jerryidinoba:
Omo avoid all these online loan sharks o I advise you just use FairMoney that's what I use currently

tnx bro...

jerryidinoba:
Broooo i was in a similar situation in 2020 since then I have stopped using all these dirty loan companies. I recently started using FairMoney and it's been smooth so far

Fairmoney is fine. Though the interest rate is also very high.

adonainana:


Since he needed 120k and he was offered 25k he shouldn’t have gone ahead with the loan

The rest is just talk and story

Yea, you're right, but he was left without a choice... Moreover, he wanted to solve a problem and so couldn't have let go the little amount that came his way.

I got a loan from one app like dat. That day i went to bank to transfer money from my current account to the other account so that i can pay them up. I borrowed 7 to pay #10,800. I waited for hours for the money to drop in the other account. Its around 1pm. Later one of there staff called that i must pay before 5pm. Immediately , i paid 9500 thats remaining in my account waiting to receive the alert of the new transaction. I called them to send me account no so that i can go to bank and transfer into it, unfortunately dey sent d account details past 4pm which i was unable to enter bank. Later,when i received the alert, i went to buy call card to sub for data so as to open d app, a friend called that he saw my picture online that im owing one loan app. I was surprised. I called them to ask why they were quick to post my pictures all over the internet as a thief that i ran away with a company's money, the guy replied me that dats the beginning of my downfall. That he will make me loose my job, he will disgrace me and all that. Fiam..i got the data only to see whatsapp messages from friends that one loan app sent it to them that im owing them. U can imagine. I told them to send apology messages to my contacts before i can pay the remaining #1300. Note its note even upto 5:30pm o.

kemkem303:
I got a loan from one app like dat. That day i went to bank to transfer money from my current account to the other account so that i can pay them up. I borrowed 7 to pay #10,800. I waited for hours for the money to drop in the other account. Its around 1pm. Later one of there staff called that i must pay before 5pm. Immediately , i paid 9500 thats remaining in my account waiting to receive the alert of the new transaction. I called them to send me account no so that i can go to bank and transfer into it, unfortunately dey sent d account details past 4pm which i was unable to enter bank. Later,when i received the alert, i went to buy call card to sub for data so as to open d app, a friend called that he saw my picture online that im owing one loan app. I was surprised. I called them to ask why they were quick to post my pictures all over the internet as a thief that i ran away with a company's money, the guy replied me that dats the beginning of my downfall. That he will make me loose my job, he will disgrace me and all that. Fiam..i got the data only to see whatsapp messages from friends that one loan app sent it to them that im owing them. U can imagine. I told them to send apology messages to my contacts before i can pay the remaining #1300. Note its note even upto 5:30pm o.

Cant you mention the app?

As much as i would love to blame the company, you also have blame to share. Stop patronizing loan companies wey no get bearing. there are a lot of loan companies out there that have credibility. I have used Fairmoney and i also heard Carbon is good

kemkem303:
I got a loan from one app like dat. That day i went to bank to transfer money from my current account to the other account so that i can pay them up. I borrowed 7 to pay #10,800. I waited for hours for the money to drop in the other account. Its around 1pm. Later one of there staff called that i must pay before 5pm. Immediately , i paid 9500 thats remaining in my account waiting to receive the alert of the new transaction. I called them to send me account no so that i can go to bank and transfer into it, unfortunately dey sent d account details past 4pm which i was unable to enter bank. Later,when i received the alert, i went to buy call card to sub for data so as to open d app, a friend called that he saw my picture online that im owing one loan app. I was surprised. I called them to ask why they were quick to post my pictures all over the internet as a thief that i ran away with a company's money, the guy replied me that dats the beginning of my downfall. That he will make me loose my job, he will disgrace me and all that. Fiam..i got the data only to see whatsapp messages from friends that one loan app sent it to them that im owing them. U can imagine. I told them to send apology messages to my contacts before i can pay the remaining #1300. Note its note even upto 5:30pm o.

Thanks for this insight ramzy, people should stop patronizing character assasinators. I have been using Fair money for one year now and i am enjoying it.

Ramzyranks:
As much as i would love to blame the company, you also have blame to share. Stop patronizing loan companies wey no get bearing. there are a lot of loan companies out there that have credibility. I have used Fairmoney and i also heard Carbon is good

Orangebasket:
Why am i just seeing this?? Oga you are talking in the Nonsense o..... So tell me.. If na normal naija bank you waka go collect loan with collateral..and you are due to pay back...you will start giving them attitude?? Or maybe you will stop them from collecting the collateral from you?? Or when they do you call them wicked?? Or maybe you tell them things happened??

Mtcheeeww...

Now,flexible companies are out to help people with easy/quick financial aid and you think its anybody's right whatsoever to default.... Whether something happened or not... How is that the company's business??... So cause something happened they should forget about their money??


Oga check your brain well...

If you have no option but to collect loan from them..you should equally have a means of repaying in mind...and not when they device a means of getting their money back..you call them wicked... But then they were angels when they gave you the money abi??


Oga we need to erase this yeye mentality from our mind... Its not right!!

If you know you cant repay back..dont borrow..even if something happened at the process.. Find another means to pay back at the due date.

We to sabi abuse things for here


Now geniune people that needs this soft loans with genuine means of paying back now find it difficult to access the loans..all thanks to people that think like you..

And scrap that 'chinese companies are wicked' shit.... You all are the ones that find it hard to stick to terms and condition!!

I no owe you more than one bullet to your skull. I wish I know your location. Ogun kill your mama

Myexdisturbs:

What of a new law to criminal defaulters?

A defaulter isn't a criminal.What do they teach you guys in school these days?

efighter:


Look at a lazy youth supporting a fraudulent friend. And you all blame banks for not giving loan to the poor. Of course the banks know that poor people are shameless like politicians

It takes a lazy folk to know one

If you have complaints to make about loan sharks, you can forward them to this email address: lendersinterimregistration@fccpc.gov.ng with proofs/screenshots. Please, don't wait till you're defamed 🙏🏼

I believe we can put an end to this madness for good.

What happens after the loan apps call your contacts and defame you.
Do you go ahead to pay them or just live with the shame.
Asking for a friend cause she is depressed right now and just lost her dad that's y she couldn't meet up the payment

UselessBuhari:
We have armed robbers and kidnappers active on this Nairaland

Omo na them sabi, everyone know say the country hard, but for these loaners they're evil. God forbid. Like this eh, I no dey pay shishii 😒😏. Rubbish people😂.if you are still worried about them or what they will do to you if you're owing them, sorry oooo 😂🤣, that's to your own detriment. Do not mind whatever messages or threats they send to you daily. Most of these loaners are fast killers, crooks, life hunters and real time scammers. Like this eh....... Am owing about.... of them😌, but I no dey pay shishii 😒 it's over 2 year now since they were overdue and none of them were able to call or send messages to my contacts and post my pictures anywhere. They are even tired of calling 😏. If you wish to know how to get rid of them from gaining access and how to clear your contacts and data from their database send me a DM on WhatsApp @09151977310. But if you're one of their agents don't disguise cos I will know😏. Nonsense people.🤣