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Nairaland Forum / Nairaland / General / Car Talk / 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate (9210 Views)
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Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by AntiWailer: 7:51am On Jun 08, 2016 |
erico2k2: Talk to an insurance broker . It is still based on percentage. 3.5 - 7.5 % of the car cost max. No need for legislation, I insure my car with u, there is accident or theft, u do the needful. Fix or replace. |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by mccoy47(m): 7:57am On Jun 08, 2016 |
AntiWailer: Don't quote me if u'r not from Nigeria! Which benefits? The insurance companies hv bribed the senate to move thier ministry to the permanent site! And that is it!!! |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by AntiWailer: 8:02am On Jun 08, 2016 |
mccoy47: I am in Nigeria and I have cars insured over the years and I have claimed hundreds of thousands of Naira in benefits to fix the cars over years. I am aware of a brand new car they fixed for 750k after the guy had an accident So if u dnt know about it, just keep quiet and learn instead of spreading your ignorance like cancer. 1 Like 1 Share |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by mccoy47(m): 8:11am On Jun 08, 2016 |
AntiWailer: What if I choose to fix it myself? How is that anybody's business? And how many times have u seen insurance companies live up to their responsibility? If not looking for technicalities here and there to void your claim! Common you are a Nigerian na. You are supposed to be smart!!! |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by AntiWailer: 8:19am On Jun 08, 2016 |
mccoy47: You are still not making any sense. Go and read about insurance and stop wasting my time. When they steal ur car too, just buy another one instead of the cover. People like u are the ones that lie on the road wen u break someone's rear light. I av insured for years and all ur mentality belongs to the dungeon. The last accident I had, airbag came out because of the impact. I came out like a boss, picked my laptop and called the mech to come tow the car. MANSARD fixed it for hundreds of thousands. I know u av money to pay such too (liar). You wonder why u hardly see anybody rolling on the floor when his brand new car gets serious bash? The secret is his insurance. Use a credible insurance company and stop defending ur pathetic believe. |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by mccoy47(m): 8:25am On Jun 08, 2016 |
AntiWailer: Yawns! So you rich. #Cool story! Quick question How much have u spent on premiums? |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by austinvsb1(m): 8:26am On Jun 08, 2016 |
AntiWailer: Don't mind the pathetic dumbo! People like him have so littered nairaland, it's almost become a website for dumb Nigerians! Only if I had a better source for Nigerian news and intelligent discourse!! |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by austinvsb1(m): 8:28am On Jun 08, 2016 |
mccoy47: How can you not be remorse for being soo dumbb!!! Fucksake stop littering the thread with a garbage of stu.pidity!!!! |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by nedu2000(m): 8:31am On Jun 08, 2016 |
AntiWailer:he works in the insurance company? Your friend is merely a 1 in a 1,000,000 case scenario. If it works people will venture into it,simple as that |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by charlzcavanni101(m): 8:32am On Jun 08, 2016 |
nedu2000: please get your facts ryt,dont just post cos its NL 30% are you ok ......................insurance companies in nigeria mostly do 5% of the cars worth........ |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by AntiWailer: 8:35am On Jun 08, 2016 |
nedu2000: No he does not. And it is not 1 in 1,000,000 case. Use a good insurance coy. It depends on the people u av around u and their mentality. Lies like the one u spoke earlier is one of the major reasons people will not insure and the major factor is simply ignorance. Au will I go near insurance when I already read on nairaland that it is 30% as against the 3.5 - 5 % actual cost. |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by mccoy47(m): 8:35am On Jun 08, 2016 |
austinvsb1:oh. And u r d smart one ryt. Sorry dude I don't exchanged texts with retaŕds! Ok now bye! |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by AntiWailer: 8:36am On Jun 08, 2016 |
charlzcavanni101: I taya oooo. Even mansard can go as low as 3.5% if u bargain well. I hope the mods will someday start deleting ignorant posts because people rely on Nairaland for info. At times when u Google, the first set of result are nairaland posts. |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by charlzcavanni101(m): 8:42am On Jun 08, 2016 |
nedu2000: please get your facts ryt,dont just post cos its NL 30% are you ok ......................insurance companies in nigeria mostly do 5% of the cars worth........[color=#006600][/color] |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by mikylon(m): 8:47am On Jun 08, 2016 |
Check you car insurance authenticity: www.askniid.org |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by Halen(f): 8:59am On Jun 08, 2016 |
nedu2000: 30% the value of the Car? that's not true....you pay less than 5%. you can't under-insure and expect full payment when claim occurs. |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by iukpe: 9:14am On Jun 08, 2016 |
Fake insurance papers/ cover issued by the government. |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by Freiburger(m): 11:43am On Jun 08, 2016 |
AntiWailer:Interesting... But how long will the whole process take? |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by erico2k2(m): 1:02pm On Jun 08, 2016 |
AntiWailer:Tell me.how does the insurer reclaims thi'er money from the 3rd party without insurance |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by erico2k2(m): 1:04pm On Jun 08, 2016 |
AntiWailer:Let's assume you are hit by a non insured motorist, how do the insurance company get thier money? |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by AntiWailer: 1:36pm On Jun 08, 2016 |
erico2k2: U av no business with the non insured motorist. Fill ur claim form and your insurance fix ur car. How they get their money is non of your business. |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by mikolo80: 1:41pm On Jun 08, 2016 |
loomer:na dem say may you no like moni ne? |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by AntiWailer: 1:44pm On Jun 08, 2016 |
erico2k2: It is their business. I fill my claim form intelligently. I can even claim the guy hit me and ran away. How they reclaim money is non of my business. They fix my car and I move on. |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by Nobody: 2:46pm On Jun 08, 2016 |
The topic begs the question. How many of you in this forum have actually received compensation from your insurance company for damages to and loss of your vehicles. I want a honest answer, members working for insurances companies pls dont respond. We dash the insurance companies a minimum of N5,000= every year for nothing. 1 Like |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by erico2k2(m): 5:27pm On Jun 08, 2016 |
AntiWailer:This is where I said we require good legislation. Check how insurance is meant to work in developed country whom we are copying from |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by erico2k2(m): 5:37pm On Jun 08, 2016 |
AntiWailer:How about if your car gets stollen? Would they get you a new car of equal value? How much premium would you need to pay to guarantee that assuming you ja e a Toyota highlander 2016 model |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by loomer: 5:45pm On Jun 08, 2016 |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by AntiWailer: 7:49pm On Jun 08, 2016 |
erico2k2: Your insurance premium that you will pay is between 3.5 - 5% of the value you placed on the car. and yes, you will be given the equal value of your car less some small percentage. lets say like 90-95% of the value of your car. the percentage off it can as a result of some minor deductions or charges. Talk to an insurance broker. |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by AntiWailer: 7:52pm On Jun 08, 2016 |
erico2k2: What exactly is ur business with legislation ? You insure your car, some one hit you, they fix it. Wetin concern your Agbero with overload of how insurance get their money back ? It is like saying, i will not do business with any bank until there is good legistlation ? I ask once again, "What is your conzign ?" in falz voice. |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by Eteriayaoba(f): 8:07pm On Jun 08, 2016 |
rapidclaro: May be not you, but it has helped those who arranged genuine Policies and later suffered a loss. |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by erico2k2(m): 11:33pm On Jun 09, 2016 |
AntiWailer:Listen, the people we copy these policies for do it a a certain way, Insurance is backed by law hence if you are caught with no insurance your vehicle get seized straightaway. |
Re: 12 Million Cars Owners In Nigeria Use Fake Insurance Cover- Senate by erico2k2(m): 11:41pm On Jun 09, 2016 |
AntiWailer:let me go with your calculation let me work on %5,assuming your car cost N1M,then your premium would be N50k divide by 12 =N4k Now that's if for a camry 2000 model lets assume you have toyota highlander 2005 valued @ N3M so that takes it to N12K monthly. Does anybody pay u p to this amount, how much is your own premium, lets work with your figures. |
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