₦airaland Forum

infantlion:
Hello specialists in the house,
I was given 15.1% for 182days@firstbank a month ago.Principal-1m ..Interest was rolled over...I.e no interest was paid to my account.

I intend to terminate my investment on Monday due to pressing issue at hand..
I humbly want u guys to help me with answers to these questions:
1.Can I get my principal(1m) back without deductions?
2.how long does it take to process tbill termination request?

Best wishes!!!

cc:feelamong & co

My brother, if you really want these questions answered, just go to page 422 where realjidejama posted a very similar question and I gave a very detailed answer from Nov 01 through to page 426and you will find answers to you questions

Kenerd:
I think certificate is the original waec result while slip is that one you get@first before getting the original, which one be evidence of name again?.
Tony56
Mine is showing cleared so maybe in two days, my clearance will start

If you own is showing "cleared" then which your clearance is starting in two days?.

You should simply proceed to upload all the requirements to get your clearance and pay other fees

Awesomemama:
I've learnt a lot so far
Thanks again

Oh! I am delighted that you are learning and enjoying it.
Don't be suprised that you may even cover it in 10-15days once you're finding it interesting.

You are welcome.

Awesomemama:
Thanks
Will do as you say

God bless you as you heed to my advice and I am very positive that you will come back to thank me and NEVER REGRET it

Awesomemama:
Hello guys, I recently just started developing interest in T-bills.
Please I have some questions to ask, and I know it must have been discussed here earlier but it's really not easy doing a back read.
1. What's the difference between primary/secondly markets, and which is better
2. Best bank to use and does the rate differ for different banks?
Have some money which has not been in use resting in my account, which I'll like to invest .

Yes, ALL your questions have been answered SEVERALLY here.

Your best bet is to do the "back read" you're trying to avoid by picking about 10 pages daily to read and by the time you get to between 250 & 300 pages, I bet you, that you MAY not ask ANY further questions again as it would have provided answers to ALL other potential questions. Else, you will keep asking questions for a long time and may not readily get answers because some of us are already getting tired of having to repeat answers.

Pls don't wait to be spoon fed as some of the food may fall off in the process.

Since you "have just started developing interest in TB" there's no need to be in hurry. You can read EngrIKEM''s post above and my response at 05:01 today as a lesson.

Pls don't learn the hard way.

My 10kobo advice!!!

EngrIKEM:
Please nairaland help me i did tp last 3months and it was @13.000 for 91days today i saw my money created with three thousand something as my profit i then went to bank i was told dt the 13.000 is per annual, and within me i think something is wrong please ur advice is needed

NOTHING IS WRONG!!!
That's what happens when someone jumps into a river without knowing it's depth.

When we advise newbies to read previous threads and know what they want to go into, we get insulted and we are called names.

A lot of people like to be spoon fed instead of learning how to eat. So the resultant effect is what happened.

If 13% is for just 91days, then who will work again or who will be stupid to opt for 15.6% for 364days?

tobe4real:
i was inspired by this...ran to first bank this morning and did 2 different tenors 16.25% for 175days and 14% for 63 days...not a bad deal I think

Good thinking, great move!!!

AAU has started clearing freshers through kofa account as below.
But they're asking for both Birth Certificate & Evidence of Name.

Also, they're asking for Certificate & Result Slip.

Does anyone know the differencestatus or what they are actually asking for?

Kenerd:
has anyone else paid acceptance fees?

What about you
I thought you promised to pay yesterday

*AAU ANNOUNCE SCHOOL FEE FOR 2017/2018 SESSION


2017/2018 Academic Session School Fees Schedule

All regular students (both old and new) are to please note that they are to pay their fees for the 2017/2018 academic session at the designated banks as stated below:
FACULTY BANK
a. Arts First Bank of Nigeria Plc
b. Education and Agriculture Fidelity Bank Plc
c. Natural Sciences and College of Medicine and Management Sciences Zenith Bank Plc
d. Engineering & Technology Eco Bank Plc
e. Law Keystone Bank Plc
f. Social Sciences UBA Plc
g. Environmental Studies Union Bank Plc




For the avoidance of doubt and proper guidance, the 2017/2018 academic session approved school fees and acceptance fee are as follows:
S/N PROGRAMMES | SCHOOL FEES
OLD STUDENTS ONLY | NEW STUDENTS ONLY

FULL PAYMENT | FIRST INSTALLMENT PAYMENT
|SECOND INSTALLMENT PAYMENT

1.Art, Social Sciences and Fine and Applied Arts N34,500.00 | N97,750.00 | N49,625.00 | N48,125.00

2.Economics, Public Administration, Business Administration and Banking & Finance N40,000.00
| N111,500.00 | N56,500.00 | N55,000.00

3.Natural Sciences, Agriculture and Education, physiology | N41,000.00 | N113,500.00 | N57,500.00
| N56,000.00

4.Engineering, Natural Sciences (Microbiology and Computer Science), Architecture and Building N45,000.00 | N124,000.00 | N62,750.00
N61,250.00

5.Medicine | N47,000.00 | N161,500.00 N81,500.00 N80,000.00

6.Medical Laboratory Sciences, Anatomy, Nursing, Law and Accounting N47,000.00 | N129,000.00
| N65,250.00 | N63,750.00

7.Institute of Education N40,000.00 | N111,500.00 N56,500.00 | N55,000.00

8.Concessional Fee N10,000.00

9.Acceptance Fee: (NEW STUDENTS ONLY)
a.Medical Students (Medicine and Surgery) N75,000.00
b.Others N60,000.00
10.AAU Lapel/File N800.00
11.Matriculation Gown Fee N2,000.00
12.Students’ Union dues N1,000.00
13.AAU Student Welfare Assurance N500.00


*HOSTEL CLEARANCE BEGINS ON FRIDAY

collinometricx:
Yes



It is never too late

Yes it's not late yet cause it affects ALL. but those of us interested in the university hostel need to be fast at paying so as to be able to get one, and good one for that matter. If not, I won't be bothered at all

collinometricx:
Nop

Then we can't do the court affidavit now as we need to write our Matriculation numbers there as it's written in the sample format.

Well, we'll continue to wait till kofa gives us clearance to be able to proceed further.

Hope you're all having a very beautiful Sunday?

Tega9999:
As regard the ghost tag,i was a ghost reader,i guess i made the word 'ghost' popular here,coz i was the first person to come out openely about it,but since then i have been contributing 2 dis page.
Anyways thanks for helping out.

You are welcome.

Tega9999:
Help out!.
I haven't paid mine yet i was at a c.cafe,and the guy said that i have to wait till my kofa shows cleared.

My friend, go and read my post at 12:45pm on 10th November 2017. I have explained how to do it there.

Is it what you are told at the cafe that you should take or what the university has asked you to do?


I have not been seeing you on this thread so I join you with those we call "Ghosts" and anytime you come, you should endeavour to read ALL the posts you have missed.


If you have a smart phone that can use Chrome as your browser, you don't need to go to any cafe to pay the acceptance fee. I paid mine through my phone and many others too have done so.

The guy at the cafe does not know what he is supposed to do except you guide him and except if he has been doing it for others before yours and if you don't know what to do, how do you guide him to do it for you?

If you can't do it on your phone and you live close to Ekpoma, then the cafes there can do it for you cause they've been doing it for others.

So it's only after paying your acceptance fee that you need to wait for your kofa to read "cleared" before you can proceed to pay other fees.

Cms38:
*2018 ACADEMIC CALENDAR,RESUMPTION DATE AND HOSTEL CLEARANCE*
(THOMPSON JOTHAM)

*It is no longer new that the 2018 academic calendar is around the corner and new students are resuming on the 5th of November while old student resume 12th of November 2018*

*Admitted students are yet to see their course but be rest assured that before this week runs out everybody will get their courses*

*Matriculation holds on 18th of January 2018*

*A new username and password will be given to you (username must begin with E10) then online clearance starts immediately*

*HOSTEL CLEARANCE*
*The portal for payment of school fee for both old and new student will be open any moment from next week*

*Portal should have been enabled last week but due to some reasons it wasn't open*

*Students presently occupying the hostel should be getting set to evacuate the hostel almost immediately after exams so as to low new occupant because the management is bent at maintaining a hitch free calendar*

*Buying of illegal bed space will not be accepted next session*

*All forms of hostel clearance will be done onljne*


*It should be noted that the era of SCHOOL CALENDAR AND STUDENT COLANDER IS OVER*
(old student understand what I meant by students calendar)


*Meanwhile those who fell victim of the law against wild jubilation are currently facing the music and we are advising others to take heed because ignorance is not an excuse in the court of law*


_*BELOW IS THE ACADEMIC CALENDAR FOR NEXT SESSION*_



*Sunday, 5th November, 2017 -*
Fresh students come into Halls of Residence

*Monday, 6th November, 2017 -*
Clearance/Orientation for fresh students begin

*Sunday, 12th November, 2017 -*
Old students come into Halls of Residence

*Monday, 13th November, 2017 -*
First Semester Lectures/Normal Course Registration for all students begin.

*Thursday, 21st December, 2017 -* Christmas Break for ALL Students

*Sunday, 7th, January, 2018 -*
ALL students come into Halls of Residence

*Monday, 8th January, 2018 -*
Continuation/Resumption of First Semester Lectures

*Thursday, 18th January, 2018 -* Matriculation for 100L students

*Monday, 22nd January, 2018*
*To Friday, 26th January, 2018 -* Mid Semester Tests for ALL students

*Monday, 29th January, 2018 -* Normal course Registration for all students end

*Friday, 9th February, 2018 -*
Late Course Registration for all Students end.

*Friday, 9th March, 2018 -*
First Semester Lectures end

*Monday, 12th March, 2018 -*
First Semester Exams begin with GST and ENT Courses Saturday,

*7th April, 2018 -*
First Semester Examinations End

*B R E A K*

*Sunday, 22nd April, 2018 -*
Students come into Halls of Residence

*Monday, 23rd April, 2018 -*
Second Semester Lectures begin

*Monday, 4th June, 2018 To Friday, 8th June, 2018 -*
Mid Semester Tests for ALL students

*Friday, 20th July, 2018 -*
Second Semester Lectures end.

*Monday, 23rd July, 2018 -*
Second Semester Examinations Begin with GST and ENT courses

*Saturday, 18th August, 2018 -*
Second Semester Examinations end.

*Monday, 17th September, 2018 To Friday, 21st September, 2018 -*
Faculty Board of Examiners meet to Consider Results

*Wednesday, 26th September, 2018 to Friday, 28th September, 2018 -*
Meetings of Senate to consider Results/end of Session


*#IamApostle*
08183926896

Is the student username (ID) same with Matriculation number?

awesomeJ:
Pa Emma, this is what the investor wrote: "On the terms and condition for the proof of investment I got it says( Termination of investment before maturity attracts 25% flat penalty on interest earned ) "
It is stated that the penalty will be on the interest earned which in the case of premature termination, cannot be the same as interest accruable on the full investment.
However, I do not mean to raise an opinion contrary to yours for while I yet toddled, you were already an investor. I salute sir.

Did he not earn the N68,000 interest before deciding after 6 days to terminate it?

emmanuelewumi:
The 25% penal charge is for the interest ad found in your proof of investment letter. If you are expecting an interest of 40000 for a 182 day investment.

If you terminate after 91 days, you will first of all lose 10k, then the interest will be prorated for 91 days which is 20k.

The investor will end up losing over 30k for premature termination of his investment.

Thanks and God bless you for the explanations.
He should have gone back to read the agreement the customer had with Union Bank to fully understand what you have explained to him.

In my view, he merely expressed how he would have loved the bank to apply the 25% deduction and not what the agreement states

Jumeeeeesal:
can an applicant pay using etranzact pin @ the bank?

Oh yes.

Cms38:
Guys the atm i have is not a master card..can i use my verve atm card..can it be done using my phone or i visit d cafe.?How much will it cost if i go to a cafe?Reply me plz guys

Has anyone told you that it must be Mastercard?
Follow the steps to where you will be required to pick your mode of payment and you will see the different types of ATM cards that can be used.

You can use your phone provided it's not a "Palasa" type but ensure your browser is Chrome and select Desktop view as I have already explained to Kerned earlier today

Kenerd:
Yes it's with matric gown and co. 78k and 50 naira. I'm so excited

About what?
The offer of admission?
The fees? Or
The course of study?

Kenerd:
ok thanks.... tony56. I have seen the stuff 78k for MBBS...... So we will submit what we get to the school to obtain receipt when we go for clearance?

YES O.

Kenerd:
ok thanks.... tony56. I have seen the stuff 78k for MBBS...... So we will submit what we get to the school to obtain receipt when we go for clearance?

Mind you o.
You have to pay the acceptance fee together with Matriculation gown fee.

I paid 63,050 whereas acceptance fee alone is 60,000 so yours may be N78,050 and not N78,000

Kenerd:
Tony56, how did you pay?.... I've filled that form and submitted, which account did you pay to?.... pls elaborate.

Go to aau.wakeup.

You are advised to use Chrome if you are using your smartphone and change to "Request desktop site" by clicking the 3 BLACK dots on extreme top right of your browser.

Then Click the 3 white lines on top right.
Login your new username & password then click "Login" in blue box and your Base data will be displayed.
Then go to 3 white lines on top right again & click it.
Then Click my "data".
After that, click on "Add current session payment ticket".

From there you should be able to do the rest by picking the type of ATM you want to use for the payment and supplying your ATM details for you to be able to make the payments.
Good luck.

Cms38:
Guys does it mean I can pay acceptance fee now even when it is showing clearance requested?

Oh yes but acceptance fee only. Then wait till you see "cleared" to proceed further

Cms38:
Guys does it mean I can pay acceptance fee now even when it is showing clearance requested?

Oh yes but acceptance fee only

Cms38:
I'm yet to pay acceptance fee
..hopefully next week....how much were u charged at cafe?

At Cafe?
I paid using mastecard on my phone.

Hmmmmmmmmmmmmm.
The Ghosts have started coming out. Very soon, this place will be turned into market place and the scammed too will be here if not here already to do "business "

So we should all be very careful about doing any business with people we don't really know. Stop doing ANYTHING through agents.

Do it yourself or get duped. Also, if you have not been offered admission, pls know that fraudsters have already been defrauding people claiming that they are this or that in the university, and that they can help you do it-its a lie o.
They often ask you to send money to them to do it for you.

If you have done change of institution to AAU and you have not been able to apply for Post utme, just be patient cause AAU has not uploaded your name yet. It will be done soon and do not send money to anyone to help you do it except you just want to do "Sara" "Sadaka" or alms giving.

A WORD IS ENOUGH FOR THE WISE!!!

Cms38:
I was offered nursing.. What about you guys?

Is that not what you applied for?
I was equally offered my English language na

Cms38:
Remi...Toni...kenerd ...and others how far Na..our course don show o

Oh yea!
Thanks.
I have paid acceptance fee and waiting to be cleared in other to proceed further. Have you been cleared?

Kenerd:
AAU has given password

Oh yes.
We can now proceed