I will never do it, i don't want woman to "cage" me on my spendings.  I will take care of the home but i spend my money with freedom. WE ALL KNOW WOMEN NOW

Anywhere it's not that way, there is some level of disharmony. If you've really hooked up to the right person, it should noy be a problem. But, guys the day your partner finds out (if you're cheating) an anomally, such a sensitive and bonding move goes under water.
Husbands and wives, good luck.

If any of them can sign, who holds the chequebook? if both of them are signatories. its better in my opinion. It will help the couple to openly manage their finances.But I think each person should still have a personal account aside the joint one. I also agree with the opinion of a certain % of both partners income be set aside for the joint account.

I really dont support the idea of couples keeping joint account. Take for example, if the husband is from an extended family and needs to meet their need often. This might cause misunderstanding between them and might later lead to the break of the marriage. It might also lead to both couples not trusting each other.

It is okay to have one account for all necessary bills, but also have a seperate account for personal use.

@ flavorflav
i'm with u on that. Separate personal accounts and another for necessary bills.

BEAAAAAAAAANNSSSSSSSSSS? joint account ko, joint account ni.. although i wont mind if my mr puts me as a signatory to his account.. money talks!!

ABIMBOLA77:

BEAAAAAAAAANNSSSSSSSSSS? joint account ko, joint account ni.. although i wont mind if my mr puts me as a signatory to his account.. money talks!!

U must like awoof.

see ya nose.. u no like awoooffffffff?

This is a question as complex as trying to figure out if the marriage of all Nigerias ethnic groups into one entity called NIGERIA is not a bad marriage.

I say say even if only out of security reasons.
God forbid if something happens to the man ,the way family will run to make their claim.
When I was in Nigeria, my mum always gave me a blank check when she and my father travelled just in case:::
With the instruction to withdraw every thing if any thing happened and fast.

if they believe in it then they can go ahead.

I think it is right to have a joint account with your husband for the up-keep of the home on the following conditions:

1. An agreed percentage of our monthly salary will go to the joint account.

2. We will operate our different accounts apart from the joint account.

I know i've mentioned this before on another thread but i will rehash here. This is what my husband and I practice (and what i believe is ideal). Both our incomes goes into a joint account. We both get a pre-agreed amount for personal expenses - it's not a lot, just for things you don't necessarily want your spouse to know about - like if you want to buy him/her a present, or for day-to-day expenses. This "pocket money" goes into our personal accounts. We also have joint savings and investment accounts. ALL spending decisions are made together. It doesn't feel onerous because we talk all the time and ask for each other's opinions on virtually everything.

For me that is the ideal. In this present day, i don't see how it is possible for the husband's relative to have access to a couple's joint account without the woman's permission except through fraud and if you both have a will, it should cover the other person in the event of one's demise. As for the issue of trust, i daresay if you don't trust each other enough to share an account, you have no business being married to each other. In Seun's words, that's characteristic of a dysfunctional family.

I'll take a pass. I hate to gamble with my finances. Females, You never know.

4me it's necessary 4 de sake of life & death these days banks inherit bombed men & women account unnecessarily.

Not a very good idea.

big yes i support joint acc.

maybe

married couples should share a joint account. and at the same time there is nothing stoping them to operate their own personalised account.

Helll to the nahhhhhhhhh

yea i think a married couple should have a joint account,

but as for me i will always have an extra account just incase things go wrong i wont be broke

50% of ym income might go into the joint account, while 50% will go into my personal account. The joint account money won't be touched without mutual agreement, but the other 50% will be mine, mine, all mine!!

That 50 50 is just the best. And from the joint account , things like houserent school fees can be paid.

Consultant:

I know i've mentioned this before on another thread but i will rehash here. This is what my husband and I practice (and what i believe is ideal). Both our incomes goes into a joint account. We both get a pre-agreed amount for personal expenses - it's not a lot, just for things you don't necessarily want your spouse to know about - like if you want to buy him/her a present, or for day-to-day expenses. This "pocket money" goes into our personal accounts. We also have joint savings and investment accounts. ALL spending decisions are made together. It doesn't feel onerous because we talk all the time and ask for each other's opinions on virtually everything.

For me that is the ideal. In this present day, i don't see how it is possible for the husband's relative to have access to a couple's joint account without the woman's permission except through fraud and if you both have a will, it should cover the other person in the event of one's demise. As for the issue of trust, i daresay if you don't trust each other enough to share an account, you have no business being married to each other. In Seun's words, that's characteristic of a dysfunctional family.

very correct. i imagine a lot of the fuss over this thing is coming from unmarried people. if you are unable to trust your spouse with something as mundane as money, then you really should not be married.

i have a sharing arrangement with my husband where we out in a particular amount (equal amount) in our joint account and this we invest in different projects from putting in the stock market to our capital projects, we have done this over the years, it has worked beautifully and has helped me to learnt to save more.

this does not stop my husband from giving me money when i truly need it.

Joint account ke, olorun maje

NO WAY!! then de hus start taking the money without ur absence and who knows u will be de only person putting the money while he will be saving his and using ur to chase girls or buying drinks. i cant.

Yes they should. They can opearte a joint account.
It helps some various needs in the family and also brings the trust between them.

I will never do it, i don't want woman to "cage" me on my spendings. I will take care of the home but i spend my money with freedom. WE ALL KNOW WOMEN NOW

What kind of husband will you end up becoming with this kind of attitude?

WE ALL KNOW WOMEN NOW

Noooooooo, not all of us

50% of ym income might go into the joint account, while 50% will go into my personal account. The joint account money won't be touched without mutual agreement, but the other 50% will be mine, mine, all mine!!

You are right Seun. I'll go with you on that.

I beleive in joint project accounts and individual accounts for our eveyday needs.

Try it if dare!!!!!!!!!!!My fellow men in no way should u open a joint account with your wife unless you have another account somewhere or else women for being who they are will drive you nuts.Woman have the tendency to buy what they want not what they need(Awon Aso oke,Gele and the rest of them)and they can be so money conscious.Abeg no try am.

it's a risky idea for both parties, unless they have a family project they want to accomplish together, if not, i'll say they operate seperate individual acounts.