1). Have a skill: I see most people moving about with Bsc without any skill….Some even go cap it with Msc from Uk or wherever but Unfortunately, they were not taught that employers don’t pay u 4a certificate….they pay u 4d value u can add to an organization! Now, let me ask you sincerely…Do you go to the market to buy what you don’t need? If you were the employer, would you employ a “valueless” staff?

2). Create a product/service: Create a product or service and charge a fair rate….even if you will still go look for a job. Make sure you carry a solution to someone’s problem (could be a potential employer or end-user). Exchanging your time for money is a short term strategy…Don’t ever rely on that as your income. Your skill is the only thing that would guarantee a continuous flow of income.

3). Save as if your life depends on it: Listen my friend, to arrive too soon is to arrive too small. Don’t be moved by the pressure to look like the Jokes and the dejis. Live within your means. Paying bills without paying yourself is the number 1 secret to financial suicide. There will always be a reason not to save…so do Save, save and save at every opportunity you have.

4). Invest Wisely: A fool and his money would soon part ways. Avoid funny schemes. Run away from “Get rich quick programs”. High yield investment programs come with high yield of loss and disaster. Your race is a marathon and not an 100meters dash. Seek to understand the dynamics of investment before getting involved.

5). Know God: Understand that there is an infinite intelligence that oversees the affairs of the Universe. That you and I have his spirit within us and we can achieve a lot more that we are achieving if there is an alignment with this source. That he that dwells on our inside has no religion or skin color. That he hears our deepest thoughts and aspirations. Share your thoughts with him, whatever you conceive him to be and I am sure he will strengthen your desires.


There are a lot more but these are the basic principles I set in motion about 6years ago.I am 30years old now and I can tell you that i have achieved many of my financial goals.

Are there people here who have tested similar principles and would like to share or add to these ones…kindly go ahead.

stay inspired.



ADDENDUM (This was added on Thursday, 27th September, 2012 by 7am)

Based on popular demand from the People who contacted me….I am setting up this "pet project" to support others. Kindly follow the link below to get details.

https://www.nairaland.com/1059427/addendum-5-proven-tips-multi-millionaire

@ poster you are so much on point, i was thinking i was the only one that saw the trend in our graduates rushing for MSC imediately after service, the only thing i concluded is that most youths are confused & feel that the only way to make any meaningful progress in their lifes is to rack up as many certificates as they can so as to have a better chance at securing mouth watering jobs that are becoming elusive by the day, unfortunately few out of thousands are lucky enough to get their dream jobs no thanks to the socio-economic situation in the country.
The majority that can't get good offers settle for less if any and some priviledge ones relocate to other climes where they are better appreciated.
For those who have decided to stay because of their beleive in this country or who are not opportuned to leave, i have a piece of advice for you, look within and around you for needs you think you can fill, take it from there and see how doors of opportunities would open up to you am not promising it would be easy, as the saying goes " uneasy lays the head that wears the crown".

Ur head is there mr poster, just scrutinized ur profile now and I'm really impressed I must confess.
Again ur profile tells me that u reside in lag.
Where precisely bro ?

Rooneyboy: Ur head is there mr poster, just scrutinized ur profile now and I'm really impressed I must confess.
Again ur profile tells me that u reside in lag.
Where precisely bro ?

Thanks for the compliment. I reside in the Omole Phase 1 area of Lagos (Around Ojodu Berger) and my Office is also in the neighbourhood.

K bro, sent u a request on ur BBM
Still pending -----my pin ends with (efe)

@poster, u said ur office is around your home...are u self employed or work for someone? I really like the last tip u gave on God/infinite intelligence, it shows u are an enlightened one.

I know these tips and had some problem following them cos of my parents, but i nolonger stay with them, so i am now on track.

So what line of business r u into?

u see another one again?
All these na text book scam!

Abegi!!
My millionare formular?
be smart (knw d right ppl and 'thief' where necessary) and u r a millionaire!!!

Lol!!!!!

why askin him for his contact address @poster be carefull dnt disclose ur identity to any one online u dnt knw.............entrepreneureship is the key to financial freedom....lik raisin of pigs,layers for eggs nd lots more..... Let no one deciev u into getin money throu all dose investment done online ..like forex,trading of gold nd oil online nd uselss shares....lets go into agriculture ...like d one i mention pigery gives alot of money up 25percnt of ur capital...within 4months

kayswag100: u see another one again?
All these na text book scam!

Abegi!!
My millionare formular?
be smart (knw d right ppl and 'thief' where necessary) and u r a millionaire!!!

Lol!!!!!

Block head, you should know that there are people in nairaland that are serious minded, not people like you who do not know when and where to be serious...Please go to the jokes thread

@Poster, are you a millionaire?

inspire101: 1). Have a skill: I see most people moving about with Bsc without any skill….Some even go cap it with Msc from Uk or wherever but Unfortunately, they were not taught that employers don’t pay u 4a certificate….they pay u 4d value u can add to an organization! Now, let me ask you sincerely…Do you go to the market to buy what you don’t need? If you were the employer, would you employ a “valueless” staff?

2). Create a product/service: Create a product or service and charge a fair rate….even if you will still go look for a job. Make sure you carry a solution to someone’s problem (could be a potential employer or end-user). Exchanging your time for money is a short term strategy…Don’t ever rely on that as your income. Your skill is the only thing that would guarantee a continuous flow of income.

3). Save as if your life depends on it: Listen my friend, to arrive too soon is to arrive too small. Don’t be moved by the pressure to look like the Jokes and the dejis. Live within your means. Paying bills without paying yourself is the number 1 secret to financial suicide. There will always be a reason not to save…so do Save, save and save at every opportunity you have.

4). Invest Wisely: A fool and his money would soon part ways. Avoid funny schemes. Run away from “Get rich quick programs”. High yield investment programs come with high yield of loss and disaster. Your race is a marathon and not an 100meters dash. Seek to understand the dynamics of investment before getting involved.

5). Know God: Understand that there is an infinite intelligence that oversees the affairs of the Universe. That you and I have his spirit within us and we can achieve a lot more that we are achieving if there is an alignment with this source. That he that dwells on our inside has no religion or skin color. That he hears our deepest thoughts and aspirations. Share your thoughts with him, whatever you conceive him to be and I am sure he will strengthen your desires.


There are a lot more but these are the basic principles I set in motion about 6years ago.I am 30years old now and I can tell you that i have achieved many of my financial goals.

Are there people here who have tested similar principles and would like to share or add to these ones…kindly go ahead.

stay inspired.

You should be a millionaire by now? Are you?

Beware of 419!. It would help you fulfil the first point.

nice 1

And finally,the WINNER FOR THE MOST INTELLIGENT POST ON NAIRALAND goes to Poster! U earn my resounding applause. So on point! Found out these truths myself not long ago

inspire101: 1). Have a skill: I see most people moving about with Bsc without any skill….Some even go cap it with Msc from Uk or wherever but Unfortunately, they were not taught that employers don’t pay u 4a certificate….they pay u 4d value u can add to an organization! Now, let me ask you sincerely…Do you go to the market to buy what you don’t need? If you were the employer, would you employ a “valueless” staff?

2). Create a product/service: Create a product or service and charge a fair rate….even if you will still go look for a job. Make sure you carry a solution to someone’s problem (could be a potential employer or end-user). Exchanging your time for money is a short term strategy…Don’t ever rely on that as your income. Your skill is the only thing that would guarantee a continuous flow of income.

3). Save as if your life depends on it: Listen my friend, to arrive too soon is to arrive too small. Don’t be moved by the pressure to look like the Jokes and the dejis. Live within your means. Paying bills without paying yourself is the number 1 secret to financial suicide. There will always be a reason not to save…so do Save, save and save at every opportunity you have.

4). Invest Wisely: A fool and his money would soon part ways. Avoid funny schemes. Run away from “Get rich quick programs”. High yield investment programs come with high yield of loss and disaster. Your race is a marathon and not an 100meters dash. Seek to understand the dynamics of investment before getting involved.

5). Know God: Understand that there is an infinite intelligence that oversees the affairs of the Universe. That you and I have his spirit within us and we can achieve a lot more that we are achieving if there is an alignment with this source. That he that dwells on our inside has no religion or skin color. That he hears our deepest thoughts and aspirations. Share your thoughts with him, whatever you conceive him to be and I am sure he will strengthen your desires.


There are a lot more but these are the basic principles I set in motion about 6years ago.I am 30years old now and I can tell you that i have achieved many of my financial goals.

Are there people here who have tested similar principles and would like to share or add to these ones…kindly go ahead.

stay inspired.

Pls, permit me to print it out so I can stick it beside my bed...Made lots of sense...

The only three ways to riches are: (1) Luck (2) criminal act (3) try to be different (dare to do what others are not confortable doing) dats all.

In dis frustrated economic region?
How do we even save sef?

Thanks, dou startin is quite challengin cos dat wia am i nw

diesel86: @ poster you are so much on point, i was thinking i was the only one that saw the trend in our graduates rushing for MSC imediately after service, the only thing i concluded is that most youths are confused & feel that the only way to make any meaningful progress in their lifes is to rack up as many certificates as they can so as to have a better chance at securing mouth watering jobs that are becoming elusive by the day, unfortunately few out of thousands are lucky enough to get their dream jobs no thanks to the socio-economic situation in the country.
The majority that can't get good offers settle for less if any and some priviledge ones relocate to other climes where they are better appreciated.
For those who have decided to stay because of their beleive in this country or who are not opportuned to leave, i have a piece of advice for you, look within and around you for needs you think you can fill, take it from there and see how doors of opportunities would open up to you am not promising it would be easy, as the saying goes " uneasy lays the head that wears the crown".

Baba, you are on point. Everyone has something to offer but the fear is security. This is the singular reason why most graduates dont pursue their talents. Will it succeed? Where is the money to start? Should I get a loan? Who would loan me? What if the business fails? Wont I be in more worse situation than this? I've got skills but should I leave my 20 years of pursuing petroleum engineering education for these uncertainties? Just thought aloud cos that's my dilemma now...

This is one of the best post on NL..everybody has somethin to give..i encourage u to look inward and stop waitin 4d govt for everything.Mark zukerberg said"THE UNIVERSITY IS A HOLDING TANK 4 THOSE WHO DONT KNOW WOT TO DO WITH THEIR LIFE" so b4 u acquire d next certificate,wot av u done wt d previous ones?

Enter_pre_neur or nothing else.

My own 5 guaranteed tip for becoming a multimillionaire in Nigeria.
1. Contest for a political office in Nigeria and make sure you win by hook or crook, even if it is a local government chairman or councellor. You are sure to become a multimillionaire within one month.

2. Lobby and be appointed into any political office, even if it is a special advicer to a special addiver to a commissioner. You are guaranteed a millionaire very fast.

3. Lobby to be a front for a political office holder, help launder stolen wealth abroad or within Nigeria and you collect between 20 - 30% of the money.

4. Lobby for a member of the subsidy cartel. With this one you are guaranteed a multi billionaire status.

5. Lobby and be appointed a member of a committee, task force or panel to look into any matter or to probe the work of another committee, task force or panel.

I need someone to teach me how to become a trillionaire. Been searching for that. To be a millionaire, its easy. Find a service or product to export, the foreign exchange sends you into millionaires class within a couple of months. To be a billionaire, use your millions to buy 2 houses in Lekki or Ikoyi, use the houses as collateral in 5 banks to borrow billions of naira and invest in real estates, importation, exportation, manufacturing and construction but can someone teach me how to become a trillionaire ? May be I should buy oil wells from Equatorial Guinea and Ghana

@ Topic,

Nice tips, at least on paper. But it takes a whole lot more to become a multi-millionaire in countries like Nigeria where meritocracy is an alien concept and where the rule of law is absent. However, one can never go wrong by developing skills that can be commercialised, or creating products or services that solve problems. These two principles are timeless. The problem, unfortunately, is that only a very small minority of people have the requisite innate abilities, discipline, and 'luck' to achieve these.

@OP, God will continually bless & increase your wisdom. This is among the best piece I have read on nairaland, so inspiring indeed.


Wealth lies in our passion & talents not really in our qualifications & certificates! Even though I am presently working for someone as an employee, my colleagues fear me cos my income is never limited to my monthly income- by the grace of God, I do some legal online businesses that earn me extra cash monthly, though not so much but good enough to pay some ppls salary. Aside that, I am still brainstorming day in day out on what solution I can render to the ever increasing Nigerian population & I always monetize every little opportunity that comes my way, lol.


Recently, I discovered a solution to a major problem in Nigerian industrial sector, which has made so many coys to shut down, but the problem I am having now is not finance to fund the project before marketing it to the targetted users, but the technology to bring this to reality which I am still researching. Wished Nigeria have smart engineering dudes who can perform wonders, would have partnered with them, & believe me, we will be celebrated like kings in Nigeria. I am still researching though, thanks for inspiring me again poster. God bless u, & who said being close to God is a waste?

Good one OP and you must be so good in Wealth Creation and Money Making..

Can you tell me

What Greatest Money-Making SECRET In History is?

or anyone else...

I'm waiting.

a nigerian knows how others could become millionaires and he is sharing it to them freely? you must be an incredible one in a million, aren't you? i think this because even god's rewards have prizes-tag in nigeria.
by the way you said those ways are proven, so where are the proofs?

This is a simple but inspiring article. It can move alot of people.

But i think the poster's main interest is advertise his business. He jst registered this month,and dnt see how someone will post his home + business address like that, on net. Even with all these recent security challengies!