₦airaland Forum

Ethanuella:
Text screaming chatGPT

Not only the text, even the poster is AI generated.

If the school can use AI to generate its advert poster, then how will they deter student from using AI to do their assignment

Jasonekah98:
Oya make i talk.
I am a final year student in the department of AEB at UNIUYO. This is one of the many incidents that will happen if those shuttle drivers are not checked. This particular bus is rickety, i don enter this bus plenty times from Ikpa road to Main campus, the bus dey shake, we gast use iron to support the door, else e no go close. E get like 3 of this type of bus still running in school. It's only a matter of time

You mean to say na this kind bus dem dey hire purchase for 2.5milla

Oya insurance people, come collect premium o, I wan do comprehensive insurance so that I will get a new bus in case my rickety bus meet any eventuality .

Seems many don't know how insurance works in 9ja

spencekat:
Beat Cameroon first.

We go beat them.
We are super and we get African Best

Drama no dey end for this game.
Another red card its now even.

10men apiece with Angola with 2 goals up

10 men Angola whooping Namibia

DeeGov123:
Pls how did they draw out the round of 16, before it used to be quarter final after group stages, how did they get the remaining 8 countries to join them. Can someone reply ASAP

Before, it used to be 16 teams (4groups) such that only the first and second from each group qualify for the quarter finals (8 teams).

However, this changed since last Afcon. 24teams now qualify to play in the qualification stage, the top two teams from each group qualifies automatically given 12teams then the remaining 4teams that make up the round of 16 stage are selected from the best third placed teams based on their performance (first by points and then by goal differences) in the group stage.

naptu2:
Highlights.


https://www.youtube.com/watch?v=797bvQ3QNmM?si=63ffwaK5f5UnXDqT




https://www.pulsesports.ng/football/story/super-falcons-goalkeeper-chiamaka-nnadozie-saves-5th-penalty-in-8-uwcl-matches-2024012423560384159

But this particular call was poor officiating.

The ball was already out of line and the defender was raising her hand to signify that. The ball hit her hand and the ref calls for a penalty.
What is the job of the linesman

If the penalty had gone in, they would have robbed them because the ball was out of line before the cross

Guyman wan do a Maradona hand of God for VAR era

Gooallllll.

Scorpion don kill lion o

The Gambia too no wan gree for any Cameroon o

Them come become inform barca

SALLYBERRY01:
I have tried to , but all efforts prove abortive, thanks for your opinion , I actually thought of it also

Don't give up so soon bro.

That is why i said you should find a niche, you can target one rich residential area. If one of them buy into the idea, others will likely follow suit as the idea takes one chore off their list.

As a strategy, you can produce one and give our for free, if others se it they will most likely ask for contact.

SALLYBERRY01:
Lagos lead other follows

Lagos lead other follows


Waste management is very important.

My final year project was based on waste management.

Design and construction of a solar powered automatic waste bin with an SMS alert system.

When the waste bin is full, the system locks itself and displays the level of the wastebin on the LCD screen attached to the waste bin, preventing anyone from dumping in it. This waste bin also alerts waste management authorities by sending an SMS alert with its location of the bin to waste management authorities from time to time.

This is a very good project bro.
Why don't you commercialize it? You can actually make some dough from it selling to a targeted market segment.

You should also think toward improving the design,
It would be appealing if the solar panel can be integrated to the bin body (the top maybe) rather than be a separate unit which leaves the fear od someone stealing it.

Infolenka:
This guy fit worse pass Uzoho.

Oga you be prophet o.

Se as he looks.

Uzoho better pass this one o

o123456789:
Then if this guy in question can't make anything meaningful with Chemistry Edu then let him switch to other productive ventures. Confining oneself to only one trade is suicidal.

I agree with you at the bolded 100%

o123456789:
I urge to restart writing again, but this time, try and write about what is in demand eg. scarce IT guides and tutorials, you must not write a 50 page book to make money, a small but concise write-up is enough. Then on how to monetize your book do online or even radio adverts.
Finally for you to get job on LinkedIn, you must standout, you must know alot about your field, let me give you one secret: If you can make yourself important offline then your LinkedIn profile will be contacted for jobs even without you applying for one. Let me break the word "make yourself important" down. Now for you to be important to numerous employers you must have either one or even two of these qualities
1. You are a threat to their business or organization. (One example of this is a young man called John Wu. This Chinese developed a free and open source Android application called "Magisk", this application can be used to root any Android device without any form of detection. Normally if you root an Android device some apps will detect the rooted device and they will automatically stop working and exit. So after seeing the ability of this young man Google Inc., the makers of Android employed him in 2021.)
2. You are well known or you just attained stardom in your field (One example of this is a UK young man called Marcus Hutchins, he stopped the Hushpuppi ransomware called WannaCry. I am confident to tell you that he works for multiple companies and even UK secret intelligence service GCHQ.)

In as much as i enjoy and appetite your analogy, i must say the examples given are far fetched and unrealistic,
The person in question is a Chemistry Edu, are you implying that he should develop an atomic bomb for him to be seen as a treat
or he should rather develop a vaccine for the next pandemic

In all its good to have a skill that makes one stand out.

Yemite14557:
It’s funny when I read certain post like this ,you don’t really need a job ,learn digital marketing.

Few Tips.Start with YouTube

1.Choose to sell a digital product or physical product (source on Jiji)
2.Learn how to run paid facebook advert
3.Learn how to design sales page using Wordpress

You can start this while job hunting,you will employ more hands within 3 to 6 months once you’re focused.

I work full time in UK and I still have more than 10 workers running my e-commerce business in Nigeria .
Starting is the most difficult aspect ,you will be fine .

and you are saying he doesn't really need a job

All you listed needed start up capital and good networking otherwise its back to square one

Thonyboy:
https://.ng/2024/01/06/why-i-approved-payment-of-n585m-into-private-account-tinubus-minister-betta-edu/

Whatttt

Timoleon:
Where in my submission did this idiotsee me support any government?

You are still making the same stupid excuses. I have answered him. There is no multiple taxation if you cut out NURTW. Uber, taxify, bolt etc don't share revenue with NURTW. As a senior Associate of Pwc, his swot analysis would have shown him he does not want a business model that includes NURTW. If your driver's drive properly, there'll be no property damage. If your driver's mind their business, no one will harass them. Private companies own plenty staff buses that ply our roads, as long as the driver's remain professional, they never deal with NURTW or any harassment you are imagining. Talking about salaries and overhead, make he establish the business for USA without dealing with salaries and overhead na.

I also wonder why his SWOT and PESTLE analysis did not reveal the toxicity and competitiveness in the sector to him.

And to think say na millions them go charge to help you prepare a business proposal

Yes the business environment in the country is nothing to write home about but many are still standing strong and many startups are comming up with innovative business models even in the already saturated and competitive transportation sector.

rayopt:
Some people just go school to be smart fools. How can you not know that transportation sector in Lagos is very very competitive. Uber, Lagbus, Lagride, Bolt, and a host of others that started and crashed. How can you not know and you say do SWOT analysis. SWOT kee u there. Remain in New York working for your bosses cos you are not an entrepreneur.

You took it out of my mouth bro, A senior Associate for that matter .
Even a fresh graduate know that a feasibility study would have shown the competitive nature of the industry and the SWOT analysis would have clearly shown the startup strengths and what opportunity is available not to talk of the threats which abound in the sector in a metropolitan city like Lagos.

To have even admitted doing some miscalculation in the SWOT analysis for your personal startup says a lot about his competency.

Every business comes with its own risk and each country has its own peculiarities.

But our Government needs to make the business environment more suitable for startups and existing business.

chukkystar:
they have none. It's just a Marketing ploy they use. They didn't go for the deal cos it's not favourable to them that's all. No FTA Station currently that can give their type of quality service. They just said it so it seems like people have other options.. How DSTV has no rival in Nigeria after all this Year's still baffles me.

OfCourse i am aware it just a marketing gimmicks, reason i tagged him to provide such FTA Stations which is affiliated to DSTV.

Its really unbelievable to think no investor is bold enough to give them a run for their money. Only If Hitv directors were not so self centered.

anu3:
Well, thank so very much, bro... I've just finished paying on my phone now: DA and DL. In general, I was taxed 7.5% (after they deducted CRA).

To escape that woman, I believe God gave me the wisdom to go back to the head office and ask any random worker there to explain to me how the remita process is done. Thankfully, a man I met just asked me to bring my phone and ran through a sample of how it's done within 5 minutes nor less. It's so simple. Some other states are also on the web.

I could tell the woman wasn't happy I learnt the process (trying to hide it before), cos she could have easily inflated it and eat something—she was still almost insisting and begging to help so that I wouldn't make mistakes even before I left...

All right...

God bless...

So true to your words.
You indeed are a patriot.

So good to know you see it through.

chukkystar:
other private Channels do Free to Air also. They get their Money from Adverts during the Broadcast. It's stated there that U can watch from their affiliate FTA stations

And would you be kind enough to educate us on the affiliate FTA stations of DSTV.

Pls (remember they say free to air) do not mention any station you can not wach on that decoder withouth you having an active subscription, i'll like to be educated.

anu3:
Hi bro... Compliment of the season... I hope you're well.

So, I'm planning to go there by Friday or lastest next week. Yes, DA is what I need to do not PAYE. In fact, I think I'll go back to the first office which is closer to my family house, as I'm not sure I'm interested in the last branch they directed me to the last time (cos it's closer to my temporary place).



Ok, understood. It's fine to get them involved but does that mean it's compulsory that they help me pay as I perceived the last time?


And I think they have an rrr (remita) system that I can use to pay online—the woman I met didn't seem very willing to tell me full details of how to go about it, perhaps to make me dependent on her and stuff...

But this time, should I try to insist on the rrr process or get the service account details as you said about PAYE process?

Please let me know if I've missed something with the plan...


Thanks

Same to you bro.

@Bolded, No, the officials will only guide you on the amount payable as tax after filling in the details of your earnings.
Once you know how much you need to pay, you can proceed to pay directly to the service account.
Some state service are not on Remita platform so you may not be able to generate a RRR. Rather ask for the designated bank and proceed to make your payment.

anu3:
Oh, thank you so much for the detailed info. sir.... When I go back in January I'll tell them I've spoken with experts and I only need the form/service account details to pay by myself.

Please, about deductions, I was only aware of expenses/cost of operations through the year (like data, equipment bought, etc) which you didn't mention. Or is it part of what you called consolidated relief or you forgot to mention expenses?

In fact, first time I've heard of consolidated relief, thanks—so now I understand it to mean I'll deduct 200k + 20% of the taxable sum.

Phew... The tax workers only focused on my source of income, the sum and bringing cash to them which I wasn't eager to do. Nothing about deductions...

Yes i did not mention that because it is expected that you would have taken that into consideration as they are expenses you incurred in getting the income, so it is expected that you will need to deduct those to know what your income is.

Again do note that the consolidated allowance is used when you are going the PAYE route. You are allowed the consolidated allowance as a relieve on your income.

For DA, you will need fill the form A to determine your taxable income

anu3:
Oh, thanks you very much sir... I got the TIN from the state board earlier this year due to a job offer. I've not contacted firs in any case.

Ok, now I understand I've got no business with firs as a self employed (working solo).

I'll try to do as you said in Jan. I think the percentage is around 7 -12% from the samples I saw (200k = 14k; 3m = 350k).

About relocation, yes, I have other reasons. I seem to always struggle with mobile networks, no other options, that's why it maybe worth it... Some said Lagos and Ogun. Maybe Ogun is possible for me.

Thanks for taking your time...

God bless

Ok, it is now clear that you have to deal with the State inland revenue board.


@ the bolded, except you are talking of Direct Assessment, for PAYE, it is progressive.

if you want to calculate it yourself,
- you sum up what you get per annum,
- Deduct Consolidated Relief of N200,000 plus 20% of Earned Income
- If you have any pension, life assurance or you pay for NHF, you deduct that too.
- After deducting all the above, then you are left with the taxable income.
- You now apply the tax rate:
First 300,000 7%
Next 300,000 11%
Next 500,000 15%
Next 500,000 19%
Next 1,600,000 21%
Above 3,200,000 24%

for example, if your taxable income after deducting the relieve and allowance amount to 700k, you apply 7% on the first 300k, 11% on the next 300k, then the remaining 100k [700 - (300+300)] will be tax at 15%........

NB: The Direct Assessment would be more appropriate as a freelance, but given the scenario you found yourself and the skepticisms you have, you can go with the above and fulfil your civic responsibility without anyone ripping you off.

skultrick:
I have never seen a fool like you... How much you dey earn self that's shacking you. Even messi with all the billions dey avoid tax.... Ronaldo dey avoid tax... Nah small rat like you wan spoil market for person.

I so much hate religious fanatics, you guys are cankerworms to the society.

Every month, Google is taking my 80k for just youtube, and you want me to still pay tax to Nigeria government.

God will punish you if you don't shut that your useless mouth. Idiot.

Bros, you really do not need the bolded to make your point.
Everyone is entitle to his or her opinion and one can do that without being insulative or using derogative words. We can all be civil you know .

Back to the topic, there is what we call tax avoidance and tax evasion,
Evasion is the one that is seen as a criminal act and punishable by law, Avoidance is looking at the loopholes in the tax law and taking advantage of it which is not a criminal offence.

For you to be comfortable with Google taking your 80k monthly and remitting same to the US government to better the life of the US citizen and so not willing to perform your civic responsibilities in the state of residence for the betterment of the citizens there speak volume sir.
I tell you sir if Google can take 80k as tax, what you need to pay to fulfil your civic responsibility will be only a fraction of that amount.

anu3:
Oh, hi bro/sis... Sorry I missed this. Your type of comment was why I asked the question.

In fact, I was beginning to get discouraged when I realized the kind of questions they were asking—which I think were not necessary. I surely don't have money to throw around, and I did give them that impression.


Right, I'm not sure I can trust them, so I told them I would confirm from those with experience first. And that I may or may not come back cos I may prefer firs online. But according to you and all, I guess I'm stuck with them now.

I hope God help me to deal with them in January anyway. I've been planning to relocate due to network struggles and all for months now, maybe I'll prefer a state with active online portal that I can pay from home without trouble . Please, if you know any do recommend.

Thanks a lot...


Cc withx

As earlier said, you have noting to fear or worry about, I already suggest what you need to do to cut them off completely while still dealing with them.

You are performing your civic responsibility voluntarily.

Let me make it simple for you

- From your first comment, you have a TIN number, this i am quite sure you got from FIRS (considering you prefer online processes)
- What your partners (those who contract you) may want to see is the evidence that you are not a TAX defaulter. This depend on if you are working solo or you registered as a business.
- For the later you need to show evidence that your business is tax compliant and with that you will need to deal with the FIRS using the TIN you registered earlier. (However, you still need to pay personal income tax as an employee of the company, that will now take you to making PAYE remittance to the state).
- For the former you need to file for Direct Assessment (DA) given that as a freelance you are under the category of Professionals. However, given the current circumstances, you can not do a DA without getting the official involve (as even LIRS that is online do not have the Form A for download on their website) as you will need to a form where you will declare all your earnings).
- However, considering your reservations, for your personal income, you can remit your PAYE, use this calculator https://www.smepayroll.com.ng/calculator/tax or as suggested by @ Onegig. What matters are you are doing it rightly with a clear conscience.
- After calculating what you need to remit, get the service account details and make your remittance. take the teller to their office, they will give you an official receipt. Most state service have dedicated banks with specially designed teller, on the teller you will have option to put your TIN number.

- On relocation, except if it is for some other reasons, it not worth it for the singular reason of income tax. Even if you relocate today, you still need to remit your 2023 income tax to the state you are presently as long as you stayed there for at least 183 days.

clockwisereport:
Ghanaian artistes never "dominated" our movie scene. We just dey play big bro role to them by featuring their actors and actresses in our movies

Ojagun:
NIGERIANS

Thesame Nigerian music lovers and music artistes who consume his music and work tirelessly with him to put him on the music map

Black Sheriff has simply displayed his true colours.

The average Nigerian has no idea about the deep seated hatred,jealousy and resentment the average Ghanaian feels towards them.

He already debunk the news saying he was quoted out of context
https://www.ghanaweb.com/GhanaHomePage/entertainment/Are-you-crazy-Black-Sherif-to-persons-claiming-he-wants-foreign-music-banned-1900016

anu3:
Well, I wasn't comfortable with the way a tax worker was not willing to share details of the portal/remita or something I could use by myself. Quite insisting to help where I wasn't willing to be helped. And I should just bring the cash when it's time.

At the bolded, it is actually not their fault as many state IRS do not have functional online portal where someone can do it in a DIY way.

anu3:
So I left there leaving their form behind, as January is the actual time. And felt like trying firs online instead.
As many accountant in the house already pointed out, you will only remit to FIRS if you are paying as a registered company which in any case you still have to calculate what you presume to be the salary you get from the company and remit the accruing tax to the state IRS.
In all you still have to deal with your state revenue service because of the residency rule as someone earlier pointed out.
You can do a search on your state revenue service you may be lucky they have an online portal.

anu3:
Someone was also saying I would pay for "development fees". So maybe they thought I was there looking for an opportunity to waste money. Cos once you say you do online stuff, it seems to many like it's Yahoo.

Yes Development levy is paid as a one off annual payment, it is about 2k (the last time i paid) for each staff of a company. thus, if it is only you, the dev fee for a year is just 2k (you should confirm from your state revenue service).

anu3:
I will try again in January, and maybe walk straight to the head office where I registered, and if they're not ready to show me the right link, they can call me when they're ready. Or I'll check Firs online...

Thanks

Navigator14:
Lol miscreant you don go change profile dey reply yourself, tax collector, imagine paying tax to looters and criminals who are already saturated with looted fund for them to loot more, only a fool gives money to the rich, I'd rather give the less privilege than funds criminals.

Hello sir, I do hope you are having a good day.
I have seen your earlier comments but i saw them as noise thus I do not think they worth dignifying a response.
I am responding because you are on my mention.

First what warrant the bolded just because someone decided to do what is right?
Why not just read and pass sir.

I am not trained to trade insults as I am sure you must be going through something or has been really frustrated with the government for you to vent all that to someone you don't know on a public forum.

My prayers are with you sir. May God or whatever you belief in heal your pains. Thank you

SSFeedsNigeria:
What was the poverty rate in the North before subsidy removal? North was already poverty capital of the world then. You can now imagine what the situation will be at the moment.

In an environment where over 90% are in multidimensional poverty, how do you expect high-end retail shops like ShopRite to survive?

Ask yourself would ShopRite close in Lagos, Abuja, P.H, Enugu, Onitsha or other Southern cities with significant middle class?

Continue finding excuses to cover a festering rot, but no one is deceived.

Why trying to change the goal post. The fuel subsidy removal as well as the high inflation rate are not specific to the North, it is a general phenomenon.

And again I must ask, what is so special about Shoprite?
is Shoprite not offering same service as Sahad store (and other stores) opposite it here in Kano. and till tomorrow still have thousands of those you referred to at the bolded still trooping in and out on a daily basis.

In business what matter is your strategy, no one cares about your multinationalism especially for groceries. Shoprite Kano changed their business strategy along the line and other stores capitalize on it, thus they fizzle out and can no longer compete.