₦airaland Forum

jefy:
Oh,i get. Some persons are pained that they missed out on this opportunity thats why they term the testimony givers scammers.lol.For your info,registration is still on. Visit Nirsal MFB site and do the needful.

Lol.

Someone referred to me as a scam for simply saying that the loan being disbursed by Nirsal MFB on behalf of the CBN is real.

One wonders if such persons really passed through the walls of a school.

EgunMogaji2:
1) Medical. I’m having to convince my doctor that I actually need an annual physical exam. Baba doesn’t think it’s necessary unless I’m ill
Oh also, I buy all my supplies. Needles, gloves, etc for the nurse.” I mean they have them but I can’t trust that system for hygiene.

2) Family. Easier said than done but based on feedback, just let madam dey for abroad. You personally will have an adjustment but now think having to be responsible for madams adjustment. It’ll all be your fault when NEPA unceremoniously takes light as she’s boiling meat in the kitchen or having a bath.

And people will bring their issues to you. But you gotta watch that budget. Nigeria is a cold hard place if you’re broke.

I am sad to hear that a medical doctor is frowning at your request to have annual medical examinations. According to him, it is only when you are ill that it is necessary.... This is unacceptable. Our healthcare system in Nigeria needs a complete overhaul.

emipan:
People will never learn

This is the truth, unfortunately.

EgunMogaji2:
Not as good as I would want but they’re not dead. On my next build I would first till all the planting area to remove all the building materials that artisans buried and then fertilize approximately.

But we move. No time

Good thinking.

Good morning Sir.

Do have a fine day ahead.

EgunMogaji2:
Different palms, royal, king, apple, cashew, crepe myrtles (different colors), there’re some I don’t know the names. I gave my MaiGuard carte Blanche when I was still in the states.

The crepe myrtles are beautiful. Is the Apple tree growing well, considering the weather we have in Nigeria (except in Plateau state)?

Good to hear that he made good use of the free rein extended to him at the time.

EgunMogaji2:
In the 70s we had those windows with long handles built in. You can open and close without sticking your hands out. Or opening the nets.

True, I remember them with the long handles...

I wonder why they got phased out in the modern designs.

EgunMogaji2:
Good points as mentioned.

My gas tank is outside in a temporary location. I intend to install a larger tank elsewhere on the property and plumb a line in.

I have at least 25 trees on my 100 X 120 feet lot.

I like the part about the trees. What kind of trees do you have please?

mufutau55:
Got it now.. the net will be permanent outside, not for me.
I will chose casement any time... the mosquitoes will meet their waterloo inside. Thanks.

Hajji M.

Same here.

I prefer the swing out windows too.

The sliding windows, after some time, may need some maintenance work.

EgunMogaji2:
You got it.

One night like that around 3am it got cold so I reach out to pull the window close. As I reached out in the dark my stupid dog licked my hand. Boy I shat my pajamas

I also try to use as little as pesticides as I can since I’m not enjoying USA style healthcare anymore.

This got me laughing out so loud.

Dogs are always like that, their own way of showing love.....

ojaylyte:
IHart is just defending my honour sha! Thank you

I have people who run my day to day and people you can relate to and a factory/mill you can visit, we have a other social media handles were you can find all our numbers, kindly follow us on Instagram @joemad.palms .....regardless of location, you need to do your due diligence before any transaction

Noted.

Good that you understand my point of view, no ill feelings meant.

Cheers.

SVandal:
OP, what do you gain from defrauding your own countrymen? That this is a faceless forum doesn't mean everyone is stupid. This 'message' has red flags planted all over it. You probably have no money for Photoshop Pro so you decided to use free Sketch. If you can, do answer the following satisfactorily.

1 - The line which seperates the sender from the message is divided at a point. Glitch? What kind of glitch is that?

2 - Underneath the Sender's contact, there's a patch clearly showing that the original words were cleaned and replaced with 'NMFB'

3 - Why does this part of the message have a lighter shade than the rest of the message box

4 - This clearly shows the work of a terrible editor. Doesn't look like a glitch to me.

5 - Also this part of this message was cleaned out and replaced with a different one.

6 - Repeating the same mistake over and over

I wouldn't have noticed this if I hadn't used a camera quality reduction app (name witheld). Scrutinizing this with an Opera Mini and UC browser would have helped a lot. For those who already signed up for it. You're dead meat. Goodluck

davide470
uboma

It is real, not a scam.

Carchoice:
This lady I been talking to for a while now, I broke the news of my new car to her, everyone was happy. I could see the excitement in her face. After a while the next thing that came out of her mouth was she’s had this weird fantasy for a very long time now that she would like to have sex in a car and see how it feels. She said she heard it’s fun.


I replied her that it’s very fun and mind blowing then I asked her whose car she wants to try it with, she kept quite when she saw the disgusting look on my face. Her father doesn’t have a car, I would have suggested we try it in her fathers car instead.

Village people are already on top my matter because of motor.

Will there any issue if your car is used?

HeavenlyBang:
Well, today I learnt.
I think either way he still has to go through official channels, though.

Sure, he must go through the official channels. The only difference is that he/she will pay more and no need to join a queue.

HeavenlyBang:
Lol, this man tripping. Dem go do fake license give you just now, better go through official channels.

There is provision for VIPs who want their DL processed without hitches. The fees are higher though.

trevolady:
Do you know if I can still apply?

I have no idea.

izzygoing:
yes, thanks alot.

You are welcome Ma'am.

gly2ken:
3.5 to 4 hours because of the security checking points.

Even with the overheating?

You still made it to Jos in good time.

CBN waives the requirement for the provision of guarantors by Households and SMEs applying for its N50bn COVID-19 Targeted Credit Facility

ursa23:
Got same message. Not able to proceed. Says my loan is yet to be approved as against content of message

Hmmm!

Have you notified them of the anomaly? What was their response?

martinagoha:
I received the same message but when I clicked the link, it said my loan is not approved yet, check back later.
Has anyone contacted them?

Could be a technical issue which will be sorted. They cannot send you the SMS and still say that your loan request is yet to be approved. They should be careful with managing the expectation of applicants. One could sure them....

dollarrise:
I Got d'ame since there weeks but am yere to receive amu money disbursed, even after accepting the offer letter

Hmmm!

What is causing the delay in disbursing the funds? It seems that no one has received the loan yet?

MSItachi:
It was a Text

Okay, so they did not call you. All your received was the SMS.

Congratulations!

iHart:
It is better you say she should have a staff than say relative. Relatives and even friends have killed businesses in Nigeria. Unless it's a joint business, I can't allow relatives or close friends to run my business.

About your experience, no country is exempted. Just last week, through a company rep in China, I got in contact with someone who wants to sell some equipment. The equipment are wonderful but to cut a long story short, they are not suitable for business in Nigeria. ...and the man bought then at a price four times the price of local ones that are efficient and more feasible. The Chinese company can't take back the goods, the only help they are giving is to help him market the equipment. This is the second time the company is contacting me to help buy off some equipment from their client in Nigeria. They keep deceiving Nigerians that they have wonderful tools and when you buy them, you find out they are not economical to do business with on Nigeria. That's one,


My cousin was preparing for his wedding, he ordered a beautiful shoe from Alibaba. The seller had good reviews. The shoe landed. To cut a long story short, my cousin headed to Aba to make a new shoe for his wedding.

Another of my cousin started mini importation from China. Goods were so cheap and beautiful. The reviews were wonderful. He placed plenty order. To cut a long story short, he sold off the goods at a very very give away price and didn't continue with the business . Everything was fake.


Back here in Nigeria, I was in shop buying chemicals. Two men approached the shop owner to advertise their product(PKO) and mentioned where they were coming from. The shop owner said he doesn't buy PKO. Immediately I heard PKO and their location, I hurriedly asked them their price, they told me. I gave them the last price I bought. It seemed like we have started negotiating for business in another man's shop. The shop owner, with a harsh voice, chased us out of his shop that he doesn't want when a business will go wrong I will come back and say I met those people in his shop. He continued that he doesn't know those people oh. I followed the two men outside. To cut a long story short, they are now my main and only suppliers of PKO. I have a new client who paid me 800k for a business. He doesn't even know where I stay. But he believes I will deliver. Somebody in Jos who never knew me nor met me, paid me 350k for a business, to balance 100k after delivery. When he came for his goods, he couldn't make transfer of the balance due to the circumstances surrounding his movements at that period. He got back to Jos, after 4 days he paid. Then he called me to ask me why I was not afraid he will run away with my money.

The person that supplies me Shea butter, I met here on Nairaland. I have never seen him in person.


What point am I trying to make? We have genuine people doing business in Nigeria and we even have worse people abroad. Why they seem to look genuine abroad is because they have a system that checkmates them unlike here in Nigeria.

Stop discrediting Nigeria because of one or two experiences. You are a Nigerian doing business in Nigeria. If you discredit Nigeria and Nigerians, you are equally discrediting yourself. ...because you can't come and tell me that to do business with a Nigerian in Nigeria is risky then you advertise your product or service to me. What makes you think I will listen to you?

Whoever she's comfortable with? Staff or relative here in Nigeria, she should have someone one can interface with.

That's the point I have been trying to make from the start.

Cheers

Oizee:
Be specific, begging for money or looking for a job?

You need to enrol in Primary school to learn how to read and comprehend.

iHart:
I can vouch for her. She is real!!!


If you are abroad and you want your business to thrive in Nigeria, you have to remove relatives from the equation. I set up a soap factory for a client in Sweden, he controls it from there. That my client has a friend who is also in Sweden and has a poultry farm in Nigeria. He also controls it from there. ...and none of them is working with relatives.

Your defence is watery.

She lives in another country, does the marketing online because her relatives are not skilled in that.
She needs to have a relative on ground whom one can relate to, one whom when something goes wrong, we know where to find him/her.
This does not stop the payments for her products into her account, not that of the relative.

The world has gone global, this is true. But doing business here in Nigeria is entirely different, one needs to thread with caution.
I am comfortable sending money to China for goods to be sent to me here in Nigeria, never had an issue. But here in Nigeria, it is a different ball game.
Some years ago, I contacted someone here on the forum to buy a laptop, the seller was based in Lagos. I paid for the laptop and waybill fees. He sent to me a defective laptop, asked me to send it to an IT technician for repairs. I opted to send the laptop back to him the following day after receipt, this cost me extra money.
I demanded for a refund, he accepted at first but gave conditions of subtracting admin charges and that I give him up to a month to make the refund.
Long story cut short, he failed to refund my money after a month and dared me to come look for him in Lagos. I contacted some well meaning members here to intervene, they tried but he kept giving stories.
I contacted a senior officer in the NA who sent his boys to his shop. After two days, the dubious seller refunded my money in full (he dared not to charge me the admin fees) and begged me to acknowledge receipt via SMS so the Officers would let him be. I did his bidding 3 days after the receipt of my money.
This is just one of my bitter experiences so far.

Ishilove:
*Gasp

When did this happen?

Hi dear,

It happened from late 2017 through 2018. The thread with over a 100 pages got hidden.....

iHart:
I can vouch for her. She is real!!!

Noted.

iHart:
@Uboma and donparosky


ojaylyte is real. She is in UK and runs her business in Naija. She has PO and PKO processing plant. I have had one or two business dealings with her and I have referred customers to her.

Do not be quick to vouch for anyone....

I am sure that she has relatives in Nigeria. Let her appoint a trusted relative in Nigeria to run these transactions.

donparosky:
you very right.
ojaylyte kindly do the needful so you people can feel comfortable doing biz with you

Life is that simple, no need to complicate it.....

donparosky:
lol mr Uboma.
deal goes south lmao

You know what I mean Bro.

No be today...... Peeo destroyed people's means of livelihood.

One other woman who claimed to be in a state where onions are sold cheaply also scammed a lot of persons here.

donparosky:
yeah another point.
It will be more comfortable for clients to do business with you if you can use a local number.
You know this platform have seen wonders so everyone wants some level of confidence.

Yes o. Some peeps do advertise securing a UK number for any who is interested for a fee. So many fraudulent cases going on. Better to be on the safe side....

Plead:
Interesting....

If the deal goes south, how can one trace the Op with his UK number? If he must do business here in Nigeria, he should get a local number.