₦airaland Forum

imconfused:
IR35 is coming

I reject it...

dupyshoo:
Don't mind him, I know loads of naija guys that earn £500 per day and don't even pay much tax cos they are contractors. Once you are not under any visa restrictions, it is easy to make money in the UK.

My former CISO was on £2k a day...no be say dem say i saw his SOW.

Ralphlauren:
Same here. I just giggle when I see people’s ignorance.

Let them keep assuming people in UK are on low wages and broke. We like it like that.

Leave them o

dupyshoo:
Mscheeew, 1k that some people earn in 2-3 days.

Lol, when I see people's ignorance...I smh. If they see what some people get credited monthly ehnnn....dem go run mad.

Falzdbadtguy:
my mifi is 16 pounds, but some 419 bill increased it plus 15.

The phone is about 25 and charges 18

I have rectified the 419 billing sha

You dey call babestation??

Ralphlauren:
I think you are stylishly trying to find out how much I earn

Why not come out straight and ask instead of all these your dilly dallying?

You suddenly changed the savings argument from £1k to £2k.

I can help him out if you tell me your area of specialisation

Lexusgs430:
So all those saving £2000, when they receive a call from Nigeria requesting financial assistance...... Do they give or ignore?

There's trick to that mate...that phone will ring in silent mode till thy kingdom come.

Ralphlauren:
Yet that’s what I fork out every month and so does every other parent at the nursery my child attends.

There’s actually a waiting list (as long as one year) to enrol a child in some nurseries - especially those with excellent inspection ratings.

There are some that give you access to a webcam to see your child real time...They charge about £1400 a month sha

Na killer pothole you enter.

Lexusgs430:
Life is meant to be enjoyed...... Not work like a Donkey and eat like a slave......
What's the essence of living? We only live once......

Some people enjoy indoors with their PS4 or whatever and netflix and they dont eat like slaves either.

Lexusgs430:
In the bitterly cold /snowy periods, still rocking a bicycle?

Bros zones 1 and 2 in london is £126 pm. Where he is based, he cnt spend that monthly on transport.

Ralphlauren:
It is this mentality that has ruined many and is still ruining many in the UK.

Please ignore him...I have dealt with him already in another thread. He is not too well.

Lexusgs430:
This is simply a vague explanation......

A doube room rent £400 all incl
Feeding - £200 (this is even too much if I enter peckham rye lane with £80, you go think na buffet i wan organise)
Transport - zilch bike to work or max £100
Phone contract - £30

What else does he want to spend money.. except paying for olosho

Lexusgs430:
Your earning power determines your propensity to save, minus current and recurrent expenses.......

Based on the £2100 payment pcm example, oblige us with a savings breakdown.........

He is single and lives in an HMO and rides bicycle to work. He will save more than £1000/month

Let's just say 2017 is the year Davido turned into a full fledged adult by settling all the scores!

This is just iconic:


https://www.youtube.com/watch?v=AZVVd4xXeXM

So nobody has catapult?

Ilekokonit:
You could try asking your agency for a raise in your hourly rate. £10 / hr is ridiculous for a qualified doctor. This is the kind of exploitation that British Newspapers like exposing.

Since 2011, after 3 months in a Temp role, the Agency have to BY LAW increase your rate to what they would pay someone doing a comparable job on a permanent basis.

Its called (Agency Workers Regulations) AWR rules. Under the AWR, temporary agency workers become entitled, after they have been in the same role with the same hirer for 12 calendar weeks, to the same pay and working conditions as a comparable direct employee of the hirer.

Mention AWR to your Agency and they should increase your rates and possibly backdate it too.

An agency I once worked with in 2015 lost its NHS contract to a cheaper Agency. The new agency I was transferred to increased my rates immediately and when I questioned this, they said it was because AWR kicked in but the old Agency kept quiet about this until I mentioned AWR to them and they had to back pay me the increased rate they previously kept quiet about.

Have you tried the NHS Jobs website ? https://www.jobs.nhs.uk/

Recruitment agents are bastards. They make you sign a lot of waivers before starting the contract. I remember signing one AWR waiver but I didn't mind sha

This one nko?

https://scontent-lht6-1.xx.fbcdn.net/v/t1.0-9/26167219_1532388236814996_6122274047640856659_n.jpg?oh=b183af9208571e20addc5e6c40b249ab&oe=5AF5777E

Falzdbadtguy:
I was so surprised how it is treated like a real hard drug here....Something in Nigeria, just flies around like house fly.
They shouldn't hype it too much sha, before Nigerians start to show themselves smuggling it

I just wanted to say in Nigeria you can add and eat it with your popcorn if you dont fancy groundnut. It is that common.

Falzdbadtguy:
see how they jus fucck that guy career up
Anyway, all these powerful people.

Who knows when these type of social consciousness will reach Africa.

Kevin Spacey, boy molester...ridiculous

I don't know how girls do it in Nigeria. Sexual harrassment is rife in that country.

Ralphlauren:
Hehehehehe. Awon alagbara. Lips sealed.

You see doctors falz there you dey call ordinary security guard alagbara..

6sco:
Bros shebi na one place person go start na, Thanks for your advise though, I hope I get to the point people(including you) need me someday.

Harvey Weinstein go need you

Ralphlauren:
UK sef doesn’t want or need you.

They are looking for highly skilled individuals not people like you with a basic skill like “web designing”.

You want an honest advice ? Consider a career in IT security, Information security and cloud computing.

Don't say my profession out loud?

Falzdbadtguy:
Please can you elaborate what this ir35 thing is...i've been hearing about the phenomenon

IR35 is tax legislation that is designed to combat tax avoidance by workers supplying their services to clients via an intermediary, such as a limited company, but who would be an employee if the intermediary was not used. Such workers are called 'disguised employees' by Her Majesty's Revenue and Customs.

https://www.contractorcalculator.co.uk/what_is_ir35.aspx

read more from there...

Na prayer and fasting we take beg government not to introduce into private sector...most contractors would go bankrupt!

Ralphlauren:
If I tell you how much I bought mine and how much it’s worth now, it will seem like I’m bragging. So let me shut up.

Lemme share that of my wife though.

Within a year, the value of the property had rose by 18k.

I have a friend he bought his own in 2008 for £220K, now cross rail is passing by the property and it's close to 500K

dupyshoo:
You don't need any insurance if you are renting.

You need life...

erico2k2:
You dey waste time with that dude.nah fone part him dey sell . And America gave him 10 year Ban hence the Hate .

Christmas holiday na im cause am. Imagine the effrontery...the stupiiid chicklet farmer. The bloggers are all there misinforming the public and this dodoyo is spewing garbage all over the Web.

I'm done with him unless he produces another asinine link on this thread.

timesup234:
You know every financial terms but you are still a failure. Humble yourself so I can put you through. Many Nigerians in America contact me frequently and have gained a lot from the advice I gave them.

Lmao you are the failure propagating falsehood on the Internet. Anyone that take advice from you is doomed. You don't know your right from left and partially brain dead. Check all your post and go in front of a mirror and give yourself a brain resetting slap for being a dunce.

imconfused:
Bills

Rent-£1k
Council tax-£250
Electricity&gas-130
Fuel-£300(distance to work is far)
Train(£250)
Life insurance-105
Income protection- £40
TV license-12
Grocery-400( could be more)
Swimming class -105 for 5 lessons
Football(child)-58 for a block
Nursery-500( when family around)
ISA for kids-£100
Stocks for kids-£200
TV& internet- 44
Nanny-£800 when family not around
Haircut-£30
My own hair-£60-100 plus manicure&pedicure
Eating out-£100 (depends on what's happening)
Outings -£100(soft play,zoo & co)
Church offerings-£100-200
Charity foodbank-£50
Miscellaneous just incase of wahala-£100
Pocket money-300(150 for each of us)

Saving up for holiday-£100-200

Investment -£500pcm

Saving-10% of income.
MOt,servicing,car tax, insurance- once a year


I know there are areas to cut down though before wahala bursts.
We both combine our income and work from one pot.

What kind of house are you living in that you are paying £250 for council tax?
I have been cutting my hair myself for more than 15 years
You dont need £44 for sky tv--buy a freeview box and subscribe to netflix
how can you spen £300 on fuel and £250 on train
Church offeringsPastor's got something on you?
Grocery £400...garden of eden beckons
Your hair? I thought you ladies wear wig these days?

imconfused:
We have saved up an ok amount (over 80k) for deposit.so we now want to leave it and then focus on building in Nigeria.

To be honest we are confused(just like my name).Feels like we are in a huge spin with no concrete plan.

Whether to keep on saving and focus on buying this year or to just split our money and do the 2.The pressure is intolerable

Look into help -to -buy scheme by the government and use half of the saving to stabilise yourself.

kudi klepto..what do you expect?

Lexusgs430:
The soundtrack from my co-tenants, when they are on heat?

That's why I said sharing with like minded people...this happens a lot, when you bring yours in too they will endure. Sacrifice you pay for trying to save.