olasquare22:
We did ours last week. Just know much about your field. It was an interesting exercise.

Cool.

Please, was it the WAEC office near NUJ & Excellence Hotel you did urs?

Hi guys, I received d mail too and will be going for the test. Has anyone done this? If yes, how is it like? Also, is it the WAEC office near Excellence Hotel @ Ogba?

Tnx

MrOba:
Thank you. This was the exact same thing he told me. In that case, does it mean I wont have the TB certificate since my fund will just be part of the N50m?

If Treasury Bills is bought through the primary market (CBN Auction), CBN will issue a letter of allotment and the Bank will also do a letter to. But if it's purchased via secondary market through the Bank or the Bank pools several people's funds together to buy, there won't be an allotment letter in your favour, you will only have the Bank's letter. Either of the two is acceptable to/verified by IRCC.

JESUnifemi4eva:
You can't buy directly with less than N50m from the primary market; however, what banks do is sum up all bids less than N50m and purchase T-bills directly from CBN then issue you a t-bill certificate; tell your friend to make enquiries from his colleagues in Treasury.

This is very correct. You can also buy from the secondary market through your Bank.

i think i got info on it.......see below:

Master in Risk Management

The master’s degree in risk management requires 1-2 years for completion, depending on the route that students take. This advanced degree is suitable for those who already hold an undergraduate degree in this area of study and want to build upon their knowledge to advance in their careers. Students in this program get a chance to acquire advanced knowledge in marketing, finance, and management, risk financing, insurance and employee retention.

You may also find Risk Management being offered as a minor or a concentration subject in a Master of Management or Master of Business Administration.

Courses

The courses offered in a master of risk management may vary from one university to another. However examples of some courses that you may find include the following:
Financial Concepts
Quantitative and Qualitative Decision Making
Enterprise Risk Management
Project Risk and Cost Management
Enterprise Risk Planning and Compliance
Business Ethics
Investment and Financial Analysis
Fraud Management
Risk Management and Insurance
Applied Statistics Method
Corporate Finance

You’ll typically be required to opt for a specific number of compulsory and elective modules. This’ll not only help in fulfilling the credit hour requirement but will also provide you with an opportunity to tailor the program according to your academic and professional requirements.

Candidates may also have to complete a practicum as a part of some programs. This is intended to provide you with a combination of theoretical as well as practical knowledge.

Admissions Requirements

To pursue a master’s degree in risk management, students should hold a bachelor’s degree. Candidates may also need to have prior courses in economics and communication. In addition, they may be required to submit the Graduate Management Admission Test or Graduate Record Examination scores among other prerequisites. Other requirements for admissions may vary by school or program. As part of the application process, you may need to submit official transcripts, letters of recommendations, a personal statement, and a non-refundable application fee.

Program Duration

Masters in Risk management can usually be completed in 1 to 2 years. However the exact duration will depend on the university that you enroll in as well as the route you decide to take up. Whereas some students complete the program full time, others opt for a part time program. They may enroll in a self paced program and take longer to complete the degree. Alternatively they make take shorter by taking up an accelerated coursework degree.

Online Master’s Degrees in Risk Management

Some distance learning schools also offer master’s programs in risk management, allowing students to study remotely. Unlike traditional degree programs, the online degrees have flexible learning schedules. Students may study during the day, night or anytime that may suit them. The online master’s degrees in risk management are self-paced so students do not have to worry about completing a degree within a certain timeframe. The flexibility of such a program makes it a useful option for those engaged in part-time or full-time jobs.

Employment Opportunities

With a master’s degree in risk management, candidates may find work in several settings such as management, scientific, and technical consulting services or brokerages, and other insurance-related activities. Income is subject to area of specialty, location and experience.

According to O*NET Online in 2013 risk management specialists made a median annual wage of $62,510. Their job growth rate over the coming years is expected to remain positive (from 3% to 7%). The top industries that employed risk management professional were Finance and Insurance and Government.

As far as the job responsibilities of risk management professionals are concerned, they perform the following functions:
Develop and maintain risk management systems
Ensure that the key risks are well understood
Devise risk mitigation methods
Identify potential investment opportunities keeping in view the risks and returns involved
Prepare reports that explain findings, potential risks, and proposed solutions

The responsibilities may vary depending on the position in the hierarchy as well as the organization that you work for.

Hi, am also looking at enrolling for same course but i will like to know in details what aspect of Risk Management it is. Any ideas?

CloudResident:
*Treasury bills VS Fixed deposit

1. TB Interest is payable same day you invest while FD is at maturity.

2. In TB you don't pay withholding tax on your interest while FD takes10% withholding tax.

3. TB Rate is largely dependent on amount in circulation,through bidding,i. e if govt wants to mop up Naira In the system,a higher rate and can go as high as18% while FD depends on your negotiation with your bank but within CBN rate guides which is presently 14%

4. In TB you CANNOT at any point before maturity request for your investment partly or total while FD can be terminated prematurely or partly even after a day! You only get charged 25% of the accrued interest till that particular date.

5. TB is guaranteed as long as the country existed cos it's backed by FG while FD may go down with a bank if it is distressed.

6. TB is strictly 91,182 or 364 days tenure while FD is more flexible, you state your own days.

Nice on bro but here is a little addendum :

1. Interest on FD can also be paid upfront just as Tbills. But d rate might be a bit lower than that of back-end (at maturity)

3. Rate on FD is subject to MPR but not limited to it. Banks do offer much more than 14 on bigger volume. D rate at which banks create risk assets (loans) also determine the rate they raise liabilities (deposits). I. E. If Bank A can create risk asset at 30%, it should be able to raise liabilities at 20% and make 10% margin.

4. You can also preterminate your TB investments, it is called rediscounting. U may suffer loss on it depending on the rediscounting rate. Also, charges on premature termination of FD vary from Bank to Bank. Some Banks charge as low as 10%.

Regards

prinsam30:



I'm not really into all these financial brouhaha but after seeing this I think I need to check out this treasury bills, it's like it pays.

currently I'm banking with Gtbank, Access, FCMB, FirstBank and UBA, Pls which of these banks is more reliable thanks in a million

Cant really say which of these Banks is more reliable when it comes to Tbills. U can do a sampling on them all to get their offer rates.

prinsam30:
can one start a treasury bill for let say 500K

In the primary market, NO. But in the secondary market, yes, subject to availability.

ednut1:
Tbills. Tax free. Unlike fixed deposits

Yes, its tax free, however, the upfront interest is subject to a custodian fee of 0.10% of the face value, 5% VAT on custodian fee and the commission charged by the primary dealer/agent you are buying it through (this varies from Bank to Bank). Whichever way, Tbills is much more better presently.

Hi guys, its been a while. Pls am in the pool but my CRS is below 400. I'm writing IELTS for the 3rd time and i really need to score at least 8 in all sections. Could you please assist with very good materials that i can study. my email is tundechange20@gmail.com. tnx

Hi OP,

How do you want people to reach you when your phone numbers are incomplete? - Call +234813648738 or +234909206199. For Inspection & Purchase



Cheers

kennymotors:
180k

Chat me up & let's negotiate.

Still available!

Bought the car last November, did papers, changed tyres and tushed it up. Total cost was 320k. But towards end of last year the car did overheating and it affected the engine. Aside from this, everything other thing is perfect.

The fixables are:
1. Engine
2. A/C



Happy Sunday

brenister10:


But must you whack people to survive?

Will just ignore u bro.

brenister10:


Tunde change the Fraudster.. I sight you

How dare u call me dt? Is it by force? It's for those who are interested and can take risk. Biko follow ur lane.

...

....

Price slashed from 430k to 500k?