UKmigrant:
I was working close to 120 hours per week in Nigeria and getting shitty pay. My current job here is 40hours per week. I signed up for overtime to further increase my pay. What I'll make here for just a weekend overtime (after tax) is more than what I was making in a month in Nigeria. Tory never change. I am here to hustle sister and mama charlie must pay me! Maybe you'll be inspired if I share my payslip by month end. I'll have to give that a second thought though.

love the spirit bro! Following you on NL straight...
We shall all draw morale support from people of like minds not bumps on the road

signature2012:


You are very very wrong.Yes is called a credit card and the fund in it is meant for spending.You cant reside in the western world without a credit card,you just have to be a prudent spender and not an impulse buyer just because you have a credit card.

Let me use your illustration.Your credit card limit is $3000 for example,to have a good credit score,you are not suppose to spend more than 65% of that money which is $1,950 every month.

If your minimum payment happens to be $50 every month,to avoid charges,it will be for your own good to pay back in full the exact amount you spent from your credit card and not the minimum payment($50).

Do this for good 6 - 9 months and see how your credit limit will rise to $10,000 or more with juicy offers knocking on your door with mostly 0 APR,and your credit score in the range of 750 -850.

Now back to your advise using debit card,is it not same money you intend to spend from credit card you will also spend using your debit card?So why not just spend it from you credit card in which will make you have better offers if you want to get a car,house etc than spending from your debit card with not benefit to gain.

The major problem people have with credit card is impulse spending or lack of finance management.That is when debt start piling up and it makes them run bankrupt.

You write very well, I must say "you're smart" and please use every opportunity over there. Wish you the very best.

Falzdbadtguy:

i bought her coffee....i dunno how to talk with this oyinbos jare. I dey always dey shy like mumu

Hmmm... I don't want to bliv you jor.
Just tell us what happened thereafter...

corpershun:


I on the other hand live in Nigeria and I have needs for credit but cannot get because interest rate is high and not affordable. Please there is no how you can compare the UK in terms of standard of living, welfare and life expectancy to Nigeria. My tailor took loan from a microfinance bank 100,000 naira to repay 150,000 for 6 months. If the monthly repayment money is short of 700 naira, the way those people would come to disgrace you in the shop, you won't wish for your enemy to collect loan.

I hope you are aware the current life expectancy of an average Nigerian is 54 years predicted to 44 years if the country's economic condition continues like this.

My dear the truth is, it is only the wealthy/very rich that enjoy this country, the poor and middle class are left suffering. The road to my street is very bad, my light is rationalised, IKEDC has refused to give me the pay as you use meter due to corruption yet give me exorbitant bill, the waste company doesn't come pick up thrash because of the road, I spend so much on fuel daily, I can't cook so much and freeze as there is no light. Now if all these basic amenities cannot be met, tell me what I am enjoying in the country as a citizen even though I pay my tax both directly and indirectly. I bought pizza for 2400 and the tax deducted was 350; Just Imagine!

OP wonderful thread, I have learnt a lot. You are very fortunate.

c dis my guy dey confess. If na me write this one on ghana 9ja thread saying life in ghana is peace, some people will write Nigeria is big, 9ja GDP na heaven, 9ja get oil, ghana no get anything, small ghana, ghana na country, .. Some wud go as far as calling me betrayer. Some will say I dey lie.. Now, this my guy dey hear am.... To enjoy nigeria, u have to be rich but been poor in nigeria, you go suffer.. If u b poor man for ghana, your life still dey ok... Between, did you not vote for buhari?


I know that, those who voted for buhari, na dem dey suffer pass..

We need people like u to talk out more, one day, dem go hear us and act on it..

Hmmmn, I am just tired of this country, tired!

Chevalier:

Hmmm...
I don't want to bliv you jor.

Just tell us what happened thereafter...

am not a story teller, sorry

Hi everyone,

This thread is an eye opener for me. The argument on creditcard was informative.

I see a lot of diasporans (UK) here, so i thought to ask (no intent on derailing pls!).

Have 2 job offers presently; one in Eastbourne (east sussex) and the other in Redhill, Surrey. Please i'd like some information on both places in terms of cost of living etc

I'd appreciate any help, as i have a few days to finalize.
TIA.

nervorum:
Hi everyone,

This thread is an eye opener for me. The argument on creditcard was informative.

I see a lot of diasporans (UK) here, so i thought to ask (no intent on derailing pls!).

Have 2 job offers presently; one in Eastbourne (east sussex) and the other in Redhill, Surrey. Please i'd like some information on both places in terms of cost of living etc

I'd appreciate any help, as i have a few days to finalize.
TIA.

What kind of job are you guys getting like this?
Tell me abeg, make I go read am sharp sharp. You pipu can't leave me here like this.

Two job offers?? Wawu!!

Pls na

Falzdbadtguy:


am not a story teller, sorry

i was just being curious ni o. cause i trust my naija guys dem no dey shy for woman matter

Inkredible:


Hmmm.. so I guess I'm being paranoid then. I just don't want anyone harassing me at the airport due to the tons of music and movies on my laptop.

Asides that, I'm good.

Thanks though.

Nobody will arrest you over that! As someone stated... as long as it's not indecent image or pornographic videos of underage or any link to terrorism then you are good to go.

Tokziby:
From what i can deduce the OP would be earning over 30k per annum

Accountant spotted

Chevalier:
Pls na


i was just being curious ni o. cause i trust my naija guys dem no dey shy for woman matter

well, u don't have to always show your appreciation by tranducing a vagiina wiiith a ppenis

Bullet1234:

Nobody will arrest you over that! As someone stated... as long as it's not indecent image or pornographic videos of underage or any link to terrorism then you are good to go.

Tankio

humilitypays:
United states is the best country anyone can ever think of traveling to.

After USA, comes Australia, Canada, Japan and others.

UK is a waste of time...at the long run you will discover that you wasted your whole years living in UK.

If you doubt me, check how many relatives or neighbors or people you know that lived in UK that have good investment back home or doing exceedingly well, they are very few and rare but you can count thousands if not millions of Nigerians living in US and doing so well.

Nigerians avoid traveling to UK to live, that country is a wasted land only good for education and maybe holiday visit.

UK will become hell for migrants in few decades to come because their over bloated economy will crash further. Why Because UK has become irrelevant in the comity of nations when it comes to industrial, IT, etc service delivery. UK isn't producing anything highly sort after by the whole world....so soon they won't have what to export and no more colonialism to use to milk other nations and commonwealth will crash on their wicked head!

BREXIT will after them more in the coming years; UK economy will crash and good jobs will become rare and pay will drop while tax will increase.

UK, the most useless country that destroyed Africa

FUNNY

We know Bugatti is better than mercedes
At least, when we no get moto, God elevated us to buy S class mercedes, Someone will now come and say Bugatti is better than mercedes.

At least, we no get moto b4....Just an analogy. Some of us, didn't necessarily hand pick coming to Uk from many options, we just took a chance. Mind you, some people in Nigeria have better lives than living in the USA. So, it's relative.

God dey sha, nice to try to have a different mentality after being born in Nigeria. Seeing a different way of life

Falzdbadtguy:


well, u don't have to always show your appreciation by tranducing a vagiina wiiith a ppenis

True talk!

Panting heavily..

O boy.
I had to follow this from day one to the very last comment.
Ukmigrant. I hail oh.
Planning on creating a thread like this also.
Gonna tag you, falzdbadtguy, pidgingirl, and others.
Still trying to catch my breath here.

tojahh:
Honestly this story thrilled me... I am planning on relocating too but na Ghana sha. This your grit and shrewdness is what i need to propelled me.

Sold almost everything.. Just waiting for January the 15th as departure date. Almost everything checked. I hope to tell success story here too.

Following bumber to cover. Anybody with Ghana experience please reach out to me.

we dey d ghana dey wait for u no wori u go get moni pas dis Migrants dem

Been a very busy day and week for me. I was even surprised to see this on the front page cos I have not been posting that frequently like before!



Make I cook small Hunger no dey respect anybody!

Inkredible:


What kind of job are you guys getting like this?
Tell me abeg, make I go read am sharp sharp. You pipu can't leave me here like this.

Two job offers?? Wawu!!

Is it news that brexit with a lack of Nigerian govt interest in Nigeria's health sector is favouring brain drain?

I've had five or six doctors friend moved here within the last 5 months with average pay of £46k

There is a very bad trend in this country that Nigerians have taken up, I call it the "single motherhood menace"

A significant number of Nigerian ladies I have seen here are single mothers, some of them have two kids for two different men.

One was even flirting with me the other day! she told her friend that she should hook her up with me, she should tell me that she is a citizen I wonder who tell her say I need paper I don run from their gathering since then.

Igerizee:

we dey d ghana dey wait for u no wori u go get moni pas dis Migrants dem

Ah Charlie my moral don high again. Make I pm you for some first hand info na

UKmigrant:
Been a very busy day and week for me. I was even surprised to see this on the front page cos I have not been posting that frequently like before!



Make I cook small Hunger no dey respect anybody!

where do you live and do you have anything interesting doing this weekend? Have you been to winter wonderland before?

UKmigrant:
There is a very bad trend in this country that Nigerians have taken up, I call it the "single motherhood menace"

A significant number of Nigerian ladies I have seen here are single mothers, some of them have two kids for two different men.

One was even flirting with me the other day! she told her friend that she should hook her up with me, she should tell me that she is a citizen I wonder who tell her say I need paper I don run from their gathering since then.

And even if I need, I no see young, fresh mulatos eh! Na after 2!

I'm presently seeing an overstayer and she's pronounced her undying love for me. The only thing is i am so confused when she's toasting me, because in Nigeria, a fine babe like that will show me pepper... Usually, when i say Hi, they said Bye....but now, na the reverse oh!

Could this be love??

Falzdbadtguy:


I'm presently seeing an overstayer and she's pronounced her undying love for me. The only thing is i am so confused when she's toasting me, because in Nigeria, a fine babe like that will show me pepper... Usually, when i say Hi, they said Bye....but now, na the reverse oh!

Could this be love??

maybe

UKmigrant:
There is a very bad trend in this country that Nigerians have taken up, I call it the "single motherhood menace"

A significant number of Nigerian ladies I have seen here are single mothers, some of them have two kids for two different men.

One was even flirting with me the other day! she told her friend that she should hook her up with me, she should tell me that she is a citizen I wonder who tell her say I need paper I don run from their gathering since then.

And even if I need, I no see young, fresh mulatos eh! Na after 2!

Abeg when next you see her eehn, tell her say one brother they enugu they wait her. I need her ooooo

Falzdbadtguy:


I'm presently seeing an overstayer and she's pronounced her undying love for me. The only thing is i am so confused when she's toasting me, because in Nigeria, a fine babe like that will show me pepper... Usually, when i say Hi, they said Bye....but now, na the reverse oh!

Could this be love??

Be careful bro, don't enter trap! Hehe! Wetin I even know sef? Which time I reach here wey I don dey advice person?

tojahh:


Ah Charlie my moral don high again. Make I pm you for some first hand info na

Charlie i go reply u buh i dey reason d particular mail i use open dis ma moniker buh no shakings b4 2mao evening i go reply u

Falzdbadtguy:


I'm presently seeing an overstayer and she's pronounced her undying love for me. The only thing is i am so confused when she's toasting me, because in Nigeria, a fine babe like that will show me pepper... Usually, when i say Hi, they said Bye....but now, na the reverse oh!

Could this be love??

Run for the hills.

Unfortunately for the illegal immigrants, a british citizen cannot marry an overstayer and automatically confer on him/her the right to live in the UK. If you are interested in her, she will have to travel back to Nigeria to apply for a spouse visa after you both have gotten married in Nigeria. The home office will scrutinize her application very carefully because she is on their database as an overstayer.

In the days when I used to be a bad boy, I will 'chop and clean mouth' with that overstayer if I was in your shoes.

UKmigrant:
Be careful bro, don't enter trap! Hehe! Wetin I even know sef? Which time I reach here wey I don dey advice person?

It's true.. it's never a happy ending ooo. Talking from experience but not me sha