A very basic answer to this dilemma can be found by asking yourself how long you plan to stay in Dubai, the sort of property you prefer, whether you want to buy Dubai properties as an investment or receive rent to help repay the mortgage. On top of basic costs of renting or buying, there are other factors you will need to consider. Can you afford the deposit and the fees? Would you qualify for a mortgage? Will you wipe out your savings? How about ongoing costs such as maintenance and service charges? Would you be able to cope with negative equity if the price of your property decline? view full source...