₦airaland Forum

project4OO:
Not artistic, but legible

my handwriting has the same qualities too. its not artistic but legible

Nice one jare...my younger sister wants to be an aeronautical engineer I tap into your blessings on her behalf jooor

PcNnews:
Exclusive from JoelsBlog


News reaching JoelsBlog is An aggrieved customer of First bank of Nigeria Abolade Bode who resides in Nigeria, but whose account was alleged to have been fraudulently manipulated to shop in London and bought air tickets in Budapest, Hungary, in a bid to seek redress has renewed his legal battle against the bank.


Joined as co -defendant is Mastercard West Africa Limited

In an amended statement of claim filed on his behalf by a Lagos Lawyer, Barrister Ganiyu Bello the customer averred that he maintains a current account with First bank of Nigeria and he has been operating the bank account since 2006,he runs the account directly by cheques and with the master card procured from the bank after due payment which he uses electronically through Automated Teller Machine ATM. Master Card west Africa limited produced master card bearing MASTERARD Trade Mark .

The MasterCard west Africa limited’s MasterCard is internationally acceptable and acknowledged and therefore projected to have high technology protection of its user hence the plaintiff confidence in using the Master card.


However, Mr Abolade averred further that on 17th August ,2012 he discovered that his account with First bank was fraudulently debited with the sum of N750,509.77.arising from unknown and unauthorized transactions,.

He promptly complain via voice and then by e-mail, his complaint was acknowledged, thereafter he physically visited the head office of the bank at Marina Lagos Lagos state on several occasions and in response he was told that the matter was under investigation.


In its letter dated 5th of September, 2012 the bank denied any liability, Consequently, the Plaintiff on 6th September, 2012, wrote a letter to Central Bank of Nigeria on the same issue, in its response the Central Bank in an e-mail dated 27th of September, 2012 directed First bank to review his complaint and respond within 72hours and its solution on the matter should be made known to the Apex bank.


Whilst awaiting for the response of First bank, the plaintiff made formal complaint to Mastercard west Africa by e -mail on 10th of September, 2012 and in response, MasterCard advised the plaintiff to apply for the payment of provisional credit to his account within 60days, in accordance with the advice he forwarded to the bank by e -mail dated 11th September, 2012, a request for provisional credit to be placed on his account, but the bank did not respond to the request.


Pursuant to the directives of Central Bank of Nigeria, First bank by e -mail dated 27th of September, 2012 made available to the Central Bank of Nigeria via e -mail a copy of which was sent to him, the details of the unauthorized transactions on his account runs thus, namely :


(a) Online transaction receipt for 3 internet purchases of auto parts made by Mr Manuel Caser of 22 Greengate street London and third from Digital.


(b) Two Air Tickets purchased on Wizz Air in Budapest showing Passengers’ names Gamote Iordam and Alina Claudia Duma respectively.


The Plaintiff averred that he does not know any of these persons neither did he authorized the transactions, the bank neglected to demand from the merchants Turner Shop and Wizz Air or their banks the sum of N750509.77 arising from the unlawful transactions on his account within 60days of occurrence as per the charge process and as adviced by MasterCard.


The Plaintiff averred that there was never a time the details of his Master Card which is always in his possession disclosed to anyone, and in the circumstances of this matter First bank is liable for the online fraud committed on his account because it arose from card skimming and or counterfeiting.


The Plaintiff contended that the online Fraud committed on his account was not due to his negligence but has been perpetrated by means of other compromises of the defendants’ security because the information required for online transaction are open and accessible only to the staff of First bank who handed and passed the MasterCard to him at the inception and the staff of MASTERCARD who had the custody of the card before issuance.


The Plaintiff averred that the loss of his N750,509.77 from his account has put him under serious financial strains and stress much so that he could not carry out important projects already lined up for execution.


Mr Abolade also averred that his account which has been debit frozen since August, 2012,in order to avoid further complications has constrained him access to his funds in the account and therefore cannot transact any other businesses in the cashless environment of Lagos state.


The bank in spite of several demands has failed to reimburse him.


In consequence of the foregoing, the Plaintiff claims from the defendants jointly and severally for the reimbursement of N750,509.77 and N10million damages respectively plus interest at the rate of 21% per annum with effect from 17th of August, 2012 until entire sum is fully paid.


However, in its amended statement of defence filed by Novolex solicitors, First bank while describing the Plaintiff ‘s suit as speculative, vexatious and abuse of judicial process urged the court to dismiss same with substantial cost, on the ground that the reported transactions in this instance showed that the Plaintiff card was used to order Auto parts in United Kingdom and to pay for Airline Tickets.

These transactions could not have been possible without at least the initiator or enabler knowing the number and other details, thus buttressing the fact that the Plaintiff must have compromise his security information.



First bank also stated that as a precautionary measure to prevent further dissipation of the funds therein and to enable the bank carry out full investigation into the complained withdrawals,another account was opened for the Plaintiff to enable him to continue with his normal banking transactions.

©JOELSBLOG MEDIA NEWS
https://joelsblog.com.ng/aggrieved-customer-sues-first-bank-to-court-over-alleged-mastercard-fraud/

Good evening but is it possible to sue a bank for disclosing private details??

Victorakats:
I have a feeling that she tried using drugs to abort her baby, but since the baby refused to be flushed, this became the outcome.

Or it could be a genetic defect, but I highly suspect the first to be true.

Anyways, humanity, that's all there is to life.

Horrible to say the least.

yeah I think that's what she tried to do

This is terrible.
Nigerians please stop this act.
It is disheartening to see that at this time and age people still encourage this act.
Most of the people doing this things do more terrible things..some of them are physical abusers, rapists, and even thieves themselves.
This is not right.
Aside from the government, let people try to prevent this act themselves.
Please

PurestBoy:
I have 2 boys, Kevin and Alvin, 4 and 1yr old respectively, both were on 6-month exclusive breastfeeding, Had Cow&Gate2 baby formula, Kevin is just too active, he doesn't doesn't even walk at home, he runs even when I take him out (cos he doesn't even play in the compound), he can't stay in a place for 2 minutes except he's watching his favorite cartoon channel GoTv 60, no matter how you beat him he doesn't cry for more than few seconds, he learns too much that he even corrects me his father but the problem is he's too active (I don't want to use the word stubborn). His 11+ mths younger brother is already following his footsteps, their mother shouts and beats Kevin every minute for jumping around in the house like monkey. He even engages in fight with me whenever I want to watch my favorite channels except I beat him thoroughly, he wouldn't allow anyone touch anything that is his. Their mother is fed up and losing weight and she's afraid his Alvin is already acting likewise. I don't know what to do because you can't leave Kevin alone in the house without closed monitoring for a minute else something bad and injurious might happen. All my life, I've never see a kid like my boy, I need advise on what to do, it was worse when he was younger. I don't like beating him like his Mom does but won't have peace at home due to excessive shouting and scolding except he's asleep. Anyone with ideas on how to curtail this?

awww...I want boys so bad

Liftedhands:
Zhara is pregnant

exactly

adedejidamilare:
I had a rush of emotions reading this. I'm glad I finished from OAU but I will never allow my children go there.

lol why

I attend the best school in Nigeria Oba Awon universities Great Ife!!!!

the guy I like actually has most of these traits....100% true

Great ife!

Great Ife

Bitchiamjay:
I don't know why I so much heart this lady


#YOLO

and I don't know why I hate her so much

Ra88:
I know Nigerian youths especially those on Nairaland will not support this man or even give him benefit of doubt because;

* He has not stolen billions of Nigeria money

* Nigerians love SLAVERY

* He has not displayed any punch lines like 'I belong to everybody and I belong to nobody'

* He is too young, we like them old, weak and senile.

* He has no history of ever being involved in political thuggery or military.

* And of course he doesn't have 70 years experience in Nigeria politics.

* This might not even make front page because he is not yet affiliated with them occult group named PDP & APC

NOBODY WILL EVER HAND YOU FREEDOM, YOU MUST FIGHT FOR IT.

weak and senile...wetin we do you today

they are pretty

she ain't faiyn

IstandWitBuhari:
All these 1st class, I'm beginning to doubt it meanwhile why didn't Buhari's children graduate with 1st class just like other Nigerians who studied abroad,are they also dullards like their father ?

they are not dullards nd u dnt av to tell the world everything

Trendy247:
Hmmm... Mek some niggas no go behead their parents o... All fingers are not equal.

I remember in those days whenever I visited my friends and see d luxurious life they were living, I always quarrel everybody wen I get home. Lol

But then when I saw people in worst condition, I gave thanks to God

I can totally relate d anger I feel everytime I see my frnds living cool .....Bt God knows best Nd some pple cnt get even what I have

menix:
Thank God ooo!!!, with my 181 i will get admitted into UNILAG to study medicine...

dream on my dear

DickDastardly:
Shut up biko .... na money carry you go

abi ooooh

angiography:
please Bro, target not less than 300 in the post ume to stand a better chance. medicine and surgery cut-off may be trickish in OAU.

is 300 possible ? Will dey allow calculators for dis post jamb ....nd pls when is d exam

falconey:
it should be,love. that's your ticket to luxury.

are u sayin shes wat i tink ure sayin she is ?

Dija jooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooor

Real true d eyes part tho

She toks too much .....lik shut up

I agree wit u ....but omotola ? I wont totally agree

Cutehector:
Nna lekwenu mo? Who is dis one?

Cutehector:
Nna lekwenu mo? Who is dis one?

Cutehector:
Goats be sayin he is igbo.. nw whch bank in Nigeria goes by the name Garanti

ure so pained

The love i av for dis guy tho

Demmieviere:
Last Year Cut-off Was 256.5.. Ma'am I Wld Advise U Obtain D COC Form.. 218/2= 109.. But If U Could Strive Hard 'nd Score 300 In Ur P.Utme.. I.E 300/2=150 + Ur Jamb Score/2=109 Which Will Give A Total Of 259. Think B4 U Take Any Action, Please,huh?

what course can we switch to that will at least enable us to switch back to pharmacy when in the school ?

I cant stand stupid talkatives , smart talkatives . I cant stand most extroverts ....most of dem are just empty barrels .....a smart introvert ? Perfect !

I totally totally agree ....i totally cant stand girls with close to zero iq ....dats y my frnds are very few , cuz u find dem all around u left right front and back .