nomad26:
Yes, there's a card that lets you do that: Curve MasterCard. It's a debit card, that lets you use your credit cards for fee-free cash withdrawal (£200/day) this is what I used, you can google it for more details. Cheers.

fatima04:


Ohh really, little wonder capital one wont increase my shipini limit

Lexusgs430:



Lol...... Oga, I would not argue with your position.... Over 20 years of clever accounting and still waxing...... If you overdo, it would catch up with you......

wonlasewonimi:


Curve is a life saver. I use it in Costco to pay for stuff before I got AMEX card. The only downside is they dont support amex(I'd have racked up my avios points) and you lose your section 75 protection.

nomad26:
I know right! It's also great for self-employed people
for paying taxes, since HMRC only accept debit card payments. One can potentially earn lots of credit card points on tax payments.

wonlasewonimi:


Bros I'd try to avoid all these tax avoidance schemes. That is how one contractor I work with had to sell his house to pay £170k to HMRC for an offshore scheme he was on years back.

Lexusgs430:


He must have been very very greedy........

wonlasewonimi:


So many people joined then...you can't blame them, it is very sweet taking home 95% of your income.

wonlasewonimi:


Capital One is shyte anyway. They don't give sensible credit limit...Try MBNA, once approved close Capital one.

mim1031:
Good day everyone,
Please, while applying for Tier 2 dependant visa, do i need to scan and send my documents (BRP, Tenancy agreement, COS e.t.c) to hubby in Nigeria to submit with his application or i have to send them by post to the embassy here?

Thanks

nomad26:
You shouldn't send any document directly to the embassy. You can scan and send the documents you mentioned to him, he will submit everything during his biometrics appointment.

CowbellY:
Hello All,

Uhmm, if I stay in Nigeria, but I want to buy items from a UK store, does anyone offer a service that receives and then ships to Nigeria ?

Thanks.

wonlasewonimi:


Curve is a life saver. I use it in Costco to pay for stuff before I got AMEX card. The only downside is they dont support amex(I'd have racked up my avios points) and you lose your section 75 protection.

RalphJean:



Please tell me more about Curve Card.
I have it, but have never really used it, like that. You mean I can put up my Credit card from another company on Curve?

RalphJean:



Please tell me more about Curve Card.
I have it, but have never really used it, like that. You mean I can put up my Credit card from another company on Curve?

sgtponzihater1:


Thanks man. Any one with any idea for fluid migration for lawyers to the UK or any other country can kindly let me know.

brideofchukky:



Have a look here. It's a long shot but you need to find suitable employers in the approved sponsor list in the link below and identify the companies in your industry and then look for jobs through their websites or any other medium you find. When you apply, make it clear to them that you require sponsorship so they can perform the necessary checks to meet the criteria set by home office to be able to get you a RCoS (depending on your field as I know doctors have it easier).

https://www.gov.uk/government/publications/register-of-licensed-sponsors-workers

wonlasewonimi:


Curve card is like a wallet for all your other cards.

You download the app and get sent a card.

On the app, you load all your other bank cards.

If you need to pay for stuff with like barclays card, you choose barclays from your curve wallet on the app and pay with your curve card.
The funds would be taken from your barclays account.

If you mistakenly use your HSBC instead of your barclays, curve allows you to go back in time for two weeks to change the payment card to the one you want.

You can with buy stuff online using your curve card protecting your real bank account.

You can withdraw cash from credit card without being charged cos it woukd show the credit card company you spent the money in curve. They don't have a clue about your cash withdrawal.

You can pay with credit card in places they don't accept credit cards

You can spend on your card overseas without getting bank charges.

You get rewards for using your card in selected stores

DaveChapelle:


let's vet down to the root of it...what's the yearly charge? Have i seen a movie like this card before?!... 1 card to rule them all?!

wonlasewonimi:


Curve is a life saver. I use it in Costco to pay for stuff before I got AMEX card. The only downside is they dont support amex(I'd have racked up my avios points) and you lose your section 75 protection.

spacyzuma:


From your posts, I have dine some research on Curve and I've installed the app.

Abeg you fit share referral code? ��

Tone23:
Hello people! Great info exchange on this thread!

As the UK immigration rules keep changing, one seemingly has to seek clarity time and again to be sure to stay on the right side of the law therefore, please I'd like to know:-
1. How long (maximum) a Tier-2 worker can travel/stay outside the UK without getting into trouble with UKVI and

2. How long can you stay in between changing jobs without a problem.

I believe the cooling period before re-entry (should one resign a job and leave the UK), is 12 months but I'd appreciate your inputs please and thank you!

fatima04:


Response to your questions
1. Its advisable you dont exceed 3months in a 1 year cycle as that year wont be recorded against ILR if you are on a Tier Visa. On the other hand, the visa is attached to an employer, doubt you can get any days outside the usual annual leave.

N.B- for future ILR application, you would need a letter from your employer approving such absence from the UK.

2. Doubt you can continue staying in the UK legally once your current Tier 2 expires (unless you are due for ILR). Either you get another sponsor or stay with the current sponsor and extend your stay before your current leave expires

wonlasewonimi:


2D8Q2QXN

nomad26:
Let me suggest that you get the AMEX Gold card instead https://www.americanexpress.com/uk/credit-cards/gold-credit-card/?linknav=uk-amex-cardshop-allcards-learn-GoldCreditCard
It's free for the first year and you get 20k amex points (this equals 20k avios & can be easily transferred to your avois account). You can easily cancel it after the first year, then get the BA card if you still want to.
To get the sign-up bonus, you need to spend £2k in 3 months. Also if an existing amex cardholder refers you, you get additional 2k points. PM me if you need a referral.

fatima04:


Response to your questions
1. Its advisable you dont exceed 3months in a 1 year cycle as that year wont be recorded against ILR if you are on a Tier Visa. On the other hand, the visa is attached to an employer, doubt you can get any days outside the usual annual leave.

N.B- for future ILR application, you would need a letter from your employer approving such absence from the UK.

2. Doubt you can continue staying in the UK legally once your current Tier 2 expires (unless you are due for ILR). Either you get another sponsor or stay with the current sponsor and extend your stay before your current leave expires

dustydee:

180 days except the year you apply for ILR which you should not be out for more than 90 days.

dustydee:

sent you a pm for the referral.