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Travel / Re: Canada Visit/tourist Visa Discussion. by Wiseadebiye: 11:29am On Apr 24
Good morning.

Please I need clarification on how to handle a US Visa refusal AFTER (almost 2 months) submitting Canada TRV application when it was stated in the application that there was no previous visa refusal.

Since the application is not yet decided and by the time they are checking, it will show a refusal update.

Please I need your feedback.
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by Wiseadebiye: 5:21pm On Apr 08
chipa:


Final dividend for Zenith is N4.00 not N3,50. Fair enough.
What happened to GTB?

Proposed a final dividend of N3.50 per share which in addition to the N0.50 per share as interim dividend amounts to N4.00 per share
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by Wiseadebiye: 5:03pm On Apr 08

3 Likes

Travel / Re: Canada Visit/tourist Visa Discussion. by Wiseadebiye: 11:14pm On Jun 20, 2023
Good evening House,

Please I am applying for TRV for my Son (6 months) as both parents have valid TRV.

1. Do I need to fill Use of a Representative Form (IMM 5476)?
2. If Yes, how do I fill the 'Declaration part' of the form where the applicant is expected to sign since my son can not sign?

Kindly guide me urgently.

God bless

1 Like

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by Wiseadebiye: 7:00am On Apr 28, 2023
Please gurus in the house, kindly confirm my analysis below:

Buying Access Bank at N10 is as good as buying the stock at N8.70 (since the stock is yet to be b=marked down for
the N1.30k Dividend declared)

Looking at Access Bank Q1, 2023 results (did better than Q1, 2022) and assuming they continue to sustain the performance throughout 2023, they are likely to declare higher dividend. However, assuming they maintain N1.50 dividend payment, then, Dividend yield at N8.70 is 17.24%

Looking further into their FY 2022 and when you compare same with that of GTBank, Zenith Bank and UBA, they made the highest Interest income and trading income due to their balance sheet (remember, money is made from the balance sheet)

Speaking of Balance Sheet, they have the highest Total Asset, Total Loans and Client Deposit.

I think the Bank might be a silent giant looking to discover itself and trying to shed off unnecessary weight (toxic asset) holding it down. But then, what happens in the Board room might not align with the analysis.

This is not a recommendation in anyway, I just wanted the gurus that have been of immense value on this platform to help review.

Thank you

6 Likes

Travel / Re: Canada Visit/tourist Visa Discussion. by Wiseadebiye: 7:37am On Apr 20, 2023
Good morning.

Please which is better: use UPS for passport submission or book an appointment at VFS for the same purpose?

I can see appointment available date for passport submission for next week Tuesday (there is public holiday tomorrow and Monday).

Thank you.
Travel / Re: Canada Visit/tourist Visa Discussion. by Wiseadebiye: 12:05pm On Apr 19, 2023
Thank you, very helpful.

I just used this format at 9am today after I received my BVL last week (12th April).

I got a mail at 12 noon and I have my Passport Request Letter.


mama12345:
This might be a good format for BVL enquiry. Kindly help me edit please as you see fit


Subject: [URGENT] | Visitor’s Visa Application | V********* |


Respected Sir/Ma'am,

I hope this email meets you well.

My name is *********, I am contacting you with regards to the BVL/Correspondence I received on *******. I am still awaiting a decision letter with regards to this application. My Applicant Information is as follows


Applicant Information

Name of applicant: ****
Email address: *****
DOB of applicant: *****
Country of birth: *****
Client ID number: *****
File number: *******
Telephone number *****
Mobile number: ********
Passport Number: ******

Based on the aforementioned, I would gladly appreciate it if I can get an update on my application.

I look forward to hearing from you soon
Thanks

Best Regards

3 Likes

Travel / Re: Securing Visa To France, Applying From Nigeria... by Wiseadebiye: 4:22pm On Aug 05, 2022
pufframmy:
Congrat u didn't share ur timeline and documents submitted with us to help others too


VISA ALERT: 3-Month, Multiple Entry Visa

Biometrics- 27/07/2022
Return of Passport: 03/08/2022

Supporting Documents submitted (All black and white)

Detailed Cover Letter covering (Purpose of Visit, Personal Assets, Financial Status, Travel History, Why I Will Leave France)
Application form
Letter of Introduction (employer)
3 months account statements
Current and Expired Visas
3 months Travel Insurance
CSCS statements
Flight reservation (KLM pay later option)
Hotel Reservation (booking.com)
1 Passport Photograph
Travel / Re: Securing Visa To France, Applying From Nigeria... by Wiseadebiye: 7:12pm On Aug 04, 2022
Mikelo93:
Please as anyone who submitted at VFS around 20th to 22nd of July gotten response from embassy?

I submitted and did my Biometric on Wednesday July 27, 2022 and Passport with Visa was ready yesterday, August 3, 2022. Collection was via UPS though. Yours will drop soon...keep hope alive.
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by Wiseadebiye: 8:58am On Jun 17, 2022
ADE12659:
Please has anyone applied for UK student visa between April and May for September start date?

Please what has been the average waiting time now.

I would appreciate your kind response.

VI Application/Biometrics on May 11 and Passport (With Visa) collected on June 14, 2022.

That is 4 weeks and 6 days (one day short of 5 weeks)

3 Likes

Travel / Re: Securing Visa To France, Applying From Nigeria... by Wiseadebiye: 5:05pm On Apr 01, 2022
meljoe:
Please I’m about to pay for my ticket ? My travel insurance is from 10th April , but my ticket is leaving Lagos 9th April , hope no issues about this at the airport ?

I am in the same boat. Traveling on 9th and TI from 10th. However, my flight will take off on 9th and land on 10th. If this is the case, I think its in order.

1 Like

Travel / Re: Canada Visit/tourist Visa Discussion. by Wiseadebiye: 3:09pm On Mar 31, 2022
Please i received a message asking that:

You made a payment of $100
$100 has been allocated to your application-processing fee
$85 for your biometric enrollment is outstanding.

However, I paid for Biometric Enrollment in July 2021 and Biometric Expiry date: July 2031.

I still have the receipt. Do I attach the receipt as evidence of payment or I need to make another payment and attach the new receipt.

I will appreciate your prompt response and guidance.
Travel / Re: Securing Visa To France, Applying From Nigeria... by Wiseadebiye: 2:34pm On Mar 19, 2022
Olayinka1230:
Please gurus I need someone to get me the rest document , pls I will reward you with little I can avoid for that these is the list of the document I have

Tourist First Timer no travel History ......... what are my chance for France

Personal account Bank statement ...2.5
Health Insurance 3 month
NIN Paper
Covid19 Card
Hotel booking
Birth certificate For my kids
Land property
Police report

Flight reservation
Cover letter
Employer Letter of Introduction
Leave/Vacation approval
Pay slips/Pension Statement
Itinerary

Because this is your first time, you need to give it your ALL.

1 Like

Travel / Re: Securing Visa To France, Applying From Nigeria... by Wiseadebiye: 3:13pm On Mar 18, 2022
mialate:
Congrats, your UK and Canadian Visas did good here.

Enjoy your trip....



Thank you. Your initial response was very helpful.
Travel / Re: Securing Visa To France, Applying From Nigeria... by Wiseadebiye: 1:41pm On Mar 18, 2022
First Schengen (France) Visa approved: 30 days, multiple
Biometric: Thursday 10/03/2022
Pick up mail: Thursday 17/03/2022
UPS delivery: Friday 18/03/2022
VAC: Lagos

Documents submitted:

Bank Statements (end date was February 11 but submitted my docs on March 10)
Cover letter covering (Purpose of visit, Personal Assets, travel history, 5 Reasons Why I Will Leave France)
Insurance Certificate (3 months from Consolidated Hallmark)
Hotel Booking (Booking.com)
Flight Reservation (KLM with ‘pay at KLM office’ option)
Previous visas
Vaccination Card
Employer’s introduction letter
Schedule of Networth (summarizes all investments and covert to Euros)

Special thanks to all the contributors on this platform. Your posts were very helpful, God bless.

3 Likes

Travel / Re: Securing Visa To France, Applying From Nigeria... by Wiseadebiye: 8:49am On Feb 20, 2022
Good morning and special thanks to those taking time to reply others. God bless you all.

Please help with the following:

I have a valid 5 year UK visa. I already booked (and paid) for a ticket to London for Easter holiday. I want to do a 4-day trip to Paris from London and plan to go by Train (2 hours plus).

1. Is it sufficient to state this without evidence of flight booking or is it a must to include flight booking or training booking?

2. Do i need to include my flight ticket to London in the application?

3. I will like to use the Visa again in September. Which Visa type should I apply for that will cover the trips in April and September?

I already made hotel reservation (Paris) and I have valid Canadian Visa.
Travel / Re: Canada Visit/tourist Visa Discussion. by Wiseadebiye: 12:21pm On Feb 14, 2022
Please I need your help:

I almost finished my application on the new portal and visa payment was not successful. I re-logged in and 'Action' is showing as pending and I can not continue. Please how do I navigate and continue?

Visitor visa application February 10, 2022 57 February 14, 2022 Pending

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