kennysteve77:
I run a business account wirh FCMB, it's awesome. Even if you don't choose FCMB, I beg you never to think of choosing GTB. If you do, you are a goner!

Please for my sake explain better, cos am About to open one with them....

First bank noni...

somez:
If its not Gtb then dont open any account.

Please bro what And what did they ask You to bring prior to the business account opening. went to the alaba branch The lady in charge said I should bring my CAC cert, my tax number, The company stamp, with 5k...Please is that true?

mykky:
Hi Pal, Fidelity Bank Is Your Sure Bet for Any Business or Personal Accounts.

Their Customer Service is Exceptional and You Will Enjoy An Excellent Relationship with Them as a Customer.

You Can Open a Fidelity Small Business Account (FSBA) and enjoy......
*Zero COT
*Free Banking Services
*Interest on your Current Account
*Easy Access to Loans
*No Hidden charges......

They simply Keep Their Words and make Banking Services Easy and Accessible!!!!!!

How sure are you?

[quote author=dimsonu post=44369534]

Please elaborate on the advantages of Sterling Bank SUPA account.


***modified***

Came back to the thread just to see peeps mentioning names of banks. Seriously if you want to advertise a product at least give reasons for me to choose yours.


The sterling supa account is a CURRENT account with zero COT with minimum opening balance of #5000

Utility bill also

Utility bills also. Yes

Rexnegro:
Please bro what And what did they ask You to bring prior to the business account opening. went to the alaba branch The lady in charge said I should bring my CAC cert, my tax number, The company stamp, with 5k...Please is that true?

saintchyco:
Bank you should never try for small bizness
1.Zenith Bank
2.UBA
3.GTB
the above charges are crazy especially Zenith who is the worst in charges

for poor customer service operations
Union Bank
and Stanbic bank
keystone bank

pls remove stanbic from that second list

kennysteve77:
I run a business account wirh FCMB, it's awesome. Even if you don't choose FCMB, I beg you never to think of choosing GTB. If you do, you are a goner!

is it the same GTB that's been giving me 325naira every month you are on a looooooong thing

daniska3yaro:
Bet9ja account.

Wateva u smoking, u really need to quit that shii I beg u in d name of wateva u hold dear.

Rooneyboy:


ur so on point sir , i totally agree with u on all that u mentioned , however do u have an idea on the best bank one could use for fixed deposit
a bank that would give me a decent interest

i have quite an ammount that has been lying down idle in GTB for over a year and its not bringing any interest , i feel so bad about it.

GTBank recently increased their interest rate on Fixed Deposit immediately after the rate review at the last Monetary Policy Comminuque meeting the CBN had. So contact your account officer or meet the customer service representative to apply the new rates to your FD.

If you're looking for high rates, FCMB, keystone would give you. But be wary of those banks.

Inspectahdeck:
Please what about heritage bank. I heard they give out loans with no collateral? I find it hard to believe. Please I will await your response if you have any idea. I am in the same situation. Many thanks

I don't have information bout heritage bank. But you need to know the bank that supports the industry the kind of business you run is. If they don't need collateral. They might take an asset debenture on your inventory and the loan amount won't b too high

Bookiemart01:
I can help you do it for a fee though

Hehe was actually trying to see if I can do it myself and how much the total spending will be.

Ok say u wanna do it, how much will be total cash needed including fee

pavy:





Wateva u smoking, u really need to quit that shii I beg u in d name of wateva u hold dear.

hahahahahah.

pendusky:

sterling bank... ask for ledger 96 account

Don't go near eco bank.

Do you want to do BUSINESS NAME REGISTRATION (Enterprise) or COMPANY REGISTRATION (LTD)

MukaboxNG:


Hehe was actually trying to see if I can do it myself and how much the total spending will be.

Ok say u wanna do it, how much will be total cash needed including fee

Try UBA... They charge less than other banks.. And their services is excellent

tubolancer:
please which bank can help with import finance (LC) I am expecting goods worth several millions of naira. please help.

Fidelity bank is a sure bet for you but you must have an operational account.

Thanks Rose, we check it out.

Bookiemart01:
Do you want to do BUSINESS NAME REGISTRATION (Enterprise) or COMPANY REGISTRATION (LTD)

Business name

I am interested in setting up a Limited Liability Company.How much will it cost me to register it?Then business account will be decided on when we reach the end of this discussion.

So in conclusion, toping the list...

1. First Bank - too crowdy but secure
2. Fidelity bank - no hidden charges
3. Sterling - monthly charges
4. Diamond - Monthly charges and deduction
5. Fcmb
6. Wema- not widely use
7. Gtbank - high deduction
8. Skye
9. Zenith - better than Gtb
10. Uba- no good reference
11. Stanbic
12. Ecobank
13. Heritage
14. Unity
15. Standard Chartered .

First bank is widely use, very stable but user experience score low on reference,
Will go Diamond as from experience they have smooth service and user experience with internet mobile banking .
Fidelity is great from the user experience, a very much open option to consider..

The rest, good for savings'!

rafcrown:
I am interested in setting up a Limited Liability Company.How much will it cost me to register it?Then business account will be decided on when we reach the end of this discussion.

Are u in Lagos, if yes, send me a dm, just collect my Ltd certificate last week.

somez:
Utility bills also. Yes

Thanks bro really appreciate it

ablesolomo:

Which one is Bet9ja account pls

ask google pls................

Pls which of these banks is best to operate a savings account, fidelity or diamond bank. Thanks.

UNITYBANK STILL REMAINS D BEST WITH MINIMIUM CHARGES UNLIK DIS OTHER BANKS THAT CHARGE WITHOUT FEAR OF GOD.

How do i contact you for chat on my business account.
Pls treat as serious.
Phone: 08146307116
Email: ifeanyiin92@yahoo.com


post=44369664]OP.. Few tips in choosing your preferred bank for your corporate account.
1. Know that opening a corporate account would require most of your CAC documents, a Tax Identification Number, probably your company seal with other requirements for opening a current account depending on the bank.

2. You would be charged for Search Report on the authenticity of the CAC documents presented to the bank. Bank charges varies. GTB charges N5,000. FCMB N4,000 I think.

3. There are a lot of current account variants that banks sell that comes with their terms and condition. Some offer you zero COT(Maintenance Fee) but there would be a penalty and should you break it, you would be charged COT.

NB: N50 Bank Stamp is applicable to all corporate account regardless of the variant any bank is offering you.

4. If you wish for the bank to finance your business, Diamond Bank used to finance SMEs until the Ariaria market traders came and spoilt that initiative with bad loans. (Nigerians don't like paying down on facilities).

You can try fidelity bank too if you have legal title documents to stand as collateral for the loan.

If you're a start up, run from GTBank & Zenith Bank. They would never finance your business no matter the business plan you propose.

If you want the ease of internet banking, try GTBank and Diamond Bank.[/quote]

ok, send me a PM.

MukaboxNG:


Business name

Union Bank it is!

Stanbic IBTC. tested n tried!

corperscorner:
1960bet account

But when serious issued of such is raised, if u don't have any good idea to share that will benefit people, I think it will even be better to silently read and followed like others did. Must we joke with all cases?