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Which Of These E-banking Apps Is Best Recommended? - Business - Nairaland

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Which Of These E-banking Apps Is Best Recommended? by dominique(f): 12:39pm On Mar 11, 2023
With the shege GTB has shown me in this cashless economy era, I've been looking into downloading one of these new E-Banking (palmpay, opay etc) apps out there. I need reviews from people that use these apps for regular transactions, how swift and hitch-free are these transactions? What are their charges like? Are there other hidden charges apart from transaction charges? The top 3 apps I set my mind on for now are
Palmpay
Fairmoney
Moniepoint

I would have included opay but one of their users told me that it has also started having network issues and transactions are not smooth like before. If there are any apps apart from the 3 listed above that is highly recommend, kindly drop suggestions. Thanks
Re: Which Of These E-banking Apps Is Best Recommended? by Zonefree(m): 12:41pm On Mar 11, 2023
Get yourself opay app and thank me later.

7 Likes

Re: Which Of These E-banking Apps Is Best Recommended? by Cutehector(m): 1:21pm On Mar 11, 2023
Don't put all your funds in one bank account, spread it. The same fintechs you people are praising, when network fail, it will be more drastic than that of bank. So put some in traditional bank account, some in fintech.


Only a wise person will follow this.

6 Likes

Re: Which Of These E-banking Apps Is Best Recommended? by dominique(f): 4:56pm On Mar 11, 2023
Zonefree:
Get yourself opay app and thank me later.

Quite a lot of people are using it but someone told me just yesterday that the app has started experiencing network downtimes. How is their charges like?

Cutehector:
Don't put all your funds in one bank account, spread it. The same fintechs you people are praising, when network fail, it will be more drastic than that of bank. So put some in traditional bank account, some in fintech.


Only a wise person will follow this.

I can never do that, what i want to do is to have an alternative Incase my main bank app fails to respond. Imagine you're stranded or you need to buy something urgently and your banking app refuses to come up. One needs to have more than one banking alternative in this cashless economy we're currently in
Re: Which Of These E-banking Apps Is Best Recommended? by Cutehector(m): 5:09pm On Mar 11, 2023
dominique:


Quite a lot of people are using it but someone told me just yesterday that the app has started experiencing network downtimes. How is their charges like?



I can never do that, what i want to do is to have an alternative Incase my main bank app fails to respond. Imagine you're stranded or you need to buy something urgently and your banking app refuses to come up. One needs to have more than one banking alternative in this cashless economy we're currently in
is it not the same thing i mentioned eh hanty Dominique?
.i said have alternatives. Dont put it in one bank.

1 Like

Re: Which Of These E-banking Apps Is Best Recommended? by Brittbreaker: 5:16pm On Mar 11, 2023
dominique:
With the shege GTB has shown me in this cashless economy era, I've been looking into downloading one of these new E-Banking (palmpay, opay etc) apps out there. I need reviews from people that use these apps for regular transactions, how swift and hitch-free are these transactions? What are their charges like? Are there other hidden charges apart from transaction charges? The top 3 apps I set my mind on for now are
Palmpay
Fairmoney
Moniepoint

I would have included opay but one of their users told me that it has also started having network issues and transactions are not smooth like before. If there are any apps apart from the 3 listed above that is highly recommend, kindly drop suggestions. Thanks

Use Palmpay and thank me later. Throughout this year alone, I haven't had one single network issue or pending transaction with them and I run thousands of transactions with it everyday. Palmpay is Sony the best.

3 Likes

Re: Which Of These E-banking Apps Is Best Recommended? by habbey99(m): 5:19pm On Mar 11, 2023
dominique:
With the shege GTB has shown me in this cashless economy era, I've been looking into downloading one of these new E-Banking (palmpay, opay etc) apps out there. I need reviews from people that use these apps for regular transactions, how swift and hitch-free are these transactions? What are their charges like? Are there other hidden charges apart from transaction charges? The top 3 apps I set my mind on for now are
Palmpay
Fairmoney
Moniepoint

I would have included opay but one of their users told me that it has also started having network issues and transactions are not smooth like before. If there are any apps apart from the 3 listed above that is highly recommend, kindly drop suggestions. Thanks

Use opay, I use it and it's superb
Re: Which Of These E-banking Apps Is Best Recommended? by Rubyjade: 8:09am On Mar 21, 2023
What do I need to apply for a Moniepoint POS
All you need is your ID card (whether national ID card, Driver’s license, Voter’s card or international passport), Utility/Nepa bill, and passport photograph. These plus a cautionary fee is what you need to get the POS.

Your cautionary fee will be refunded if you decide to return the POS as long as the POS is in good condition.

The following documents will be required

A verified Identity card such as International Passport, National ID Card, or Voters Card
Utility Bill (Nepa Bill)
Business License (For Registered business only)
Valid BVN
Valid Account Number
Other details you will need to apply for moniepoint POS
First name
last name.
Date of birth.
The gender.
Email address.
Username.
Phone number.
Mother maiden name.
Two address line.
Country and city.


Why does Moniepoint ask for your BVN
The Bank Verification Number is used to confirm that your personal information submitted is valid for proper KYC documentation as required by the CBN


Send a mail to infosmjay@yahoo.com Delivery is NATIONWIDE
Re: Which Of These E-banking Apps Is Best Recommended? by Kaido: 9:32pm On May 31, 2023
Re: Which Of These E-banking Apps Is Best Recommended? by NaijaCover(m): 2:20pm On Jul 23, 2023
dominique:
With the shege GTB has shown me in this cashless economy era, I've been looking into downloading one of these new E-Banking (palmpay, opay etc) apps out there. I need reviews from people that use these apps for regular transactions, how swift and hitch-free are these transactions? What are their charges like? Are there other hidden charges apart from transaction charges? The top 3 apps I set my mind on for now are
Palmpay
Fairmoney
Moniepoint

I would have included opay but one of their users told me that it has also started having network issues and transactions are not smooth like before. If there are any apps apart from the 3 listed above that is highly recommend, kindly drop suggestions. Thanks

Avoid Moniepoint, If You Hate BAD NEWS.
Re: Which Of These E-banking Apps Is Best Recommended? by Youngpo413: 4:06pm On Feb 22
dominique:


Quite a lot of people are using it but someone told me just yesterday that the app has started experiencing network downtimes. How is their charges like?



I can never do that, what i want to do is to have an alternative Incase my main bank app fails to respond. Imagine you're stranded or you need to buy something urgently and your banking app refuses to come up. One needs to have more than one banking alternative in this cashless economy we're currently in
moniepoint and opay are the best for me.
Re: Which Of These E-banking Apps Is Best Recommended? by Youngpo413: 4:09pm On Feb 22
Brittbreaker:


Use Palmpay and thank me later. Throughout this year alone, I haven't had one single network issue or pending transaction with them and I run thousands of transactions with it everyday. Palmpay is Sony the best.
𝗦𝗢𝗡𝗬 !

Try thier soundbar and thank me later, Sony is truly the best.

1 Like

Re: Which Of These E-banking Apps Is Best Recommended? by JOGICE(m): 4:10pm On Aug 15
[quote author=Rubyjade post=121934920][/quote]

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