Metetiexpress:

Bro I still dey shock like this . I slept in my siting room that night and the phone was plugged beside me ..till they finished their operation I didn't even wake up . They went into my room to collect my ATM card and phone carton

Zico777:

[b][/b]U don't know what God did for u, maybe u would have died if u woke up & tried to confront them.

Restroom:
I am tempted to say your story is questionable.

Lcash or Migo cannot give you that kind of amount on the first time.

I have used them, and I know for sure, it cannot happen.

You have to build your credit score for many months before you can arrive at that amount.

Secondly, Lcash interest rate is about 30%. When they borrowed me 33k , after building my credit score, my interest was around 9-11k if I can remember.

So, if you are claiming that low interest rate on Lcash, then, your story is fake.

Fake as in fake.

I don't believe it.

I use about 6 loan apps and I know how they operate.

The first time you can borrow money on these platforms, what they give is 2500-3000. You have to repay it and get higher amount.

You can't just say, they stole your phone and used your phone to get 40-50k or whatever from Lcash.

It can't happen.

Restroom:
I am tempted to say your story is questionable.

Lcash or Migo cannot give you that kind of amount on the first time.

I have used them, and I know for sure, it cannot happen.

You have to build your credit score for many months before you can arrive at that amount.

Secondly, Lcash interest rate is about 30%. When they borrowed me 33k , after building my credit score, my interest was around 9-11k if I can remember.

So, if you are claiming that low interest rate on Lcash, then, your story is fake.

Fake as in fake.

I don't believe it.

I use about 6 loan apps and I know how they operate.

The first time you can borrow money on these platforms, what they give is 2500-3000. You have to repay it and get higher amount.

You can't just say, they stole your phone and used your phone to get 40-50k or whatever from Lcash.

It can't happen.

Restroom:
I am tempted to say your story is questionable.

Lcash or Migo cannot give you that kind of amount on the first time.

I have used them, and I know for sure, it cannot happen.

You have to build your credit score for many months before you can arrive at that amount.

Secondly, Lcash interest rate is about 30%. When they borrowed me 33k , after building my credit score, my interest was around 9-11k if I can remember.

So, if you are claiming that low interest rate on Lcash, then, your story is fake.

Fake as in fake.

I don't believe it.

I use about 6 loan apps and I know how they operate.

The first time you can borrow money on these platforms, what they give is 2500-3000. You have to repay it and get higher amount.

You can't just say, they stole your phone and used your phone to get 40-50k or whatever from Lcash.

It can't happen.

Metetiexpress:
They came in took a phone that was not passworded..no fingerprint just A02 ..These people have already created mobile wallet for my zenithbank. It was the lady in the bank that blocked it . People had my bvn sim, my phone , email everything is there . Make we dey always take about wetin we know abeg

FuckDModz:


I believe you.

However, now that you owe these loan sharks, have you contacted them to send you all the information they have about the loan recipient?

Most loan apps take snapshots of your exact location intermittently while the app is open, they should be able to help you.

FuckDModz:


Dude, you're clueless about how loan apps work.

Loan apps give loans based on your cash flow analysis. Once you submit your statement of account and you're poor, that's when you get a 2k - 5k loan. But if your cash flow is in millions, your first loan can be more than 100k.

Restroom:


So who submitted your account statement? The robbers?

Crenzywilliams:
baba, there's no way u can open a firstbank account without being physically present in the banking hall, I just checked it again to be sure, they require means of identification and a valid utility bill as well besides ur BVN and secondly no loan company will loan u up to 30k in the first instance. Stop trying so much, am sorry for your loss, but at the same time I wonder why you had to mix your gist with lies, it's destroys the credibility of the whole gist.

Restroom:


So who submitted your account statement? The robbers?

seborrhic:

They stole his phone,stole his ATM.
Vian!They opened an account,Vian!Loan application was made and granted,all within a few hours.
Don't even understand if some of the people that post these things think it's only mentally challenged people that visit nland.

Metetiexpress:


You can open an account with USSD on your mobile phone within 3 minutes ..BVN can be gotten within few seconds . I wonder if some people know anything about what is happening at in this generation.

Restroom:
Another reality is this, you go must pay them before they start sending sms to your phone contacts.

Lcash nor get chill

As in , no joy

If they tell you to pay, find their money and pay because they have a special unit for harassing people who default

I defaulted at a time my pops died and was getting prepared for burial. I had to dig Into my burial funds to pay them 53k and for like 5 months they were threatening me with sms and email to take me to court ,police etc if I don't pay the interest for late payment.

Infact I had paid their money, paid their normal interest and half of the late interest they charged.

To avoid embarrassment, I simply wiped all my contact straight from Google contact and synchronized with the WhatsApp and phone contact to wipe them off too from WhatsApp and phone. This automatically wiped my contacts in their server.

I didn't tell them. Each they threatened me to send their useless sms to my contact , I laughed..None of my contacts got any sms from LCash.

When they send me the sample of the message, na only me dey get am.

One called me one day and was like , I will do you this or do you that. But I ignored her.

So, be ready to pay their money. Whether you borrowed or or robbers stole your phone to do it.

If not, get ready as they will call you defaulter , criminal and armed robber on the run with their money.

They can be stubborn. I simply ignored them until them tire. All sorts of agents will start calling you ,and bugging your life to repay.

Take note.

That's what lies ahead.

seborrhic:

Rubbish.
Don't start 2022 with poorly concocted tales.
Find something better with your time.

Metetiexpress:

Brother I won't pay for a dime for any money I didn't take. I called them severally to tell them to give me the account number they paid into ... They were sorry that they cannot give me because it is encrypted. Migo just sent me the account number today and I called them just yesterday. Even if world go end I no go pay any money wey I no chop

Restroom:


You never see embarrassment .....dey there .....when they send your photo ,name and say the family of Mr xyz whose photo appear is a criminal defaulter and on the run etc.....and has refused to pay a loan he took xyz.......when the sms reach all your contact list, you will become the talk of your friends

Those guys nor get chill o...all your contacts will be getting weekly updates n unfortunately, many of them will believe u don't want to repay

Restroom:
What accounts were you using before ?

Which atm card did they take ?

The first Bank account you said the robbers opened was already active as at on the 18th of December.
.
When the money entered the account, on the 22nd , they used USSD to transfer it to a uba account.

If the line was already blocked as you claimed, that transaction could not have been possible.

Again, how did you know it was first bank and diamond bank they opened an account with your name, ?

When ? On the 19, 20, 21 or 22? And the same account was already active on the 18th ?

Can you open an account on the 19,20 or 21 and your account statement will now be starting from 18th......

Since when can robbers steal your phone on the 19/20th , create an account before on the 22nd, use the account number on the 22nd to get loan from Migo ?

Again, how is it possible for them to open a new account in your name, get a new ATM card in your name, between 19th to 22nd December and use the new atm card details to open Lcash and Migo account so as to get loans?

So you mean the robbers went to pose as you in the bank and successfully applied for ATM card, after opening the account and now used the new atm card pin, number on the card and ccv to complete the registration on Lcash or Migo?

How did you know the account number of the first bank account that you could ask for bank statement?