[img]http:///a/img922/7959/hCzJNu.jpg[/img]

Up till September 30th last month,these levels were A, B, C and D.But to simplify things,from 1st of October 2017 this month,they are renamed A, B, S and N.

Under the old system,Cat A cars are the worst. They’re so badly damaged they can’t even be used for salvage purposes and should be crushed.

Cat B vehicles have also sustained serious damage, but it’s OK for them to be broken down into spares.

A Cat C vehicles is fixable, but the cost of repairs will exceed the value of the car, so the insurance company will have ‘written it off’.

A Cat D write-off is also fixable, and at a repair cost lower than the car’s market value, but the insurance company's decision to repair a vehicle like this will take into account other factors, such as the cost of a courtesy car while it’s being mended and the cost of inspection fees to validate the completed repairs. 

In that case the insurers might decide to ‘write off’ a very lightly damaged car, selling it to an independent dealer who will then do the same repairs that the insurance company would have organized if it hadn’t been written off. That dealers will then sell it on to the public.

But from October 2017,the former A,B,C and D categories for crash-damaged cars has now been replaced by new A, B, S and N categories.

The biggest difference between the outgoing A, B, C, D system and the new A, B, S and N one is that the updated system concentrates more on the condition of the car rather than on the cost of repair.

Here's how the new system will work

Category A or Scrap cars remain the most badly damaged vehicles. They can’t be repaired or even broken for spares.

Category B or Break cars are again very badly damaged and beyond repair, but they can be ‘broken’ into parts for salvage and recycling.

Category S or Structural cars have incurred damage to the basic structure that gives a car its strength. These ‘S’ cars can be fixed and re-sold, but you should ensure that the work has been checked by a qualified mechanic.

Category N or Non-structural cars are equivalent to old Cat D cars. Their damage isn’t to the core structure, but there might still be some safety-related parts in areas like suspension or steering that will need to be replaced.

https://autojosh.com/new-write-off-categories-will-stop-buying-dangerousdeath-trap-cars/

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Mynd44
Marpol