Loan apps in Nigeria have been playing a major role in our lives lately especially when you consider what the current economy looks like these days.

An average working-class person in the country today desires a loan to solve one problem or the other, at least, once in 6 months. This is why the lending business is going to keep booming for a very long time.

Most of these lenders do not care about you. In fact, they hide a lot of things from you from the onset. All they want to do is to capture you in that desperate situation and take advantage of you.

By the time you're supposed to repay the loan you start getting deductions you never bargained for.

But did you know that there's a website where you can see EVERY LEGIT LOAN COMPANY. What this website does is that it will help you compare all the loan companies in Nigeria using the requirements you provide. And within 2 seconds, you'll see a list of companies that match exactly what you want.

Let's say, for instance, you earn 50k monthly. You know that it'll be difficult to find a legit company that'll be willing to grant you a loan without wrecking you with interest rates. But once you visit LoanSpot Africa, you can conveniently choose who you want to get a loan from.

YOU CAN VISIT THE WEBSITE HERE TO COMPARE LOAN INTEREST RATES FROM OVER 100 DIFFERENT LOAN COMPANIES IN NIGERIA

castruccio:
Source: http://biznessbuildup.com/seven-places-not-bank-where-you-will-get-loan-without-collateral-in-nigeria/

Getting loan is a discouraging process for business owners today, as such; many promising businesses have closed shops as there are no access capital to finance their business. I have decided to write about seven places where business owners can take loan to run their businesses. The loan given can go for a period of one year to offer the business owner a pay back flexibility. All that is required is for the business owner to have a running business, no collateral is required, more so, the business owner does not need to hold an account with some of the Loan givers.

PLACES TO GET LOAN WITHOUT COLLATERAL IN NIGERIA

1. Loans and Jobs Nig Ltd

21 Oladunjoye Street,
Ikotun, Last B/Stop,
Lagos
Contact: 08085093573
2. Youth Business Initiative

252 Herbert Macaulay Road,
Alagomeji B/Stop,
Yaba, Lagos
Finance for Age 18-35 only
3. Divine Success Plc

Kitchen Tower (beside Big Treat)
Omole Junction,
Ikeja, Lagos
Contact: 08025792482, 08038145326
You open account with N1, 000 and get loan of op to N500, 000
4. Online Co-operative Scheme

(AJO or ESUSU)
You contribute N9, 000 once for four people then expect N510, 000 free loans within 2 to 3 months without any condition. No interest, no repayment plan.

Contact 08034814464 for form and details.
5. BOI- Bank of Industry Limited

Bank of Industry House
23 Marina Street, Lagos Island, Lagos
6. Pearle Trade Ltd

AIT Road, Alagbado, Lagos
08060811692
He operate privately, call him if service is available he will tell you his address.
7. AB Microfinance Bank

http://www.ab-mfbnigeria.com
Ikeja (Head Office) 9, Oba Akran Avenue, Ikeja, Lagos Tel: 01-4482155-8

Other Branches of AB Microfinance Bank:

OSHODI 101 Oshodi-Apapa Expressway, by Oshodi Oke Bus Stop Opposite Mecure Healthcare Limited, Oshodi, Lagos Tel: 07098119475-8

IYANA-IPAJA 319 Ipaja Road, Opposite Government College, Iyana-Ipaja, Lagos Tel: 07098124105-8

SURULERE 29B Itire Road, Surulere, Lagos Tel: 07098120791-4

KETU 56 Ikosi Road, Ketu, Lagos Tel: 07098731737-40

APAPA 74 Mobil Road, Ajegunle, Apapa. Tel: 07098731733-6
If you are a business owner, all you need do is walk into the bank and tell them you need a loan, someone will attend to you and give you their requirements.

Remember that good packaging and presentation of yourself matters a lot if you want to get loan from these organizations, contact them as soon as possible as the sky will be your starting point.

Source: http://biznessbuildup.com/seven-places-not-bank-where-you-will-get-loan-without-collateral-in-nigeria/

Loan apps in Nigeria have been playing a major role in our lives lately especially when you consider what the current economy looks like these days.

An average working-class person in the country today desires a loan to solve one problem or the other, at least, once in 6 months. This is why the lending business is going to keep booming for a very long time.

Most of these lenders do not care about you. In fact, they hide a lot of things from you from the onset. All they want to do is to capture you in that desperate situation and take advantage of you.

By the time you're supposed to repay the loan you start getting deductions you never bargained for.

But did you know that there's a website where you can see EVERY LEGIT LOAN COMPANY. What this website does is that it will help you compare all the loan companies in Nigeria using the requirements you provide. And within 2 seconds, you'll see a list of companies that match exactly what you want.

Let's say, for instance, you earn 50k monthly. You know that it'll be difficult to find a legit company that'll be willing to grant you a loan without wrecking you with interest rates. But once you visit LoanSpot Africa, you can conveniently choose who you want to get a loan from.

YOU CAN VISIT THE WEBSITE HERE TO COMPARE LOAN INTEREST RATES FROM OVER 100 DIFFERENT LOAN COMPANIES IN NIGERIA

Booktree:
Getting a loan in 2019 is very easy as long as you have a good credit score ( You are not owing any company or bank). You can visit CRC credit bureau to check your credit score. Before we continue, here are some things you need to have before you can get a quick loan from any company.

Bank Verification Number (BVN) : This is an eleven digit number that gives you a unique identity that can be verified across the Nigerian Banking Industry (not peculiar to one Bank). If you have registered for it, you can dial *565*0# on your phone to check yours or you can visit your bank to register for it. Your BVN is one of the most important thing to have before applying for a loan.

Mobile Number: You need to have an active mobile number preferably one that has been active for about 6 months and also connected to your BVN.

Call and Message History: Most companies that grants quick loans to users rely mostly on your message history to know the amount of money that will be loaned to you. One of the things they check most is the debit or credit alert from your bank. The higher the amount i.e the debit or credit alert, the higher the amount of money that will be loaned to you. If you don’t have any message history, your loan application might be denied (70% probability).

Bank account: i would have removed this but i decided to add it. you need a bank account to receive the loan when its approved. it can be yours or that of a friend.

Next we will be looking into some companies that are willing to give you a loan and at the end, i will tell you the best company�. You know these companies are into the business of making more money by granting loans. Some of them charge a lot of interest on their loans while a few charge a reasonable amount

Major Companies that Grants Quick Loan
1). Palm Credit:



This is one of the companies i recommend. You have a 90% chance of getting a loan the first time you apply. They offer loans ranging from #2,000 to #100,000 which can be repaid within a period of 14 – 180 days depending on the amount you receive. One good thing about them is that the amount you are qualified to get can be increased instantly if you are willing to tell them more about yourself like uploading your drivers license, phone number, business details, family details etc. You can download their app from any app store or click on the link below to register immediately and get your first loan

Only three steps to Your loan: No paper work, no collateral
– Register
– Get Approval
– Disbursement to your bank account

2) KwikMoney



This is an instant loan service provided by banks, mobile network operators, and technology companies. Let me simplify it for you. This is a company that works together with banks and mobile network operators. If you have an old active sim, they can offer you a loan even without you requesting. This means they monitor transactions going on in your bank and sim. i never knew this company existed till i got one strange text from a strange number saying that i am qualified for a loan. i clicked on the link attached to the text message and within 5 minutes i got an alert. The only thing they request for is your phone number. This simply means that if you have an active SIM card of at least 6 months old, you are likely to get a loan. all you need to do is visit their website and apply. if you get a reply that you are not qualified, you can leave a comment below and i will assist you. They offer loans ranging from N5,000 to N200,000. The amount you will get starts from the least amount and rises to the top as long as you keep a good credit score.

Dial *561# to get started

3. FairMoney



This company grants you loan instantly as long as you have a BVN. All you have to do is download the Fairmoney app from any app store, fill in your details and they will decide on the amount that is good for you instantly. Kaboom! your money is ready. The have a downside too. their interest rate is high. You will be charged up to 30% interest for a 30 days loan. They are also flexible in the sense that the rate can be reduced if you decide to pay back early.

You can borrow between #1,500 – #150,000 for a period of 4 – 24 weeks. As i stated earlier, to get started, download the app from any app store, apply and get your money within 5 minutes. you can use this referral code: 2UN98

Click on the link below to see the two best companies that grants loan at the lowest interest rate

Loan apps in Nigeria have been playing a major role in our lives lately especially when you consider what the current economy looks like these days.

An average working-class person in the country today desires a loan to solve one problem or the other, at least, once in 6 months. This is why the lending business is going to keep booming for a very long time.

Most of these lenders do not care about you. In fact, they hide a lot of things from you from the onset. All they want to do is to capture you in that desperate situation and take advantage of you.

By the time you're supposed to repay the loan you start getting deductions you never bargained for.

But did you know that there's a website where you can see EVERY LEGIT LOAN COMPANY. What this website does is that it will help you compare all the loan companies in Nigeria using the requirements you provide. And within 2 seconds, you'll see a list of companies that match exactly what you want.

Let's say, for instance, you earn 50k monthly. You know that it'll be difficult to find a legit company that'll be willing to grant you a loan without wrecking you with interest rates. But once you visit LoanSpot Africa, you can conveniently choose who you want to get a loan from.

YOU CAN VISIT THE WEBSITE HERE TO COMPARE LOAN INTEREST RATES FROM OVER 100 DIFFERENT LOAN COMPANIES IN NIGERIA

adonis89:
Evening everyone, i got a 5months old tecno pouvoir 2 for sell. If you're interested & u reside in ph or Bayelsa, let me know please. Also if anyone can recommend any loan app that can give me 30k without collateral, let me know. I'm in dire need of cash to take my fiancee to d hospital. That's d reason i want to sell the phone too.

Loan apps in Nigeria have been playing a major role in our lives lately especially when you consider what the current economy looks like these days.

An average working-class person in the country today desires a loan to solve one problem or the other, at least, once in 6 months. This is why the lending business is going to keep booming for a very long time.

Most of these lenders do not care about you. In fact, they hide a lot of things from you from the onset. All they want to do is to capture you in that desperate situation and take advantage of you.

By the time you're supposed to repay the loan you start getting deductions you never bargained for.

But did you know that there's a website where you can see EVERY LEGIT LOAN COMPANY. What this website does is that it will help you compare all the loan companies in Nigeria using the requirements you provide. And within 2 seconds, you'll see a list of companies that match exactly what you want.

Let's say, for instance, you earn 50k monthly. You know that it'll be difficult to find a legit company that'll be willing to grant you a loan without wrecking you with interest rates. But once you visit LoanSpot Africa, you can conveniently choose who you want to get a loan from.

YOU CAN VISIT THE WEBSITE HERE TO COMPARE LOAN INTEREST RATES FROM OVER 100 DIFFERENT LOAN COMPANIES IN NIGERIA

An unsecured loan is a loan that is issued and supported only by the borrower's creditworthiness, rather than by any type of collateral. An unsecured loan is one that is obtained without the use of property as collateral for the loan, and it is also called a signature loan or a personal loan.

To clear the air, unsecured loan providers are not specially cut out for salary earners as most claim.

The essence of this thread is to know how many there are, knowing full well that new unsecured loan providers are springing up with each passing. When sharing your experience, please include below detail;

1. Registration process
2. Website/app (loan provider's platform)
3. Loan approval timeline
4. Interest Rate, etc...

I'd be starting with mine.

PS: I don't work with any of these providers, neither am I an agent. My reviews are solely based on user experience.

Loan apps in Nigeria have been playing a major role in our lives lately especially when you consider what the current economy looks like these days.

An average working-class person in the country today desires a loan to solve one problem or the other, at least, once in 6 months. This is why the lending business is going to keep booming for a very long time.

Most of these lenders do not care about you. In fact, they hide a lot of things from you from the onset. All they want to do is to capture you in that desperate situation and take advantage of you.

By the time you're supposed to repay the loan you start getting deductions you never bargained for.

But did you know that there's a website where you can see EVERY LEGIT LOAN COMPANY. What this website does is that it will help you compare all the loan companies in Nigeria using the requirements you provide. And within 2 seconds, you'll see a list of companies that match exactly what you want.

Let's say, for instance, you earn 50k monthly. You know that it'll be difficult to find a legit company that'll be willing to grant you a loan without wrecking you with interest rates. But once you visit LoanSpot Africa, you can conveniently choose who you want to get a loan from.

YOU CAN VISIT THE WEBSITE HERE TO COMPARE LOAN INTEREST RATES FROM OVER 100 DIFFERENT LOAN COMPANIES IN NIGERIA

Crunchyg3:
Which loan app is the best and reliable and can give a business person upto 100k for a start.
Please your input is highly needed

Loan apps in Nigeria have been playing a major role in our lives lately especially when you consider what the current economy looks like these days.

An average working-class person in the country today desires a loan to solve one problem or the other, at least, once in 6 months. This is why the lending business is going to keep booming for a very long time.

Most of these lenders do not care about you. In fact, they hide a lot of things from you from the onset. All they want to do is to capture you in that desperate situation and take advantage of you.

By the time you're supposed to repay the loan you start getting deductions you never bargained for.

But did you know that there's a website where you can see EVERY LEGIT LOAN COMPANY. What this website does is that it will help you compare all the loan companies in Nigeria using the requirements you provide. And within 2 seconds, you'll see a list of companies that match exactly what you want.

Let's say, for instance, you earn 50k monthly. You know that it'll be difficult to find a legit company that'll be willing to grant you a loan without wrecking you with interest rates. But once you visit LoanSpot Africa, you can conveniently choose who you want to get a loan from.

YOU CAN VISIT THE WEBSITE HERE TO COMPARE LOAN INTEREST RATES FROM OVER 100 DIFFERENT LOAN COMPANIES IN NIGERIA

Joy2Dwise:
I kept receiving pop-up messages from GTB on my mobile app stating that I was qualified to apply for loan but I kept ignoring them cus I knew that getting a loan is not as easy as that. I knew what I went through on few occasions when I had to take loans as small as 300k to sort out some immediate financial needs. It got to a point when I began to expect the bank to request the death certificate of my great grand father before they approve a loan amount that is not even up to my monthly earnings. The most embarrassing moment was when two close friends refused to sign guarantor forms because they claimed it was against their principle. I had to swallow my pride and go to a junior who eventually stood in as my guarantor at the end.

Out of curiousity, I clicked "accept'' just to see if it was real. Next message I got was that "your application has been accepted". To cut the long story short, I received an alert of about 1m.150k just few hours later and this sounded incredible. A scanned copy of the repayment plan was later emailed to me and when I did the calculation, I found out that the total percentage of interest is about 12% as against 22 - 26% which I was forced to cough out in previous loans I took from different banks in the past. This to me was a good deal even though I don't have a specific plan for it. Had to push it to my son's account while I wrap my head around what best to do with the money.

This instant loan and the attractive interest rate kept me wondering on the following:

1. Does it mean the banks now have so much money in their coffers to lend out to customers even without asking?
2. What is the reason for the low interest rate which to me is still far lower than what is obtainable?

I called my account officer to ascertain if I can invest it in FG bond but I wasn't impressed with the interest rate so I'm going to keep it in the bank pending on when I decide on what to do with it. Any good idea is however welcomed.

Loan apps in Nigeria have been playing a major role in our lives lately especially when you consider what the current economy looks like these days.

An average working-class person in the country today desires a loan to solve one problem or the other, at least, once in 6 months. This is why the lending business is going to keep booming for a very long time.

Most of these lenders do not care about you. In fact, they hide a lot of things from you from the onset. All they want to do is to capture you in that desperate situation and take advantage of you.

By the time you're supposed to repay the loan you start getting deductions you never bargained for.

But did you know that there's a website where you can see EVERY LEGIT LOAN COMPANY. What this website does is that it will help you compare all the loan companies in Nigeria using the requirements you provide. And within 2 seconds, you'll see a list of companies that match exactly what you want.

Let's say, for instance, you earn 50k monthly. You know that it'll be difficult to find a legit company that'll be willing to grant you a loan without wrecking you with interest rates. But once you visit LoanSpot Africa, you can conveniently choose who you want to get a loan from.

YOU CAN VISIT THE WEBSITE HERE TO COMPARE LOAN INTEREST RATES FROM OVER 100 DIFFERENT LOAN COMPANIES IN NIGERIA

sellamarket:
Today am going to share with you guys the best small business online loan lenders in Nigeria. Below are the top 10 business loans for startup founders, small business owners, and entrepreneurs seeking for collateral, non collateral, cheap and low interest rate business loan to empower their businesses.

1. OneFi Business Loans

OneFi Loans mission is to provide short-term and affordable consumer credit to individuals who have limited access to finance.

Customer service

The customer is our top priority, and we are committed to providing exemplary service at all times.

Innovation

This means listening to the customer and giving her what she wants – at a point and time of her choosing. Innovation really is that simple.

Technology

We leverage technology to make it easy for you to access our products irrespective of distance and time of day.


2. Aella Credit

Aella Credit is a Personal Loan lender that underwrites loans with a proprietary algorithm. Our pilot launched with a focus on the Nigerian market and integrated with local credit bureaus. Our team has over 30 years of combined experience with a core focus on technology, finance, risk management and analytics, we give affordable Personal Loans and strive to ensure an excellent customer experience.

Aella Credit offers loans with the opportunity for declining interest rates based on our in house repayment reward system while offering financial literacy training, and the opportunity to build credit within the consumer finance space.


3. KiaKia Business Loans

KiaKia is a direct money lender. We provide quick loans to credible borrowers within 1 hour of completing our entirely online loan application*. We are Nigeria’s first online money lender. No physical meetings, No paper application filings. Everything happens online and in real-time, 24/7.

Financial credits don’t give as much value to borrowers as making such available exactly when they need the credits. This is where our name KiaKia loan derives its inspiration. We want to deliver responsible lending services to credible Nigerians in real time. We are Nigeria’s premier online money lender.

BEFORE YOU APPLY

1. Be aware and advised that we take the credibility of our site users very seriously, hence we use industry’s most advanced data integrity authentication validation systems.

Users of this site must ensure that personal data are authentic and genuine to prevent avoidable blacklisting, denial of service and possible criminal prosecution where necessary.

2. Be advised that our primary means of identification for all our website users (borrowers and attesters) is the BVN (Bank Verification Number).

3. We use your social media as a source of data for risk assessment. Therefore, it is very important that personal information such as names on social media accounts MUST not be aliases or monikers.

4. Loans are not designed for business purposes and for long term use. Our loans are designed to provide financial credits for urgent and unexpected consumer needs before your next employment or business income.

Our loan rates could be as high as 240% APR (Annual Percentage Rate).

5. KiaKia is neither a deposit money bank, finance house, micro-finance bank nor fund manager. We are a licensed direct money lender. KiaKia nor any of our affiliate services will never solicit nor ask you for fund deposits with us.

Please kindly contact us to report if anyone contacts you soliciting for funds.

6. We will never ask you to share your debit card details either via email, SMS or phone call.


4. ZEDVANCE LIMITED

We are committed to providing consumer credits to our target market in the most efficient and convenient manner while ensuring best practice. We provide payday loans, Cash Loans to individual, groups and offer Point of Sale finance for consumer goods and appliances in partnership with retailers across Lagos.

INTEGRITY

We always keep our word.

We place our integrity high above other things, that’s why our company policies are geared towards fair business guidelines and frown upon exploitation of our customers. That’s one more reason why you can trust us.

COMMITMENT

We put our customers first.

We are commited towards giving you the best financial service that’s why we all work together as a team and devote the best of our ability to providing the best and most customer friendly loan services.

PROMPTNESS

We deliver on time.

We understand the urgency of your needs and the difference prompt service delivery can make. That is why we work fervently to deliver our services to you in record time without compromising on quality.


5. Rosabon Business Loans

Now more than ever, many people have resorted to taking out loans as they come in handy for situations that savings alone cannot handle.

With our loan facilities there are so many possibilities! Whether it is planning your wedding, paying the children’s school fees or remodeling your kitchen, Rosabon is here for you!

Our loans come with affordable interest rates and a flexible repayment schedule which is conveniently spread over a period of 6-8 months.

Rosabon Quick Loan

Attend to financial emergencies with Rosabon Quick Loan – RQL. With Rosabon Quick Loan, you are no longer caught unawares as you can now loan up to N650,000 within 24 Hours to finance urgent needs and emergencies.

No collateral, No Guarantor, Affordable Interest Rates!

To Apply, You Need To:

- Be in a paid employment
- Be between 21 and 58 years
- Have a current account
- Get a pension account or tax ID
- Acquire a valid Proof of Identification


6. UT Personal & Social loans

Our business loans are targeted at providing quick funds to business concerns towards meeting deadlines and attaining profitability and growth.

We pride ourselves on being able to deliver within the shortest possible time within the industry (72 hours) while we strive to even do much better than this.

Our business loan structures are simple; flexible and tailored to meet the needs of the clients with little or no hassles.

The tailored loan types under the business loan category are:

Working Capital Loans (WCL)

Are you out of stocks?, do you want to be more efficient in your business?. Improve your working capital position in a unique way at attractive interest rates.

Stop Gap Loans (SGL)

While waiting for the disbursement of an approved loan or financial package from the conventional banks or other sources of funding; our clients may avail themselves the opportunity to utilize this facility in order not to lose time on their projects.

Special Purpose Loans (SPL)

The SPL product is a quick financial response to LPOs; Pos; Project and contract finances.

We meet your contract deadlines; make your contract originators happy and proud of you at a price of winning more deals

Market Borrowing/Investments

We have a bouquet of investment products geared at encouraging our clients to maximize the returns on their fund while assuring fund safety.


7. Seedvest Business Loans

Our business loans are designed to meet the finance needs of commercial, small and micro enterprises.

Specifically, working capital, purchase order finance and invoice discounting finance needs are addressed by our business loans.

Features

- Loans up to N5million
- Tangible assets required as collateral

Requirements

- Duly completed application form
- Cashflow statements (sales records, bank statements)
- Full collateral coverage
- 3rd party guarantee/guarantor
- Completed KYC documents


8. FCMB Business Loans

SALARY PLUS

Personal loans are based on your monthly salary.

- Features
- Borrow N180,000.00 to N10,000,000.00
- Pay over 12 to 60 months
- Added Insurance for loan customers
- Pricing is based on employer rating

Benefits

- Versatility – Customers can apply for this loan in any branch of FCMB
- Flexibility – Customers can apply for a Top Up 6 months after initial loan disbursement
- Speed – Quick Turn Around Time

Eligibility

- Confirmed employee of FCMB rated companies. (The list of rated companies is available in our branches nationwide)
- Employer must give a commitment to remit his/her monthly salary to FCMB account.
- Minimum net monthly income of N18,000.00
- Employee must receive at least 1 salary payment in FCMB prior to the loan disbursement.

Visit any branch of FCMB for documentation requirement.


9. Stanbic IBTC Bank Business Loans

Our Business Loan provides funds which you can repay over one to five years. You repay the loan in monthly set installments.

Whatever your business plans, our fixed or revolving business loans can help you reach your goals.

What does it offer you:

- Where you use the loan to buy an asset, the asset becomes yours when you make the last payment.
- The repayments are structured to suit your business’ cash flow.
- You’ll get access to affordable insurance for your loan.

What you need to apply:

- The full names and capacities of those who will sign
- CV of each member of the management team.
- The reason why you need the finance.
- Your business’ financial statements, including an income statement, balance sheet and cash flow statements.
- Personal statements of assets and liabilities of all the partners, members or directors.
- A 12 month cash flow forecast.
- The amount of your own contribution and the source of the funds.
- If you do not have a business account with Stanbic IBTC Bank you must provide the business’ bank statements for the past six months.


10. RenMoney Business Loans

RenMoney (formerly RenCredit) started operations in 2012 under a unit Microfinance Banking License in Ikoyi, Lagos. It then upgraded to a state license to operate multiple locations in Lagos State.

This led to the opening of five additional branches – Ikeja, Surulere, Lagos Island, Apapa and Ikota.

RenMoney offers customers unsecured cash loans (i.e. not requiring collateral or guarantors) of up to NGN2.5 million for a tenor that ranges from three (3) to nine (9) months for new customers.

But, a returning customer enjoys a longer tenor of twelve (12) months.


Source: https://ioumoney.com.ng

You can actually swap your old phone - ANY BRAND AT ALL for a brand new Samsung phone of your choice. Click on this link to learn the process of a phone swap in Lagos.

Initially this services has been run by Slot partnering with Matrix alone as reported here. But not every body is aware that even that your old, abandon working smartphone can be swap for a brand new one With MTN trade in services .
The truth is you can even change your Nokia Lumia for brand new iPhone 6s… or pre-owned with Matrix Trade-in.


Simply walk into any of the designated MTN stores listed below, hand in your old Blackberry, iPhone, Samsung, Nokia, HTC, Infinix or Tecno phone in good condition and pay the price difference to get yourself a brand new phone.



How to get started


Walk in to any of the selected MTN stores listed below
Get your phone evaluated for a value by the assigned consultant
Select any available device of choice.
Pay the cost price of selected phone
LESS value of the evaluated old phone
Fill a Matrix trade-in form


Benefits of the program includes:
Full warranty.
Technical support.
Buy-back services.
Pre-owned phones that are Matrix certified.



Where can i trade my old phones for a new one?


Visit the listed MTN stores to trade- in your old phone today.



Outlet Address
Ikeja 1 Opebi Road, Ikeja, Lagos

Matori 16 Fatai Atere Way, Matori, Oshodi, Lagos

Kaduna Bank Road, Off Ahmadu Bello Way, Kaduna



Port Harcourt 234b Aba Expressway opp Hannah Fast Food Port Harcourt


Apapa Maritime House, Oshodi-Apapa Expressway, Apapa, Lagos

YelloCity 1267 Adeola Odeku, Victoria Island, Lagos
Enugu 34 Zik Avenue, Enugu



No matter where you got your phone from, MTN is willing to exchange it for you for a brand new one.

https://mobile.twitter.com/mtnng/status/644590437588561920

If you're looking for a reputable Samsung online store Nigeria, give SES Nigeria a try. They're 100% reliable.

cleanzy:
The name of the store is deluxe

www.deluxe.com.ng

I want to purchase a phone from their website and it's my first time..

Has anyone used their store before.

Please share your experience and recommendations

I want to buy samsung galaxy s7 edge and its the best price I've seen so far.

https://www.deluxe.com.ng/phones-mobile-phone-type-android-phones-smartphones-shop-by-brand-samsung-6

I called them and they said its brand new.

What do you guys think.

Or where can I get a genuine brand new quality samsung s7 edge.

I've checked all the samsung official stores I know and Slot...but it's not available.

And I don't stay in Lagos....

The store(Deluxe) doesn't accept pay on delivery outside Lagos.

Also, I dont want to use Konga or Jumia (Personal reasons).

Mini importation business is huge these days. There are now so many items you can buy cheap from countries like China and sell in Nigeria for very good profit. The opportunities are endless.

I came across this post. It discusses everything you need to know on how to start mini importation business in Nigeria.

eaglegist:
Mini Importation business is one of the fastest growing business you can get involved at convinency of your home, little Start up Capital and gives you the opportunity of attending to other business, which means you can do this business along with any other forms of business.

This post will be revealing all the secrets involved in Importing goods from china, UK, Asia and other countries. It will tell you all what you need for the the business, the sites to import those goods, how you will use free ship to transport the goods down to your home or shop, how to select quality products and other things you will need to be successful in ordering of goods from the foreign countries.

Mini importation business is one of the ways to make money online in Nigeria today, but a lot of people are yet to avail themselves to the possibilities that is involved in this online business.

The mini importation business is just an online small scale importation business model where a person with small capital can import goods from China at a low price and sell in the country at a higher price. It involves basically buying and selling. The only difference here is that you as the seller buy from outside Nigeria and then sell the goods in Nigeria. This if done right is highly profitable and lucrative and before you know it, you are on your way to a financially independence life.

The importation business is so cool that with less than ten thousand naira (#10,000), you can start a mini importation business and earn a handsome profit. The return on investments is mostly massive and it is so fun to engage in it.

In mini importation business, there is no need for a middleman or retailer, you get the goods directly to you from the manufacturer, and this is what makes the getting of goods very cheap for you.
Requirements to begin Mini Importation Business
If you want to do the mini importation business, you have to tick some basic requirements, this will set you in a pole position to avoid mistakes and errors and afford you the chance to enjoy your importation journey.

To begin importing, you will need the following in place already:

A valid home address
A naira MasterCard or visa ATM issued by any Nigerian bank of your choice
A startup importation capital {at least 10,000 naira}
The websites or online portals to do your cheap shopping.
A shipping company that will get your goods to you.
Knowledge of Mini importation business.

As you can see, the mini importation business does not really entails a lot of commitment from you, this is one of the reasons why it is one of the best online businesses you will ever venture in.
Most of the goods are very cheap so if you can imports the ones of high quality, your profit margin will really be mind-blowing.

A valid home address

This is important and it is basically where you stay. Most of the time, the postman or post office will usually call you to come to their office to collect your goods.
But the best thing you do is to input your valid home address, in the field provided when you are ordering for these items through your shipping company or you can always go to their office to claim your imported goods.

The reason is that your home address will determine the post office that your items will be sent to. It will be sent to the nearest post office to you.

A naira MasterCard or visa ATM issued by any Nigerian bank of your choice

The need to have a MasterCard or visa card is to make payment process very easy. Also, PAYPAL now accept Nigeria’s but you can only make payments.

Make sure you use new generational banks like ZENITH, GTbank, ECOBANK, DIAMOND BANK { this are cards I have personally tried to be working very well}. A startup mini importation capital {at least 10,000 naira}

This capital may look very small, but when I open your eyes to the prospects and benefits of goods you can shop for very cheap, you will understand why the profit margin is always very high.

The websites or online portals to do your cheap shopping.

Now you need the merchants website to carry out your shopping, there are many sites around, some that you must have heard off but I tell you.
In the mini importation terrain, there are series of secret websites that are only known to those in the trade.

eBay
Amazon
New Egg
AliExpress
Ever Buying
DH Gate
IP mart
Dino Direct
Cellular Country
Made In China
CellularCountry
Martview
DealExtreme
1688

A shipping company that will get your goods to you.

If you are interested in using free shipping then select free shipping to Nigeria option on top of the page when doing the search. The problem of free shipping is that it takes too long to arrive; it can take 2 months.
How Profitable is the Mini Importation Business
The mini importation business is very profitable and like I stated before, the profit margin is really great and enticing.

There is a popular misconception that you need to start with a huge amount of money, all that is bullshit, you can even start with just 10,000 naira.

Let us run this mathematics, you get 10units of 5,000MaH power banks at the rate of 1,000naira per unit. Those power banks go for 5,000naira in Nigeria. Just do the simple arithmetic and see the profit potential already.
What You Should Note Before Starting Mini Importation Business
There are some important things to note before you begin your cheap mini importation business in Nigeria. You have to know the maneuvers and tactics to avoid stories that touch, Go for products with “FREE SHIPPING”

Most goods tend to cost you a fortune to send them down to Nigeria, but there is even a special package, here the sender gets the product to you in Nigeria for FREE!

The only downside here is that, the goods may take longer to get to you. You really have to be very patient with the sender.

The sellers use this as an opportunity to more buyers and they are usually sent through China mail air post or Hong Kong mail services TO YOUR STATED RESIDENTIAL ADDRESS HERE IN Nigeria.

Search for a great but cheap brand to import

There will be a huge number of products on the mini importation sites and portals, there will also be a lot of producers and sellers for a single product type. It is better to go from the cheapest products as this will increase your profit margin considerably.

Your transactions and money are safe

All the transactions on the mini importation sites I will list later are all secure and legitimate, they are covered by a service called escrow, which tend to offer full buyers protections.


Continue Reading HERE

Read how you can buy from China directly from the manufacturer at lowest price and make profit of 300% or chat me on WhatsApp with 2348069655568

cc: lalasticlala, seun, mynd44

Dropshipping is quite an interesting business. Just like every other business you can get into, it has its own challenges. This just means that you have to be fully prepared before jumping into it. You don't go into it with your eyes closed, hoping on luck.

I came across this pretty detailed resource that has almost everything you need to know about dropshipping in Nigeria. Check it out.

kyemite:
Please I need your help on payment issues. How did you open PayPal businesses account. Do you asked some in abroad to open for you with your own details nii.
Please shed more light on that.
Thanks

I came across this super comprehensive post on Renmoney. It has everything you need to know before getting a loan.

Are you a Salary earner working in a Private/Public organization in Abuja, Lagos, PortHacourt, Ibadan?
Do you need finance to complete a project or meet an obligation?

RenMoney (your favourite consumer finance bank) is ready to meet your financial needs via our soft Personal Cash Loan between N50,000 to N2,500,000,000 @ a highly competitive interest rate. Repayment period is between 9 to 12 months. No collateral security/guarantor requirement!

BASIC REQUIREMENTS ARE GIVEN BELOW:
Valid Proof of Identification (Any of current Int'l Passport, National Identification, Voter's Card or Driver’s License)
- One recent passport photograph (within the last 6 months )
- Salary account statement for the last 6 months (stamped and signed) till date
- Staff Identification card
- Official email address (e.g tezeokafor@renmoneyng.com)
- Pension NUMBER or Tax Identification Number
- Copy of Employment letter or confirmation, promotion or recommendation letter
- Post-dated cheques for the period of repayment.
- PHCN bill, water bill, Rent bill NOT older than three months
Call us on: 07067496990 and 09029375967
 

For a comprehensive review on Farmcrowdy.

MathsChic:
Hello All,

I'm sure some of you know about Farmcrowdy already. It's a digital agricultural platform where farm sponsors are able to purchase farms and reap rewards of up to 15% in 5-6months after gestation. Their website is www.farmcrowdy.com. I wrote about them sometime ago.

Now, I have come questions or concerns I'd just like to raise.

I had a chat with their representative online regarding the nature of insurance they provide for invested money. According to them, all monies invested are insured by Leadway Insurance, so investors don't lose money. However, the nature of this insurance is not disclosed. I pressed the representative further and all I got in return was that "this has not happened before". On asking how they intend to cover the loss they'll incur if it does happen, I got no response. I couldn't even elicit a response how this insurance mechanism is structured and how they interpret losses, if they do incur one. Is a loss when they fail to make their desired, expected revenue, or when they make only an insufficient percentage?

Responses from the representative were standard copy-paste responses, with some even repeated for the same questions. I find this a great concern.

I don't know if anyone has heard of Theranos (an american bio-tech coy). They came onto the scene making promises which turned out false. But it took the investigative power of a diligent WSJ journalist to out them. Unfortunately, Nigeria is not such a country gifted with tech journalists who go the distance in their investigations, else wouldn't it be nice to have someone on their case?

I'd love to know what you think of this. We need to get the detail of that insurance with Leadway.

Looking for a platform to invest on? here's a comprehensive review on Thrive Agric I came across: https://www.investsmall.co/thrive-agric-review/

Wickedfacts:


Agropartnerships, Thrive Agric.

Would have replied earlier, was banned.

I came across this comprehensive review on Branch Loan.

yommen:
Hello Guys,

What's your opinion please? I've been seeing this Branch Money lending app online. I eventually downloaded it from play store and as I was feeling it, it requested for my BVN which made me to feel unsafe at that point. Has anybody in the house tried?

Please advise.

For those on this thread who'd want to build a career in catering, especially those in Ghana (sorry Nigerians ), you have an amazing opportunity to become a professional caterer in just 24 weeks!

Prime School of Hospitality and Culinary Arts is one of the leading catering schools in Ghana offering courses in all things 'hospitality'.

Visit their site to learn more: https://primeschool.com.gh/

globalcaterer:
Global Caterer Nigeria Limited specializing in corporate events, private parties. Established in 2009, providing clients with quality food at competitive prices and a Service that is efficient, friendly and courteous. We can provide comprehensive food service solutions for any event ranging from company outings these include:
Gourmet Catering Services – Christmas parties, End of Year Party, launch, Company celebrations and promotional events. Meticulous events big or small that need a menu that will be remembered, excellent service to impress and unparalleled efficiency in planning and coordination to ensure your event will happen the way you want it to.
Large Scale Off-Premise Events Catering – Company outings, retreat, and off location celebrations. Events that require consistency in food quality and guaranteed food safety. We have done events for as large as 2,500 and still exceeded our client’s expectations.
Catering for Seminars and Whole Day Activities - Training Seminars, Conventions, and Company meetings. For any event that needs attentive service and sumptuous food beyond the usual lunch or dinner, we offer competitively price full board packages that include breakfast, snacks, lunch and dinner.
Corporate Canteens - We offer a complete range of corporate canteens services, including breakfast, tea break and lunch. our services can be customized to suit your exact need.

Some of our customers include reputable educational institutes, governmental agencies, corporate bodies and high net worth individuals such as:
1. Associated Discount House Limited (ADH)
2. Nigeria Civil Aviation Authority (NCAA)
3. Pam Prying Child School
4. Eco Bank
5. Training Consulting Research ( FITC)
6. Financial Institutions Training Centre
7. Nigeria Employers Consultative Association (NECA )
8. Nigeria National Petroleum Corporation ( NNPC)
9. Standard Union Securities Limited
10. Network individuals and some Event Planning too numerous to mention.
Our Corporate Objectives are geared toward delivering services of the highest international standards that can be sold to customers at a profit.
• To provide highly nutritious and healthy meals
• To identify the needs of target markets
• To produce goods and services of excellent standards to meet the specific needs.
Our Mission Statement is to achieve our corporate objectives, we believe that
• our customer must get the best possible service at a reasonable price
• Individuals must be respected and customer care is paramount
• Excellent superior performance must be pursued
We are looking forward to your patronage and we assure you that we give satisfactory services.
Office Address: 36, M.K.O Abiola Crescent, off Toyin Street,
Ikeja, Lagos,
Nigeria.
email: globalcatererservices@yahoo.com
Phone NO: 08027169978, 08105875588
Thank you.

Workforce Group is an outsourcing company in Nigeria, a recruitment agency, a training company, a management consulting company, a technology recruitment company, and a market research company.

fedrick901:
Best Recruitment Companies in Nigeria - 20 List Of Recruitment Agencies

here are the list of credible Recruitment Agencies


IRIS Consulting

Strategy, Leadership Development, and Performance Management.
Address: 16th Floor, Reinsurance House, 46 Marina Steet, Lagos.
Phone: +234 1 471 4639; Fax: +234 270 1662.
Website: http://www.irisconsulting.info

BBC Consulting Limited

Management Consultants, Manpower Training, E-business Support Services & Publishing
Address: Charter House, 199, Ikorodu Road, Obanikoro Lagos
Phone: +234 1 4977941-4
Website: http://www.bbccharter.com

Change Management Associates Limited

Address: Societe Bancaire Building (2nd Fl), Plot 1683, Sanusi Fafunwa Street, Victoria Island, Lagos
Phone: +234 1 618177-8, 2625059
Pandora Services
Address: Super Plaza Akerele Street Surulere Lagos
Phone: +234 1 5834119, 830840

People Temp Recruiting, Temporary Placement Agency

Address: 56B Isaac John Street, GRA Ikeja Lagos.
Phone: +234 1 7911639, 4960569
Website: http://www.peopletemp.net

PG Consulting

Address: 79, Bode Thomas Street Surulere Lagos
Phone: +234 1 4702309, 5851614 Fax: 01-5847730
Website: http://www.pgconsulting.com

Phillips Consulting

Recruitment, Info Systems, Corporate Finance, Business Alliances etc
Address: 4th Floor, UBA House, 57 Marina, Lagos.
Phone: +234 1 266 5469, 266 5363; Fax: +234 1 266 5325.
Website: http://www.phillipsconsulting.net

POISE

Finishing School
Address: 59C, Adekunle Fajuyi Way, G. R. A., Ikeja Lagos.
Phone: +234 1 497 4505, 814, 8555, 791 9431.
Website: http://www.poisetfs.com

Private Word International

Address: 1b, Adegbeyeni street off Allen Avenue Ikeja Lagos
Phone: +234 1 7934274
Website: http://www.privatewordseminar.tripod.com


More & Source: https://recruitmenttrust.com/recruitment-companies-nigeria/

Apply for latest Job recruitment
NNPC Recruitment

Civil Defence Recruitment

FRSC Recruitment

CBN Recruitment
NIS Recruitment 2018 | Register for Nigeria Immigration Service HERE
NYSC Portal Registration Here 2018 – portal.nysc.org.ng
INEC Recruitment

Workforce Group is a market research company in Nigeria helping multinationals take advantage of the ever-growing Nigerian business ecosystem.

akinniranye:
Market research isn't something you do as a one-off when you launch your business. Business conditions change continually, so your market research should be continuous as well. Otherwise you run the risk of making business decisions based on out-of-date information, which can lead to business failure.

The more you succeed, the more competitors notice - and react to - what you are doing. A market-leading offer one day may be no better than average a few months later.

Apparently loyal customers can be quick to find alternative suppliers who provide a better deal.

As products (and services) age, sales growth and profit margins get squeezed. Understanding where your products are in their lifecycles can help you work out how to maximise overall profitability. At the same time, you need to invest in innovation to build a stream of new, profitable products to market.

Information sources

Published information can provide useful insights into market conditions and trends. As a growing business, your own experience can be even more valuable.

You should be able to build up an in-depth picture of what customers want, how they behave and which of your marketing approaches work best.

Taking the time to talk to key customers pays off. Your suppliers and other business partners can be important sources of market information. You should encourage your employees to share what they know about customers and the market. Effective IT systems can also make it easier to share and analyse key information such as customers' purchasing behaviour and preferences.

You may want to carry out extra research as well - for example, to test customer reaction to a new product.

Meet our research consultants today.

Novatia Consulting Limited
Suite 22,POWA Plaza, Garki Business District,
Abuja
Nigeria
www.novatiaconsulting.com

You missed out on Workforce Group. That's like the best outsourcing company in Nigeria. The also do recruitment and assessment for candidates, and even offer learning and development services to organisations

merit1988:
nice one

Do you do website design training? I want to learn how to design websites

UGOANUMZ:
Hello there...

Are you looking to start a business or you've already started?


Have you ever thought about the importance of having a website for your business? If you haven't, I'll tell you.


I know you probably have a Facebook page, an Instagram page, or a Twitter account and now you're wondering... "Why should I still have a website when I have all these social media accounts?"

LOL.


Let me tell you something:


Social media accounts are great to have. No doubt.


But the fact that they're free for you to use make them VERY RISKY to depend on.


You remember the saying that goes like this: 'You should never put all your eggs in one basket'?


Putting faith on just social media accounts can TOTALLY RUIN your business. No jokes.


Just a few days ago, some Twitter users woke up one morning and realized they couldn't log into their Twitter accounts.


How shocking that must have been.


Some of those Twitter users had over 100k followers. Yes. One hundred thousand followers!


Imagine your Twitter account for your business with over ONE HUNDRED THOUSAND FOLLOWERS GONE.


Just like that. Gone with the wind.


An account you worked so hard day and night to build.


Someone on Twitter board wakes up and decides he or she wants to have some fun and then goes on to suspend accounts at random.


There have been so many cases also where Facebook closed down people's business accounts for no reason at all. Same with Instagram.


That is so ridiculous, really.


But then, you can't blame these social media sites for closing your account whenever they feel like.


After all, you're not paying them any money. Or are you?


This is why you must take control of your business.


DO NOT HANG THE LIFE OF YOUR BUSINESS ON JUST SOCIAL MEDIA ACCOUNTS.


If you're serious about making money from your business in this modern and tech age, then you must get a website.


Here's why you must get a website for your business:



1.) A website is the only space you can have online and be in total control of

You can never have total control of a social media account.



2.) If you have a business and don't have a website, you are losing great opportunities for that business

Research has shown that 5 times out of 10, the moment a client is about to do business with you, they'll go online and search to see if
you have a website.



3.) Having a website shows credibility

It makes your potential clients trust you more. Anyone can create multiple social media accounts and swindle people because they are
free to create.

Don't get me wrong. People still swindle with websites but it's not as rampant as with social media accounts.



4.) A website can be used to accomplish different marketing strategies to help your business grow

With the advancements in the digital world these days, there are no limits to what you can achieve with your website.

You can track who visits your website, and items they clicked on. These data will help you provide more value to your potential
customers.


5.) A website is the center of your business' or company's online presence

Not a social media account that can be yanked off anytime.



These are just a few reasons why you must get a website for your business. There are tons of other reasons.


At Digital Metrics, we design beautiful websites that look great on all screen sizes.

And you know the best part?


They are VERY AFFORDABLE.


We design to your specification... blogs, company websites, e-commerce websites, websites for schools, churches, online forums... You name it.


You can send us an email: info@digitalmetrics.com.ng, or call us on +2349038270879


Check out our website: http://www.digitalmetrics.com.ng to see all the digital marketing services we offer as well.


They include:


1.) SEO

2.) Pay-Per-Click Advertising

3.) Email Marketing

4.) Social Media Marketing

5.) Digital Marketing Training

So, the latest news now is that President Buhari has urged Saraki not to leave APC.

Buhari on Thursday met with Senate President Bukola Saraki, believed to be the arrowhead of the impending mass movement, and appealed to him to stay back in the party.

Saraki and other aggrieved top members of the APC massed in the reformed All Progressives Congress (rAPC), including Governors Aminu Tambuwal (Sokoto), Samuel Ortom (Benue) and Abdulfatah Ahmed (Kwara) had met with the leaders of the PDP on Wednesday in Ilorin, the capital of Kwara State, to consider the absorption of the rAPC.

Buhari is trying to make peace and that's a good thing. But do you think Saraki still have enough influence to still be useful to APC?

Buhari's government is doing well to give business owners an enabling environment

Babayero212:
Anambra Motors Manufacturing Company - ANAMMCO - had downsized in 2011 due to the unfavourable conditions but has recalled 200 of the staff that had been laid off when production was revived under the Buhari-led administration. This is a clear indication that the Buhari govt is really supportive and well directed.

The FG is partnering with ANAMMCO to train beneficiaries of N-Build, a sub-component of @npower_ng under the @NSIP_NG. FG is supporting ANAMMCO to train youths in Automobile services in a bid to revive apprenticeship culture of Nigerians and fill the gap in Automobile sector.

Share this till it goes viral abeg