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Talktrue1's Posts

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Sports / Re: Nigeria Vs Ghana: WAFU Finals 1 - 4 (Full Time) by talktrue1(m): 8:54pm On Sep 24
Embarassment to Nigeria
Sports / Re: Nigeria Vs Ghana: WAFU Finals 1 - 4 (Full Time) by talktrue1(m): 8:44pm On Sep 24
Naija don Bleep up
Foreign Affairs / Re: Angela Merkel Wins German Election by talktrue1(m): 8:35pm On Sep 24

She has ruled for 12 years now and counting.

The German constitution does not have a term limit.

Thanks for the information
Foreign Affairs / Re: Angela Merkel Wins German Election by talktrue1(m): 6:18pm On Sep 24
Congrats to her but how many tenure she want to stay

1 Like 1 Share

Romance / Re: Man To Marry Two Women In Delta State, See His Pre-wedding Photos by talktrue1(m): 8:58am On Sep 19
Is he doing it to appease the gods?


Politics / Re: Biafra: Umuahia Youths Give Ikpeazu 24 Hours To Dethrone Nnamdi Kanu’s Father by talktrue1(m): 6:02pm On Sep 17
The youths have spoken

1 Like

Romance / Re: A Nairalander Prepares For Wedding With These Prewedding Pixs by talktrue1(m): 6:54pm On Sep 10
Very decent. God bless your union. Hml
Investment / Re: Why Invest In Treasury Bills When Theres Stanbic's Mutual Funds? by talktrue1(m): 9:34am On Sep 09
Tbills is the BEST when you have money that you will NOT need till maturity. No doubt about that.

But assuming you plan to buy a property and you set standard. It can take a month or two or even longer period for you to get your choice. There's no fixed date. Instead of keeping the money in your account where the bank will be charging for sms, card maintenance , etc. you can chose to do money market fund and liquidate anytime you got your choice of property.

You can lock up a particular amount in tbills while u use mmf for money in case of eventualities.

There is no charge at stanbic mmf, to my knowledge. You can redeem any amount you want at anytime after the first 30 days.

This post is not to convince anyone but to educate people who are looking for opportunities. When I got information like this , I went to stanbic Ibtc like 3 times to make more enquiries and clear any doubt I have.

1 Like

Investment / Re: Why Invest In Treasury Bills When Theres Stanbic's Mutual Funds? by talktrue1(m): 9:54pm On Sep 08

Not sure i get you correctly. it's a case of pre-liquidation!

Note that tbills rate for 91days is around 13% -15%
If you liquidate your 365 days Tbills investment after 60days, the bank MAY have to re-calculate your investment with rate less than 90days i.e 13%. Remember that the less the number of days, the less the rates.

This is where mmf comes in. If you know you WILL need ur money anytime but no specific date yet, go for money market fund. You are free to liquidate your fund anytime after 30days without any charges.

Stanbic ibtc rate is same no matter the number of days you invested. Thats from my own calculation.

1 Like

Education / Re: 49-Year-Old UNIJOS Political Science Student Dies Few Days After Graduation by talktrue1(m): 9:39pm On Aug 31
Politics / Re: Breaking News: IPOB Moving From Aba To Ekwulobia To Cause Confusion- PICTURES by talktrue1(m): 11:31am On Aug 20
haba. op. ar u traveling wt them


Politics / Re: Babangida Suntai Dies Hours After Burial Of Danbaba Suntai, His Brother by talktrue1(m): 9:20am On Aug 20
Politics / This New Video With Pmb Seems To Be An Old One by talktrue1(m): 1:16pm On Aug 13
pls come and see

Politics / Re: Buhari Has Set New Guinness World Record—reno Omokiri by talktrue1(m): 1:09pm On Aug 13
see what I saw

Politics / Epic Response To Gov Rauf by talktrue1(m): 10:10am On Aug 13
See response to Rauf support for Arsenal

Investment / Re: Mutual Funds by talktrue1(m): 9:04pm On Aug 03

How can those outside Lagos Benefit from Stanbic Mutual Fund. Thanks

visit any stanbic ibtc bank and they will process it for you.
Investment / Re: Treasury Bills In Nigeria by talktrue1(m): 8:55pm On Aug 03
We wish to inform you that your bid for a Treasury Bill of xxxxxxxxx with reference number 110151002860 was successful. Full details below:

Reference Number: 110151002860
Principal: xxxxxxxxxx
Rate: 18.25%
Tenor: 364 days
Maturity Date: 2018-08-02

Thank you for choosing FirstBank.

I know stanbic allows you to bid in the primary market with their own stop rate, but first bank says I can only go for the secondary market once I have less than N50m

Are there some firstbank branches that allows to submit your bid for primary market and go wt their rate when you have less than N50m?
Politics / Re: Buhari’s Photo With APC Governors In London Is Old And Fake – FFK by talktrue1(m): 3:02pm On Jul 24
It may be true


Celebrities / Re: Tekno Gifts A Twitter User N500k by talktrue1(m): 7:24pm On Jul 12
9c 1
Politics / Re: Gencos Ask FG To Increase Electricity Tariff by talktrue1(m): 9:18am On Jul 12
But my electricity bill was increased for the month of June by 30%
Autos / Re: Free VIN Check FOR CARS FROM USA ,CANADA by talktrue1(m): 5:06pm On Jul 09

Hello Sir Talktrue1


Report Ready
Report cost a fee

Sms vin to 08060365068

Whats the cost
Autos / Re: Free VIN Check FOR CARS FROM USA ,CANADA by talktrue1(m): 11:42am On Jul 09
Pls help me run VIN check on


Send to eziokwuislife@yahoo.com

Thanks in advance
Autos / Re: Free Vin Checks And Reports by talktrue1(m): 11:23am On Jul 09
Hello inze,

Please help me run a Vin check for


Send to eziokwuislife@yahoo.com

Thank you in advance
Investment / Re: Treasury Bills In Nigeria by talktrue1(m): 10:49am On Jul 07
GTB 18.2% approx for 364 days

Is it from the secondary market?
Investment / Re: Treasury Bills In Nigeria by talktrue1(m): 5:32pm On Jul 06
Please what is the minimum amount to bid in tb from the primary market? I read it is 50M. Please i wanna be sure cos i read some people still talk about bidding here.

Am much interested to know if anyone with less than N50million successfully bid at the primary auction in any of the banks because banks will tell you to go for the secondary market once your money is not up to N50million required for the primary auction.
Investment / Re: Treasury Bills In Nigeria by talktrue1(m): 1:46am On Jul 06

My First Bank branch does not allow those of us who have less than N50 million to buy in the primary market. We only buy in the secondary market.

Same with my branch. The guy said that I can walk in anyday and buy from the secondary market. No need for the bi-monthly bid


Travel / Re: Traffic Jam Along Abuja-Keffi Expressway Leaves Commuters Confused (Photos) by talktrue1(m): 12:01pm On Jul 05
Despite their promises for the road, nothing has been done.
Its only when accident happen, they will come and start making promises.
Politics / Re: Is this a Government Or A Mistake? - BBC News rubbishes Buhari by talktrue1(m): 7:09am On Jun 30
APC should answer the question


Crime / Re: Bvn Fraud Alert by talktrue1(m): 9:05am On Jun 27
Lala, this fraud is more than snake.

Lets see how we can stop this menace. Even the message notification is annoying when you are expecting an important message
Crime / Bvn Fraud Alert by talktrue1(m): 7:23am On Jun 27
From 09033982515

BVN ALERT:Dear customer,your ATM Debit CARD & acc****has been block by CBN,due to BVN system error;kindly call our helpline>>09068766046 to open it under 24hour

Why is it hard for the security agents or financial crme control agencies to arrest the people behind this fraud.

With simcard registration, they can get them easily
Politics / Re: Supreme Court Sacks Herman Hembe, APC House Of Reps Member by talktrue1(m): 3:12pm On Jun 23
Is he the Hembe that requested for bribe from Otteh, the Dg of NSE


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