Does that mean that theirs server is auto-updating? I.e replacing old contacts with new contacts?] Yeah😂😂. It's to be paying small small until dey are all cleared.. At least one can focus without the disturbance from them[/quote]

I'm owning Lcredit Max. Now I had deleted the app earlier. Now I can't find the app on playstore to download and pay them back. What do I do pls? I don't want to to call my contacts and defame me

Hi. Will delisted loan apps on play store still have accesss to ones contact that they already have?

Have you noticed that since June 1, any loan app you download on Google play store can no longer have access to your phone contacts ?

Yep that's right. I took notice of it today.

This is in line with the updated Google policy which prohibit loan apps from being able to access your contact.

Now, this only applies to apps downloaded from June 1, 2023 if I am correct.

If you have some of those apps in your phone already, before June 1, 2023 don't go mess up o, because they have already accessed and store your contact on their servers before that date.

So the chances that your data is still with them is very high. So don't go and think you can take loan and not want to repay. O boy, they may threaten to send messages to your contacts because they already have them.

Even if you you update your app, I am not sure the data of you they have will wipe of from their system.

So the inability to access your phone contacts came into force on June 1,2023 and applies to all such crazy loan apps that normally abuse customers data and privacy.

The FG effort to curb their illegal activities have Indeed yielded fruit and now that their most abused power to send messages to your contacts have been taken away from them by Google.

Google says if you want to put loan apps on playstore for people to download and use, you cannot access their contact. So give it a try.

Download any of the loan apps today and see the permissions it will ask for. It will ask for permission for camera, your location, to read your messages and boom that's all. No more permission to access your phone contacts.

So be informed.

But remember, some of them have also modified their apps to request for two or three emergency contacts when filling details I to the apps if you wish to get loans from them. That's all they can do now.

So nobody can threaten you that they will send messages to your contacts if the app was downloaded from June 1,2023. Where will they see the contacts from when Google didn't allow them to access it ?

Now if you are thinking of borrowing and not repaying, be sure those loan apps will go after your BVN, forward it to Credit Bureau and CBN to blacklist your BVN so you can't get loans from other companies. Worst still, they can slap your account with Global Standing Order to forcefully take their money on any account your BVN is linked to. So before you even know money was transferred to your account, your Bank will simply have been debited of the money you owe and remit to the companies you owe.

That kind thing dey pain o.

Learn now. Nor talk say you know know o.

And they equally publish your info on social media.

However if you know your left from your right, when any loan app company trample on your rights and you have solid evidence and cash to fight the case in court, my brother or sister , sue the company for all the money they have.

The chances of getting 5million in damages are very high because there are now clear laws in Nigeria that protects your digital rights and privacy. Know the laws and use it to bite them when necessary.

I told one loan app company, any time you guys break Nigerian law that protects my rights, I will sue you guys for all the money I can get.

And I meant it.[/quote]

Hi. Will they still have access to your contacts even after they've been delisted from play store?


They can still borrow you . A friend tried that app today and she was given . Funny thing is that the amount she requested for was with interest of over 10k within 7days . No wonder they were delisted [/quote]

Did they call your contacts?


They'll keep increasing it bro, I have repaid 200k for a loan of 50k before, they add 1200 everyday, the more I keep making deposits to decrease it the crazier they get with the additional intrest, I paid and at the end I paid over 150k intrest for a loan of barely 60k.[/quote]

Does fairmoney also defame and call people's contacts in events that someone defaulted?

they're not commercial bank , they give only short term loan without collateral or any security, bulk of that money would go to insurances, they are taking a very high risk in giving loan to people they have never met , no commercial or conventional mfbs will do such..[/quote]

I have been having constant bilateral flank pain for weeks now. Went for ultrasound and they said that I have medullary calcinosis. I attached the ultrasound result. What does this mean please? How do I manage it or cure it?

Please, assuming a masters student failed one course out of the all the courses he/she registered in the first year as a post graduate student. Will he/she need to resit for the course they failed?

Im currently owning fairmoney. Will they call my contact if I default?

Naija Loan Sharks are categorized into two: There are vampires and Scavengers. The vampires are apps like Carbon, Fairmoney and so on who pretend to be premium lenders but in reality are vampires. They will bleed you dry with about 50% interest rate. You default in repayment no matter how long you have been with them, they still dump you for new customers. They have millions of customers and you are nothing to them except disposable broke dude.
In other hand the loan sharks called scavengers with random name like Naira this or Naira that. After you are dumped by the so called premium lenders then the scavengers take over and will feed on your broke dead body. They will offer you loan to repay in one week for the same interest rate as vampires. They act like kidnappers when you default, threatening to destroy your life with sensitive information you give them before they offer you chicken shit loan.
From experience the only reputable loan app in Nigeria is Branch. by the look of it they are not Nigerians that's why. They will always give you chance like they understand your situation.[/quote]

Will they call his contacts?

Op just change your SIM card for now. Also go to settings on your phone ,go to app and click on the fair money app , restrict dem from your contacts and uninstall the app.

And when you finally have the money back call them to negotiate with them all those accrued interest dem go commot am,cus at this point they would be the one begging u self to pay rather than threatening you. [/quote]

Took a loan from the fairmoney app to fund a major surgery. I'm currently unable to offset the loan. I have defaulted severally of the monthly instalment payments. They are threatening to take legal action against me and also call my contacts. I'm unemployed at the moment cos I needed to recover fully after the surgery. I'm depressed and contemplating suicide. Please what do I do?

Obainoman6:
Just throway your atm card and get a new one that way they won't be able to initiate auto debit on your bank account, don't pay back the money o and don't worry nothing will happen this is Nigeria even me sef dey owe 2 banks.

Will they call his contacts?

badboyTee:
you are new to the game nothing go happen just change the sim and don't fund the account you used to take the loan again shikena. If the loan isn't more than 100k you can rest but if it more than 100k fair money go carry you go court oo

Fairmoney dey carry people go court?

Wait, Fairmoney defame people too? I was told that they don't call people's contacts.


Story⚠️

Nothing concern bank with all these loan apps, what fair money will only do is to report and flag his bvn so he won't collect any future loans, then call his contacts to tell them nonsense!!!

He doesn't even need to change sim card sef..

He Just need to download Truecaller on his phone and block any unsaved number that will call him shikina!!!!! Then block his ATM card and uninstall that fair money app before payment will be due✅✅

Nobody has time to listen to the shark loan apps again sef🙄[/quote]

Please can you share the contact of a trusted groundnut seller in bida or mokwa?

Waoooo, that is good to hear.
I do buy groundnuts before at bida and mokwa but don't want to rely too much on them anymore. Especially the alhaji am buying from at bida, always increasing the groundnut prices on weekly basis.
With contract farming, i can farm virtually a lot of farms without owning a farmland.
Just bring around group of ever ready farmers to do it. Be it rice, groundnuts, maize etc anything can be done that way without exposing yourself to too much risk.[/quote]

davien:
They called but no legal action was taken.

Wow. I thought fairmoney don't call contacts. Or perhaps it was your guarantor they called?

davien:
They did, open a new account or don't put money in the one they know, after all these they reduced the amount i was to pay to over 100k, they knew they were playing dirty initially, I will pay them next month.

Did they call any of your contacts or take legal action against you?

Kolena:
I arrived from the hospital with my Dad few minutes before making this post. It has now been confirmed that I have approximately 6 months left to live. Within the last 4 days, I've been in severe pains. This morning, it seemed as though I was losing my mind, and afterwards, I fainted in the restroom. This prompted my going for a checkup, alongside my Dad and two siblings. The doctor termed it terminal. For certain unknown reasons, I don't feel scared at all. Actually, I feel somewhat free, and also wish it'll be so till the end. Thanks to those on this forum who came to my aid multiple times. Till whenever.

I am so sorry about this Kolena. I honestly wish there's something that can be done. Do not give up.

seborrhic:

Kindly post the scan report and if possible the hospital note stating cost of the surgery and the hospital location

Check thread for feedback and pictures please.

Diagnosis is bladder stone and grade 3 hydronephrosis.

Kindly post the scan report and if possible the hospital note stating cost of the surgery and the hospital location.

Hello. I have attached pictures showing my CTU scan result, diagnosis and remarks. I took the pictures after the Urologist showed me his screen. The cost of the surgery was verbal. He checked his computer for the cost and told me. He said they can't print my diagnosis as it against hospital policies. The hospital is federal medical center Jabi, Abuja.

I got very sick a month back. After several blood test and scans, one of the scan showed that I have grade 3 hydronephrosis(swelling of the kidney) that's already affecting my kidney function. The urologist said I will have to undergo urgent surgery so my kidney doesn't fail due to the swelling. The cost of the surgery is 1.2 million naira. I don't have that kind of money.
I'm looking to get a loan from fairmoney app but I'm afraid of the consequences if I'm unable to pay back the loan. I don't know what to do. I don't have 1.2 million. I'm the breadwinner in my house. I take care of my mother and siblings. What fo I do please? I don't want my kidney to fail.

Is my kidney function test okay?

Is my calcium level high?

I attached a photo

I will create a WhatsApp group for information and interactions, just drop your number and I will add you.

08063075730
That's my number. Please add me to the WhatsApp group.

What are your symptoms?




Hello Nairalanders.
I've been battling a recurring penile yeast infection. It has simply refused to go. I've gone for treatment but it can back after few months. Drugs I take only reduce the effect, but once I stop the drugs, it comes back. Despite abstinence. Please suggest a permanent cute for me. Thanks[/quote]

[3quote author=Tallesty1 post=119414962]Looks like it has collected a chieftaincy tittle.[/quote]

I've never had unprotected sex. I don't think it's sti.

I started to notice this rash on my penis head a couple of months back. Doesn't respond to antifungal cream. I looked it up on Google and its similar to erythroplasia queyrat, an in situ cancer of the penis. I need help pls. Doctors in the house please.

Thank you for the help you are rendering, please ma'am I am on the verge of contemplating suicide...I am a recent graduate without job.
It's not easy for me anymore,as I have younger siblings looking up to me.
I will appreciate any form of assistance from you.
I need help please
Kind regards.
Good evening.

Easter is a time to reflect and celebrate, but unfortunately many are not celebrating because of the situation of things.

I want to help atleast 10 people who have genuine reasons to be assisted.

You must provide evidence

Happy easter[/quote]

Anyone from Niger state??
What are your scores?

The cut off Mark issue is not correct, it varies according to states.


By states,do you mean state of origin or state of residence?

Any Niger state here??

Thank you



I experienced the same. Log out of your account and sign in again, it will display your result.
[/quote]

Thank you

Login and log out you will see your results [/quote]