₦airaland Forum

mistadayo:
My 182 days treasury bill is to mature today 5th. When will I get alert? It's una. And please can someone mention me with the bidding schedule time table. Thanks.

I got my alert for matured 91days TB from Stanbic at exactly 12noon today

Irene1999:
Do you know that AAU might not use your screening mark for admission,they will use your jamb score and o level result cos that exam is just yeye exam is di jamb result they will use or OK person who score 205 and get 79 and anoda person scored 239 got 73 and both want to study MBBS it the second one they will choose

That's just a wishful thinking.
We shall all see in few days time

Kenerd:
Cut off mark will be out this month...hahaha

That's a prediction everybody can make and not fail

remi1444:
Kenerd, yamendiva, tony56 and Cms38
DELSUis using the former method. whatever a candidate scores during the aptitude test is not his or her final score kwa. His or her jamb score is divided by 8 and the screening point by 2. praying AAU adopt same method.

���
Praying for what has already been decided?
Haven't you seen your putme result in your kofa acct?

remi1444:
MBBS--75-78
NURSING---65-70
LAW-----68-75

Forget that.
With the very high scores I have heard of, cut off for mbbs; Nursing &;Law can never be lower than 75%.

It's just a matter of few days and it will all be unveiled

remi1444:
Am trying as much as possible to be serious...lolz. Am a victim of this system error. if i could reapply for "rescreening" i would, i feel cheated by AAU CBT.

Why don't you find a way of complaining to the university authorities?

yamendiva:
Then how come a friend had 36 in her kofa acct....
She had 174 in her utme- 30
And 42 in her screening - Let's say 21%
And her o' level 2B and 3C - 12 .....
All together if I should calculate it that's - 63...


But she saw 36 so how did they calculate her result for her to see 36 in her kofa acct

Me think that the kofa account is not error proof and that''s why she should endeavour to complain to the university authorities.

Also, the university should stop treating the way they calculate their post utme grades in secrecy to boost their image and credibility so that of there's a mistake, aspirants can seek redress

Desanta:
Same question, over and over again. Becoming boring.

Oh yes and it's because many people are really lazy.
They want to be spoon fed. I don't know why some people find it difficult to go back to read previous posts to aquint themselves with what happened in their absence from the forum.

Same question was asked just few pages back and don't be suprised to see same next week

remi1444:
i disagree with the bolded sir, a friend had 233 in jamb and 100% in screening let me evaluate based on your formula:
JAMB___ 233=30/50(30points)
Post utme___30/30(20points)
O.level_______Cparallel(10points)
But she had 82% as screening point on her profile. where did the remaining 35% evolve from?

82% on her kofa account? And did you see it?

I had 24/30 in screening test;
244 in utme =40/50
1B & 4Cs in o/level = 11/20 and final score of 75% in my kofa accoint

Jumeeeeesal:
what's the hope of a candidate with jamb score 206 and screening score: 78 course vying for: Bsc Nursing. Best regards

What matters most is your kofa acct score and not utme result. The utme result; screening test score: o/L result score have all been computed to arrive at your kofa score as I posted earlier today. So your utme score no longer matter.

For your information, those who scored between 161 & 240, all have 30marks over 50 while between 241 & 320 have 40marks

Kenerd:
seriously that's what annoys me.... I've seen some people with like 220 230 jamb score scoring 76 78 even 80 in the post ume.... are they lying?... IDK....
If you remember this same thing happened last year with ppl like... I think lizzydonald... she had higher than calculation method score...... AAU self

Use the method I posted earlier this morning to calculate and see if your kofa acct result differs from what you get before concluding that something went wrong

Kenerd:
Even this year I'm trying to work it out but to no avail. I scored 82 in the screening.. jamb 295..... I am just dying to see cut off

This is the way it was worked out:

Jamb score is 50%
Screening and o'level result is 50% ie 10 questions for 30 marks, o'level result for 20 marks for d relevant 5 subjects

A is 4 marks
B2 and B3 is 3 marks
C4, C5 and C6 is 2 marks
D7 is 1 mark
F9 is 0 mark

Jamb calculations
1-80(10)
81-160(20)
161-240(30)
241-320(40)
321-400(50)
So your Jamb score of 295 = 40/50.


Use your details to work yours out and what you get should be what you find in your KOFA account.

lizzydonald:
Yes. This is for my brother for Law. Any issue?

Hmmmmmmmmmmmmmmmmm

remi1444:
pay him no heed, he is obviously a scu.mmy scammer who finds extra pleasure in defrauding naive candidates.

Thanks and God bless you.
He is not even smart at all the way he is going about it

PinocchioDMZ:
I just confirmed from fidelity bank that there would an auction on Thursday but they said my instruction much get to them before 12pm Tomorrow.

Auctions are never held in Thursdaysome but Wednesdays old note

Alikote:
sure been try to get a one year tb for two auction but cant get by using gtb guess time to move to stanbic

Again, I hope you are not specifying your own bid rate in the form given to you at the bank if your investment is below N50m instead of indicating that you want to go with the bank rate?

If that is what you have been doing, there lies your problem. Ideally, the bank is supposed to reject your application if you do so and inform you that it can't be processed except you are prepared to go with their rate. But because they are usually not happy that you want to do TB, they will deliberately not correct you and each time, they will keep telling you that "your bI'd was not successful" and your money will remain there for them to use until you wise-up

Alikote:
sure been try to get a one year tb for two auction but cant get by using gtb guess time to move to stanbic

Except you were trying to invest over N50m. I can't really understand why you were not able to get a onecyr TB for "two autions".

If it was for less than N50m, you would have gone with the bank''s rate, and I have never heard that GTB failed to succeed in any of their bids this yr and from an earlier post, somebody posted that he had a successful 364day-TB with same bank in the last auction. So why is yours different?

Hope you are not being deceived by someone in the bank especially your accounts officer if you involved him

You better take a bow and leave to better TB banks

xammy:
NEW SCAM ALERT.

I bidded through FCMB but i was shocked to my bone marrow that FCMB bidded 18.20 (calculated attempt to keep my money)
note that my money has been sitting since 1st of september.

am so bidding using my rate next time

be advised

Then what are you still doing there?
Just move in to better banks I'd you ate not satisfied with their services.

aaustudentadmin:
Follow me back so I can send you a PM.

I don't know why you are asking everyone who ask you question to "Follow me back so I can send you a PM"

When we ask questions or seek for an explanation of things on this thread, the answer is supposed to be provided publicly so that every member can benefit from it to avoid others asking same questions severally.

In this regard, I think this PM thing should not be encouraged. If anyone wants to help answer questions, the answer should be provided publicly since the question was also asked publicly.

This PM thing is becoming suspicious o

yomi007k:
Wow...same thing happened to me today...

Im moving to another first bank branch cos d ones I met wanted to frustrate my deals.

If you still want to stay with your first bank, you don't need to open another account.

All you need do is to do your transactions through another branch where your account officer will not see you and don't act like a newbie when you meet the Treasury Bills officer.

You see, many people cause the hostilities they encounter when they want to start doing Treasury Bills by informing their accounts officer probably because they are not aware that it does not pay him and the bank for you to exit savings or fixed deposit for Treasury Bills.

When you want to exit fixed deposit for Treasury Bills, you will be doing yourself a lot of harm by telling your accounts officer your real intentions. Just tell him that you are no longer interested in fixed deposits and want your money in savings for savings interests only so that you can take it within minutes anytime you need it without going to the bank to fill and sign papers and do your Treasury Bills through another bank

NL1960:
The situation is confusing as Iam still yet to see the CBN 4th quarter TB calendar. The TB officer in my branch said that she called head office as she promised me last Friday and she was told that she can now start accepting and that was why she now called me to come. Iam waiting for what will happen. If there is no auction, my money remains in my account.

✔✔✔ very good reasoning!

MostBlessed:
Thanks bro.... I will call my account manager to find out more

Why do you want to call him?
To find out more of what?
I pity you. He will do everything possible to frustrate the move and discourage you because it does not pay him nor the bank for you to move your funds from either fixed, savings or current account to do Treasury Bills in their bank not to talk of moving it somewhere else. He may even tell you lies about Treasury bills

The moment you inform him about it, your troubles with him and the bank will start.

In your own interest, just move to another branch of Zenith your present bank and do a transfer to the new bank account and don't ever disclose your reasons for the movement to ANYBODY else they turn against and frustrate you.

Also don't ever allow them to postpone the movement under any guise and insist that the movement must be effected immediately or do an App transfer or Internet banking depending on the amount involved.

"TO BEFORE WARNED IS TO BEFORE HARM"

The latest news is that the non academic staff of universities will start their own strike on Monday 11th September 2017 which is the day AAU post utme screening will start.

In view of the above, is the post utme still going to hold on that date or will be postpond? It's important for AAU to clarify this before prospective students start embarking on journeys from different parts of the country to Ekpoma.
Somebody should pls clarify this

Fratello:
Thank you. I understand.
I um... I planned on visiting another branch of First Bank in my area for the TB investment. As a newbie, I'm faced with how to go about it without appearing too "jjc-like" to the officer. And also I'll like to know what and what I'll likely fill or take with me.

I just need your knowledgeable direction or more. Thanks.

Just get into the bank and ask for the officer in charge on Treasury Bills.

If it's the Primary market you want to invest in, tell him to give you the form for investment in Treasury Bills for the next aution.

You will fill in your account number, the date of the auction you want to invest in, the amount you want to invest (this must be in your first bank account already), the tenor you want ((either 91days, 182days or 364days tenor) & indicate or thick if you want your upfront interest to be re-invested or not.

Then sign at the appropriate place with date and hand the firm back to the officer.

CHIKENA!!!

joseph1013:
Scary. These economic indices keep me awake at night.

In your own submission, how does one mitigate the risks of this affecting one severely?

Stop bothering yourself over what has not even showed any sign of happening my brother.
When we get to that "bridge" (that is if we ever get there), we shall know how to cross it.

Suppose you chicken out now and the economy continues to improve, then you'll be full of regrets. Be positive and watchful at the same time to be able to see such negative indices before they are fully blown in other to take very good decision.

emmanuelewumi:
Spread your Investments, have a business, create multiple streams of income for yourself .

joseph1013:
Scary. These economic indices keep me awake at night.

In your own submission, how does one mitigate the risks of this affecting one severely?

Based on the submissions of condomuser, even if you spread your investments to a million different types, the same fate will befall all as whatever gains you make from ALL will also be affected by the devaluation. The only exception will be if any of your Investments is or are in hard currencies like the $, £, €, ¥ etc. So pls just don't bother yourself and continue with whatever type of investment you believe in and continue making or growing your profits at least to be able to cushion the effect of tgeanticipated devaluation which may not even happen.

torres2:
not so true. FBN request should be placed at preceeding Friday before the auction and at most early Monday with a plea on the officer to help you file your application on time. If submitted after the 'grace' period they nevertheless debit your account in preparation for the upcoming auction.

Once in that shoe so I can fully relate.

It's either they don't consider you and not debit your account for that week or debit you and process your application.

First bank and indeed any other bank have no right to debit your account two or one week before the bid date as that will be fraudulent.
Usually they debit accounts for the next bid on the Monday before the Wednesday bid date so, understand what I am driving at when I said that once you are debited before the bid day, your application will be treated.

kycilae:
Pls stanbic ibtc Bank customerss. Do they use to gv monthly interest cos i was credited with 1200 or is it another credit alert

Yes STANBIC pays monthly interest on Savings account at between 3 & 4% per annum which gives you between 3/12 & 4/12% monthly

Fratello:
.


Hello Sire, an official newbie to TB. I'll need your advice on it but iono if I get your whatsapp contact for more direct conversations. Thanks.

Pls state whatever advice you need here so that many others too can learn or gain from it as that will save the trouble of having to give same advice or explanations all over again.
But I also think that you should take the advice of taking the "pain" of going through this thread from page 0 for better understanding as ALL the advice and questions you may be seeking have been dealt with SEVERALLY by many knowledgeable members of this forum.
I hope you will understand and not think that I am bluffing.

emmanuelewumi:
First Bank expect you to have submitted your application for Trreasury Bills on Friday before the bid or latest before 12 noon on Monday.

I insist that anyone debited by First Bank before the bid day on Wednesday will have his or investment treated for that week and I stand to be corrected. If you are debited before the bid day and it's not treated for that week, you have every right to seek redress if you know your rights cause they will have to show their reasons for the debit. Except if the bid of the bank for NTB fails

emmanuelewumi:
Koi

First Bank will deduct all the money and credit the interest almost immediately. Except if you asked them to invest both the capital and the interest, that is when you will get everything at maturity.
At times due to network issues you might not get your alert, I will advise you to dial *894*00# from the phone number that receives alert in order to get your current account balance.

When were you debited? If your account was debited this week that means your Treasury Bills will be treated during the next bid.

My brother, it's not true at all that if he was debited last Monday his Treasury Bill will be treated during the next bid. The true situation is that once you are debited before the day of the bidding, it will be treated for that Wednesday.