Aisha2, pls you've got mail in your gmail account. Thanks.

judii:
Aisha2, pls you've got mail in your gmail account. Thanks.

Okay will check

judii:
Aisha2, pls you've got mail in your gmail account. Thanks.

Send a mail to aishagift@outlook.com

Ok. Thanks.

aisha2:


Send a mail to aishagift@outlook.com

I have sent it. Please check. Thanks.

aisha2:


Send a mail to aishagift@outlook.com

live modestly

or

hustle

judii:
I have sent it. Please check. Thanks.

Not seen it yet oh

I sent it again. Sorry for the inconvenience o! Just incase it still doesn't deliver, please drop your number let me call you. I will copy the number and you take it down immediately. There's something I need to discuss with you urgently. Thanks.

aisha2:


Not seen it yet oh

Aisha2.Sorry just need to ask.
Pls do you have the contact of any organisation against female genital mutilation?

judii:
I sent it again. Sorry for the inconvenience o! Just incase it still doesn't deliver, please drop your number let me call you. I will copy the number and you take it down immediately. There's something I need to discuss with you urgently. Thanks.

Seen and replied.

thorpido:
Aisha2.Sorry just need to ask.
Pls do you have the contact of any organisation against female genital mutilation?

What location? FIDA offices are nation wide sha federation of female laywers they can handle it especially if its being forced on the child. Google FIDA and add the state

aisha2:


Seen and replied.



What location? FIDA offices are nation wide sha federation of female laywers they can handle it especially if its being forced on the child. Google FIDA and add the state

Edo state.Thanks I'll google it.

When I see aisha2 not raking at someone, then I know the thread is important and has not been derailed . So here goes.

My Lady and I run 2 accounts - mine and a joint account. We work together so our salary is paid in a single check into my account. 10% for tithes, save 30% in the joint account. That savings goes for capital projects. We try to always go shopping together so we watch our joint spendings. We don't keep much cash around so we make purchases the cashless way. We look for deals onlibe esp dealdey.com. All payments, purchases, family and such are made from that single accoubt so we know what we can do and what we cannot. We will be purchasing a health plan soon and the littlerincess just walked in so not much expenses on that front yet. She don't trouble much so it's all good.

My Lady is the spend thrift. Worse, she throws money away. Literally. I mean she can have N2,000 in her hand and throw it into the bin thinking it's waste paper! She knows this too so while she determibes what we pay for, I hold whatever physical cash we have.

We chose to trust each other from our dating days so I never bother about what she says we need. I just pay, or authorise payment or leave the card with her whenever she asks for it.

And life's good.

Chillis:
Na wah o. What of we wey dey earn 25 thousand naira ?
We no go marry again ni

Aisha2 this thread na for bigi bigi people ni?

Wey those ones wey marry when they were not buoyant, pls come and share how you survived and made it big.

My job wasn't paying regularly when we just got married. She was working in a shop for 20k monthly. Once she got paid, tithes out first, then we drive down to one end of the world market in Abuja (I forget the name) cos things were cheap there. We buy all the foodstuff we need for the month, go home and cook for the month, freeze it all. Then the little money I make here and there covers our other expenses. But we tried to keep our expenses as low as possible. Not sure I even bought a single article of clothing in that time. God was faithful, and even when we had to soak garri, we still looked and felt good. And whenever a big bill was due, God nade a way and the money wuld be available. Family helped too when they could too.

LewsTherin:
When I see aisha2 not raking at someone, then I know the thread is important and has not been derailed . So here goes.

My Lady and I run 2 accounts - mine and a joint account. We work together so our salary is paid in a single check into my account. 10% for tithes, save 30% in the joint account. That savings goes for capital projects. We try to always go shopping together so we watch our joint spendings. We don't keep much cash around so we make purchases the cashless way. We look for deals onlibe esp dealdey.com. All payments, purchases, family and such are made from that single accoubt so we know what we can do and what we cannot. We will be purchasing a health plan soon and the littlerincess just walked in so not much expenses on that front yet. She don't trouble much so it's all good.

My Lady is the spend thrift. Worse, she throws money away. Literally. I mean she can have N2,000 in her hand and throw it into the bin thinking it's waste paper! She knows this too so while she determibes what we pay for, I hold whatever physical cash we have.

We chose to trust each other from our dating days so I never bother about what she says we need. I just pay, or authorise payment or leave the card with her whenever she asks for it.

And life's good.

Lol @ opening comment Hahahahahaaa. I think couples now are begining to see financial openness as a key to marriage success. years ago men would die and their wives wouldn't even know what bank their husband's use. I really love this. The best thing hubby and I did from day 1 was decide to be financially open this have saved us a lot, he always calls me " miracle saver" lol, he grew up not knowing the prices of things if you want something just buy it, me kuma I grew up knowing where to get the best deals and bargains. We help each other he helps me enjoy life more and sometimes forget calculation while I help him save money lol.

Working together is a great step for each couple. Financial openness helps both SENSIBLE spouses to understand where they are and how to grow their lives
Some women expect too much from their husband's because they have no idea what he actually earns, some men say " don't bring a kobo " and sometimes end up bitter and angry when the wives have savings and they don't. Some women can be extremely wicked, imagine a man owing banks 2million and about to loose his car while his wife has over 12 million in savings and swears she is not releasing a kobo sadly the man doesn't even know she has that kind of money being that he has been providing for years and telling her tokeep her own money.

LewsTherin:

My job wasn't paying regularly when we just got married. She was working in a shop for 20k monthly. Once she got paid, tithes out first, then we drive down to one end of the world market in Abuja (I forget the name) cos things were cheap there. We buy all the foodstuff we need for the month, go home and cook for the month, freeze it all. Then the little money I make here and there covers our other expenses. But we tried to keep our expenses as low as possible. Not sure I even bought a single article of clothing in that time. God was faithful, and even when we had to soak garri, we still looked and felt good. And whenever a big bill was due, God nade a way and the money wuld be available. Family helped too when they could too.

Karimo market I guess lol abi na orange market?

ifyalways:
Life is too short to be spent on money mathematics ---- my motto.
I solve Lagos street maths to make money I go still come solve algebra on how to spend it? Not me!
I save, invest and spend. Fortunately, my oga has all the grace for family excel bullshit . School fees, utility bills, extended family, house care : we have a joint account that deals with that. Charity, personal stuff, : we do personally.
^^^^This works perfectly for Ify.

Lol as long as one of you does excel no wahala. I know a couple, both of them are just kai, all their money is spent in enjoyment, no savings no emergency funds when something happens they start running round looking to borrow. I don advice madam taya for where

Thanks. I just sent a reply.

aisha2:


Seen and replied.



What location? FIDA offices are nation wide sha federation of female laywers they can handle it especially if its being forced on the child. Google FIDA and add the state

aisha2:


Karimo market I guess lol abi na orange market?

Is that the one waaay after Kado fish market?

LewsTherin:

Is that the one waaay after Kado fish market?

Yes oh, na me be number 1 customer there on Tuesday dry fish, tomatoes, onions, snails, amala flour, kuli kuli name it you will find it there at great prices. I take permission from the office wear my slippers and dirty jeans and cover my nose from dust. I always need a bath when I get back home sha lol

aisha2:


I think couples now are begining to see financial openness as a key to marriage success.

Not just in financial things. My Lady and I chose to be open to each other from our dating days, while in the University. I finished a couple of years before she did and though we lived far from each other, we kept abreast of what the other was doing. She knew how much I earned. He folks were going through a bad patch then and I started taking care of her expenses. Since she knew what I had, she never asked for what I couldn't do.

In the financial dark days of our early marriage, her ability to conserve and stretch was what kept us going and she never complained that she was the one bringing home the bacon. Not once. We were open enough that she knew exactly how I was hustling and what I was managing to do.

Today, thank God we are quite comfortable. She's the envy of her friends not because we are loaded, but because they see the relationship she has with her husband and they envy it.

aisha2:


Yes oh, na me be number 1 customer there on Tuesday dry fish, tomatoes, onions, snails, amala flour, kuli kuli name it you will find it there at great prices. I take permission from the office wear my slippers and dirty jeans and cover my nose from dust. I always need a bath when I get back home sha lol

Ahhh. Nostalgia.

LewsTherin:

Not just in financial things. My Lady and I chose to be open to each other from our dating days, while in the University. I finished a couple of years before she did and though we lived far from each other, we kept abreast of what the other was doing. She knew how much I earned. He folks were going through a bad patch then and I started taking care of her expenses. Since she knew what I had, she never asked for what I couldn't do.
In the financial dark days of our early marriage, her ability to conserve and stretch was what kept us going and she never complained that she was the one bringing home the bacon. Not once. We were open enough that she knew exactly how I was hustling and what I was managing to do.
Today, thank God we are quite comfortable. She's the envy of her friends not because we are loaded, but because they see the relationship she has with her husband and they envy it.

Awwww God bless your home. You are the type of husband a wife would think about and just start smiling and people will think she is going crazy not knowing na ya love dey shack her lol.

When you make life easy for yourself you will have the best of joy love and peace in your home

aisha2:


Awwww God bless your home. You are the type of husband a wife would think about and just start smiling and people will think she is going crazy not knowing na ya love dey shack her lol.

When you make life easy for yourself you will have the best of joy love and peace in your home

Thanks for the compliment.

Bill Gates said if he needs a job done quickly, he gets a lazy person to do it. Because a lazy person will look for the easiest and quickest way to do said job. Same thing here. And to quote Ice T "happy wife, happy life"

Very educative .

Haven't posted on NL in ages...but couldn't resist this topic...

Been married for three years...but lived in separate countries for more than two years. Now that we live together, it's almost like the real marriage itself just started...

We have individual accounts, as well as a joint one for projects where we both make monthly contributions. We also have a separate account for the kids where we make monthly contributions as well. This account is for their university education (started making these contributions before they were born). She also has another personal account for her savings.

Even though we have separate individual accounts, we consider it the same pool of money. Every month I send enough to just cover household expenses like feeding, baby food, diapers, diesel, fuel etc to her account. She usually covers any additional expenses from her own account.

And oh, I'm the excel nut who tries to ensure every debit from my individual account is covered in spreadsheets . I'm not stingy, but I just try to track expenses. My last payslip of the year usually has a total sum of remunerations received for that year, and in the past I've always wondered where all the money disappeared to . She doesn't bother with tracking her expenses the way I do, but we occasionally review the spreadsheets together so she has a picture of the status of the accounts. And I don't track the expenses from her own account as I know she's not a spendthrift...

Before I got married, a few colleagues had always told me of the blessings that come with getting a good wife. I was never a forward-thinking dude until I got married. And now I can say I've been so blessed these past three years than in any other time in my life.

Open to learning from other married folks about how they handle their finances (I've learnt one or two things already!)

Interesting Topic

We have our salary accounts where we are paid monthly so no physical joint account however we run 100% transpareny and joint accounrability and plan based on total income.




Savings: saving in an account seem not to work for us so we do monthly contribution with colleagues.

Judii did you get my message?

Meanwhile all those sending me scam yahoo yahoo email because you have seen my address online, leprosy will catch your miserable fingers

is marriage this annoying; now money craze again. this is worse than being locked in a six foot store with a bucking bronco.

aisha2:


Awwww God bless your home. You are the type of husband a wife would think about and just start smiling and people will think she is going crazy not knowing na ya love dey shack her lol.

When you make life easy for yourself you will have the best of joy love and peace in your home

I'm not his wife but I couldnt help but smile reading that post of his. It just felt really refreshing.

LewsTherin, May God continue to bless your home

blank:
Here goes. The key was to have absolute trust. First of all, we have a joint account and then we have individual accounts whilst still being signatories to each others account. Thus, anyone can transfer or withdraw from any account. We started this from when we started dating so we kinda had a rhythm by the time we were getting married. He prepares the annual budget while i do the monthly budget and try to make sure it is adhered to.



For the parts you didn't mention, I ensure he spends at least 10% of his monthly income on himself. If not he can wear rags just so that he can have something to give out. And you know for his position, he needs to maintain some semblance of affluence. As for me, he buys me stuff cos i find it hard buying expensive things for myself. I remember as a student, the most expensive shoe i had was the one he bought for me. I used to save my spending money to buy now useless shares.

For my kids, i do most of the buying for them cos he is just out of his league on that one and also foodstuff. Also, i ensure I pay the nanny myself so that they know i am their employer, lol. Importantly, if any request for assistance is to be paid, it is usually from the other spouse's account just a way of us letting you know that the person is aware. This is to avoid people sneaking around thinking they are playing on someone's intelligence. The badside of that is that if someone is not given, they tend to think it cos of the other spouse.

We have people we support monthly and that comes out of my account. Don't know why we just defaulted to this but it is what it is. Hope i didn't bore anyone.

... Huuum, thanks noted!. God bless u