eduj:
thank God for this thread oh.

I received a message from a strange WhatsApp number (don't know the guy) about making money on sportybet platform.


The guy asked me to open an account (sporty bet) and get back to him .I don't bet and I got suspicious so I didn't continue the conversation only to stumble onto this thread today !!!

obiekunie01:


you know absolutely nothing oga!

and u have been no where!

IN FACT, YOU KNOW ABSOLUTELY NOTHING!

TECHNOLOGY HAS GONE FAR MORE THAN YOU CAN EVER, EVER CATCH UP.

IN FACT, TO BE ON THE SAFER SIDE, I NOW STORE MY COIN IN COLD STORAGE. IF YOU KNOW YOU KNOW.

Tyriq:

You lost your card abi, the person that stole your card knew ur password, so no need for otp to clean u

OgogoroFreak:
This one don fuckup.

You are a complete novice/mugu in this field for saying this. I shame for you.

OgogoroFreak:
Was OTP sent to your number?

obiekunie01:


Oga!

DON'T ALWAYS FEEL YOU KNOW EVERYTHING!

FOR YOUR INFORMATION, THEY CAN WITHDRAW YOUR MONEY WITHOUT OTP.

BESIDES, THAT CALL THAT CAME THRU TO HIS PHONE IS CALLED "PHISHING CALL" IT WAS USED TO BYPASS THE OTP.

You know absolutely nothing Mr. Ogogoro drinker!


OH LEST I FORGET MT. OGOGORO DRINKER.

GO READ ABOUT 2-D PAYMENT GATEWAY - THOSE ONES ARE DESIGNED TO PROCESS YOUR CARD PAYMENTS WITHOUT SENDING YOU ANY OTP, YAHOO GUYS ARE NOW BUSY DEVELOPING PURCHASE PORTALS WITH 2-D ALGORITHM. THAT WAY THEY WIPE YOUR MONEY WITHOUT SENDING YOU ANY OTP - EXCEPT MAYBE ALERTS!

OgogoroFreak:
Stop telling stupid lies. You fool!

His money can only be withdrawn if they got the OTP sent to him. No other way.

They didn't flash your friend, they called him and he foolishly handed over the OTP to the fraudster.

obiekunie01:


MY BROTHER THAT BUSINESS EMAIL COMPROMISE STILL DEY BAFFLE ME!

HOW CAN A TOTAL STRANGER DISCOVER OR CLONE A COMPANY CEO EMAIL AND NOW USE IT TO ORDER ACCOUNTS DEPARTMENT TO START TRANSFERING HUGE AMOUNT OF DOLLARS TO UNKNWN ACCOUNTS!

walahi this scam is not normal - some other things that we don't knw is involved!

templemount:
not really that he got my password but he made online purchases with my card irrespective of not giving him my otp and he equally withdrew some cash via pos.my card got missing in the village but I got debit alert from lagos pos shop

BuddhaPalm:


Compromise...

The person hacks your account, then shadows a deal you are discussing until payment time. Then sends their own bank details to the other party.

Or instructs the company CFO to make certain payments.

obiekunie01:


hi

2D payment gateway only requires a credit card number and expiry date to accomplish the payment.

In contrast, the 3D payment gateway demands the ID and the password provided by the issuer, in addition to the credit card number and the expiry date and an otp to process payment.

the federal inland revenue service uses the 2D payment platform - once you key in your card details they withdraw ur money without sending you otp. same with most online shops,

it then mean that once anyone have access to your card details, all he has to do is look for shops that use 2d payment platform and use your card to shop till your account is empty.

now scammers develop 2-d online shopping platforms for the purpose of using it to wipe funds from skimmed cards. you will just stay and be receiving alert for market you no buy,

smart guys no longer use their cards at point of sales - they rather do transfer or create an account for pos only and only fund it whn they want to use it instantly.

IT IS NOW A MUST FOR EVERYONE TO BE STREET SMART OR SORRY GO BE YOUR FRIEND.

BEWARE OF POS. SOME NOW INSTALL CCTV JUST TO CAPTURE YOU TYPIN YOUR PIN. SOME PRETEND THEY ARE DIALING A NUMBER WHILE CAPTURING YOU AS YOU ENTER YOUR PIN.

templemount:
yes but I refused handing it over to them yet my account was emptied then when I went to the bank,they said with that 3digits at the back of ur card,minus otp number,transactions can stil take place

AccessME:
If something hasn't happened to u before, it becomes hard for you to believe when you see such happening to others, u think it's impossible. @ogogorofreak ur moniker really intoxicating you in real life, looking at the way u throw tantrums without reasoning. As a matter of fact same thing happened to me on 6th last month, all my money was withdrawn from my account through SPORTYPAY, they send an OTP code to my phone and I didn't give them the details, yet they still emptied my account. Enclosed is a screenshot of the OTP code sent. So don't say what you have no clue about and call affected victims liers @ogogorofreak and other doubting thomas on this thread.

owagbeba:


Boy! This is chilling!

Is paystack the medium providing the gateway For these websites to banks processing system?

Why aren’t the banks rejecting request from 2D platforms, and insist on them to upgrade to a more secure 3D platform?

I know 2D gateway is essential for over-the-phone payments but, atleast, there should be a way to incorporate the OTP aspect of this process to make it more secure.

Payments made over the 2D can be charged back, right? The customer can file claims to the bank, and in turn, the bank request a charge back from the merchant. I don’t if this is possible here; but overseas you can charge back on a fraudulent debit.


I tell you my story. The boys hit me on a Saturday night. All through that night, my phone had no network.. no calls... non SMS. I thought it was the usual network failure in my area. Airtel has poor network around this end. Then came Sunday morning... still no network. I checked my other phone used mainly for browsing; it had service.

I called Airtel... the said nothing wrong with my line. Maybe my SIM card is damaged. I went to Airtel office at shoprite. That was when I discovered they had swapped my SIM.

Immediately, I checked my email box: the debit alerts came rolling. First 30k, then another 30k on Sunday morning, another careless withdrawal ... total debit was 260K.

Omo, I followed it up with GT bank on Monday. Made a police report at Lions building, sworn court affidavit, stamped and registered. Copies of the debit alerts. Presented all these to Airtel office legal unit, GT fraud unit and CBN.

Got my money back in 21days.. to God the glory

OgogoroFreak:
You people are mistaken this OTP thing, the image you showed is OTP from sportypay not from your bank/payment processor.

OTP from your bank/payment processor is what is needed to complete transaction, if not sent, then sportypay uses an older payment processor (2D) that doesn't require OTP.

AccessME:
can't u see it's was clearly indicated GTbank on the screenshot? therefore the OTP was sent by the bank. Yeah precisely it was 2D payment that was used to withdraw fund to Sportybet cause that's the system used.

FatherCHRISTMAS:

Is sportypay the same thing as sportybet

Flairoqy:

He’s saying the truth, I’m a victim lucky I had just 1k in my account then otherwise I was shocked, I had to reinstall the app and try to understand how it happened and until today I haven’t been able to, I can show you a screenshot of the debit alert.

ARFON:
Hello can I see the screenshot

OgogoroFreak:
I can't leave a "what if" because I'm 101% sure of what I'm saying. I'm highly computer literate/tech savvy.

The security personnel is telling lies.

ARFON:
nd am sure dey know how much was in ur account

Kindler01:
� S. O. S

My friend's account got emptied on Saturday by a fraudster using SPORTYPAY platform. An OTP was sent to him and immediately an unknown number flashed him. Shortly afterwards he started seeing debit alerts even without given out the OTP.

Getting to his bank today, he's been told the possibility of getting the money back is slim if not impossible.

Now, checking out the SPORTYPAY site, we discover that they don't have a standard or working platform, while Sportypay.ng automatically redirects to a porn site...

Also, there have been similar complaint online about same thing happening and same platform used to defraud other people of their hard earned money.

CONCERNS:
� Are customer's money still safe in the banks?
� Is it that the security network in the banks are now porous and vulnerable to cyber attacks?

Please those in appropriate authority should do something about this before it goes beyond control and possibly cause unwarranted depression and death at worst.

OgogoroFreak:
Stop telling stupid lies. You fool!

His money can only be withdrawn if they got the OTP sent to him. No other way.

They didn't flash your friend, they called him and he foolishly handed over the OTP to the fraudster.

obiekunie01:


MY BROTHER THAT BUSINESS EMAIL COMPROMISE STILL DEY BAFFLE ME!

HOW CAN A TOTAL STRANGER DISCOVER OR CLONE A COMPANY CEO EMAIL AND NOW USE IT TO ORDER ACCOUNTS DEPARTMENT TO START TRANSFERING HUGE AMOUNT OF DOLLARS TO UNKNWN ACCOUNTS!

walahi this scam is not normal - some other things that we don't knw is involved!

obiekunie01:


my broda the last time i checked, million dollar deals are not discussed thru mail but by physical presence or lately video conferencing.

And on company instructional transfers, physical memos and direct summons from CEO are still the in-thing.

But sha maybe things have changed and am no longer up to date.

OgogoroFreak:
OTP is a new technology for added security. But that 3digit cannot be used to bypass OTP.