₦airaland Forum

uyplus:
Pls I'd like to ask, what is this lump sum deposit about? If someone presents say 15m out of which 2.5m was a lump deposit which was made 3days before the application submission date, and then still presents a co-sponsor, mum, with letter stamped letter showing that applicant is her next of kin, who presents more than enough funds, in cash and assets to offset any funding deficits, whether or not the 2.5m deposit was made, is that considered a lump sum deposit?

Phocusjosh:
Just an advise, In my view, an "insufficient funds" denial is one of the easiest to get out of, so long as you are able to verifiably show funds in your name beforehand. Pay one year tuition and show $10k in dom account in your name, which you have effectively done.

It is also indeed possible to get denied for other reasons even if the first denial was just for "insufficient funds". I know it sounds contradictory to the previous paragraph but let me explain how I think you can avoid this (as long as your next application is of same or better quality as the previous). Edited: Disclaimer: this is not a guarantee o, as I am obviously not a VO.

Ok here's what to do: Write a separate "Letter of Clarification" stating the reasons why you were denied last time (list it as bullet points so it is easy for the VO to read in case s/he isn't paying attention) and what you have done to fix it (write this in another set of bullet points showing each step of what you've done).

See the next post for an example format (modify it to your needs but I don't suggest you copy it exactly)

In doing the above, the VO is likely to not treat your application as a fresh application, but as an application that has already passed CIC rigour and only wasn't approved because of finances. Keep the letter in a very visible place in your application, if you submit on paper put it on the page right after your CIC forms, or right before your SOP. If online, put as the first page in the LOE section, and maybe even another copy as first page in Finances section. You want the VO to see it before over-analyzing your app all over again

Dear visa officer:
The purpose of this letter is to demonstrate how I have addressed your concerns about my previous study visa application. My previous application (UCI # xyxxyxyxyxyx, application date: dd/mm/yy) was refused for the following reasons:

x insufficient funds to pay for travel
x insufficient funds to pay tuition
x insufficient funds to pay living expenses

Here are the steps I have taken to address your concerns:

x paid $17k for one year tuition (see attached bank transfer receipt and university receipt)
x 10k bank draft deposited at Royal Bank of Canada,for accommodation and upkeep.(bank also issued letter), ensure you explain how you got this.
x first sponsor statement, worth $... (see attached )
x second sponsor statement, worth $...(see attached)
You can as well include your personal account.

My total annual expenses for my program cost $27,000, the total amount paid for my tuition and 10k bank draft deposited at Royal Bank of Canada, which is equivalent to $27,000. Please, endeavour to increase the funds available if possible in order to show you are financially capable.

My sponsor's up-front payment of my tuition as well 10k bank draft deposited at Royal Bank of Canada,for accommodation and upkeep demonstrate both my availability of funds and his commitment to sponsoring my Canada education. The total funds available for my stay, including paid tuition, living expenses funds in my dom account, my savings account, ... is $.... which is more than sufficient to cover...

I look forward to the opportunity to studying blah at University of blah, so that blah (i.e one final sentence to remind the VO about why you wanna study whatever you are going to study... only include this sentence if you have something concise and compelling to say.)

Thank you,
Mr. Ajanlekoko

cc: Thesoj

tempex88:
This is pure hatred. This car has a clean title. My broda, post the car on other platforms. These guys have takrn over nairaland auto section. To post a car, you have to please cos play and her team not potential buyers

Cosplay:
Still Accidented

Vehicle history no dey lie.

If you like paint am wax am.

The history will still catch you.

engrken2:
Pls post engine pics...

Frankrobbn1:
uyplus,

Inorder not to derail the thread. Kindly check the link below:
https://www.nairaland.com/3948393/canadian-student-visa-thread-part/391#63425662

engrken2:
This not o8... Offer 1m