₦airaland Forum

jeron1:
Dec 16th, 2017. A day I can NEVER forget hurriedly in my life. Got to shoprite Surulere, bought something's and made payment via POS. I didn't get SMS transaction Alert as my phone was stolen two days before.

Drove down to Lawanson (same place my phone was stolen) to make some transaction and found out that some money was missing from my account, . I immediately went beside my car, told my coworkers with me about the info, asked d amount and I calculated and gave them d figure, Three Hundred and Ninety Nine thousand, Four hundred and sixty Naira was missing (399,460).

I called my bank through the Number written on the back of the ATM card and they verified the transaction, I was a Victim of Sim card BVN fraud, first ever of Its kind in Nigeria .

Then I told them to Freeze the account with immediate effect.

I realise many people had also one time or the other gone through this kind of experience but they never got their money back as they didn't know the process to take on how to get their money back from Fraud that occurred on their account either via ATM, Online or any other platform

Here is what I did to get my money back as I it was a transaction I didn't authorised


1. I didn't keep quiet, I told a lot of people about the update. I wasn't ashame, I even posted on my timeline on Facebook. I wasn't looking for pity but to notify people about the new fraud in town and also seek for advice. I knew 90% of people won't even care as they will even laugh but that 10% of people that cared will give me solution and truly it worked.
One of the guys I told gave me the option that started the solution and that option was to write a letter to Central Bank of Nigeria, Lagos office

2. I immediately sent a mail to my bank, telling them about the debit that occurred on my account and it wasn't from me. The bank replied telling me they will investigate, I had to put a lot of pressure on them because these bank people can be very funny, they will tell you they are working on it but that's a lie

3. I wrote a petition/Complain to the "Banking Supervision Department" and "Customer Protection Department" of Central bank of Nigeria, Lagos Branch. The office is at the 11th floor of the building. Most of the workers don't know, some told me 8th floor, some said 5th floor. I had to walk that building up and down more than 6times that day before I could get the right office cos the access cards for the floors are different and I have to come down to take new access card for the different floor



Ps- make sure a copy with you is acknowledged, also provide your Email address and Phone number on the letter as they will reach you through the platform provided and tell you to negotiate with your bank and if no progress after 30 working days then write them again via the e-mail they used in communicating with you. I will provide screen shot of the mail they sent but I am trying as much as possible not to mention the bank. I never knew many Organisation in Nigeria work if I had not gone through it.

I was actually told at CBN that it will take time but I will surely get my money back that the CBN mandated banks to known your Customer (KYC) so since the money was transferred to Access bank then Access bank need to produce their customer

4. I wrote an official letter also to my branch bank Manager, informing him about the fraud on the account and telling him how it has really affected me. I Also made sure that a copy of the letter was acknowledged.

I knew it wasn't going to be an easy fight as the bank would want to put the blame on me but I was ready for them.

I was always sending them mail, calls via the telephones at any bank branch. I gave them heat and after 30 working days I sent a mail back to CBN telling them the bank is frustrating me and they are yet to refund my money and I didn't want to go to court because the matter was before the APEX bank. I didn't receive any reply from them

I went to a branch and also shouted and told them I want to see the branch manager which I saw her and also made my complain and she decided to also send a mail to the fraud unit.

Sorry to say, I received a call from the fraud unit after I wrote a petition to CBN and CBN queried them telling me how my money was transferred and giving me the account number and bank the money was transferred to, they also gave me the address of the person that owns the account but I refused to follow up as I told them that wasn't my work that they should do it.

Lastly, I called them from the bank and told. Them that was the last time I was going to talk to them in the issue that I will get a lawyer, told the Lady that picked the call to tell the management about my development, I actually got a lawyer but before the lawyer could write, I received my money back on Thursday hot afternoon via an alert...

hello bro.. This just happened to me now. Over a 120k was debited from my account this morning by a fraudster .. Pls can you give me the cbn mail address which you forwarded your complaint to and also the due process of how you went through with it please. I have already complained to my bank and my account has been blocked but I doubt if the bank officials are really working on the matter.

55k bro..

50k

I have 70k bro and I am ready to buy immediately

bobo65:
Lg g7 Screenguard and pouch
55k
Call or whatsapp 07032443577 Surulere Lagos

i have 50k bro

omotolsy:
I currently use a v30+ 128gb.

Giving it to my Wife not selling it.

However i have 3 pieces of LG G7 in boxes with chargers only.

100k firm firm.

It has a snapdragon 845.

Those who know this phone know o.

It is 148k on amazon so nobody should tell me 100k is still high o. Nairaland no be Offerup wey don spoil us o lolzz.

is the LG G7 Thinq still available

Thalinzrcng:
I have an lg g7 (snapdragon 845) , unlocked, 100% neat at 60k+

WhatsApp- 09058889842

is the phone still available and hope the phone is functioning properly

Abuwaleed:
I have LG v35 6gb ram 64gb Rom snapdragon 845 for sale in Lagos and my last price is 65k but I can help you get LG g6 for like 37k.call or WhatsApp me on 08132581046.but I have the LG v35 now with me but if you need the g6 I can get it for you at Ikea London used

can you help me get the LG g7

Alhajimuse:
Samsung s10 for sale, no issues at all for 140k and lg g7 thinq 64gb for 55k. I can send pics on request.

080 9 1234551

interested in lg g7 please post the pics

Aifedayo:
Do you still have the s10?

does the g7 have any issue cos I am interested in it

dingbang:
I can't find any scam in there.. Admit you were careless in revealing your details to somebody.. You must have given someone ur pin in the past..

For the record, I still know my former boss's atm card pin since she always gave me to withdraw money for her . although I am not working for her anymore..


So.. Now tell me . if I were smart back den, all I simply would have done was to copy out her ATM card number and _cvv number.. .. Voila. .


Efenized

lol how will you use it...... Almost all site requires otp

SEGLIZ:
you don't mean it!? I would want to take this for a joke.
did you really do throw mates shirts in the soakaway?
immediately I read your 'crazy act of the year' it took back to my school days.

. The idiot didn't want to pay back and he was spending money anyhow..... So I decided to do what will make him cry he actually didn't know I was the one, I also joined the search when he started looking for his shirt...........

SEGLIZ:
......... it is said that tweeters are liars but for the fun of it by their ranking.........

#5
that idiot that giving a stranger kid a condom for a balloon.

#4
that stupidity smoking weed before his father.

#3
spanking a lady's ass on bike and getting away.

Here we have a tie.
#2
the guy that did his bath in front of a bank.
#2
the guy that ran all the way from his bus stop to the gate of his estate because of the walking dead on the street.

#1
the man that threw his roommate shirts in the soakaway. that one bad o.

that number one is me.... Bro still surprised that my post is on naira land

....

Teniolasmart@gmail.com

Obodo999:
Yes. it is spiritual achievements of overcoming temptation and spiritual purity. But you will never understand.

congratulation

dis is so irritating;;;;;;;;;;;;;;;;;;;vomits and runs out of thread

photo or nothing

big fat no

all this long epistle cos you turned down a girl sexual advance.......and for your mind,you think you have achieved something in life by that

I predict Basel 1 and Man u 2

can someone please recomend a good dental clinic around ondo or akure to be precise

toprealman:
Report if you did WASSEC

don't understand u

olasaad:
What year?

2014

Thank GOD for my life.did waec 1's.click LIKE if you did waec 1's like me.share if you did not

space booked.no time to waste time

pl

ple

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