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Celebrities / Re: I Must Be A Big Fool To Vote For Jagaban Come Presidential Elections 2023.. by youngking89(m): 7:15pm On Jun 03, 2022
VOTE FOR PETER OBI…let’s take back our country from these people looting us

1 Like

Politics / Re: How Well Do You Know Guns?! Spot The AK-47 In The Picture by youngking89(m): 5:02am On Jun 01, 2022
They are all AK-47 but of different variants
Politics / Re: 6 Days After, Natural Gas Accidently Discovered At Enugu Still Burning(Vid, Pix) by youngking89(m): 6:17am On May 31, 2022
Bastard
Akponmfet:
Let the fire burn all Biafrans.

2 Likes

Pets / Re: I Can Teach Your Dogs How To Speak English by youngking89(m): 12:36pm On May 09, 2022
Hello Everyone
I am an experienced dog trainer that is specialized in teaching dogs how to talk
You think it's impossible right?
How is it possible
This is possible with our new innovative and combulary test vascumma(ICTV)

ICTV is a device that modifies the vocal cord of your dogs hereby enabling them to pronounce certain words in the IGBO dictionary

If you want your dogs vocal cord to be modified
You will have to pay the sum of 500,000 naira
And it is for 2 sessions
After that is done
We will take your dog to our specialized dog trainer that will teach the dog how to understand IGBO
And it will also teach your dog the use of IGBO language in relation to it's environment
This training will be for 3 years
And the fee for the 3 years is 1,500,000

Enroll your dogs now

To enrol your dogs
Call
08122424234
Romance / Re: How To Multiply Your Last 5k by youngking89(m): 6:32pm On Apr 24, 2022
2 odds

1 Like 1 Share

Celebrities / Re: 5 Facts About Bottled Water That You Didn’t Know by youngking89(m): 6:42pm On Apr 10, 2022
10 APR 5 FACTS ABOUT BOTTLED WATER THAT YOU DIDN’T KNOW
Posted at 15:51h in Uncategorized by admin 0 Comments
0 Likes
We take pleasure in being open and honest with our consumers at Jamacous Water. We enjoy educating and informing our customers about real-life facts that provide a unique viewpoint on the bottled water market. So here are five things you probably didn’t know about your water bottle:

Various Treatments are applied to bottled water.
Depending on the bottled water provider, water is processed differently. Reverse osmosis, heat treatment, distillation, filtration (such as carbon filtered water), and other purification procedures may be used to purify water.
2. Bottled water serves as a tool for marketing and branding.
Many bottled water firms, including Jamacous Water, offer personalised labels for water bottles, turning them into a marketing tool. Placing branding on water bottles isn’t uncommon, and it’s a tried-and-true method of advertising at concerts, parties, and other events.

3. Bottled water isn’t the same as tap water.
You may have heard that one-fourth of all bottled water is actually tap water, but this is untrue. Water comes in many different forms, and the variances in total dissolved solids and components are due to the differences in water sources. Natural water, filtered water, mineral water, and other types of bottled water are available.

4. Companies that sell bottled water get their water from their own sources.
The majority of bottled water companies would have a reliable supply of water. They usually collaborate with the Environmental Protection Agency (EPA) and the Food and Drug Administration (FDA) to ensure that their sources, whether well water, natural springs, glaciers, or others, are safe and potable.

5. Various Treatments are applied to bottled water.
Depending on the bottled water provider, water is processed differently. Reverse osmosis, heat treatment, distillation, filtration (such as carbon filtered water), and other purification procedures may be used to purify water.
Jadsy01:
We take pleasure in being open and honest with our consumers at Jamacous Water. We enjoy educating and informing our customers about real-life facts that provide a unique viewpoint on the bottled water market. So here are five things you probably didn't know about your...

Read more - https://www.midstreamfnb.com/2022/04/10/jamacous-water/
Family / Re: How Do We Recover Loaned Money? by youngking89(m): 7:10am On Apr 06, 2022
You already know this but can’t go there because you are not licensed by CBN
Epinigirls:


Thanks for your swift response�

2 Likes

Family / Re: How Do We Recover Loaned Money? by youngking89(m): 9:28pm On Apr 05, 2022
God bless you for this response my brother…it’s one of the reps that was given a task to recover loans that’s asking this question. SAPA don hold loan app���. When dem Dey tackle people dem no sabi. Dey don’t know that Nigeria is the worst place to start this kinda business and most Nigerians don’t care about defamation. The last time I went to get a haircut..someone I guess a rep from the loan company called and was asking for the repayment. He told the person that is there a way he could borrow more and that their money is very sweet. I just weak oo…I asked why he doesn’t want to pay…he said that they sent messages to his village people and that they should go to the village and collect the money.. I didn’t even know what to say. The only loan app I can collect money from is fairmoney and branch. They are the only regulated ones I know. The rest are just useless
surgevessel:


Stop beating about the bush, admit that you are one of the promoters of those deadly loan sharks recently taken down by Federal government.

Whenever you guys charge interest as much as 35 to 45%, what usually comes to your mind

Would you guys comfortably say there is mo insurance cover in all your activities and charges??

Think how many years you have functioned and charging so much interest on helpless Nigerians, it's payback time, Federal government has finally humbled you guys enough that u now come on social platform to whip sentiment. If you guys had been liberal and moderate in your business activities, there wouldn't be campaign against you by the masses..

Just count your losses and move on. Amd stop relating personal loans through family and friends with instant online loans, family and friends dont charge ridiculous interest and they dont invade peoples privacy nor defame them at slightest opportunity.

You guys are heartless and merciless about your recovery policy, this is why you dont deserve any pity.

If you can defame people because of loan as small as 4k, unlawfully steal money from peoples account and treat people badly simply because there is no physical offices to take complaints to, then you are all wicked.

Just move on same way those you treat unjustly moved on without justice..

1 Like

Phones / Re: NIN-SIM Linkage: FG Directs Telcos To Bar Outgoing Calls On Unlinked Lines by youngking89(m): 8:25pm On Apr 04, 2022
Na only u go protest oo
Mysticwebb:
Na heavy protest una wan instigate so ooo.
Politics / Re: JUST IN: IPOB Cancels ‘sit At Home’ In South-east by youngking89(m): 11:52am On Apr 03, 2022
Who is the we…you are just behind your phone talking we
greymiles:
Lie, we are not stopping until Buhari beg us or release MNK
Romance / Re: Do I Look American? by youngking89(m): 6:58pm On Apr 02, 2022
You look African

1 Like 1 Share

Investment / Re: I Need A Loan Of 3000 To Pay 3800 After 3-4days by youngking89(m): 9:12am On Mar 31, 2022
There is no app…it’s a website
OkayBye:
this carbon get wahala sha but signed up on kuda now... thanks Brother. Someone said I should try PalmPay too.

Please, how does the kiakia thing work? Can’t get the app. Thanks man!
Investment / Re: I Need A Loan Of 3000 To Pay 3800 After 3-4days by youngking89(m): 8:17pm On Mar 28, 2022
Try carbon and Kuda or you could try Kia kia loan too(it’s a web app)
OkayBye:
Thanks man... Just got denied... chai
Investment / Re: I Need A Loan Of 3000 To Pay 3800 After 3-4days by youngking89(m): 6:36pm On Mar 28, 2022
Try Lcredit
OkayBye:
not available on iPhone
Investment / Re: I Need A Loan Of 3000 To Pay 3800 After 3-4days by youngking89(m): 6:04pm On Mar 28, 2022
Check fairmoney or branch for loans
Celebrities / Re: Rema Ft Chris Brown Time And Affection VIDEO by youngking89(m): 2:58am On Mar 28, 2022
Fake video
Business / Re: Soko Loan Has Finally Defamed Me (pictures) by youngking89(m): 2:54am On Mar 28, 2022
Shut up
Heathrow44:
go and pay up ur loan, wicked man

3 Likes

Business / Re: I Need A Loan. My Car For Collateral. Payback In One Month by youngking89(m): 9:01pm On Mar 24, 2022
Chacha go ruin your life
MARINEMONEY:



Hi....

Get access to quick funds very fast using Chacha
https://www.chacha.ng/mobile/register?userCode=nP3DmD


Safe... Secured.... Swift
Autos / Re: First Body 2005 Honda Accord EOD #850k SOLD‼️SOLD‼️ by youngking89(m): 6:24am On Mar 24, 2022
Na lie
tsnoop:
Lol � funny people

Person don buy car he Don reach house

U na still day comment

����

Car Talk / Re: Honda Accord 2004 V6 Engine Over Floating Only In The Morning by youngking89(m): 6:23am On Mar 24, 2022
Check the plugs and coil…and check the fuel pump. Another thing is to remove the fuel tank and wash it

1 Like

Autos / Re: First Body 2005 Honda Accord EOD #850k SOLD‼️SOLD‼️ by youngking89(m): 6:22pm On Mar 20, 2022
Don’t mind the guy. He didn’t sell anything who will buy this coffin
Kwara1stson:
Oga u didn't sell anything.. nobody will buy this scrap except for the part

4 Likes

Autos / Re: First Body 2005 Honda Accord EOD #850k SOLD‼️SOLD‼️ by youngking89(m): 1:57pm On Mar 20, 2022
Look at the seat…the body na problem the owner probably is tired of fixing the Wahala in that car. Na to use am to kabu kabu. From the state of the car…if the owner see 600k make him collect. The car be like moving coffin because after you buy the car. Mechanic go dey come your house every Sunday for rice. Advice to whoever that wants to buy the car. Budget money for new engine, money to fix the interior and exterior and judging by the state of the car…the tyre go don cut wire

7 Likes

Jobs/Vacancies / Re: Get Free Instant Loan by youngking89(m): 6:20am On Mar 06, 2022
Do not borrow from them. My neighbor almost committed suicide because of them. My Neighbour defaulted and they started calling all his contacts. Run from Lcredit. You guys can try Fairmoney or Branch

1 Like

Politics / Re: Disturbing pictures of Hausa traders killed by IPOB/ESN Terrorists by youngking89(m): 2:22am On Feb 18, 2022
This is fake news…stop causing confusion
Arrewa:
I wonder how long our political and religious leaders will continue to calm and pin us down against retaliation!!!

But I know.... We'll pay back 10x of have been melted on our people.

We'll never forget nor forgive...


Politics / Re: How True Is One Week Sit At Home In The East This Coming Week? by youngking89(m): 4:51am On Jan 15, 2022
Your name speaks for yourself.
EmptyGarden:
They should make it a month while they're at it... Make hunger finish their people!
Jobs/Vacancies / Vacancy by youngking89(m): 2:40pm On Jan 12, 2022
A business development executive is needed in a haulage company. Minimum of two years relevant experience in the haulage industry is required. Qualified candidates should send CV's to
mail to: gerald@fpilco.com
Religion / Re: How Dogged Are Seventh Day Adventist Members?? by youngking89(m): 3:31am On Jan 12, 2022
It’s their ideology
chiemmanuel:
Reason?
Religion / Re: How Dogged Are Seventh Day Adventist Members?? by youngking89(m): 5:24am On Jan 03, 2022
They eat tofu.
They don't wear earring.
They don't take coke or pepsi
Nairaland / General / Re: Is Lcredit Loan App Legit? (lcredit Loan App Review) by youngking89(m): 3:20am On Dec 23, 2021
This is a lie...I will not recommend Lcredit to anyone. Their interest rate is very high. Pls to avoid stories that touch the heart don't use Lcredit. My neighbor defaulted for a day and they started calling his contacts and telling them that he is a fraud and note that it was his first time defaulting and it was his third time collecting a loan from them. A friend of mine works with Lcredit too. She said she feels sorry for people especially when they default and that they are instructed to do everything possible to get the money back because they are given targets. She said one day she called a client for their money. The client narrated how he almost committed suicide for a loan he collected and couldn't meet up because he had bills he had to pay at the hospital after his wife had lost the baby during child birth. So people felt he had bad luck after the series of calls and text they got of being a fraud. Most of the people who are giving the app five stars on playstore are their staffs. I see some of the text formats she has on her laptop that she sends to her customers and how they respond after she sends the messages. Sometimes she starts laughing after they respond because of the messages she sends to them on WhatsApp. The way they start begging and promising heaven on earth to pay back because they are scared. Sometimes I laugh too but it's not easy. I'm not in support of owing because I know Nigerians take things for granted and this is someone's business. But na person wey dey alive go fit pay him debt. I recommend renmoney,Fairmoney or carbon. Note that I recommended three different loan apps before someone will say I'm trying to promote another one and also note that these ones I recommended also have their own cons too
Loanpublishing:
Is Lcredit legit? You must have been wondering if Lcredit is a legitimate loan app that allows people to take quick loans without using any of their assets as collateral.

If you're here trying to find out if Lcredit is a legitimate or fake loan app or money lending app. Then you're in the right place. We've written a well-detailed review of the Lcredit loan app.

In this article, I'll show you all you need to know regarding the Lcredit loan app and why it is a scam or legitimate app.

In Nigeria today, a lot of loan apps are being published on the play store every day and a lot of people are downloading these apps because of how desperate they are to get quick loans.

Most of these apps give out the loans as promised and others are out there to defraud innocent people of their hard-earned money. We've seen cases where people are being asked to pay a certain amount of money before getting loans and in some other cases, people lose their money once they link their bank card to the fraudulent loan apps.

Situations like this are one of the reasons why we established the loan publishing website in other to fight against any loan app that is out there to siphon money from people.

Most of these loan apps are not regulated by the Central Bank of Nigeria which I personally find disturbing. The Central Bank Of Nigeria (CBN) is supposed to ensure that any services that involve monetary transactions which can harm the public should be checkmated for customer or consumer protection in other to create an atmosphere where people can perform any online transaction with confidence without being afraid of losing their money.

To cut the story short, let us dive in and see if the Lcredit loan app is a scam or another legitimate money lending app that is yet to become the next big money lending app in the market.



Also Read: Auto Loans In Nigeria




What Is LCredit Loan App?
LCredit loan app is a money lending application in Nigeria that offers quick loans without asking customers to present any paperwork or use their valuable assets as collateral. The loan app promise to give out loans to their customers once they pass through the verification process. The Lcredit loan app uses a machine learning tech algorithm to analyze users' data through the help of the bank verification number (BVN) before giving out a loan.

With the BVN, Lcredit can evaluate the credit score of any customer applying for a loan on its platform. This algorithm allows them to do the following;

Know the credit score of the customer
To determine the minimum or maximum amount a customer can get from Lcredit
To know if a customer is a bad debtor that has been reported to the credit bureau over the failure of paying outstanding debts of other lenders.
According to the Lcredit official website, it stated that "Lcredit is a quality financial platform that allows Nigerians to take loans, anywhere, anytime of the day, be it morning, afternoon or night".

How To Sign Up On Lcredit

Applying for a Lcredit loan is pretty easy and straightforward. Just follow the simple steps below to get started with your Lcredit account.

Step 1

You need to download the Lcredit loan app in other to proceed with your registration. The Lcredit application is available on the play store for download. You can also download the APK version of the Lcredit loan app from HERE

Step 2

Fill in your information by providing your BVN. (Make sure you enter your real information if you want to get a loan from the app).

Step 3

Get approval and apply for a loan.

Step 4

On successful application and approval, your loan will be disbursed



Also Read: Get a loan in less than a minute

Requirement For Lcredit Loan

As I have mentioned above before, the Lcredit loan app does not require any document, collateral, any document, or requires you to provide any guarantor before getting a loan.
The app only requires you to be an adult from 20-55 years in other to get a loan. If you're a minor, you cannot get a loan from the Lcredit loan app.

The Lcredit loan requires you to be a citizen of Nigeria and also residing in Nigeria before you can apply for a loan of any amount.

Lcredit Loan Login

Login into the Lcredit Loan App requires you to have an existing account. When you have an account with the Lcredit Loan App, you can always use your phone biometric to automatically sign in to your account or authorize any transaction using your phone fingerprint.

LCredit Loan Interest Rate

According to Lcredit, their interest rate is 0.1% to 1% of a loan with a tenor of 91 - 180 days. They allow stated it clear that their annual interest rate is from 36%-300%. This interest is calculated on a daily basis.

Example:

If you choose a 91-day loan, payment terms have an origination fee of 39% and an interest of 2.7%. For the loan processed with a principal amount of NGN 3,000, the origination fee would be NGN 1,174, the interest would be NGN 81, the total amount due would be NGN 4,255

How To Download The LCredit Loan App (Lcredit loan APK)

The Lcredit loan app is available on the google play store for instant download. The Apk Version of the LCredit Loan App can be downloaded from the APK combo. You can download it by clicking HERE.

The Lcredit loan application is available to android users with an operating system of 4.3 and above, any android with a lesser OS will not be able to run the Lcredit loan app.


Also Read: Loan With BVN

How Much Can I Get From Lcredit Loan App?

As a customer or borrower from Lcredit loan, you can take a loan of N5,000 to N50,000 depending on your credit score. The loan offer differs depending on the customer. A customer with a higher credit score will get a higher amount compared to a customer with a lower credit score.


Pros Of Lcredit Loan

Lcredit has a lot of pros which makes the app another great lending app. These are;

No need for collateral
No paperwork involves
No need to visit their office
Loans are disbursed almost instantly without delay

Cons Of Lcredit Loan

As of the time of writing this post we only saw a few problems with the Lcredit loan. These problems are;

Lower Loan Offer

If you're looking for a higher loan offer, then a Lcredit loan is not for you. The app only offers as low as N5,000 to N50,000 only.

No Physical Address.

As of the time of writing this article, we couldn't ascertain the physical address of the Lcredit loan. All we know is that the business is operated from Lagos, Nigeria.

Lcredit Review (Is Legit or scam?)

We have seen a lot of negative reviews about Lcredit online. Most of these reviews might be coming from competitors who are out there to tarnish the image of Lcredit.

Kindly disregard any of those negative reviews written against Lcredit Loan. From our research and use of the Lcredit service, we can confidently tell you that Lcredit is a Legitimate Loan App.



How To Contact Lcredit (Lcredit customer support)

You can contact Lcredit in case of any problem through their email address and various social media handles.

Email: support-ng@firchinternational.com

Facebook: https://www.facebook.com/lcreditNg/

Twitter: https://twitter.com/LcreditNg

Instagram: https://www.instagram.com/lcredit.ng/


Editors Tips: To avoid being in the black book of money lenders, don't take loans if you're unsure of how to pay back the loan. most of these lenders make it clear that they will be getting their money on the agreed date. failure to pay back comes with a consequence. I repeat again, don't take a loan if you can not pay it back!

we have seen people complaining that disgusting messages are being sent out to their contacts because they're defaulting on their loans. A lot of Nigerians are bad debtors for some reasons which are known to them. and the only way to get a debt from them is to follow them the hard way. Kindly ensure that you pay back your loan on or before the agreed date. This will help in building confidence between you and the lender.


Conclusion
If you find this article helpful, don't forget to share.


Source: https://www.loanpublishing.com.ng/2021/12/is-lcredit-loan-app-legit.html
Politics / Re: Who Noticed What NTA Did While Gov. Wike Was Speaking At Etche LGA by youngking89(m): 12:27am On Dec 21, 2021
Jisos...na person pikin oo
Sctests:


Abokey mugu, everybody no be poverty-stricken bambiala and allah-ba-mu-sa monkey like you. grin

Answer the question and bring your almajiri plate, so I can drop for you a measly nickel to feed your family. Trisomic Mugu! grin

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