study quakes in neighbouring countries or far away haiti for research purposes and develop better safety procedures related to your "illegal stone mining" tremor claim. It will shock you that Germany, England, France Probably South Africa, and other serious nations have genuine data on the Mpape quake. Do they have earthquakes prevalent in their countries? and you are here saying no need. smh. Lets call a spade its name. These guys are plain incompetent. How can you have a geological survey agency without seimometer? I doubt if the rain guages at metrological agency are functioning.

fkj950ax:
If the country isn't along any known fault lines, it isn't necessary.
The Abuja incident was caused by UNREGULATED quarrying.
There is a lot of stone mining in Abuja, with explosives being used in underground caves.
It is the same as illegal sand mining or dredging in the south causing gully erosions.
It's like purchasing Hurricane minioting equipment.
The purchase is a waste of N50m.
Mining should be regulated properly.

Abule Egba or Ikeja. 15k

Ifeanyi4491:
location and price...

Pls can I sell my Leagoo at the CPR center? Just one month old

Bros the phone don cast. just dash it out. No one will buy

11Anonymous:
I'd love to sell my Kicca power for ₦15k no issues, I stay in Benin