Family › Re: How I Survive On A Salary Of 95k As A Married Man by tradepunter: 9:45pm On Aug 23, 2022 |
ashewoboy: A man is suffering, you are commending his sufferness. Go and sit down. And you think after hearing his story people won't be compelled to do something?? Sometimes think outside the box... He made very valid points and that is what most people are admiring |
Family › Re: How I Survive On A Salary Of 95k As A Married Man by tradepunter: 9:43pm On Aug 23, 2022 |
tomtomastom4: I created this thread in response to the post on front page about ladies that date men who earn less than 100k. Below is the link.
https://www.nairaland.com/7292274/ladies-relationship-men-earns-100k
Of a truth, its not easy to manage such amount, but when one is already in such situation, you just have to manage and improvise. Now like the OP of the above thread requested, here is the break down of how we make our expenses.
To start with, I was earning about 130k previously before we got married by March this year, but I changed job and the pay of the new job is 95k. STarted the new job around Feb this year, even though there was a loan I was paying off.. Need I add that my wife was working in a firm where shes paid 45K, but two months after our married, she quit the job due to pregnancy stress. Am sure ladies will understand.
This is our break down. Monthly salary 95k I remove 40k first from the salary and transfer it to 3 different acct. The first acct receives 20k. This acct is not touchable except on extreme emergency. Its our main savings acct. The second acct gets 10k and its for our rent, also non touchable. Rent is 150k per year. Before u say my rent is high compared to my salary, I like my privacy very well. and the cost of rent isnt friendly in my state. The third acct also gets 10k. This one is for semi savings. This acct is touchable when cash at hand have been exhausted before the next month salary.
From the remaining 50k, I send 10k to my family acct. I and my brothers do contribute 10k+ every month and its been used to run expenses WRT our parents and last born. I gv my wife 10k for her monthly up keep. Its small. But its the sacrifice we all have to make for the good of the family. I hold 10k myself for logistics and transport. I must confess, is not enough. But One have to strive. My wrk place isnt far. SO transport is N100 to and fro, thats approximately 3k per month. The remaining money i use it for other logistics. 4k out of this money goes for gas wch last for abt 2 weeks. And when we want to refill and there is no other money left, we fall back to the 3rd acct. The remaining 20k is strictly for food ( On this food issue is where I "duff my hart" cos shes really managing things well and trying. Sometimes, I really feel for her, cos this her pregnancy makes her to crave for things that is not on our food menu, but then when the money is not there, she just surpress the cravings. At times I feel bad.
The remaining 5k, for now is used to pay back a tailor who sewed multiple pregnancy gowns for my wife.
Its good to add that any small money I make like 1k or 2k on side hustle, I directly buy mudu of rice, beans or flour for swallow.
Its not easy at all. But there are families with kids leaving below that.
My wife is abt 5mnths pregnant, we plan to divert the 20k savings to buying baby things in preparation for child birth.
The truth is that the economic situation in this country is bad and so cost of leaving is very high. But then one have to survive. But then in Nigeria now, how many percentage of the population earn above 100k. In fact how many jobs out there pays such as amount.
The only advice I have for ladies is that if you are not working and you parent family is the type need financial help from your husband after marriage, or you are the type of lady that is high class and wont settle for less or manage with your man. Plz kindly wait and take your time to look for a man that is RICH or financially capable of taken care of you and maybe your family. Please dont hide under the cover of you want to marry quick and then accept a struggling man only to start putting pressure on his head. Plz wait and marry a rich man.
Most responsible men wont really appreciate it if you are always demanding for things you knw fully well that he can not afford.
It is also good to note that no condition is permanent, things will definitely get better. A better job might come or my wife might get a job after her maternity which will increase our income.
The bottom line is, as a couple, but of you will have to work things out to improve your finances. Men we had slight misunderstanding from that other post.... Apologize for that, you really trying and I thank God for giving such a woman.... Things can only get better. That's a very good advice on ladies waiting for their type, I wish men will let ladies know upfront and state the terms and conditions clearly... You are really managing things and I sincerely admire that |
Crime › Re: 2 Yahoo Boys Kill Their Friend In Osun For Being Richer Than Them by tradepunter: 2:46pm On Aug 23, 2022 |
Arespect10: Somebody will still come here to blame Tinubu on disssss off course tinibu is to be blamed..... he used his hate to fight against a southerner, out of pure hate and spite, he bankrolled protests and sponsored media to smear and defame a southern president now the idiot he put in power has no fking clue, his appointees have no clue on how to create jobs, all they did was propaganda, propaganda..... when the bastards can not do anything but live on propaganda, revenue is stolen, and ministries can not function because they have to steal to settle the bastards that gave them the appointment.. no accountability, no transparency, no rule of law.... the bastard lawmakers can not assent bills that protect the citizens... they put in more tax, tax, and more tax that eats away the little the common has... when the little is eaten away via tax... there is hopelessness, desperation, envy, anger, and jealousy. these young guys feel hopeless... no school to go to, no one to take care of their sick family members, no jobs, even if they have jobs the money is worthless because the bastards in government are increasing tax on goods and services money isnt enough for their parents to buy food, now they result to their pure animal instinct to survive.... now we are all on animal instinct any bastards that will still choose to support these failure bastards should be done away like it is in the jungle. after your ALMIGHTY GAVE THE NATION SOMEONE THAT TURNED THE NATION INTO A JUNGLE.... and all you supporters will know no rest because we are after all in a jungle already. |
Business › Re: Brain Drain Hits Nigerian Banks As Tech Experts, Others Resign In Droves by tradepunter: 10:33am On Aug 23, 2022 |
it will never be well with those supporting the reelection of the bastards that have destroyed this country
You and your household will witness the downs this nation have gone through for the past 8 years if you dont change your demonic ways. |
Crime › Re: Lagos Police Arrests Man For Robbing Online Vendors by tradepunter: 7:05am On Aug 23, 2022 |
post=115970318: Incoherent jargons as usual. The nonsense that an ipob urchin cannot say does not exist! Shut up |
Politics › Re: Kashim Shettima's Speech At NBA Conference 2022 (Video) by tradepunter: 6:05am On Aug 23, 2022 |
Bastds have started again..... Na so they talk the same about osinbanjo which we saw the result...
At least I go for osinbanjo anytime any day over obi..... But the bstd thief betray osinbanjo...
Trust these Muslims at your own peril...
Niaja is a damaged country, a Muslim Muslim ticket can never solve the issue...
Let's manage the situation by maintaining what we have used to ensure trust....
God punish all your supporters pushing this card |
Events › Re: Master of Meditation Gurudev Sri Sri Ravi Shankar urge Nigerians to pursue peace by tradepunter: 5:07am On Aug 23, 2022 |
Interesting name..... |
Business › Re: CBN Suspends COVID-Linked Loan Relief And Raises Interest Rates To 9% by tradepunter: 4:57am On Aug 23, 2022 |
The country isn't attractive.... If you like raise loan to 20% no body is buying into it |
Business › Re: ➜ ➜ ➜ Football (+/Other Sports) Betting Season 16 ➜ ➜ ➜ by tradepunter: 7:43pm On Aug 22, 2022 |
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Politics › Re: Suspect Reveals Why He Made Plans To Attack Dogara by tradepunter: 6:30am On Aug 22, 2022 |
Tinibu urchins are in this plan ...
Demons will always die and burn by fire |
Romance › Re: Girlfriends And Transport Fare by tradepunter: 3:02am On Aug 22, 2022 |
Let me get this straight. You invite a girl over, and she would pay her transport fare to and fro?, what are you as her boyfriend doing?. She should as well take you out and pay for your orders. She should shower you with gifts. You want to be on the receiving end without offering anything beside your dick, and because she's a Nigerian girl she should do all these in a relationship you won't think twice cheating or terming her desperate.
Personally, I can't spend my money on a Nigerian guy, perhaps my husband. STFU..... What you are saying is total nonsense |
Romance › Re: Why Does Every Girl I Meet Think Am A Player Just Becouse Am Handsomely Cute-pic by tradepunter: 2:41am On Aug 22, 2022 |
All these fucking kids ... They won't stay focused on developing their lives..... Spits |
Romance › Re: Why Is It Always MESSY To Break Up With A Nigerian Girl ? by tradepunter: 2:37am On Aug 22, 2022 |
As a guy to guy.... Men you are taking useless risk, why would you compensate her and still want your siblings to be staying in the house??
You put your siblings life at risk because you're myopic..... You use desperate woman gum body and was too much of a simp to hold your ground and break up.
Some of you guys are useless because you allow pusssssyy control you.... Desperation for pussy made you stupid |
Romance › Re: Ladies In Relationship With Men Who Earn ₦100k And Below, Please How Do You Cope by tradepunter: 11:17pm On Aug 21, 2022 |
PlayMaker14: Dear Zzor/Rozcol, the imaginary daughter of Lulu Briggs,
Let me start by telling you that I earn 92k monthly and I can categorically tell you that I fend for myself and my siblings and if the thought of settling down with a Nigeria lady ever cross my mind, then I will go ahead and marry her comfortably with that same monthly salary... I will still carter for all her needs even if she's a working class or liability.
Life is all about planning, you don't have to be on a monthly wage of 5mil for you to marry and be comfortable, with 100k, you can marry, live a comfortable life and enjoy your stay on earth.... You just have to plan and work smart. You just ended up saying nothing |
Sports › Re: UFC 278: Leon Edwards Defeats Usman Kamaru by tradepunter: 5:42pm On Aug 21, 2022 |
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Sports › Re: UFC 278: Leon Edwards Defeats Usman Kamaru by tradepunter: 11:48am On Aug 21, 2022 |
robinso01: What's happening na? Did buhari call these guys before their fights?
I go beat someone pikin don get beaten. This life ehn, no champion forever. I swear this pix looks funny.... Was he seeing stair case to heaven?? |
Christianity Etc › Re: Why You Feel Remorseful After Certain Sexual Activities by tradepunter: 11:20am On Aug 21, 2022 |
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Christianity Etc › Re: Daysman Oyakhilome Breaks Silence On Suspension by tradepunter: 10:39am On Aug 21, 2022 |
Moh247:

8years southern Muslim supported Obasanjo, 6 years same Southern Muslim supported Jonathan
Tinubu stepped down for pastor Osinbajo and supported him without any payback
Tinubu married to a RCCG assistant pastor for 40 years, had Ibo Christian commissioner and special advisers, allocated Lagos market to many deserving ibos, his son married an Ibo.. he employed many Ibos In his company like TVC and ALPHA BETA, but look at how they payed him back... Insult and curses
. Useless propaganda nonsense.... Provide evidence on all you stated... Also you think people are stupid? Don't yoh think it's all part of his grand strategy? |
Business › Re: ➜ ➜ ➜ Football (+/Other Sports) Betting Season 16 ➜ ➜ ➜ by tradepunter: 10:17am On Aug 21, 2022 |
numberonecytyzen: They don knack this one.  I am not sure that's why he asked.... Even me self I wonder what the gift cards are used for?? There is a video on YouTube of a guy exposing g boys Yahoo boiz were Soo aggressive on asking the guy to show the part of the card with number Men the comedy was crazy .... Those white people already know what's up  |
Business › Re: ➜ ➜ ➜ Football (+/Other Sports) Betting Season 16 ➜ ➜ ➜ by tradepunter: 7:59pm On Aug 20, 2022 |
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Business › Re: ➜ ➜ ➜ Football (+/Other Sports) Betting Season 16 ➜ ➜ ➜ by tradepunter: 7:48pm On Aug 20, 2022 |
well lamentations all over, but we are all breaking a major rule...... which is dont bet at the start of the season till after 6 games.
its a common rule Europeans follow |
Business › Re: ➜ ➜ ➜ Football (+/Other Sports) Betting Season 16 ➜ ➜ ➜ by tradepunter: 5:36pm On Aug 20, 2022 |
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Crime › Re: Anambra Girls Arrested For Robbing Lovers by tradepunter: 9:55pm On Aug 19, 2022 |
Jennyclay: It's not only hot water. It's ice water. Nonsense!!
These men will leave their wives at home and start flocking around small small girls, Now the girls are robbing them... they're reporting to the police. Yeye!!
According to one unknown pastor that was preaching, he called such man "A glutton man" lol.. Shut it girl .... enough of all these male bashing in here. |
Celebrities › Re: Sierra Leone Police Declare Late Dagrin Wanted by tradepunter: 12:05am On Aug 19, 2022 |
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Politics › Re: Niger, Benin, Togo Owe Nigeria ₦5.8 Billion For Power In 2020 – Report by tradepunter: 7:58pm On Aug 18, 2022 |
ok |
Phones › Re: My Stolen Phone Has Been Located In Cotonou by tradepunter: 12:58pm On Aug 18, 2022 |
DJSNAKE: even stronger than icloud
Xiaomi Cloud Please stop selling crap here and give the guy solution... rubbish |
Foreign Affairs › Re: Huge Explosion Hits Mosque In Kabul, Afghanistan. 60 Killed, Many Injured by tradepunter: 12:06am On Aug 18, 2022 |
Hahaha when Yankee was leaving propaganda idiots were saying rubbish.... Shebi una don see say power pass power....
Taliban was never a match... You guys think say it's by the thousands of weapons?? War is all about intelligence ask te Taliban how market dy go? Ask Russia how market dy go? Ask the Chinese how market dy go?
Islamist terrorist will continue their ways just prepare to defend yourselves
If you like vote tinibu when country scatter the idiot go run go France with him children |
Jobs/Vacancies › Re: CCECC Has Employed 20,000 Nigerians Working On Lagos Projects - Jubril Gawat by tradepunter: 10:21pm On Aug 17, 2022 |
iLoveYouToo: How many Yorubas have the Chinese employed on projects initiated by Igbo states? Show proof of only 5 I am not arguing along ethnic lines ... I work for NEPZA and I can with all confidence that that CCECC Total amount of locals employed in Nigeria is not up to 15k. Part of the PPP projects terms and conditions mandates x amount of Nigerians to be part of the foreign company executing projects. In which this company always fails. They do lots of settlement to bypass many things.... It's why I called it a propaganda been amplified via our channel |
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Romance › Re: I Slept With My Ex And I Think My Husband Knows by tradepunter: 3:54pm On Aug 17, 2022 |
USELESSS HOEE |
Business › Re: ➜ ➜ ➜ Football (+/Other Sports) Betting Season 16 ➜ ➜ ➜ by tradepunter: 12:31pm On Aug 17, 2022 |
bennyflipy: Wetin I dey hear about 1xbet
Say if person win big money e fit be wahala to comot am Do you think with the Russian war on Ukraine things will remain normal?? those guys have no cash outside rubble and no one is taking on terms contract to exchange rubles for dollars outside Russia.... I just dy laugh at people saying sanctions aren't working, just because Russia is good at propaganda does not mean things are not turning bad inside. A couple of days back Russia organized an arms show in Russia... PUTIN had to attend and publicly tell the attendees that they will be supplied weapons... why would he do that?? how can he when a majority of the weapons are produced in partnership with the west? No need for all this talk, it just to show how deep some the issues are and 1xbet is no different. |